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Code of Federal Regulations (Last Updated: November 8, 2024) |
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Title 34 - Education |
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Subtitle B - Regulations of the Offices of the Department of Education |
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Chapter VI - Office of Postsecondary Education, Department of Education |
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Part 685 - William D. Ford Federal Direct Loan Program |
| Subpart A - Purpose and Scope |
| § 685.100 - The William D. Ford Federal Direct Loan Program. |
| § 685.101 - Participation in the Direct Loan Program. |
| § 685.102 - Definitions. |
| § 685.103 - Applicability of subparts. |
| § 685.109 - Severability. |
| Subpart B - Borrower Provisions |
| § 685.200 - Borrower eligibility. |
| § 685.201 - Obtaining a loan. |
| § 685.202 - Charges for which Direct Loan Program borrowers are responsible. |
| § 685.203 - Loan limits. |
| § 685.204 - Deferment. |
| § 685.205 - Forbearance. |
| § 685.206 - Borrower responsibilities and defenses. |
| § 685.207 - Obligation to repay. |
| § 685.208 - Fixed payment repayment plans. |
| § 685.209 - Income-driven repayment plans. |
| § 685.210 - Choice of repayment plan. |
| § 685.211 - Miscellaneous repayment provisions. |
| § 685.212 - Discharge of a loan obligation. |
| § 685.213 - Total and permanent disability discharge. |
| § 685.214 - Closed school discharge. |
| § 685.215 - Discharge for false certification of student eligibility or unauthorized payment. |
| § 685.216 - Unpaid refund discharge. |
| § 685.217 - Teacher loan forgiveness program. |
| § 685.218 - Discharge of student loan indebtedness for survivors of victims of the September 11, 2001, attacks. |
| § 685.219 - Public Service Loan Forgiveness Program (PSLF). |
| § 685.220 - Consolidation. |
| § 685.221 - Alternative repayment plan. |
| § 685.222 - Borrower defenses and procedures for loans first disbursed on or after July 1, 2017, and before July 1, 2020, and procedures for loans first disbursed prior to July 1, 2017. |
| § 685.223 - Severability. |
| Appendix A to Subpart B of Part 685 - Examples of Borrower Relief |
| §§ 685.218--685.219 - [Reserved] |
| Subpart C - Requirements, Standards, and Payments for Direct Loan Program Schools |
| § 685.300 - Agreements between an eligible school and the Secretary for participation in the Direct Loan Program. |
| § 685.301 - Origination of a loan by a Direct Loan Program school. |
| § 685.302 - [Reserved] |
| § 685.303 - Processing loan proceeds. |
| § 685.304 - Counseling borrowers. |
| § 685.305 - Determining the date of a student's withdrawal. |
| § 685.306 - Payment of a refund or return of title IV, HEA program funds to the Secretary. |
| § 685.307 - Withdrawal procedure for schools participating in the Direct Loan Program. |
| § 685.308 - Remedial actions. |
| § 685.309 - Administrative and fiscal control and fund accounting requirements for schools participating in the Direct Loan Program. |
| § 685.310 - Severability. |
| Subpart D - Borrower Defense to Repayment |
| § 685.400 - Scope and purpose. |
| § 685.401 - Borrower defense-general. |
| § 685.402 - Group process for borrower defense. |
| § 685.403 - Individual process for borrower defense. |
| § 685.404 - Group process based on prior Secretarial final actions. |
| § 685.405 - Institutional response. |
| § 685.406 - Adjudication of borrower defense applications. |
| § 685.407 - Reconsideration. |
| § 685.408 - Discharge. |
| § 685.409 - Recovery from institutions. |
| § 685.410 - Cooperation by the borrower. |
| § 685.411 - Transfer to the Secretary of the borrower's right of recovery against third parties. |
| § 685.499 - Severability. |
| Appendix A to Part 685 - Income Contingent Repayment |