Code of Federal Regulations (Last Updated: November 8, 2024) |
Title 12 - Banks and Banking |
Chapter III - Federal Deposit Insurance Corporation |
SubChapter B - Regulations and Statements of General Policy |
Part 345 - Community Reinvestment |
Subpart A - General |
§ 345.11 - Authority, purposes, and scope. |
§ 345.12 - Definitions. |
§ 345.13 - Consideration of community development loans, community development investments, and community development services. |
§ 345.14 - Community development illustrative list; Confirmation of eligibility. |
§ 345.15 - Impact and responsiveness review of community development loans, community development investments, and community development services. |
Subpart B - Geographic Considerations |
§ 345.16 - Facility-based assessment areas. |
§ 345.17 - Retail lending assessment areas. |
§ 345.18 - Outside retail lending areas. |
§ 345.19 - Areas for eligible community development loans, community development investments, and community development services. |
§ 345.20 - [Reserved] |
Subpart C - Records, Reporting, and Disclosure Requirements |
§ 345.21 - Evaluation of CRA performance in general. |
§ 345.22 - Retail lending test. |
§ 345.23 - Retail services and products test. |
§ 345.24 - Community development financing test. |
§ 345.25 - Community development services test. |
§ 345.26 - Limited purpose banks. |
§ 345.27 - Strategic plan. |
§ 345.28 - Assigned conclusions and ratings. |
§ 345.29 - Small bank performance evaluation. |
§ 345.30 - Intermediate bank performance evaluation. |
§ 345.31 - Effect of CRA performance on applications. |
§ 345.41 - Assessment area delineation. |
Subpart D - Records, Reporting, Disclosure, and Public Engagement Requirements |
§ 345.42 - Data collection, reporting, and disclosure. |
§ 345.43 - Content and availability of public file. |
§ 345.44 - Public notice by banks. |
§ 345.45 - Publication of planned examination schedule. |
§ 345.46 - Public engagement. |
Subpart E - Transition Rules |
§ 345.51 - Applicability dates and transition provisions. |
Appendix A to Part 345 - —Calculations for the Retail Lending Test |
Appendix B to Part 345 - —Calculations for the Community Development Tests |
Appendix C to Part 345 - —Performance Test Conclusions |
Appendix D to Part 345 - —Ratings |
Appendix E to Part 345 - —Small Bank and Intermediate Bank Performance Evaluation Conclusions and Ratings |
Appendix F to Part 345 - —CRA Notice |
Appendix G to Part 345 - —Community Reinvestment Regulations |
Appendixes C-E to Part 345 - [Reserved] |