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Code of Federal Regulations (Last Updated: July 5, 2024) |
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Title 16 - Commercial Practices |
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Chapter I - Federal Trade Commission |
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SubChapter I - Fair Debt Collection Practices Act |
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Part 901 - Procedures for State Application for Exemption from the Provisions of the Act |
§ 901.2 - Application.
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Any State may apply to the Commission pursuant to the terms of this Rule for a determination that, under the laws of that State,1
any class of debt collection practices2 within that State is subject to requirements that are substantially similar to, or provide greater protection for consumers than, those imposed under sections 803 through 812 of the Act, and that there is adequate provision for State enforcement of such requirements. The application shall be in writing, addressed to the Commission, signed by the Governor, Attorney General or State official having primary enforcement or responsibility under the State law which is applicable to the class of debt collection practices, and shall be supported by the documents specified herein. 1 Any reference to State law herein includes a reference to any regulations that implement State law and formal interpretations thereof by a court of competent jurisdiction or duly authorized agency of that State.
2 As applicable, references to “class of debt collection practices” in this rule include one or more such classes of debt collection practices.