Part 36 - Loan Guaranty  


Subpart A - Guaranty of Loans to Veterans to Purchase Manufactured Homes and Lots, Including Site Preparation
§ 36.4201 - Applicability of the § 36.4200 series.
§ 36.4202 - Definitions.
Servicing, Liquidation of Security and Claim
§ 36.4275 - Events constituting default and acceptability of partial payments.
§ 36.4276 - Advances and other charges.
§ 36.4277 - Release of security.
§ 36.4278 - Servicing procedures for holders.
§ 36.4279 - Extensions and reamortizations.
§ 36.4280 - Reporting of defaults.
§ 36.4281 - Refunding of loans in default.
§ 36.4282 - Legal proceedings (notice of repossession).
§ 36.4283 - Foreclosure or repossession.
§ 36.4284 - Computation of guaranty claims.
§ 36.4285 - Subrogation and indemnity.
§ 36.4286 - Partial or total loss of guaranty.
§ 36.4287 - Substitution of trustees.
Financing Manufactured Home Units
§ 36.4231 - Warranty requirements.
§ 36.4232 - Allowable fees and charges; manufactured home unit.
§ 36.4234 - Title and lien requirements.
General Provisions
§ 36.4205 - Computation of guaranty.
§ 36.4215 - Maintenance of records.
§ 36.4220 - Substantive and procedural requirements; waiver.
§ 36.4221 - Delegation of authority.
§ 36.4225 - Authority to close manufactured home loans on the automatic basis.
§ 36.4226 - Withdrawal of authority to close manufactured home loans on the automatic basis.
eneral provisions
§ 36.4203 - Eligibility of the veteran for the manufactured home loan benefit under 38 U.S.C. 3712.
§ 36.4204 - Loan purposes, maximum loan amounts and terms.
§ 36.4206 - Underwriting standards, occupancy, and non-discrimination requirements.
§ 36.4207 - Manufactured home standards.
§ 36.4208 - Manufactured home location standards.
§ 36.4209 - Reporting requirements.
§ 36.4210 - Joint loans.
§ 36.4211 - Amortization - prepayment.
§ 36.4212 - Interest rates and late charges.
§ 36.4213 - Capacity of parties.
§ 36.4214 - Geographical limits.
§ 36.4217 - Delivery of notice.
§ 36.4218 - Payment in full; termination of guaranty.
§ 36.4219 - Incorporation by reference.
§ 36.4222 - Hazard insurance.
§ 36.4223 - Interest rate reduction refinancing loan.
§ 36.4224 - Refinancing existing manufactured home loan including purchase of lot.
§ 36.4227 - Advertising and Solicitation Requirements.
Combination and Manufactured Home Lot Loans
§ 36.4251 - Loans to finance the purchase of manufactured homes and the cost of necessary site preparation.
§ 36.4252 - Loans for purchase or refinancing of a manufactured home.
§ 36.4253 - Title and lien requirements.
§ 36.4254 - Fees and charges.
§ 36.4255 - Loans for the acquisition of a lot.
Subpart B - Guaranty or Insurance of Loans to Veterans With Electronic Reporting
§ 36.4300 - Applicability and qualified mortgage status.
§ 36.4301 - Definitions.
§ 36.4302 - Computation of guaranties or insurance credits.
§ 36.4303 - Reporting requirements.
§ 36.4304 - Deviations; changes of identity.
§ 36.4305 - Partial disbursement.
§ 36.4306 - Refinancing of mortgage or other lien indebtedness.
§ 36.4307 - Interest rate reduction refinancing loan.
§ 36.4308 - Joint loans.
§ 36.4309 - Transfer of title by borrower or maturity by demand or acceleration.
§ 36.4310 - Amortization.
§ 36.4311 - Prepayment.
§ 36.4312 - Interest rates.
§ 36.4313 - Charges and fees.
§ 36.4314 - Advances and other charges.
§ 36.4315 - Loan modifications.
