Part 200 - Introduction to FHA Programs


§ 200.1 - Purpose.
Subpart A - Requirements for Application, Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects
§ 200.3 - Definitions.
Cost Certification
§ 200.95 - Certification of cost requirements.
§ 200.96 - Certificates of actual cost.
§ 200.97 - Adjustments resulting from cost certification.
Eligible Mortgage
§ 200.15 - Maximum mortgage.
§ 200.16 - Project mortgage adjustments and reductions.
§ 200.17 - Mortgage coverage.
§ 200.18 - Minimum loan prohibition.
Miscellaneous Project Mortgage Insurance
§ 200.20 - Refinancing insured mortgages.
§ 200.21 - Reinsurance of Commissioner held mortgages.
§ 200.22 - Operating loss loans.
§ 200.23 - Projects in declining neighborhoods.
§ 200.24 - Existing projects.
§ 200.25 - Supplemental loans.
Requirements Incident to Insured Advances
§ 200.50 - Building loan agreement.
§ 200.51 - Mortgagee certificate.
§ 200.52 - Construction contract.
§ 200.53 - Initial operating funds.
§ 200.54 - Project completion funding.
§ 200.55 - Financing fees and charges.
§ 200.56 - Assurance of completion for on-site improvements.
Miscellaneous Cross Cutting Regulations
§ 200.30 - Nondiscrimination and equal opportunity.
§ 200.31 - Debarment and suspension.
§ 200.32 - Participation and compliance requirements.
§ 200.33 - Labor standards
§ 200.34 - Property and mortgage assessment.
§ 200.35 - Appraisal standards - nondiscrimination requirements.
§ 200.36 - Financial reporting requirements.
§ 200.37 - Preventing crime in federally assisted housing.
§ 200.38 - Protections for victims of domestic violence.
Commitment Applications
§ 200.45 - Processing of applications.
§ 200.46 - Commitment issuance.
§ 200.47 - Firm commitments.
Eligible Mortgagee
§ 200.10 - Lender requirements.
§ 200.11 - Audit requirements for State and local governments as mortgagees.
Endorsement
§ 200.100 - Insurance endorsement.
§ 200.101 - Mortgagor lien certificate.
Mortgage Provisions
§ 200.80 - Mortgage form.
§ 200.81 - Disbursement of mortgage proceeds.
§ 200.82 - Maturity.
§ 200.83 - Interest rate.
§ 200.84 - Payment requirements.
§ 200.85 - Covenant against liens.
§ 200.86 - Covenant for fire and other hazard insurance.
§ 200.87 - Mortgage prepayment.
§ 200.88 - Late charge.
Property Requirements
§ 200.70 - Location and fee interest.
§ 200.71 - Liens.
§ 200.72 - Zoning, deed and building restrictions.
§ 200.73 - Property development.
§ 200.74 - Minimum property standards.
§ 200.75 - Environmental quality determinations and standards.
§ 200.76 - Smoke detectors.
§ 200.77 - Lead-based paint poisoning prevention.
§ 200.78 - Energy conservation.
Eligible Mortgagor
§ 200.5 - Eligible mortgagor.
§ 200.6 - Employer identification and social security numbers.
Regulation of Mortgagors
§ 200.105 - Mortgagor supervision.
§ 200.106 - Projects with limited distribution mortgagors and program assistance.
General Requirements
§ 200.60 - Assurance of completion for offsite facilities.
§ 200.61 - Title.
§ 200.62 - Certifications.
§ 200.63 - Required deposits and letters of credit.
Fees and Charges
§ 200.40 - HUD fees.
§ 200.41 - Maximum mortgagee fees and charges.
Subpart B - Electronic Submission of Required Data for Mortgage Defaults and Mortgage Insurance Claims for Insured Multifamily Mortgages
§ 200.120 - Purpose and applicability.
§ 200.121 - Requirements and effectiveness.
Subparts C--D - XXX
Subpart E - Mortgage Insurance Procedures and Processing
Application for Insurance
§ 200.145 - Property and mortgage assessment.
Claims for Losses
§ 200.153 - Presentation of claim.
§ 200.156 - Settlement of claims.
§ 200.157 - Provisions and characteristics of debentures.
§ 200.158 - Applicability of Treasury regulations to debenture transactions.
