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Code of Federal Regulations (Last Updated: April 5, 2024) |
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Title 12 - Banks and Banking |
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Chapter I - Comptroller of the Currency, Department of the Treasury |
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Part 25 - Community Reinvestment Act and Interstate Deposit Production Regulations |
| Subpart A - General |
| § 25.01 - Authority, purposes, scope, and severability. |
| § 25.02 - Effect of CRA performance on applications. |
| § 25.03 - Definitions. |
| § 25.11 - Authority, purposes, and scope. |
| § 25.12 - Definitions. |
| § 25.13 - Consideration of community development loans, community development investments, and community development services. |
| § 25.14 - Community development illustrative list; Confirmation of eligibility. |
| § 25.15 - Impact and responsiveness review of community development loans, community development investments, and community development services. |
| Subpart B - Geographic Considerations |
| § 25.04 - Qualifying activities criteria. |
| § 25.05 - Qualifying activities confirmation and illustrative list. |
| § 25.06 - CRA desert confirmation. |
| § 25.07 - Qualifying activities quantification. |
| § 25.08 - Qualifying activities value. |
| § 25.16 - Facility-based assessment areas. |
| § 25.17 - Retail lending assessment areas. |
| § 25.18 - Outside retail lending areas. |
| § 25.19 - Areas for eligible community development loans, community development investments, and community development services. |
| § 25.20 - [Reserved] |
| Subpart C - Records, Reporting, and Disclosure Requirements |
| § 25.09 - Assessment area. |
| § 25.21 - Evaluation of CRA performance in general. |
| § 25.22 - Retail lending test. |
| § 25.23 - Retail services and products test. |
| § 25.24 - Community development financing test. |
| § 25.25 - Community development services test. |
| § 25.26 - Limited purpose banks and savings associations. |
| § 25.27 - Strategic plan. |
| § 25.28 - Assigned conclusions and ratings. |
| § 25.29 - Small bank and savings association performance evaluation. |
| § 25.30 - Intermediate bank and savings association performance evaluation. |
| § 25.31 - Effect of CRA performance on applications. |
| § 25.41 - Assessment area delineation. |
| Subpart D - Transition Provisions |
| § 25.10 - Performance standards and ratings, in general. |
| § 25.42 - Data collection, reporting, and disclosure. |
| § 25.43 - Content and availability of public file. |
| § 25.44 - Public notice by banks and savings associations. |
| § 25.45 - Publication of planned examination schedule. |
| § 25.46 - Public engagement. |
| § 25.52 - Strategic Plan Retention. |
| Subpart E - Transition Rules |
| § 25.51 - Applicability dates and transition provisions. |
| Subpart F - Prohibition Against Use of Interstate Branches Primarily for Deposit Production |
| § 25.32 - Definitions. |
| § 25.33 - Loan-to-deposit ratio screen. |
| § 25.34 - Credit needs determination. |
| § 25.35 - Sanctions. |
| § 25.61 - Purpose and scope. |
| § 25.62 - Definitions. |
| § 25.63 - Loan-to-deposit ratio screen. |
| § 25.64 - Credit needs determination. |
| § 25.65 - Sanctions. |
| Regulations |
| Appendix A to Part 25 - —Calculations for the Retail Lending Test |
| Appendix B to Part 25 - —Calculations for the Community Development Tests |
| Appendix C to Part 25 - —Performance Test Conclusions |
| Appendix D to Part 25 - —Ratings |
| Appendix E to Part 25 - —Small Bank and Savings Association and Intermediate Bank and Savings Association Performance Evaluation Conclusions and Ratings |
| Appendix F to Part 25 - —CRA Notice |
| Appendix G to Part 25 - —Community Reinvestment Act and Interstate Deposit Production Regulations |