Code of Federal Regulations (Last Updated: November 8, 2024) |
Title 24 - Housing and Urban Development |
Subtitle B - Regulations Relating to Housing and Urban Development |
Chapter XXIV - Board of Directors of the Hope for Homeowners Program |
Part 4001 - HOPE FOR HOMEOWNERS PROGRAM |
Subpart A - HOPE for Homeowners Program—General Requirements |
§ 4001.01 - Purpose of program. |
§ 4001.03 - Requirements and delegated authority. |
§ 4001.05 - Approval of mortgagees. |
§ 4001.07 - Definitions. |
Subpart B - Eligibility Requirements and Underwriting Procedures |
§ 4001.102 - Cross-reference. |
§ 4001.104 - Eligible mortgages. |
§ 4001.106 - Eligible mortgagors. |
§ 4001.108 - Eligible properties. |
§ 4001.110 - Underwriting. |
§ 4001.112 - Income verification. |
§ 4001.114 - Appraisal. |
§ 4001.116 - Representations and prohibitions. |
§ 4001.118 - Equity sharing. |
§ 4001.120 - Appreciation sharing or upfront payment. |
§ 4001.122 - Fees and closing costs. |
Subpart C - Rights and Obligations Under the Contract of Insurance |
§ 4001.201 - Cross-reference. |
§ 4001.203 - Calculation of upfront and annual mortgage insurance premiums for Program mortgages. |
Subpart D - Servicing Responsibilities |
§ 4001.301 - Cross-reference. |
§ 4001.303 - Prohibition on subordinate liens during first five years. |
Subpart E - Enforcement |
Appraiser Independence |
§ 4001.403 - Prohibitions on interested parties in insured mortgage transaction. |
Mortgagees |
§ 4001.405 - Mortgagees. |
Mortgagor False Information |
§ 4001.401 - Notice of false information from mortgagor-procedure. |
Appendix A to Part 4001 - Calculation of Upfront Payment or Future Appreciation Payment |