Part 226 - Truth in Lending (Regulation Z)  


Subpart A - General
§ 226.1 - Authority, purpose, coverage, organization, enforcement, and liability.
§ 226.2 - Definitions and rules of construction.
§ 226.3 - Exempt transactions.
§ 226.4 - Finance charge.
Subpart B - Open-End Credit
§ 226.5 - General disclosure requirements.
§ 226.6 - Account-opening disclosures.
§ 226.7 - Periodic statement.
§ 226.8 - Identifying transactions on periodic statements.
§ 226.9 - Subsequent disclosure requirements.
§ 226.10 - Payments.
§ 226.11 - Treatment of credit balances; account termination.
§ 226.12 - Special credit card provisions.
§ 226.13 - Billing error resolution.
§ 226.14 - Determination of annual percentage rate.
§ 226.15 - Right of rescission.
§ 226.16 - Advertising.
§ 226.5a - Credit and charge card applications and solicitations.
§ 226.5b - Requirements for home equity plans.
Subpart C - Closed-End Credit
§ 226.17 - General disclosure requirements.
§ 226.18 - Content of disclosures.
§ 226.19 - Certain mortgage and variable-rate transactions.
§ 226.20 - Subsequent disclosure requirements.
§ 226.21 - Treatment of credit balances.
§ 226.22 - Determination of annual percentage rate.
§ 226.23 - Right of rescission.
§ 226.24 - Advertising.
Subpart D - Miscellaneous
§ 226.25 - Record retention.
§ 226.26 - Use of annual percentage rate in oral disclosures.
§ 226.27 - Language of disclosures.
§ 226.28 - Effect on State laws.
§ 226.29 - State exemptions.
§ 226.30 - Limitation on rates.
Subpart E - Special Rules for Certain Home Mortgage Transactions
§ 226.31 - General rules.
§ 226.32 - Requirements for certain closed-end home mortgages.
§ 226.33 - Requirements for reverse mortgages.
§ 226.34 - Prohibited acts or practices in connection with credit subject to § 226.32.
§ 226.35 - Prohibited acts or practices in connection with higher-priced mortgage loans.
§ 226.36 - Prohibited acts or practices in connection with credit secured by a dwelling.
§ 226.39 - Mortgage transfer disclosures.
§§ 226.40--226.41 - [Reserved]
§ 226.42 - Valuation independence.
§ 226.43 - Appraisals for higher-priced mortgage loans.
§§ 226.40--226.45 - [Reserved]
§§ 226.43--226.45 - [Reserved]
§§ 226.44--226.45 - [Reserved]
§§ 226.37--226.38 - [Reserved]
Subpart F - Special Rules for Private Education Loans
§ 226.46 - Special disclosure requirements for private education loans.
§ 226.47 - Content of disclosures.
§ 226.48 - Limitations on private education loans.
Appendix M3 to Part 226 - Sample Calculations of Generic Repayment Estimates and Actual Repayment Disclosures
Subpart G - Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students
§ 226.51 - Ability to Pay.
§ 226.52 - Limitations on fees.
§ 226.53 - Allocation of payments.
§ 226.54 - Limitations on the imposition of finance charges.
§ 226.55 - Limitations on increasing annual percentage rates, fees, and charges.
§ 226.56 - Requirements for over-the-limit transactions.
§ 226.57 - Reporting and marketing rules for college student open-end credit.
§ 226.58 - Internet posting of credit card agreements.
§ 226.59 - Reevaluation of rate increases.
Optional Annual Percentage Rate Computations for Creditors Offering Open-End Plans Subject to the Requirements of § 226.5b
Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
Appendix E - Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
Appendix F - Optional Annual Percentage Rate Computations for Creditors Offering Open-End Plans Subject to the Requirements of § 226.5b
Appendix A to Part 226 - Effect on State Laws
Appendix B to Part 226 - State Exemptions
Appendix C to Part 226 - Issuance of Staff Interpretations
Appendix D to Part 226 - Multiple Advance Construction Loans
Appendix E to Part 226 - Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
Appendix F to Part 226 - Optional Annual Percentage Rate Computations for Creditors Offering Open-End Plans Subject to the Requirements of § 226.5b
Appendix G to Part 226 - Open-End Model Forms and Clauses
Appendix H to Part 226 - Closed-End Model Forms and Clauses
Appendix I to Part 226 - Federal Enforcement Agencies
Appendix J to Part 226 - Annual Percentage Rate Computations for Closed-End Credit Transactions
Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Appendix L to Part 226 - Assumed Loan Periods for Computations of Total Annual Loan Cost Rates
Appendix M1 to Part 226 - Repayment Disclosures
Appendix M2 to Part 226 - Sample Calculations of Repayment Disclosures
Appendix N to Part 226 - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
Appendix O to Part 226 - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
Supplement I to Part 226 - —Official Staff Interpretations