Part 34 - Real Estate Lending and Appraisals  


Subpart A - General
§ 34.1 - Purpose and scope.
§ 34.2 - Definitions.
§ 34.3 - General rule.
§ 34.4 - Applicability of state law.
§ 34.5 - Due-on-sale clauses.
§ 34.6 - Applicability of state law to Federal savings associations and subsidiaries.
Subpart B - Adjustable-Rate Mortgages
§ 34.20 - Definitions.
§ 34.21 - General rule.
§ 34.22 - Index.
§ 34.23 - Prepayment fees.
§ 34.24 - Nonfederally chartered commercial banks.
§ 34.25 - Transition rule.
Subpart C - Appraisals
§ 34.41 - Authority, purpose, and scope.
§ 34.42 - Definitions.
§ 34.43 - Appraisals required; transactions requiring a State certified or licensed appraiser.
§ 34.44 - Minimum appraisal standards.
§ 34.45 - Appraiser independence.
§ 34.46 - Professional association membership; competency.
§ 34.47 - Enforcement.
Subpart D - Real Estate Lending Standards
§ 34.61 - Purpose and scope.
§ 34.62 - Real estate lending standards.
Appendix A to Subpart D of Part 34 - Interagency Guidelines for Real Estate Lending
Subpart E - Other Real Estate Owned
§ 34.81 - Definitions.
§ 34.82 - Holding period.
§ 34.83 - Disposition of OREO.
§ 34.84 - [Reserved]
§ 34.85 - Appraisal requirements.
§ 34.86 - OREO expenditures and notification.
§ 34.87 - Accounting treatment.
Subpart F - XXX
§ 34.101 - Authority, purpose, and scope.
§ 34.102 - Definitions.
§ 34.103 - Registration of mortgage loan originators.
§ 34.104 - Policies and procedures.
§ 34.105 - Use of unique identifier.
Appendix A to Subpart F of Part 34 - Examples of Mortgage Loan Originator Activities
Subpart G - Appraisals for Higher-Priced Mortgage Loans
§ 34.201 - Authority, purpose and scope.
§ 34.202 - Definitions applicable to higher-priced mortgage loans.
§ 34.203 - Appraisals for higher-priced mortgage loans.
Appendix A to Subpart G - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
Appendix B to Subpart G - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
Appendix C to Subpart G - OCC Interpretations
Appendix A to Subpart G of Part 34 - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
Appendix B to Subpart G of Part 34 - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
Appendix C to Subpart G of Part 34 - —OCC Interpretations
Subpart H - Appraisal Management Company Minimum Requirements
§ 34.210 - Authority, purpose, and scope.
§ 34.211 - Definitions.
§ 34.212 - Appraiser panel - annual size calculation.
§ 34.213 - Appraisal management company registration.
§ 34.214 - Ownership limitations for State-registered appraisal management companies.
§ 34.215 - Requirements for Federally regulated appraisal management companies.
§ 34.216 - Information to be presented to the Appraisal Subcommittee by participating States.