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Code of Federal Regulations (Last Updated: May 6, 2024) |
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Title 24 - Housing and Urban Development |
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Subtitle B - Regulations Relating to Housing and Urban Development |
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Chapter II - Office of Assistant Secretary for Housing - Federal Housing Commissioner, Department of Housing and Urban Development |
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SubChapter B - Mortgage and Loan Insurance Programs Under National Housing Act and Other Authorities |
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Part 203 - Single Family Mortgage Insurance |
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Subpart A - Eligibility Requirements and Underwriting Procedures |
Eligible Properties |
§ 203.37 - Nature of title to realty. |
§ 203.38 - Location of dwelling. |
§ 203.39 - Standards for buildings. |
§ 203.40 - Location of property. |
§ 203.41 - Free assumability; exceptions. |
§ 203.42 - Rental properties. |
§ 203.43 - Eligibility of miscellaneous type mortgages. |
§ 203.44 - Eligibility of advances. |
§ 203.45 - Eligibility of graduated payment mortgages. |
§ 203.47 - Eligibility of growing equity mortgages. |
§ 203.49 - Eligibility of adjustable rate mortgages. |
§ 203.50 - Eligibility of rehabilitation loans. |
§ 203.51 - Applicability. |
§ 203.52 - Acceptance of individual residential water purification equipment. |
§ 203.43a - Eligibility of mortgages covering housing in certain neighborhoods. |
§ 203.43b - Eligibility of mortgages on single-family condominium units. |
§ 203.43c - Eligibility of mortgages involving a dwelling unit in a cooperative housing development. |
§ 203.43d - Eligibility of mortgages in certain communities. |
§ 203.43e - [Reserved] |
§ 203.43f - Eligibility of mortgages covering manufactured homes. |
§ 203.43g - Eligibility of mortgages in certain communities. |
§ 203.43h - Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act. |
§ 203.43i - Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act. |
§ 203.43j - Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians. |
§ 203.37a - Sale of property. |
Eligible Mortgages |
§ 203.17 - Mortgage provisions. |
§ 203.18 - Maximum mortgage amounts. |
§ 203.19 - Qualified mortgage. |
§ 203.20 - Agreed interest rate. |
§ 203.21 - Amortization provisions. |
§ 203.22 - Payment of insurance premiums or charges; prepayment privilege. |
§ 203.23 - Mortgagor's payments to include other charges. |
§ 203.24 - Application of payments. |
§ 203.25 - Late charge. |
§ 203.26 - Mortgagor's payments when mortgage is executed. |
§ 203.27 - Charges, fees or discounts. |
§ 203.28 - Economic soundness of projects. |
§ 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands. |
§ 203.30 - Certificate of nondiscrimination by the mortgagor. |
§ 203.31 - Mortgagor of a principal residence in military service cases. |
§ 203.18a - Solar energy system. |
§ 203.18b - Increased mortgage amount. |
§ 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts. |
§ 203.18d - Minimum principal loan amount. |
Insured Ten-Year Protection Plans (Plan) |
§ 203.200 - Definitions. |
§ 203.201 - Scope. |
§ 203.202 - Plan acceptability and acceptance renewal criteria - general. |
§ 203.203 - Issuance and nature of insured 10-year protection plans. |
§ 203.204 - Requirements and limitations of a plan. |
§ 203.205 - Plan coverage. |
§ 203.206 - Housing performance standards or criteria. |
§ 203.207 - Designated area. |
§ 203.208 - Insurance backing criteria. |
§ 203.209 - Payments under a plan. |
Direct Endorsement, Lender Insurance, and Commitments |
§ 203.1 - Underwriting procedures. |
§ 203.3 - Approval of mortgagees for Direct Endorsement. |
§ 203.4 - Approval of mortgagees for Lender Insurance. |
§ 203.5 - Direct Endorsement process. |
§ 203.6 - Lender Insurance process. |
§ 203.7 - Commitment process. |
§ 203.8 - xxx |
Eligible Mortgagors |
§ 203.32 - Mortgage lien. |
§ 203.33 - Relationship of income to mortgage payments. |
§ 203.34 - Credit standing. |
§ 203.35 - Disclosure and verification of Social Security and Employer Identification Numbers. |
§ 203.36 - [Reserved] |
Miscellaneous Regulations |
§ 203.9 - Disclosure regarding interest due upon mortgage prepayment. |
§ 203.10 - Informed consumer choice for prospective FHA mortgagors. |
§ 203.12 - Mortgage insurance on proposed or new construction. |
§ 203.14 - Builders' warranty. |
§ 203.15 - Certification of appraisal amount. |
§ 203.16 - Certificate and contract regarding use of dwelling for transient or hotel purposes. |
§ 203.16a - Mortgagor and mortgagee requirement for maintaining flood insurance coverage. |
Effective Date |
§ 203.249 - Effect of amendments. |