Code of Federal Regulations (Last Updated: November 8, 2024) |
Title 12 - Banks and Banking |
Chapter III - Federal Deposit Insurance Corporation |
SubChapter B - Regulations and Statements of General Policy |
Part 324 - Capital Adequacy of FDIC-Supervised Institutions |
§ 324.6 - Conditions on acceptance. |
§ 324.7 - Submission of proposals. |
§ 324.8 - Revocation of eligibility. |
§ 324.9 - Other administrative actions. |
Subpart A - General Provisions |
§ 324.1 - Purpose, applicability, reservations of authority, and timing. |
§ 324.2 - Definitions. |
§ 324.3 - Operational requirements for counterparty credit risk. |
§ 324.4 - Inadequate capital as an unsafe or unsound practice or condition. |
§ 324.5 - Issuance of directives. |
§§ 324.6--324.9 - [Reserved] |
Subpart B - Capital Ratio Requirements and Buffers |
§ 324.10 - Minimum capital requirements. |
§ 324.11 - Capital conservation buffer and countercyclical capital buffer amount. |
§ 324.12 - xxx |
§§ 324.12--324.19 - [Reserved] |
§§ 324.13--324.19 - [Reserved] |
Subpart C - Definition of Capital |
§ 324.20 - Capital components and eligibility criteria for regulatory capital instruments. |
§ 324.21 - Minority interest. |
§ 324.22 - Regulatory capital adjustments and deductions. |
§§ 324.23--324.29 - [Reserved] |
Subpart D - Risk-Weighted Assets - Standardized Approach |
§ 324.30 - Applicability. |
Disclosures |
§ 324.61 - Purpose and scope. |
§ 324.62 - Disclosure requirements. |
§ 324.63 - Disclosures by FDIC-supervised institutions described in § 324.61. |
§§ 324.64--324.99 - [Reserved] |
Risk-Weighted Assets for General Credit Risk |
§ 324.31 - Mechanics for calculating risk-weighted assets for general credit risk. |
§ 324.32 - General risk weights. |
§ 324.33 - Off-balance sheet exposures. |
§ 324.34 - Derivative contracts. |
§ 324.35 - Cleared transactions. |
§ 324.36 - Guarantees and credit derivatives: Substitution treatment. |
§ 324.37 - Collateralized transactions. |
Risk-Weighted Assets for Securitization Exposures |
§ 324.41 - Operational requirements for securitization exposures. |
§ 324.42 - Risk-weighted assets for securitization exposures. |
§ 324.43 - Simplified supervisory formula approach (SSFA) and the gross-up approach. |
§ 324.44 - Securitization exposures to which the SSFA and gross-up approach do not apply. |
§ 324.45 - Recognition of credit risk mitigants for securitization exposures. |
§§ 324.46--324.50 - [Reserved] |
Risk-Weighted Assets for Unsettled Transactions |
§ 324.38 - Unsettled transactions. |
§§ 324.39--324.40 - [Reserved] |
Risk-Weighted Assets for Equity Exposures |
§ 324.51 - Introduction and exposure measurement. |
§ 324.52 - Simple risk-weight approach (SRWA). |
§ 324.53 - Equity exposures to investment funds. |
§§ 324.54--324.60 - [Reserved] |
Subpart E - Risk-Weighted Assets - Internal Ratings-Based and Advanced Measurement Approaches |
§ 324.100 - Purpose, applicability, and principle of conservatism. |
§ 324.101 - Definitions. |
Risk-Weighted Assets for Equity Exposures |
§ 324.151 - Introduction and exposure measurement. |
§ 324.152 - Simple risk weight approach (SRWA). |
§ 324.153 - Internal models approach (IMA). |
§ 324.154 - Equity exposures to investment funds. |
§ 324.155 - Equity derivative contracts. |
§§ 324.161--324.160 - [Reserved] |
Risk-Weighted Assets for General Credit Risk |
§ 324.131 - Mechanics for calculating total wholesale and retail risk-weighted assets. |
§ 324.132 - Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts. |
§ 324.133 - Cleared transactions. |
§ 324.134 - Guarantees and credit derivatives: PD substitution and LGD adjustment approaches. |
§ 324.135 - Guarantees and credit derivatives: Double default treatment. |
§ 324.136 - Unsettled transactions. |
§§ 324.137--324.140 - [Reserved] |
Qualification |
§ 324.121 - Qualification process. |
§ 324.122 - Qualification requirements. |
§ 324.123 - Ongoing qualification. |
§ 324.124 - Merger and acquisition transitional arrangements. |
§§ 324.125--324.130 - [Reserved] |
Risk-Weighted Assets for Operational Risk |
§ 324.161 - Qualification requirements for incorporation of operational risk mitigants. |
§ 324.162 - Mechanics of risk-weighted asset calculation. |
§§ 324.163--324.170 - [Reserved] |
Risk-Weighted Assets for Securitization Exposures |
§ 324.141 - Operational criteria for recognizing the transfer of risk. |
§ 324.142 - Risk-weighted assets for securitization exposures. |
§ 324.143 - Supervisory formula approach (SFA). |
§ 324.144 - Simplified supervisory formula approach (SSFA). |
§ 324.145 - Recognition of credit risk mitigants for securitization exposures. |
§§ 324.146--324.150 - [Reserved] |
Disclosures |
§ 324.171 - Purpose and scope. |
§ 324.172 - Disclosure requirements. |
§ 324.173 - Disclosures by certain advanced approaches FDIC-supervised institutions and Category III FDIC-supervised institutions. |
§§ 324.174--324.200 - [Reserved] |
§§ 324.102--324.120 - [Reserved] |
Subpart F - Risk-Weighted Assets - Market Risk |
§ 324.201 - Purpose, applicability, and reservation of authority. |
§ 324.202 - Definitions. |
§ 324.203 - Requirements for application of this subpart F. |
§ 324.204 - Measure for market risk. |
§ 324.205 - VaR-based measure. |
§ 324.206 - Stressed VaR-based measure. |
§ 324.207 - Specific risk. |
§ 324.208 - Incremental risk. |
§ 324.209 - Comprehensive risk. |
§ 324.210 - Standardized measurement method for specific risk. |
§ 324.211 - Simplified supervisory formula approach (SSFA). |
§ 324.212 - Market risk disclosures. |
§§ 324.213--324.299 - [Reserved] |
Subpart G - Transition Provisions |
§ 324.300 - Transitions. |
§ 324.301 - xxx |
§ 324.302 - Exposures Related the Money Market Mutual Fund Liquidity Facility. |
§ 324.303 - Temporary changes to the community bank leverage ratio framework. |
§ 324.304 - Temporary exclusions from total leverage exposure. |
§ 324.305 - Exposures related to the Paycheck Protection Program Lending Facility. |
§§ 324.301--324.399 - [Reserved] |
§§ 324.302--324.399 - [Reserved] |
§§ 324.303--324.399 - [Reserved] |
§§ 324.305--324.399 - [Reserved] |
§§ 324.306--324.399 - [Reserved] |
Subpart H - Prompt Corrective Action |
§ 324.401 - Authority, purpose, scope, other supervisory authority, disclosure of capital categories, and transition procedures. |
§ 324.402 - Notice of capital category. |
§ 324.403 - Capital measures and capital category definitions. |
§ 324.404 - Capital restoration plans. |
§ 324.405 - Mandatory and discretionary supervisory actions. |