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Code of Federal Regulations (Last Updated: November 8, 2024) |
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Title 24 - Housing and Urban Development |
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Subtitle B - Regulations Relating to Housing and Urban Development |
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Chapter II - Office of Assistant Secretary for Housing - Federal Housing Commissioner, Department of Housing and Urban Development |
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SubChapter B - Mortgage and Loan Insurance Programs Under National Housing Act and Other Authorities |
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Part 206 - Home Equity Conversion Mortgage Insurance |
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Subpart B - Eligibility; Endorsement |
| § 206.9 - Eligible mortgagees. |
| § 206.13 - Disclosure of available HECM program options. |
| § 206.15 - Insurance. |
| Deferral of Due and Payable Status |
| § 206.55 - Deferral of due and payable status for Eligible Non-Borrowing Spouses. |
| § 206.57 - Cure provision enabling reinstatement of Deferral Period. |
| § 206.59 - Obligations of mortgagee. |
| § 206.61 - HECM proceeds during a Deferral Period. |
| Eligible Mortgagors |
| Eligible Mortgages |
| § 206.17 - Eligible mortgages: general. |
| § 206.19 - Payment options. |
| § 206.21 - Interest rate. |
| § 206.23 - Shared appreciation. |
| § 206.25 - Calculation of disbursements. |
| § 206.26 - Change in payment option. |
| § 206.27 - Mortgage provisions. |
| § 206.29 - Initial disbursement of mortgage proceeds. |
| § 206.31 - Allowable charges and fees. |
| § 206.32 - No outstanding unpaid obligations. |
| Eligible Borrowers |
| § 206.33 - Age of borrower. |
| § 206.34 - Limitation on number of mortgages. |
| § 206.35 - Title of property which is security for HECM. |
| § 206.36 - Seasoning requirements for existing non-HECM liens. |
| § 206.37 - Credit standing. |
| § 206.39 - Principal residence. |
| § 206.40 - Disclosure, verification and certifications. |
| § 206.41 - Counseling. |
| § 206.43 - Information to borrower. |
| § 206.44 - Monetary investment for HECM for Purchase program. |
| Eligible Properties |
| § 206.45 - Eligible properties. |
| § 206.47 - Property standards; repair work. |
| § 206.51 - Eligibility of mortgages involving a dwelling unit in a condominium. |
| § 206.52 - Eligible sale of property-HECM for Purchase. |
| Refinancing of Existing Home Equity Conversion Mortgages |
| § 206.53 - Refinancing a HECM loan. |