§ 203.1 - Purpose.

§ 203.2 - Definitions.

§ 203.3 - U.S. PVO conditions of registration.

§ 203.4 - U.S. PVO initial documentation requirements.

§ 203.5 - U.S. PVO annual documentation requirements.

§ 203.6 - IPVO conditions of registration.

§ 203.7 - IPVO initial documentation requirements.

§ 203.8 - IPVO annual documentation requirements.

§ 203.9 - Denial of registration.

§ 203.10 - Termination of registration.

§ 203.11 - Access to records and communications.

§ 203.12 - Cooperative Development Organizations (CDOs).

§ 203.13 - Delegation of authority.

Subpart A - Eligibility Requirements and Underwriting Procedures

§ 203.14 - Builders' warranty.

§ 203.15 - Certification of appraisal amount.

§ 203.16 - Certificate and contract regarding use of dwelling for transient or hotel purposes.

§ 203.17 - Mortgage provisions.

§ 203.18 - Maximum mortgage amounts.

§ 203.19 - [Reserved]

§ 203.20 - Agreed interest rate.

§ 203.21 - Amortization provisions.

§ 203.22 - Payment of insurance premiums or charges; prepayment privilege.

§ 203.23 - Mortgagor's payments to include other charges.

§ 203.24 - Application of payments.

§ 203.25 - Late charge.

§ 203.26 - Mortgagor's payments when mortgage is executed.

§ 203.27 - Charges, fees or discounts.

§ 203.28 - Economic soundness of projects.

§ 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.

§ 203.30 - Certificate of nondiscrimination by the mortgagor.

§ 203.31 - Mortgagor of a principal residence in military service cases.

§ 203.32 - Mortgage lien.

§ 203.33 - Relationship of income to mortgage payments.

§ 203.34 - Credit standing.

§ 203.35 - Disclosure and verification of Social Security and Employer Identification Numbers.

§ 203.36 - [Reserved]

§ 203.37 - Nature of title to realty.

§ 203.38 - Location of dwelling.

§ 203.39 - Standards for buildings.

§ 203.40 - Location of property.

§ 203.41 - Free assumability; exceptions.

§ 203.42 - Rental properties.

§ 203.43 - Eligibility of miscellaneous type mortgages.

§ 203.44 - Eligibility of advances.

§ 203.45 - Eligibility of graduated payment mortgages.

§ 203.47 - Eligibility of growing equity mortgages.

§ 203.49 - Eligibility of adjustable rate mortgages.

§ 203.50 - Eligibility of rehabilitation loans.

§ 203.51 - Applicability.

§ 203.52 - Acceptance of individual residential water purification equipment.

§ 203.200 - Definitions.

§ 203.201 - Scope.

§ 203.202 - Plan acceptability and acceptance renewal criteria — general.

§ 203.203 - Issuance and nature of insured 10-year protection plans.

§ 203.204 - Requirements and limitations of a plan.

§ 203.205 - Plan coverage.

§ 203.206 - Housing performance standards or criteria.

§ 203.207 - Designated area.

§ 203.208 - Insurance backing criteria.

§ 203.209 - Payments under a plan.

§ 203.249 - Effect of amendments.

§ 203.43a - Eligibility of mortgages covering housing in certain neighborhoods.

§ 203.43b - [Reserved]

§ 203.43c - Eligibility of mortgages involving a dwelling unit in a cooperative housing development.

§ 203.43d - Eligibility of mortgages in certain communities.

§ 203.43e - [Reserved]

§ 203.43f - Eligibility of mortgages covering manufactured homes.

§ 203.43g - Eligibility of mortgages in certain communities.

§ 203.43h - Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act.

§ 203.43i - Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act.

§ 203.43j - Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians.

§ 203.16a - Mortgagor and mortgagee requirement for maintaining flood insurance coverage.

§ 203.37a - Sale of property.

§ 203.18a - Solar energy system.

§ 203.18b - Increased mortgage amount.

§ 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts.

§ 203.18d - Minimum principal loan amount.

Subpart B - Contract Rights and Obligations

§ 203.251 - Definitions.

§ 203.255 - Insurance of mortgage.

§ 203.256 - Insurance of open-end advance.

§ 203.257 - Creation of the contract.

§ 203.258 - Substitute mortgagors.

§ 203.259 - Method of payment of MIP.

§ 203.260 - Amount of mortgage insurance premium (periodic MIP).

§ 203.261 - Calculation of periodic MIP.

§ 203.262 - Due date of periodic MIP.

§ 203.264 - Payment of periodic MIP.

§ 203.265 - Mortgagee's late charge and interest.

§ 203.266 - Period covered by periodic MIP.

§ 203.267 - Duration of periodic MIP.

§ 203.268 - Pro rata payment of periodic MIP.

§ 203.269 - Method of payment of periodic MIP.

§ 203.270 - Open-end insurance charges.

§ 203.280 - One-time or Up-front MIP.

§ 203.281 - Calculation of one-time MIP.

§ 203.282 - Mortgagee's late charge and interest.

§ 203.283 - Refund of one-time MIP.

§ 203.284 - Calculation of up-front and annual MIP on or after July 1, 1991.

§ 203.285 - Fifteen-year mortgages: Calculation of up-front and annual MIP on or after December 26, 1992.

§ 203.288 - Discontinuance of adjusted premium charge.

§ 203.295 - Voluntary termination.

§ 203.315 - Termination by conveyance to other than Commissioner.

§ 203.316 - Termination by prepayment of mortgage.

§ 203.317 - Termination by voluntary agreement.

§ 203.318 - Notice of termination by mortgagee.

§ 203.319 - Pro rata payment of premiums and charges.

§ 203.320 - Notice and date of termination by Commissioner.

§ 203.321 - Effect of termination.

§ 203.330 - Definition of delinquency and requirement for notice of delinquency to HUD.

§ 203.331 - Definition of default, date of default, and requirement of notice of default to HUD.

§ 203.332 - [Reserved]

§ 203.333 - Reinstatement of defaulted mortgage.

§ 203.340 - Special forbearance.

§ 203.341 - Partial claim.

§ 203.342 - Mortgage modification.

§ 203.343 - Partial release, addition or substitution of security.

§ 203.345 - Postponement of principal payments — mortgagors in military service.

§ 203.346 - Postponement of foreclosure — mortgagors in military service.

§ 203.350 - Assignment of mortgage.

§ 203.351 - Application for insurance benefits and fiscal data.

§ 203.353 - Certification by mortgagee.

§ 203.355 - Acquisition of property.

§ 203.356 - Notice of foreclosure and pre-foreclosure sale; reasonable diligence requirements.

§ 203.357 - Deed in lieu of foreclosure.

§ 203.358 - Direct conveyance of property.

§ 203.359 - Time of conveyance to the Secretary.

§ 203.360 - Notice of property transfer or pre-foreclosure sale and application for insurance benefits.

§ 203.361 - Acceptance of property by Commissioner.

§ 203.362 - Conditions for withdrawal of application for insurance benefits.

§ 203.363 - Effect of noncompliance with regulations.

§ 203.364 - Mortgagee's liability for property expenditures.

§ 203.365 - Documents and information to be furnished the Secretary; claims review.

§ 203.366 - Conveyance of marketable title.

§ 203.367 - Contents of deed and supporting documents.

§ 203.368 - Claims without conveyance procedure.

§ 203.369 - Deficiency judgments.

§ 203.370 - Pre-foreclosure sales.

§ 203.371 - Partial claim.

§ 203.377 - Inspection and preservation of properties.

§ 203.378 - Property condition.

§ 203.379 - Adjustment for damage or neglect.

§ 203.380 - Certificate of property condition.

§ 203.381 - Occupancy of property.

§ 203.382 - Cancellation of hazard insurance.

§ 203.385 - Types of satisfactory title evidence.

§ 203.386 - Coverage of title evidence.

§ 203.387 - Acceptability of customary title evidence.

§ 203.389 - Waived title objections.

§ 203.390 - Waiver of title — mortgages or property formerly held by the Secretary.

§ 203.391 - Title objection waiver with reduced insurance benefits.

§ 203.400 - Method of payment.

§ 203.401 - Amount of payment — conveyed and non-conveyed properties.

§ 203.402 - Items included in payment — conveyed and non-conveyed properties.

§ 203.403 - Items deducted from payment — conveyed and non-conveyed properties.

§ 203.404 - Amount of payment — assigned mortgages.

§ 203.405 - Debenture interest rate.

§ 203.406 - Maturity of debentures.

§ 203.407 - Registration of debentures.

§ 203.408 - Form and amounts of debentures.

§ 203.409 - Redemption of debentures.

§ 203.410 - Issue date of debentures.

§ 203.411 - Cash adjustment.

§ 203.412 - Payment for foreclosure alternative actions.

§ 203.413 - [Reserved]

§ 203.414 - Amount of payment — partial claims.

§ 203.415 - Delivery of certificate of claim.

§ 203.416 - Amount and items of certificate of claim.

§ 203.417 - Rate of interest of certificate of claim.

§ 203.420 - Nature of Mutual Mortgage Insurance Fund.

§ 203.421 - Allocation of Mutual Mortgage Insurance Fund income or loss.

§ 203.422 - Right and liability under Mutual Mortgage Insurance Fund.

§ 203.423 - Distribution of distributive shares.

§ 203.424 - Maximum amount of distributive shares.

§ 203.425 - Finality of determination.

§ 203.426 - Inapplicability to housing in older declining urban areas.

