Code of Federal Regulations (Last Updated: November 8, 2024) |
Title 24 - Housing and Urban Development |
Subtitle B - Regulations Relating to Housing and Urban Development |
Chapter II - Office of Assistant Secretary for Housing - Federal Housing Commissioner, Department of Housing and Urban Development |
SubChapter B - Mortgage and Loan Insurance Programs Under National Housing Act and Other Authorities |
Part 201 - Title I Property Improvement and Manufactured Home Loans |
Subpart A - General |
§ 201.1 - Purpose. |
§ 201.2 - Definitions. |
§ 201.3 - Applicability of the regulations. |
§ 201.4 - Rules of construction. |
§ 201.5 - Waivers. |
§ 201.6 - Disclosure and verification of Social Security and Employer Identification Numbers. |
§ 201.7 - Qualified mortgage. |
Subpart B - Loan and Note Provisions |
§ 201.10 - Loan amounts. |
§ 201.11 - Loan maturities. |
§ 201.12 - Requirements for the note. |
§ 201.13 - Interest and discount points. |
§ 201.14 - Payments on the loan. |
§ 201.15 - Late charges to borrowers. |
§ 201.16 - Default provision. |
§ 201.17 - Prepayment provision. |
§ 201.18 - Modification agreement or repayment plan. |
§ 201.19 - Refinanced and assumed loans. |
Subpart C - Eligibility and Disbursement Requirements |
§ 201.20 - Property improvement loan eligibility. |
§ 201.21 - Manufactured home loan eligibility. |
§ 201.22 - Credit requirements for borrowers. |
§ 201.23 - Borrower's initial payment. |
§ 201.24 - Security requirements. |
§ 201.25 - Charges to borrower to obtain loan. |
§ 201.26 - Conditions for loan disbursement. |
§ 201.27 - Requirements for dealer loans. |
§ 201.28 - Flood and hazard insurance, and Coastal Barriers properties. |
§ 201.29 - Ineligible participants. |
Subpart D - Insurance of Loans |
§ 201.30 - Reporting of loans for insurance. |
§ 201.31 - Insurance charge. |
§ 201.32 - Insurance coverage reserve account. |
Subpart E - Loan Administration |
§ 201.40 - Post-disbursement loan requirements. |
§ 201.41 - Loan servicing. |
§ 201.42 - Bankruptcy, insolvency or death of borrower. |
§ 201.43 - Administrative reports and examinations. |
Subpart F - Default Under the Loan Obligation |
§ 201.50 - Lender efforts to cure the default. |
§ 201.51 - Proceeding against the loan security. |
§ 201.52 - Acquisition by voluntary conveyance or surrender. |
§ 201.53 - Disposition of manufactured home loan property. |
§ 201.54 - Insurance claim procedure. |
§ 201.55 - Calculation of insurance claim payment. |
Subpart G - Debts Owed to the United States Under Title I |
§ 201.60 - General. |
§ 201.61 - Claims against debtors - principal amount of debt. |
§ 201.62 - Claims against debtors - interest, penalties, and administrative costs. |
§ 201.63 - Claims against lenders. |