§ 200.159 - Relief on account of lost, stolen, destroyed, mutilated or defaced debentures.
§ 200.160 - Redemption of debentures prior to maturity.
§ 200.161 - Administration of debenture transactions.
§ 200.162 - Certificates of claim.
Subpart F - Placement and Removal Procedures for Participation in FHA Programs
§ 200.170 - FHA Inspector Roster; Mortgagee and inspector requirements.
§ 200.171 - Placement on the Inspector Roster.
§ 200.172 - Removal from the Inspector Roster.
Section 203(k) Rehabilitation Loan Consultants
§ 200.190 - HUD list of qualified 203(k) consultants.
§ 200.191 - Placement of 203(k) consultant.
§ 200.192 - Removal of 203(k) consultant.
§ 200.193 - Responsibilities of 203(k) consultants on the list.
Nonprofit Organization
§ 200.194 - Placement of nonprofit organization on Nonprofit Organization Roster.
§ 200.195 - Removal of nonprofit organization from Nonprofit Organization Roster.
§ 203(K) Rehabilitation Loan Consultants
FHA Inspector Roster
Subpart G - Appraiser Roster
§ 200.200 - What is the Appraiser Roster?
§ 200.202 - How do I apply for placement on the Appraiser Roster?
§ 200.204 - What actions may HUD take against unsatisfactory appraisers on the Appraiser Roster?
§ 200.206 - What are my responsibilities as an appraiser listed on the Appraiser Roster?
Subpart H - Participation and Compliance Requirements
§ 200.210 - Policy.
§ 200.212 - Definitions.
§ 200.214 - Covered Projects.
§ 200.216 - Controlling Participants.
§ 200.218 - Triggering Events.
§ 200.220 - Previous Participation review.
§ 200.222 - Request for reconsideration.
Previous Participation Review and Clearance Procedure
§ 200.213 - Applicability of procedure.
§ 200.215 - Definitions.
§ 200.217 - Filing of previous participation certificate on prescribed form.
§ 200.219 - Content of certification.
§ 200.224 - Multifamily Participation Review Committee and Participation Control Officer.
§ 200.225 - Approvals by Area Managers for limited partners.
§ 200.226 - Determination by the Participation Control Officer.
§ 200.227 - Multifamily Participation Review Committee.
§ 200.228 - Determination by the Review Committee.
§ 200.229 - Withholding approval.
§ 200.230 - Standards for disapproval.
§ 200.233 - Effect and requirement of approval.
§ 200.236 - Modification or withdrawal of certain approvals.
§ 200.239 - Notice of determination.
§ 200.241 - Request for reconsideration of an adverse determination and request for a hearing.
§ 200.243 - Hearing rules—How and when to apply.
§ 200.245 - Hearing Officer determines facts and law: Review Committee makes final administrative decision.
Subpart I - Nondiscrimination and Fair Housing
§ 200.300 - Nondiscrimination and fair housing policy.
Subpart J - Equal Employment Opportunity
§ 200.400 - Purpose.
§ 200.405 - Notice to public.
§ 200.410 - Definition of term “applicant”.
§ 200.415 - Agreement of applicant.
§ 200.420 - Equal opportunity clause to be included in contracts and subcontracts.
§ 200.425 - Exemptions.
§ 200.430 - Sanctions.
Subparts K--L - XXX
Subpart M - Affirmative Fair Housing Marketing Regulations
§ 200.600 - Purpose.
§ 200.605 - Authority.
§ 200.610 - Policy.
§ 200.615 - Applicability.
§ 200.620 - Requirements.
§ 200.625 - Affirmative fair housing marketing plan.
§ 200.630 - Notice of housing opportunities.
§ 200.635 - Compliance.
§ 200.640 - Effect on other requirements.
Appendix to Subpart M of Part 200 - Equal Housing Opportunity Insignia
Appendix to Subpart M to Part 200 - Equal Housing Opportunity Insignia
Subpart N - XXX
Subpart O - Lead-Based Paint Poisoning Prevention
§ 200.800 - Lead-based paint.
§ 200.805 - Definitions.
§ 200.810 - Single family insurance and coinsurance.
§ 200.815 - HUD-owned single family property disposition.
§ 200.820 - Multifamily insurance and coinsurance.
§ 200.825 - HUD-owned multifamily property disposition.
§ 200.830 - Compliance with other Federal, State and local laws.