§ 36.4316 - Acceptability of partial payments.
§ 36.4317 - Servicer reporting requirements.
§ 36.4318 - Servicer tier ranking - temporary procedures.
§ 36.4319 - Servicer loss-mitigation options and incentives.
§ 36.4320 - Refunding of loans in default.
§ 36.4321 - Service of process.
§ 36.4322 - Loan termination.
§ 36.4323 - Election to convey security.
§ 36.4324 - Guaranty claims; subsequent accounting.
§ 36.4325 - Computation of indebtedness.
§ 36.4326 - Subrogation and indemnity.
§ 36.4327 - Release of security.
§ 36.4328 - Partial or total loss of guaranty or insurance.
§ 36.4329 - Hazard insurance.
§ 36.4330 - Substitution of trustees.
§ 36.4331 - Capacity of parties to contract.
§ 36.4332 - Geographical limits.
§ 36.4333 - Maintenance of records.
§ 36.4335 - Delivery of notice.
§ 36.4336 - Oversight of servicing.
§ 36.4337 - Conformance of loan instruments.
§ 36.4338 - Supplementary administrative action.
§ 36.4339 - Eligibility of loans; reasonable value requirements.
§ 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification.
§ 36.4341 - Death or insolvency of holder.
§ 36.4342 - Qualification for designated fee appraisers.
§ 36.4343 - Restriction on designated fee appraisers.
§ 36.4345 - Delegation of authority.
§ 36.4346 - Cooperative loans.
§ 36.4347 - Lender Appraisal Processing Program.
§ 36.4348 - Servicer Appraisal Processing Program.
§ 36.4349 - Waivers, consents, and approvals; when effective.
§ 36.4350 - Servicing procedures for holders.
§ 36.4351 - Minimum property and construction requirements.
§ 36.4352 - Authority to close loans on the automatic basis.
§ 36.4353 - Withdrawal of authority to close loans on the automatic basis.
§ 36.4354 - Estate of veteran in real property.
§ 36.4355 - Loans, first, second, or unsecured.
§ 36.4356 - Tax, special assessment and other liens.
§ 36.4357 - Combination residential and business property.
§ 36.4358 - [Reserved]
§ 36.4359 - Supplemental loans.
§ 36.4360 - Condominium loans - general.
§ 36.4361 - Acceptable ownership arrangements and documentation.
§ 36.4362 - Rights and restrictions.
§ 36.4363 - Miscellaneous legal requirements.
§ 36.4364 - Documentation and related requirements - flexible condominiums and condominiums with offsite facilities.
§ 36.4365 - Appraisal requirements.
§ 36.4367 - Requirement of construction warranty.
§ 36.4368 - Nondiscrimination and equal opportunity in housing certification requirements.
§ 36.4369 - Correction of structural defects.
§ 36.4370 - Advertising and solicitation requirements.
§ 36.4375 - Insured loan and insurance account.
§ 36.4377 - Transfer of insured loans.
§ 36.4378 - Debits and credits to insurance account under § 36.4320.
§ 36.4379 - Payment of insurance.
§ 36.4380 - Reports of insured institutions.
§ 36.4390 - Purpose.
§ 36.4391 - Applicability.
§ 36.4392 - Certification requirements.
§ 36.4393 - Complaint and hearing procedure.
underwriting standards, processing procedures, and lender responsibility and certification
§ 36.4344 - Lender Appraisal Processing Program.
§ 36.4360a - Appraisal requirements.
§ 36.4344a - Servicer appraisal processing program (SAPP).
Federally Assisted Construction Contracts—Nondiscrimination in Employment—Executive Orders 11246 and 11375
general provisions
§ 36.4334 - Incorporation by reference.
§ 36.4306a - Interest rate reduction refinancing loan.
loans under 38 U.S.C. 3703
§ 36.4372 - Transfer of insured loans.
§ 36.4373 - Debits and credits to insurance account under 36.4318.
§ 36.4374 - Payment of insurance.
