Part 4001 - HOPE FOR HOMEOWNERS PROGRAM  


Subpart A - HOPE for Homeowners Program—General Requirements
§ 4001.01 - Purpose of program.
§ 4001.03 - Requirements and delegated authority.
§ 4001.05 - Approval of mortgagees.
§ 4001.07 - Definitions.
Subpart B - Eligibility Requirements and Underwriting Procedures
§ 4001.102 - Cross-reference.
§ 4001.104 - Eligible mortgages.
§ 4001.106 - Eligible mortgagors.
§ 4001.108 - Eligible properties.
§ 4001.110 - Underwriting.
§ 4001.112 - Income verification.
§ 4001.114 - Appraisal.
§ 4001.116 - Representations and prohibitions.
§ 4001.118 - Equity sharing.
§ 4001.120 - Appreciation sharing or upfront payment.
§ 4001.122 - Fees and closing costs.
Subpart C - Rights and Obligations Under the Contract of Insurance
§ 4001.201 - Cross-reference.
§ 4001.203 - Calculation of upfront and annual mortgage insurance premiums for Program mortgages.
Subpart D - Servicing Responsibilities
§ 4001.301 - Cross-reference.
§ 4001.303 - Prohibition on subordinate liens during first five years.
Subpart E - Enforcement
Appraiser Independence
§ 4001.403 - Prohibitions on interested parties in insured mortgage transaction.
Mortgagees
§ 4001.405 - Mortgagees.
Mortgagor False Information
§ 4001.401 - Notice of false information from mortgagor-procedure.
Appendix A to Part 4001 - Calculation of Upfront Payment or Future Appreciation Payment