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Code of Federal Regulations (Last Updated: November 8, 2024) |
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Title 12 - Banks and Banking |
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Chapter VI - Farm Credit Administration |
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SubChapter B - Farm Credit System |
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Part 614 - Loan Policies and Operations |
| Subpart A - Lending Authorities |
| § 614.4000 - Farm Credit Banks. |
| § 614.4010 - Agricultural credit banks. |
| § 614.4020 - Banks for cooperatives. |
| § 614.4030 - Federal land credit associations. |
| § 614.4040 - Production credit associations. |
| § 614.4050 - Agricultural credit associations. |
| § 614.4055 - Federal Agricultural Mortgage Corporation loan participations. |
| § 614.4060 - Affiliates established pursuant to section 8.5(e)(1) of the Farm Credit Act of 1971. |
| Subpart B - Chartered Territories |
| § 614.4080 - Loans and chartered territory - banks for cooperatives. |
| Subpart C - Bank/Association Lending Relationship |
| § 614.4100 - Policies governing lending through Federal land bank associations. |
| § 614.4110 - Transfer of direct lending authority to Federal land bank associations and agricultural credit associations. |
| § 614.4120 - Policies governing extensions of credit to direct lender associations and OFIs. |
| § 614.4125 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and direct lender associations. |
| § 614.4130 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and OFIs. |
| Subpart D - General Loan Policies for Banks and Associations |
| § 614.4150 - Lending policies and loan underwriting standards. |
| § 614.4155 - Interest rates. |
| § 614.4160 - Differential interest rate programs. |
| § 614.4165 - Young, beginning, and small farmers and ranchers. |
| § 614.4170 - General. |
| § 614.4175 - Uninsured voluntary and involuntary accounts. |
| Subpart E - Loan Terms and Conditions |
| § 614.4200 - General requirements. |
| § 614.4231 - Certain seasonal commodity loans to cooperatives. |
| § 614.4232 - Loans to domestic lessors. |
| § 614.4233 - International loans. |
| Subpart F - Collateral Evaluation Requirements |
| § 614.4240 - Collateral definitions. |
| § 614.4245 - Collateral evaluation policies. |
| § 614.4250 - Collateral evaluation standards. |
| § 614.4255 - Independence requirements. |
| § 614.4260 - Evaluation requirements. |
| § 614.4265 - Real property evaluations. |
| § 614.4266 - Personal and intangible property evaluations. |
| § 614.4267 - Professional association membership; competency. |
| Subpart G - XXX |
| Subpart H - Loan Purchases and Sales |
| § 614.4325 - Purchase and sale of interests in loans. |
| § 614.4330 - Loan participations. |
| § 614.4335 - Borrower stock requirements. |
| § 614.4336 - Borrower rights in connection with loan sales. |
| § 614.4337 - Disclosure to borrowers. |
| Subpart I - Loss-Sharing Agreements |
| § 614.4340 - General. |
| § 614.4341 - Financial assistance. |
| § 614.4345 - Guaranty agreements. |
| Subpart J - Lending and Leasing Limits |
| § 614.4350 - Definitions. |
| § 614.4351 - Computation of lending and leasing limit base. |
| § 614.4352 - Farm Credit Banks and agricultural credit banks. |
| § 614.4353 - Direct lender associations. |
| § 614.4354 - [Reserved] |
| § 614.4355 - Banks for cooperatives. |
| § 614.4356 - Farm Credit Leasing Services Corporation. |
| § 614.4357 - Banks for cooperatives look-through notes. |
| § 614.4358 - Computation of obligations. |
| § 614.4359 - Attribution rules. |
| § 614.4360 - Lending and leasing limit violations. |
| § 614.4361 - Transition. |
| § 614.4362 - Loan and lease concentration risk mitigation policy. |
| Subpart K - Disclosure of Loan Information |
| § 614.4365 - Applicability. |
| § 614.4366 - Definitions. |
| § 614.4367 - Required disclosures—in general. |
| § 614.4368 - Disclosure of differential interest rates. |
| Appendix to 12 CFR 614.4367 - Required Disclosure |
| Subparts K--L - XXX |
| Subpart L - Actions on Applications; Review of Credit Decisions |
| § 614.4440 - Definitions. |
| § 614.4441 - Notice of action on loan application. |
| § 614.4442 - Credit Review Committee. |
| § 614.4443 - Review process. |
| § 614.4444 - Records. |
| Subpart M - Loan Approval Requirements |
| § 614.4450 - General requirements. |
| § 614.4460 - Loan approval responsibility. |
| § 614.4470 - Loans subject to bank approval. |
| Subpart N - XXX |
| § 614.4510 - General. |
| § 614.4511 - [Reserved] |
| § 614.4512 - Definitions. |
| § 614.4513 - Uninsured voluntary and involuntary accounts. |
| § 614.4514 - Protection of borrowers who meet all loan obligations. |
| § 614.4515 - [Reserved] |
| § 614.4516 - Restructuring policy and procedures. |
| § 614.4517 - Restructuring decision. |
| § 614.4518 - Notice of denial of restructuring and right to review. |
| § 614.4519 - Notice before foreclosure; limitation on foreclosure. |
| § 614.4520 - [Reserved] |
| § 614.4521 - Participation in State agricultural loan mediation programs. |
| § 614.4522 - Right of first refusal. |
| Subpart O - Special Lending Programs |
| § 614.4525 - General. |
| § 614.4530 - Special loans, production credit associations and agricultural credit associations. |
| Subpart P - Farm Credit Bank and Agricultural Credit Bank Financing of Other Financing Institutions |
| § 614.4540 - Other financing institution access to Farm Credit Banks and agricultural credit banks for funding, discount, and other similar financial assistance. |
| § 614.4550 - Place of discount. |
| § 614.4560 - Requirements for OFI funding relationships. |
| § 614.4570 - Recourse and security. |
| § 614.4580 - Limitation on the extension of funding, discount and other similar financial assistance to an OFI. |
| § 614.4590 - Equitable treatment of OFIs and Farm Credit System associations. |
| § 614.4595 - Public disclosure about OFIs. |
| § 614.4600 - Insolvency of an OFI. |
| Subpart Q - Banks for Cooperatives and Agricultural Credit Banks Financing International Trade |
| § 614.4700 - Financing foreign trade receivables. |
| § 614.4710 - [Reserved] |
| § 614.4720 - Letters of credit. |
| § 614.4800 - Guarantees and contracts of suretyship. |
| § 614.4810 - Standby letters of credit. |
| § 614.4900 - Foreign exchange. |
| Subpart R - Secondary Market Authorities |
| § 614.4910 - Basic authorities. |
| Subpart S - Flood Insurance Requirements |
| § 614.4920 - Purpose and scope. |
| § 614.4925 - Definitions. |
| § 614.4930 - Requirement to purchase flood insurance where available. |
| § 614.4932 - Exemptions. |
| § 614.4935 - Escrow requirement. |
| § 614.4940 - Required use of standard flood hazard determination form. |
| § 614.4945 - Force placement of flood insurance. |
| § 614.4950 - Determination fees. |
| § 614.4955 - Notice of special flood hazards and availability of Federal disaster relief assistance. |
| § 614.4960 - Notice of servicer's identity. |
| Appendix A to Subpart S of Part 614 - Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance |
| Appendix B to Subpart S of Part 614 - Sample Clause for Option to Escrow for Outstanding Loans |