Subpart C - Assistance to Eligible Individuals in Acquiring Specially Adapted Housing
§ 36.4400 - Authority.
§ 36.4401 - Definitions.
§ 36.4402 - Grant types.
§ 36.4403 - Subsequent use.
§ 36.4404 - Eligibility for assistance.
§ 36.4405 - Grant approval.
§ 36.4406 - Reimbursement of costs and disbursement of grant funds.
§ 36.4407 - Guaranteed and direct loans.
§ 36.4408 - Submission of proof to the Secretary.
§ 36.4409 - Delegations of authority.
§ 36.4410 - Supplementary administrative action.
§ 36.4411 - Annual adjustments to the aggregate amount of assistance available.
§ 36.4412 - Specially Adapted Housing Assistive Technology Grant Program.
Subpart D - Direct Loans
§ 36.4500 - Applicability and qualified mortgage status.
§ 36.4501 - Definitions.
§ 36.4502 - Use of guaranty entitlement.
§ 36.4503 - Amount and amortization.
§ 36.4504 - Loan closing expenses.
§ 36.4505 - Maturity of loan.
§ 36.4506 - Recasting.
§ 36.4507 - Refinancing of mortgage or other lien indebtedness.
§ 36.4508 - Transfer of property by borrower.
§ 36.4509 - Joint loans.
§ 36.4510 - Prepayment, acceleration, and liquidation.
§ 36.4511 - Advances after loan closing.
§ 36.4512 - Taxes and insurance.
§ 36.4513 - Foreclosure and liquidation.
§ 36.4514 - Eligibility requirements.
§ 36.4515 - Estate of veteran in real property.
§ 36.4516 - Lien requirements.
§ 36.4517 - Incorporation by reference.
§ 36.4518 - Supplementary administrative action.
§ 36.4519 - Eligible purposes and reasonable value requirements.
§ 36.4520 - Delegation of authority.
§ 36.4521 - Minimum property and construction requirements.
§ 36.4522 - Waivers, consents, and approvals.
§ 36.4523 - Geographical limits.
§ 36.4524 - Sale of loans.
§ 36.4525 - Requirement of a construction warranty.
§ 36.4526 - Issuance of fund reservation commitments.
§ 36.4527 - Direct housing loans to Native American veterans on trust lands.
§ 36.4528 - xxx
§ 36.4529 - xxx
§ 36.4530 - xxx
Subpart E - Sale of Loans, Guarantee of Payment, and Flood Insurance
§ 36.4600 - Sale of loans, guarantee of payment.
§ 36.4700 - Authority, purpose, and scope.
§ 36.4701 - Definitions.
§ 36.4702 - Requirement to purchase flood insurance where available.
§ 36.4703 - Exemptions.
§ 36.4704 - Escrow requirement.
§ 36.4705 - Required use of standard flood hazard determination form.
§ 36.4706 - Forced placement of flood insurance.
§ 36.4707 - Determination fees.
§ 36.4708 - Notice of special flood hazards and availability of Federal disaster relief assistance.
§ 36.4709 - Notice of servicer's identity.
Subpart F - COVID-19 Recovery Measures
§ 36.4800 - Applicability.
§ 36.4801 - Definitions.
§ 36.4802 - General purpose of the COVID-19 Veterans Assistance Partial Claim Payment program.
§ 36.4803 - General requirements of the COVID-19 Veterans Assistance Partial Claim Payment program.
§ 36.4804 - Partial claim payment as a home retention option.
§ 36.4805 - Terms of the partial claim payment.
§ 36.4806 - Terms of the assistance to the veteran.
§ 36.4807 - Application for partial claim payment.
§ 36.4808 - No effect on the servicing of the guaranteed loan.
§ 36.4809 - Expiration of the COVID-19 Veterans Assistance Partial Claim Payment program.
§ 36.4810 - Oversight of the COVID-19 Veterans Assistance Partial Claim Payment program.
§ 36.4811 - Prepayment.
§ 36.4812 - Interest rates.
§ 36.4813 - Charges and fees.
§ 36.4814 - Advances and other charges.
§ 36.4815 - Loan modifications.
§ 36.4816 - Acceptability of partial payments.
§ 36.4817 - Servicer reporting requirements.
§ 36.4818 - Servicer tier ranking—temporary procedures.
§ 36.4819 - Servicer loss-mitigation options and incentives.
§ 36.4820 - Refunding of loans in default.
§ 36.4821 - Service of process.
§ 36.4822 - Loan termination.
§ 36.4823 - Election to convey security.
§ 36.4824 - Guaranty claims; subsequent accounting.
§ 36.4825 - Computation of indebtedness.
§ 36.4826 - Subrogation and indemnity.
§ 36.4827 - Release of security.
§ 36.4828 - Partial or total loss of guaranty or insurance.
§ 36.4829 - Hazard insurance.
§ 36.4830 - Substitution of trustees.
§ 36.4831 - Capacity of parties to contract.
§ 36.4832 - Geographical limits.
§ 36.4833 - Maintenance of records.
§ 36.4835 - Delivery of notice.
§ 36.4836 - [Reserved]
§ 36.4837 - Conformance of loan instruments.
§ 36.4838 - Supplementary administrative action.
§ 36.4839 - Eligibility of loans; reasonable value requirements.
§ 36.4840 - Underwriting standards, processing procedures, lender responsibility, and lender certification.
§ 36.4841 - Death or insolvency of holder.
§ 36.4842 - Qualification for designated fee appraisers.
§ 36.4843 - Restriction on designated fee appraisers.
§ 36.4845 - Delegation of authority.
§ 36.4846 - Cooperative loans.
§ 36.4847 - Lender Appraisal Processing Program.
§ 36.4848 - Servicer Appraisal Processing Program.
§ 36.4849 - Waivers, consents, and approvals; when effective.
§ 36.4850 - Servicing procedures for holders.
§ 36.4851 - Minimum property and construction requirements.
§ 36.4852 - Authority to close loans on the automatic basis.
§ 36.4853 - Withdrawal of authority to close loans on the automatic basis.
§ 36.4854 - Estate of veteran in real property.
§ 36.4855 - Loans, first, second, or unsecured.
§ 36.4856 - Tax, special assessment and other liens.
§ 36.4857 - Combination residential and business property.
§ 36.4858 - [Reserved]
§ 36.4859 - Supplemental loans.
§ 36.4860 - Condominium loans—general.
§ 36.4861 - Acceptable ownership arrangements and documentation.
§ 36.4862 - Rights and restrictions.
§ 36.4863 - Miscellaneous legal requirements.
§ 36.4864 - Documentation and related requirements—flexible condominiums and condominiums with offsite facilities.
§ 36.4865 - Appraisal requirements.
§ 36.4867 - Requirement of construction warranty.
§ 36.4868 - Nondiscrimination and equal opportunity in housing certification requirements.
§ 36.4869 - Correction of structural defects.
§ 36.4870 - Advertising and solicitation requirements.
§ 36.4875 - Insured loan and insurance account.
§ 36.4877 - Transfer of insured loans.
§ 36.4878 - Debits and credits to insurance account under 36.4820.
§ 36.4879 - Payment of insurance.
§ 36.4880 - Reports of insured institutions.
§ 36.4890 - Purpose.
§ 36.4891 - Applicability.
§ 36.4892 - Certification requirements.
§ 36.4893 - Complaint and hearing procedure.
servicing, liquidation of security and claim
combination and manufactured home lot loans
general provisions
Federally Assisted Construction Contracts—Nondiscrimination in Employment—Executive Orders 11246 and 11375
underwriting standards, processing procedures, and lender responsibility and certification
Sale of Loans, Guarantee of Payment
loans under 38 U.S.C. 3703
financing manufactured home units
Appendix A to Part 36 - Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance