Code of Federal Regulations (Last Updated: October 10, 2024) |
Title 38 - Pensions, Bonuses, and Veterans' Relief |
Chapter I - Department of Veterans Affairs |
Part 36 - Loan Guaranty |
Subpart A - Guaranty of Loans to Veterans to Purchase Manufactured Homes and Lots, Including Site Preparation |
§ 36.4201 - Applicability of the § 36.4200 series. |
§ 36.4202 - Definitions. |
Servicing, Liquidation of Security and Claim |
§ 36.4275 - Events constituting default and acceptability of partial payments. |
§ 36.4276 - Advances and other charges. |
§ 36.4277 - Release of security. |
§ 36.4278 - Servicing procedures for holders. |
§ 36.4279 - Extensions and reamortizations. |
§ 36.4280 - Reporting of defaults. |
§ 36.4281 - Refunding of loans in default. |
§ 36.4282 - Legal proceedings (notice of repossession). |
§ 36.4283 - Foreclosure or repossession. |
§ 36.4284 - Computation of guaranty claims. |
§ 36.4285 - Subrogation and indemnity. |
§ 36.4286 - Partial or total loss of guaranty. |
§ 36.4287 - Substitution of trustees. |
Financing Manufactured Home Units |
§ 36.4231 - Warranty requirements. |
§ 36.4232 - Allowable fees and charges; manufactured home unit. |
§ 36.4234 - Title and lien requirements. |
General Provisions |
§ 36.4205 - Computation of guaranty. |
§ 36.4215 - Maintenance of records. |
§ 36.4220 - Substantive and procedural requirements; waiver. |
§ 36.4221 - Delegation of authority. |
§ 36.4225 - Authority to close manufactured home loans on the automatic basis. |
§ 36.4226 - Withdrawal of authority to close manufactured home loans on the automatic basis. |
eneral provisions |
§ 36.4203 - Eligibility of the veteran for the manufactured home loan benefit under 38 U.S.C. 3712. |
§ 36.4204 - Loan purposes, maximum loan amounts and terms. |
§ 36.4206 - Underwriting standards, occupancy, and non-discrimination requirements. |
§ 36.4207 - Manufactured home standards. |
§ 36.4208 - Manufactured home location standards. |
§ 36.4209 - Reporting requirements. |
§ 36.4210 - Joint loans. |
§ 36.4211 - Amortization - prepayment. |
§ 36.4212 - Interest rates and late charges. |
§ 36.4213 - Capacity of parties. |
§ 36.4214 - Geographical limits. |
§ 36.4217 - Delivery of notice. |
§ 36.4218 - Payment in full; termination of guaranty. |
§ 36.4219 - Incorporation by reference. |
§ 36.4222 - Hazard insurance. |
§ 36.4223 - Interest rate reduction refinancing loan. |
§ 36.4224 - Refinancing existing manufactured home loan including purchase of lot. |
§ 36.4227 - Advertising and Solicitation Requirements. |
Combination and Manufactured Home Lot Loans |
§ 36.4251 - Loans to finance the purchase of manufactured homes and the cost of necessary site preparation. |
§ 36.4252 - Loans for purchase or refinancing of a manufactured home. |
§ 36.4253 - Title and lien requirements. |
§ 36.4254 - Fees and charges. |
§ 36.4255 - Loans for the acquisition of a lot. |
Subpart B - Guaranty or Insurance of Loans to Veterans With Electronic Reporting |
§ 36.4300 - Applicability and qualified mortgage status. |
§ 36.4301 - Definitions. |
§ 36.4302 - Computation of guaranties or insurance credits. |
§ 36.4303 - Reporting requirements. |
§ 36.4304 - Deviations; changes of identity. |
§ 36.4305 - Partial disbursement. |
§ 36.4306 - Refinancing of mortgage or other lien indebtedness. |
§ 36.4307 - Interest rate reduction refinancing loan. |
§ 36.4308 - Joint loans. |
§ 36.4309 - Transfer of title by borrower or maturity by demand or acceleration. |
§ 36.4310 - Amortization. |
§ 36.4311 - Prepayment. |
§ 36.4312 - Interest rates. |
§ 36.4313 - Charges and fees. |
§ 36.4314 - Advances and other charges. |
§ 36.4315 - Loan modifications. |
§ 36.4316 - Acceptability of partial payments. |
§ 36.4317 - Servicer reporting requirements. |
§ 36.4318 - Servicer tier ranking - temporary procedures. |
§ 36.4319 - Servicer loss-mitigation options and incentives. |
§ 36.4320 - VA purchase of loans in default. |
§ 36.4321 - Service of process. |
§ 36.4322 - Loan termination. |
§ 36.4323 - Election to convey security. |
§ 36.4324 - Guaranty claims; subsequent accounting. |
§ 36.4325 - Computation of indebtedness. |
§ 36.4326 - Subrogation and indemnity. |
§ 36.4327 - Release of security. |
§ 36.4328 - Partial or total loss of guaranty or insurance. |
§ 36.4329 - Hazard insurance. |
§ 36.4330 - Substitution of trustees. |
§ 36.4331 - Capacity of parties to contract. |
§ 36.4332 - Geographical limits. |
§ 36.4333 - Maintenance of records. |
§ 36.4335 - Delivery of notice. |
§ 36.4336 - Oversight of servicing. |
§ 36.4337 - Conformance of loan instruments. |
§ 36.4338 - Supplementary administrative action. |
§ 36.4339 - Eligibility of loans; reasonable value requirements. |
§ 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification. |
§ 36.4341 - Death or insolvency of holder. |
§ 36.4342 - Qualification for designated fee appraisers. |
§ 36.4343 - Restriction on designated fee appraisers. |
§ 36.4345 - Delegation of authority. |
§ 36.4346 - Cooperative loans. |
§ 36.4347 - Lender Appraisal Processing Program. |
§ 36.4348 - Servicer Appraisal Processing Program. |
§ 36.4349 - Waivers, consents, and approvals; when effective. |
§ 36.4350 - Servicing procedures for holders. |
§ 36.4351 - Minimum property and construction requirements. |
§ 36.4352 - Authority to close loans on the automatic basis. |
§ 36.4353 - Withdrawal of authority to close loans on the automatic basis. |
§ 36.4354 - Estate of veteran in real property. |
§ 36.4355 - Loans, first, second, or unsecured. |
§ 36.4356 - Tax, special assessment and other liens. |
§ 36.4357 - Combination residential and business property. |
§ 36.4358 - [Reserved] |
§ 36.4359 - Supplemental loans. |
§ 36.4360 - Condominium loans - general. |
§ 36.4361 - Acceptable ownership arrangements and documentation. |
§ 36.4362 - Rights and restrictions. |
§ 36.4363 - Miscellaneous legal requirements. |
§ 36.4364 - Documentation and related requirements - flexible condominiums and condominiums with offsite facilities. |
§ 36.4365 - Appraisal requirements. |
§ 36.4367 - Requirement of construction warranty. |
§ 36.4368 - Nondiscrimination and equal opportunity in housing certification requirements. |
§ 36.4369 - Correction of structural defects. |
§ 36.4370 - Advertising and solicitation requirements. |
§ 36.4375 - Insured loan and insurance account. |
§ 36.4377 - Transfer of insured loans. |
§ 36.4378 - Debits and credits to insurance account under § 36.4320. |
§ 36.4379 - Payment of insurance. |
§ 36.4380 - Reports of insured institutions. |
§ 36.4390 - Purpose. |
§ 36.4391 - Applicability. |
§ 36.4392 - Certification requirements. |
§ 36.4393 - Complaint and hearing procedure. |
underwriting standards, processing procedures, and lender responsibility and certification |
§ 36.4344 - Lender Appraisal Processing Program. |
§ 36.4360a - Appraisal requirements. |
§ 36.4344a - Servicer appraisal processing program (SAPP). |
Federally Assisted Construction Contracts—Nondiscrimination in Employment—Executive Orders 11246 and 11375 |
general provisions |
§ 36.4334 - Incorporation by reference. |
§ 36.4306a - Interest rate reduction refinancing loan. |
loans under 38 U.S.C. 3703 |
§ 36.4372 - Transfer of insured loans. |
