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Code of Federal Regulations (Last Updated: July 5, 2024) |
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Title 12 - Banks and Banking |
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Chapter III - Federal Deposit Insurance Corporation |
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SubChapter B - Regulations and Statements of General Policy |
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Part 373 - Credit Risk Retention |
| Subpart A - Authority, Purpose, Scope and Definitions |
| § 373.1 - Purpose and scope. |
| § 373.2 - Definitions. |
| Subpart B - Credit Risk Retention |
| § 373.3 - Base risk retention requirement. |
| § 373.4 - Standard risk retention. |
| § 373.5 - Revolving pool securitizations. |
| § 373.6 - Eligible ABCP conduits. |
| § 373.7 - Commercial mortgage-backed securities. |
| § 373.8 - Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS. |
| § 373.9 - Open market CLOs. |
| § 373.10 - Qualified tender option bonds. |
| Subpart C - Transfer of Risk Retention |
| § 373.11 - Allocation of risk retention to an originator. |
| § 373.12 - Hedging, transfer and financing prohibitions. |
| Subpart D - Exceptions and Exemptions |
| § 373.13 - Exemption for qualified residential mortgages. |
| § 373.14 - Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans. |
| § 373.15 - Qualifying commercial loans, commercial real estate loans, and automobile loans. |
| § 373.16 - Underwriting standards for qualifying commercial loans. |
| § 373.17 - Underwriting standards for qualifying CRE loans. |
| § 373.18 - Underwriting standards for qualifying automobile loans. |
| § 373.19 - General exemptions. |
| § 373.20 - Safe harbor for certain foreign-related transactions. |
| § 373.21 - Additional exemptions. |
| § 373.22 - Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption |