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Code of Federal Regulations (Last Updated: November 8, 2024) |
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Title 12 - Banks and Banking |
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Chapter X - Bureau of Consumer Financial Protection |
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Part 1022 - Fair Credit Reporting (Regulation V) |
| Subpart A - General Provisions |
| § 1022.1 - Purpose, scope, and model forms and disclosures. |
| § 1022.2 - Examples. |
| § 1022.3 - Definitions. |
| Subpart B - XXX |
| Subpart C - Affiliate Marketing |
| § 1022.20 - Coverage and definitions. |
| § 1022.21 - Affiliate marketing opt-out and exceptions. |
| § 1022.22 - Scope and duration of opt-out. |
| § 1022.23 - Contents of opt-out notice; consolidated and equivalent notices. |
| § 1022.24 - Reasonable opportunity to opt out. |
| § 1022.25 - Reasonable and simple methods of opting out. |
| § 1022.26 - Delivery of opt-out notices. |
| § 1022.27 - Renewal of opt-out. |
| Subpart D - Medical Information |
| § 1022.30 - Obtaining or using medical information in connection with a determination of eligibility for credit. |
| § 1022.31 - Limits on redisclosure of information. |
| § 1022.32 - Sharing medical information with affiliates. |
| Subpart E - Duties of Furnishers of Information |
| § 1022.40 - Scope. |
| § 1022.41 - Definitions. |
| § 1022.42 - Reasonable policies and procedures concerning the accuracy and integrity of furnished information. |
| § 1022.43 - Direct disputes. |
| Subpart F - Duties of Users Regarding Obtaining and Using Consumer Reports |
| §§ 1022.50--1022.53 - [Reserved] |
| § 1022.54 - Duties of users making written firm offers of credit or insurance based on information contained in consumer files |
| §§ 1022.55--1022.59 - [Reserved] |
| Subpart G - XXX |
| Subpart H - Duties of Users Regarding Risk-Based Pricing |
| § 1022.70 - Scope. |
| § 1022.71 - Definitions. |
| § 1022.72 - General requirements for risk-based pricing notices. |
| § 1022.73 - Content, form, and timing of risk-based pricing notices. |
| § 1022.74 - Exceptions. |
| § 1022.75 - Rules of construction. |
| Subpart I - Duties of Users of Consumer Reports Regarding Identity Theft |
| §§ 1022.80--1022.81 - [Reserved] |
| § 1022.82 - Duties of users regarding address discrepancies. |
| Subparts J--L - XXX |
| Subpart M - Duties of Consumer Reporting Agencies Regarding Identity Theft |
| § 1022.120 - [Reserved] |
| § 1022.121 - Active duty alerts. |
| § 1022.122 - [Reserved] |
| § 1022.123 - Appropriate proof of identity. |
| §§ 1022.124--1022.129 - [Reserved] |
| Subpart N - Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers |
| § 1022.130 - Definitions |
| § 1022.136 - Centralized source for requesting annual file disclosures from nationwide consumer reporting agencies. |
| § 1022.137 - Streamlined process for requesting annual file disclosures from nationwide specialty consumer reporting agencies. |
| § 1022.138 - Prevention of deceptive marketing of free credit reports. |
| § 1022.139 - [Reserved] |
| §§ 1022.131--1022.135 - [Reserved] |
| Subpart O - Miscellaneous Duties of Consumer Reporting Agencies |
| § 1022.140 - Prohibition against circumventing or evading treatment as a consumer reporting agency |
| § 1022.141 - Reasonable charges for certain disclosures. |
| § 1022.142 - xxx |
| Appendix A to Part 1022 |
| Appendix A to Part 1022 - [Reserved] |
| Appendix B to Part 1022 - Model Notices of Furnishing Negative Information |
| Appendix C to Part 1022 - Model Forms for Opt-Out Notices |
| Appendix D to Part 1022 - Model Forms for Firm Offers of Credit or Insurance |
| Appendix E to Part 1022 - Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies |
| Appendix H to Part 1022 - Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices |
| Appendix I to Part 1022 - Summary of Consumer Identity Theft Rights |
| Appendix J to Part 1022 |
| Appendix J to Part 1022 - [Reserved] |
| Appendix K to Part 1022 - —Summary of Consumer Rights |
| Appendix L to Part 1022 - Standardized Form for Requesting Annual File Disclosures |
| Appendix M to Part 1022 - Notice of Furnisher Responsibilities |
| Appendix N to Part 1022 - Notice of User Responsibilities |
| Appendix O to Part 1022 - —Reasonable Charges for Certain Disclosures |
| Appendixes F-G to Part 1022 - [Reserved] |
| Appendixes F-G to Part 1022 - [Reserved] |