§ 203.427 - Statute of limitations on payment of distributive shares.

§ 203.430 - Sale of interests in insured mortgages.

§ 203.431 - Sale of insured mortgage to approved mortgagee.

§ 203.432 - Effect of sale of insured mortgage.

§ 203.433 - Assignments, pledges and transfers by approved mortgagee.

§ 203.434 - Declaration of trust.

§ 203.435 - Transfers of partial interests.

§ 203.436 - Claim procedure — graduated payment mortgages.

§ 203.437 - Mortgages involving a dwelling unit in a cooperative housing development.

§ 203.438 - Mortgages on Indian land insured pursuant to section 248 of the National Housing Act.

§ 203.439 - Mortgages on Hawaiian home lands insured pursuant to section 247 of the National Housing Act.

§ 203.440 - Definitions.

§ 203.441 - Insurance of loan.

§ 203.442 - Contract created by Insurance Certificate or by endorsement.

§ 203.443 - Insurance premium.

§ 203.457 - Voluntary termination of contract.

§ 203.458 - Termination by prepayment of loan.

§ 203.459 - Notice of termination by lender.

§ 203.462 - Pro rata payment of premium before termination.

§ 203.463 - Notice and date of termination by Commissioner.

§ 203.464 - Effect of termination.

§ 203.466 - Definition of delinquency and requirement for notice of delinquency to HUD.

§ 203.467 - Definition of default, date of default, and requirement of notice of default to HUD.

§ 203.468 - [Reserved]

§ 203.469 - Reinstatement of defaulted loan.

§ 203.471 - Special forbearance.

§ 203.472 - Relief for borrower in military service.

§ 203.473 - Claim procedure.

§ 203.474 - Maximum claim period.

§ 203.476 - Claim application and items to be filed.

§ 203.477 - Certificate by lender when loan assigned.

§ 203.478 - Payment of insurance benefits.

§ 203.479 - Debenture interest rate.

§ 203.481 - Maturity of debentures.

§ 203.482 - Registration of debentures.

§ 203.483 - Forms and amounts of debentures.

§ 203.484 - Redemption of debentures.

§ 203.486 - Issue date of debentures.

§ 203.487 - Cash adjustment.

§ 203.488 - Sale of interests in insured loans.

§ 203.489 - Sale of insured loan to approved lender.

§ 203.491 - Effect of sale of insured loan.

§ 203.492 - Assignments, pledges and transfers by approved lender.

§ 203.493 - Declaration of trust.

§ 203.495 - Transfers of partial interests.

§ 203.496 - Actions to be taken by mortgagee or lender.

§ 203.499 - Effect of amendments.

§ 203.402a - Reimbursement for uncollected interest.

§§ 203.375--203.376 - [Reserved]

§ 203.259a - Scope.

§ 203.439a - Mortgages on property in Allegany Reservation of Seneca Nation of Indians authorized by section 203(q) of the National Housing Act.

Subpart C - Servicing Responsibilities

§ 203.500 - Mortgage servicing generally.

§ 203.501 - Loss mitigation.

§ 203.502 - Responsibility for servicing.

§ 203.508 - Providing information.

§ 203.510 - Release of personal liability.

§ 203.512 - Free assumability; exceptions.

§ 203.550 - Escrow accounts.

§ 203.552 - Fees and charges after endorsement.

§ 203.554 - Enforcement of late charges.

§ 203.556 - Return of partial payments.

§ 203.558 - Handling prepayments.

§ 203.600 - Mortgage collection action.

§ 203.602 - Delinquency notice to mortgagor.

§ 203.604 - Contact with the mortgagor.

§ 203.605 - Loss mitigation performance.

§ 203.606 - Pre-foreclosure review.

§ 203.608 - Reinstatement.

§ 203.610 - Relief for mortgagor in military service.

§ 203.614 - Special forbearance.

§ 203.616 - Mortgage modification.

§ 203.664 - Processing defaulted mortgages on property located on Indian land.

§ 203.665 - Processing defaulted mortgages on property located on Hawaiian home lands.

§ 203.666 - Processing defaulted mortgages on property in Allegany Reservation of Seneca Nation of Indians.

§ 203.670 - Conveyance of occupied property.

§ 203.671 - Criteria for determining the Secretary's interest.

§ 203.672 - Residential areas.

§ 203.673 - Habitability.

§ 203.674 - Eligibility for continued occupancy.

§ 203.675 - Notice to occupants of pending acquisition.

§ 203.676 - Request for continued occupancy.

§ 203.677 - Decision to approve or deny a request.

§ 203.678 - Conveyance of vacant property.

§ 203.679 - Continued occupancy after conveyance.

§ 203.680 - Approval of occupancy after conveyance.

§ 203.681 - Authority of HUD Field Office Managers.