Code of Federal Regulations (Last Updated: October 10, 2024) |
Title 12 - Banks and Banking |
Chapter I - Comptroller of the Currency, Department of the Treasury |
Part 34 - Real Estate Lending and Appraisals |
Subpart A - General |
§ 34.1 - Purpose and scope. |
§ 34.2 - Definitions. |
§ 34.3 - General rule. |
§ 34.4 - Applicability of state law. |
§ 34.5 - Due-on-sale clauses. |
§ 34.6 - Applicability of state law to Federal savings associations and subsidiaries. |
Subpart B - Adjustable-Rate Mortgages |
§ 34.20 - Definitions. |
§ 34.21 - General rule. |
§ 34.22 - Index. |
§ 34.23 - Prepayment fees. |
§ 34.24 - Nonfederally chartered commercial banks. |
§ 34.25 - Transition rule. |
Subpart C - Appraisals |
§ 34.41 - Authority, purpose, and scope. |
§ 34.42 - Definitions. |
§ 34.43 - Appraisals required; transactions requiring a State certified or licensed appraiser. |
§ 34.44 - Minimum appraisal standards. |
§ 34.45 - Appraiser independence. |
§ 34.46 - Professional association membership; competency. |
§ 34.47 - Enforcement. |
Subpart D - Real Estate Lending Standards |
§ 34.61 - Purpose and scope. |
§ 34.62 - Real estate lending standards. |
Appendix A to Subpart D of Part 34 - Interagency Guidelines for Real Estate Lending |
Subpart E - Other Real Estate Owned |
§ 34.81 - Definitions. |
§ 34.82 - Holding period. |
§ 34.83 - Disposition of OREO. |
§ 34.84 - [Reserved] |
§ 34.85 - Appraisal requirements. |
§ 34.86 - OREO expenditures and notification. |
§ 34.87 - Accounting treatment. |
Subpart F - XXX |
§ 34.101 - Authority, purpose, and scope. |
§ 34.102 - Definitions. |
§ 34.103 - Registration of mortgage loan originators. |
§ 34.104 - Policies and procedures. |
§ 34.105 - Use of unique identifier. |
Appendix A to Subpart F of Part 34 - Examples of Mortgage Loan Originator Activities |
Subpart G - Appraisals for Higher-Priced Mortgage Loans |
§ 34.201 - Authority, purpose and scope. |
§ 34.202 - Definitions applicable to higher-priced mortgage loans. |
§ 34.203 - Appraisals for higher-priced mortgage loans. |
Appendix A to Subpart G - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review |
Appendix B to Subpart G - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules |
Appendix C to Subpart G - OCC Interpretations |
Appendix A to Subpart G of Part 34 - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review |
Appendix B to Subpart G of Part 34 - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules |
Appendix C to Subpart G of Part 34 - —OCC Interpretations |
Subpart H - Appraisal Management Company Minimum Requirements |
§ 34.210 - Authority, purpose, and scope. |
§ 34.211 - Definitions. |
§ 34.212 - Appraiser panel - annual size calculation. |
§ 34.213 - Appraisal management company registration. |
§ 34.214 - Ownership limitations for State-registered appraisal management companies. |
§ 34.215 - Requirements for Federally regulated appraisal management companies. |
§ 34.216 - Information to be presented to the Appraisal Subcommittee by participating States. |