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Code of Federal Regulations (Last Updated: July 5, 2024) |
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Title 12 - Banks and Banking |
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Chapter I - Comptroller of the Currency, Department of the Treasury |
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Part 43 - Credit Risk Retention |
| Subpart A - Authority, Purpose, Scope and Definitions |
| § 43.1 - Authority, purpose, scope, and reservation of authority. |
| § 43.2 - Definitions. |
| Subpart B - Credit Risk Retention |
| § 43.3 - Base risk retention requirement. |
| § 43.4 - Standard risk retention. |
| § 43.5 - Revolving pool securitizations. |
| § 43.6 - Eligible ABCP conduits. |
| § 43.7 - Commercial mortgage-backed securities. |
| § 43.8 - Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS. |
| § 43.9 - Open market CLOs. |
| § 43.10 - Qualified tender option bonds. |
| Subpart C - Transfer of Risk Retention |
| § 43.11 - Allocation of risk retention to an originator. |
| § 43.12 - Hedging, transfer and financing prohibitions. |
| Subpart D - Exceptions and Exemptions |
| § 43.13 - Exemption for qualified residential mortgages. |
| § 43.14 - Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans. |
| § 43.15 - Qualifying commercial loans, commercial real estate loans, and automobile loans. |
| § 43.16 - Underwriting standards for qualifying commercial loans. |
| § 43.17 - Underwriting standards for qualifying CRE loans. |
| § 43.18 - Underwriting standards for qualifying automobile loans. |
| § 43.19 - General exemptions. |
| § 43.20 - Safe harbor for certain foreign-related transactions. |
| § 43.21 - Additional exemptions. |
| § 43.22 - Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption. |