§ 36.4373 - Debits and credits to insurance account under 36.4318. |
§ 36.4374 - Payment of insurance. |
Subpart C - Assistance to Eligible Individuals in Acquiring Specially Adapted Housing |
§ 36.4400 - Authority. |
§ 36.4401 - Definitions. |
§ 36.4402 - Grant types. |
§ 36.4403 - Subsequent use. |
§ 36.4404 - Eligibility for assistance. |
§ 36.4405 - Grant approval. |
§ 36.4406 - Reimbursement of costs and disbursement of grant funds. |
§ 36.4407 - Guaranteed and direct loans. |
§ 36.4408 - Submission of proof to the Secretary. |
§ 36.4409 - Delegations of authority. |
§ 36.4410 - Supplementary administrative action. |
§ 36.4411 - Annual adjustments to the aggregate amount of assistance available. |
§ 36.4412 - Specially Adapted Housing Assistive Technology Grant Program. |
Subpart D - Direct Loans |
§ 36.4500 - Applicability and qualified mortgage status. |
§ 36.4501 - Definitions. |
§ 36.4502 - Use of guaranty entitlement. |
§ 36.4503 - Amount and amortization. |
§ 36.4504 - Loan closing expenses. |
§ 36.4505 - Maturity of loan. |
§ 36.4506 - Recasting. |
§ 36.4507 - Refinancing of mortgage or other lien indebtedness. |
§ 36.4508 - Transfer of property by borrower. |
§ 36.4509 - Joint loans. |
§ 36.4510 - Prepayment, acceleration, and liquidation. |
§ 36.4511 - Advances after loan closing. |
§ 36.4512 - Taxes and insurance. |
§ 36.4513 - Foreclosure and liquidation. |
§ 36.4514 - Eligibility requirements. |
§ 36.4515 - Estate of veteran in real property. |
§ 36.4516 - Lien requirements. |
§ 36.4517 - Incorporation by reference. |
§ 36.4518 - Supplementary administrative action. |
§ 36.4519 - Eligible purposes and reasonable value requirements. |
§ 36.4520 - Delegation of authority. |
§ 36.4521 - Minimum property and construction requirements. |
§ 36.4522 - Waivers, consents, and approvals. |
§ 36.4523 - Geographical limits. |
§ 36.4524 - Sale of loans. |
§ 36.4525 - Requirement of a construction warranty. |
§ 36.4526 - Issuance of fund reservation commitments. |
§ 36.4527 - Direct housing loans to Native American veterans on trust lands. |
§ 36.4528 - xxx |
§ 36.4529 - xxx |
§ 36.4530 - xxx |
Subpart E - Sale of Loans, Guarantee of Payment, and Flood Insurance |
§ 36.4600 - Sale of loans, guarantee of payment. |
§ 36.4700 - Authority, purpose, and scope. |
§ 36.4701 - Definitions. |
§ 36.4702 - Requirement to purchase flood insurance where available. |
§ 36.4703 - Exemptions. |
§ 36.4704 - Escrow requirement. |
§ 36.4705 - Required use of standard flood hazard determination form. |
§ 36.4706 - Forced placement of flood insurance. |
§ 36.4707 - Determination fees. |
§ 36.4708 - Notice of special flood hazards and availability of Federal disaster relief assistance. |
§ 36.4709 - Notice of servicer's identity. |
Subpart F - COVID-19 Recovery Measures |
§ 36.4800 - Applicability. |
§ 36.4801 - Definitions. |
§ 36.4802 - General purpose of the COVID-19 Veterans Assistance Partial Claim Payment program. |
§ 36.4803 - General requirements of the COVID-19 Veterans Assistance Partial Claim Payment program. |
§ 36.4804 - Partial claim payment as a home retention option. |
§ 36.4805 - Terms of the partial claim payment. |
§ 36.4806 - Terms of the assistance to the veteran. |
§ 36.4807 - Application for partial claim payment. |
§ 36.4808 - No effect on the servicing of the guaranteed loan. |
§ 36.4809 - Expiration of the COVID-19 Veterans Assistance Partial Claim Payment program. |
§ 36.4810 - Oversight of the COVID-19 Veterans Assistance Partial Claim Payment program. |
§ 36.4811 - Prepayment. |
§ 36.4812 - Interest rates. |
§ 36.4813 - Charges and fees. |