Subpart P - Physical Condition of Multifamily Properties
§ 200.850 - Physical condition standards and physical inspection requirements.
§ 200.853 - [Reserved]
§ 200.855 - [Reserved]
§ 200.857 - [Reserved]
Subpart R - XXX
Subpart S - Minimum Property Standards
§ 200.925 - Applicability of minimum property standards.
§ 200.926 - Minimum property standards for one and two family dwellings.
§ 200.927 - Incorporation by reference of minimum property standards.
§ 200.929 - Description and identification of minimum property standards.
§ 200.931 - Statement of availability.
§ 200.933 - Changes in minimum property standards.
§ 200.934 - User fee system for the technical suitability of products program.
§ 200.935 - Administrator qualifications and procedures for HUD building products certification programs.
§ 200.936 - Supplementary specific procedural requirements under HUD building products certification program for solid fuel type room heaters and fireplace stoves.
§ 200.937 - Supplementary specific procedural requirements under HUD building product standards and certification program for plastic bathtub units, plastic shower receptors and stalls, plastic lavatories, plastic water closet bowls and tanks.
§ 200.940 - Supplementary specific requirements under the HUD building product standards and certification program for sealed insulating glass units.
§ 200.942 - Supplementary specific procedural requirements under HUD building product standards and certification program for carpet and carpet with attached cushion.
§ 200.943 - Supplementary specific requirements under the HUD building product standards and certification program for the grademarking of lumber.
§ 200.944 - Supplementary specific requirements under the HUD building product standards and certification program for plywood and other performance rated wood-based structural-use panels.
§ 200.945 - Supplementary specific requirements under the HUD building product standards and certification program for carpet.
§ 200.946 - Building product standards and certification program for exterior finish and insulation systems, use of Materials Bulletin UM 101.
§ 200.947 - Building product standards and certification program for polystyrene foam insulation board.
§ 200.948 - Building product standards and certification program for carpet cushion.
§ 200.949 - Building product standards and certification program for exterior insulated steel door systems.
§ 200.950 - Building product standards and certification program for solar water heating system.
§ 200.952 - Supplementary specific requirements under the HUD building product standards and certification program for particleboard interior stair treads.
§ 200.954 - Supplementary specific requirements under the HUD building product standard and certification program for construction adhesives for wood floor systems.
§ 200.955 - Supplementary specific requirements under the HUD building product standard and certification program for fenestration products (windows and doors).
§ 200.925a - Multifamily and care-type minimum property standards.
§ 200.925b - Residential and institutional building code comparison items.
§ 200.925c - Model codes.
§ 200.926a - Residential building code comparison items.
§ 200.926b - Model codes.
§ 200.926c - Model code provisions for use in partially accepted code jurisdictions.
§ 200.926d - Construction requirements.
§ 200.926e - Supplemental information for use with the CABO One and Two Family Dwelling Code.
§ 200.929a - Fair Housing Accessibility Guidelines.
Subpart T - Social Security Numbers and Employer Identification Numbers; Assistance Applicants and Participants
§ 200.1001 - Cross-reference.
Subpart U - Social Security Numbers and Employer Identification Numbers; Applicants in Unassisted Programs
§ 200.1101 - Cross-reference.
Subpart V - Income Information; Assistance Applicants and Participants
§ 200.1201 - Cross-reference.
Subpart W - Administrative Matters
§ 200.1301 - Expiring programs - Savings clause.
§ 200.1302 - Additional expiring programs—savings clause.
§ 200.1303 - Annual income exclusions for the Rent Supplement Program.
Subpart Y - Multifamily Accelerated Processing (MAP): MAP Lender Quality Assurance Enforcement
§ 200.1500 - Sanctions against a MAP lender.
§ 200.1505 - Warning letter.
§ 200.1510 - Probation.
§ 200.1515 - Suspension of MAP privileges.
§ 200.1520 - Termination of MAP privileges.
§ 200.1525 - Settlement agreements.
§ 200.1530 - Bases for sanctioning a MAP lender.
§ 200.1535 - MAP Lender Review Board.
§ 200.1540 - Imminent harm notice of action.
§ 200.1545 - Appeals of MAP Lender Review Board decisions.
Appendix A to Part 200 - Standards Incorporated by Reference in the Minimum Property Standards for Housing (HUD Handbook 4910.1)