§ 36.4814 - Advances and other charges. |
§ 36.4815 - Loan modifications. |
§ 36.4816 - Acceptability of partial payments. |
§ 36.4817 - Servicer reporting requirements. |
§ 36.4818 - Servicer tier ranking—temporary procedures. |
§ 36.4819 - Servicer loss-mitigation options and incentives. |
§ 36.4820 - Refunding of loans in default. |
§ 36.4821 - Service of process. |
§ 36.4822 - Loan termination. |
§ 36.4823 - Election to convey security. |
§ 36.4824 - Guaranty claims; subsequent accounting. |
§ 36.4825 - Computation of indebtedness. |
§ 36.4826 - Subrogation and indemnity. |
§ 36.4827 - Release of security. |
§ 36.4828 - Partial or total loss of guaranty or insurance. |
§ 36.4829 - Hazard insurance. |
§ 36.4830 - Substitution of trustees. |
§ 36.4831 - Capacity of parties to contract. |
§ 36.4832 - Geographical limits. |
§ 36.4833 - Maintenance of records. |
§ 36.4835 - Delivery of notice. |
§ 36.4836 - [Reserved] |
§ 36.4837 - Conformance of loan instruments. |
§ 36.4838 - Supplementary administrative action. |
§ 36.4839 - Eligibility of loans; reasonable value requirements. |
§ 36.4840 - Underwriting standards, processing procedures, lender responsibility, and lender certification. |
§ 36.4841 - Death or insolvency of holder. |
§ 36.4842 - Qualification for designated fee appraisers. |
§ 36.4843 - Restriction on designated fee appraisers. |
§ 36.4845 - Delegation of authority. |
§ 36.4846 - Cooperative loans. |
§ 36.4847 - Lender Appraisal Processing Program. |
§ 36.4848 - Servicer Appraisal Processing Program. |
§ 36.4849 - Waivers, consents, and approvals; when effective. |
§ 36.4850 - Servicing procedures for holders. |
§ 36.4851 - Minimum property and construction requirements. |
§ 36.4852 - Authority to close loans on the automatic basis. |
§ 36.4853 - Withdrawal of authority to close loans on the automatic basis. |
§ 36.4854 - Estate of veteran in real property. |
§ 36.4855 - Loans, first, second, or unsecured. |
§ 36.4856 - Tax, special assessment and other liens. |
§ 36.4857 - Combination residential and business property. |
§ 36.4858 - [Reserved] |
§ 36.4859 - Supplemental loans. |
§ 36.4860 - Condominium loans—general. |
§ 36.4861 - Acceptable ownership arrangements and documentation. |
§ 36.4862 - Rights and restrictions. |
§ 36.4863 - Miscellaneous legal requirements. |
§ 36.4864 - Documentation and related requirements—flexible condominiums and condominiums with offsite facilities. |
§ 36.4865 - Appraisal requirements. |
§ 36.4867 - Requirement of construction warranty. |
§ 36.4868 - Nondiscrimination and equal opportunity in housing certification requirements. |
§ 36.4869 - Correction of structural defects. |
§ 36.4870 - Advertising and solicitation requirements. |
§ 36.4875 - Insured loan and insurance account. |
§ 36.4877 - Transfer of insured loans. |
§ 36.4878 - Debits and credits to insurance account under 36.4820. |
§ 36.4879 - Payment of insurance. |
§ 36.4880 - Reports of insured institutions. |
§ 36.4890 - Purpose. |
§ 36.4891 - Applicability. |
§ 36.4892 - Certification requirements. |
§ 36.4893 - Complaint and hearing procedure. |
servicing, liquidation of security and claim |
combination and manufactured home lot loans |
general provisions |
Federally Assisted Construction Contracts—Nondiscrimination in Employment—Executive Orders 11246 and 11375 |
underwriting standards, processing procedures, and lender responsibility and certification |
Sale of Loans, Guarantee of Payment |
loans under 38 U.S.C. 3703 |
financing manufactured home units |
Appendix A to Part 36 - Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance |