97-20775. Medicare Program; Hospice Wage Index  

  • [Federal Register Volume 62, Number 153 (Friday, August 8, 1997)]
    [Rules and Regulations]
    [Pages 42860-42883]
    From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
    [FR Doc No: 97-20775]
    
    
    
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    Part II
    
    
    
    
    
    Department of Health and Human Services
    
    
    
    
    
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    Health Care Financing Administration
    
    
    
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    42 CFR Part 418
    
    
    
    Medicare Program; Hospice Wage Index; Final Rule
    
    Federal Register / Vol. 62, No. 153 / Friday, August 8, 1997 / Rules 
    and Regulations
    
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    DEPARTMENT OF HEALTH AND HUMAN SERVICES
    
    Health Care Financing Administration
    
    42 CFR Part 418
    
    [BPD-820-F]
    RIN 0938-AG93
    
    
    Medicare Program; Hospice Wage Index
    
    AGENCY: Health Care Financing Administration (HCFA), HHS.
    
    ACTION: Final rule.
    
    -----------------------------------------------------------------------
    
    SUMMARY: This final rule establishes a methodology to update the wage 
    index used to adjust Medicare payment rates for hospice care. It also 
    includes the new wage index, to be effective October 1, 1997. The wage 
    index is used to reflect local differences in wage levels. A new wage 
    index is needed because the index currently applied is based on 1981 
    wage and employment data and has not been updated since 1983. The 
    methodology is based on the recommendations of a negotiated rulemaking 
    advisory committee comprised of persons who represent interests 
    affected by the hospice rules.
    
    EFFECTIVE DATE: October 1, 1997.
    
    FOR FURTHER INFORMATION CONTACT: Carole Blackford, (410) 786-5909.
    
    SUPPLEMENTARY INFORMATION:
    
    I. Background
    
    A. Statute and Regulations
    
        Hospice care is an approach to treatment that recognizes that the 
    impending death of an individual warrants a change in focus from 
    curative care to palliative care (relief of pain and other 
    uncomfortable symptoms). The goal of hospice care is to help terminally 
    ill individuals continue life with minimal disruption to normal 
    activities while remaining primarily in the home environment. A hospice 
    uses an interdisciplinary approach to deliver medical, social, 
    psychological, emotional, and spiritual services through the use of a 
    broad spectrum of professional and other caregivers, with the goal of 
    making the individual as physically and emotionally comfortable as 
    possible. Counseling and respite services are available to the family 
    of the hospice patient. Hospice programs consider both the patient and 
    the family as a unit of care.
        Section 1861(dd) of the Social Security Act (the Act) provides for 
    coverage of hospice care for terminally ill Medicare beneficiaries who 
    elect to receive care from a participating hospice. The statutory 
    authority for payment to hospices participating in the Medicare program 
    is contained in section 1814(i) of the Act.
        Our existing regulations under 42 CFR part 418 (issued on December 
    16, 1983, effective for hospice services furnished on or after November 
    1, 1983) establish eligibility requirements and payment standards and 
    procedures, define covered services, and delineate the conditions a 
    hospice must meet to be approved for participation in the Medicare 
    program. Subpart G of Part 418 provides for payment to hospices based 
    on one of four prospectively determined rates for each day in which a 
    qualified Medicare beneficiary is under the care of a hospice. The four 
    rate categories are routine home care, continuous home care, inpatient 
    respite care, and general inpatient care. Payment rates are established 
    for each category.
        The final rule of December 16, 1983 (48 FR 56034) provided for the 
    following in determining payment for hospice care:
         Adjustment to the payment rates to reflect differences in 
    area wage levels. Since hospice care is labor-intensive, adjustment was 
    necessary to permit payment of higher rates in areas with relatively 
    high wage levels, and proportionately lower rates in areas with wage 
    levels below the national average.
         Labor market areas based on the definitions of 
    Metropolitan Statistical Areas (MSAs) issued by the Office of 
    Management and Budget (OMB).
         The wage index used to adjust the hospice payment rates to 
    be the wage index published in the Federal Register on September 1, 
    1983 (48 FR 39871) for purposes of determining Medicare inpatient 
    hospital prospective payment rates. This hospital wage index, which is 
    still in use for hospices, was based on calendar year 1981 hospital 
    wage and employment data obtained from the Bureau of Labor Statistics' 
    (BLS) ES 202 Employment, Wages and Contributions file for hospital 
    workers.
         In applying the hospital wage index to the hospice rates, 
    use of an index value of 0.8 if the hospital wage index value were 
    lower than 0.8. The use of a wage index ``floor'' reflected our belief 
    that an index value below 0.8 would make payment levels very low. We 
    believed this would unduly jeopardize the availability of the benefit 
    in rural areas by discouraging participation in the Medicare hospice 
    program by hospices that are located in these areas, and by inhibiting 
    the ability of these rural hospices to attract and retain sufficient 
    skilled staff.
        The hospice wage index has not been updated since it was issued in 
    1983. Over the ensuing years, we have instituted many changes in the 
    hospital wage index in order to ensure its continuing accuracy for 
    hospitals. Since these changes have not been applied to hospices, there 
    are widening differences between the existing hospice wage index and 
    actual wage levels. The existing hospice wage index is based on 1981 
    BLS hospital data; however, BLS data are no longer used in determining 
    the hospital wage index. Based on our concern that the BLS data did not 
    accurately reflect hospital wages, we conducted a survey of hospital 
    wage and wage related costs and, in fiscal year 1986, implemented a 
    hospital wage index based solely on HCFA survey data. We repeated the 
    survey in 1988 and implemented a revised hospital wage index during 
    fiscal year 1991.
        Additionally, in fiscal year 1991, we began adjusting the hospital 
    wage index to take into account the geographic reclassification of 
    hospitals in accordance with sections 1886(d)(8)(B) and 1886(d)(10) of 
    the Act. Beginning in fiscal year 1994, in accordance with section 
    1886(d)(3)(E) of the Act, we have updated the hospital wage index 
    annually, based on a survey of wages and wage-related costs of short-
    term, acute care hospitals.
        The most recent hospital wage index was published in the Federal 
    Register on August 30, 1996 (61 FR 46166). It is based on the data 
    collected from the Medicare cost reports submitted by hospitals for 
    cost reporting periods beginning in fiscal year 1993.
    
    B. Current Payment Procedures for Hospice Care
    
    1. Current Annual Increases in Payment Rates
        Section 1814(i)(1)(C)(ii) of the Act provides for an annual 
    increase in the hospice payment rates based on the rate of increase in 
    the hospital market basket index used to adjust payments for inpatient 
    hospital services under the prospective payment system for hospitals. 
    However, section 13504 of the Omnibus Budget Reconciliation Act of 1993 
    (Pub. L. 103-66) amended section 1814(ii) of the Act to decrease the 
    amount of the market basket percentage increase that is applied to 
    hospice rates for fiscal years 1994 through 1997. For hospice payments 
    in fiscal years 1996 and 1997, the market basket increase is reduced by 
    1.5 percent and 0.5 percent, respectively. For fiscal years after 1997, 
    hospices receive the full hospital market basket increase. The 
    following is a brief description of each level of care and the
    
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    current daily payment rates for the period October 1, 1996, through 
    September 30, 1997. The new wage index values set forth in this final 
    rule are effective on October 1, 1997. At that time, the fiscal 
    intermediaries will recalculate the current daily payment rates for the 
    remainder of the rate year using the new hospice wage index.
         Routine Home Care--As specified in Sec. 418.302(d)(3) of 
    the regulations, the payment rate for routine home care is paid to the 
    hospice for each day during which a Medicare beneficiary is under the 
    care of the hospice, and not receiving the care described under 
    continuous home care, inpatient respite care, or general inpatient 
    care, regardless of the volume and intensity of the services provided 
    on any given day. The current routine home care rate is $94.17.
         Continuous Home Care--The hospice is paid the continuous 
    home care rate when, in order to maintain the terminally ill patient at 
    home in a period of crisis, nursing care is required on a continuous 
    basis. Either home health aide or homemaker services or both may also 
    be provided. Medicare regulations at Sec. 418.302(e)(4) specify that 
    the hospice payment on a continuous home care day varies depending on 
    the number of hours of continuous care. The continuous home care rate 
    is divided by 24 to yield an hourly rate. The number of hours of 
    continuous home care furnished during a continuous home care day is 
    multiplied by the hourly rate to calculate the hospice payment amount 
    for that day. The hospice must furnish a minimum of 8 hours of 
    continuous home care on a particular day to qualify for the continuous 
    home care daily rate. The continuous home care rate is intended only 
    for periods of crisis when predominantly skilled continuous care is 
    necessary to achieve palliation or management of the patient's acute 
    medical symptoms and only as necessary to maintain the patient at home. 
    The current continuous home care hourly rate is $22.90 and the daily 
    payment rate is $549.65.
         Inpatient Respite Care--The hospice is paid the inpatient 
    respite care rate for each day the patient is in a Medicare or Medicaid 
    approved inpatient facility receiving respite care. The inpatient 
    respite rate applies specifically to situations where the patient's 
    family members or other persons caring for the patient need a short 
    period of relief. Payment is limited to no more than 5 consecutive 
    days. Subsequent days of respite care are paid at the routine home care 
    rate. The current daily payment rate for inpatient respite care is 
    $97.41.
         General Inpatient Care--The hospice is paid the general 
    inpatient care rate for each day the patient is in a Medicare or 
    Medicaid approved inpatient setting to receive services that are 
    reasonable and necessary for the palliation or management of acute and 
    severe clinical problems related to the terminal condition that cannot 
    be managed in other settings. The current daily payment rate for 
    general inpatient care is $418.93.
    2. Adjustment for Wage Variations
        In adjusting the payment rates, we separate the national payment 
    rates into components that reflect the estimated proportion of the rate 
    that is attributable to wage and nonwage costs. We then multiply the 
    wage component of each rate by the wage index value applicable to the 
    area in which the hospice is located (adjusted wage component). The 
    rate paid to a hospice is the sum of the nonwage component and the 
    adjusted wage component.
        The following table indicates the current hospice payment rates and 
    the amount (in dollars) of each rate subject to adjustment by the wage 
    index:
    
    ------------------------------------------------------------------------
                                                        Component           
                Payment category              National   subject    Nonwage 
                                                rate     to index  component
    ------------------------------------------------------------------------
    Routine home............................    $94.17    $64.70     $29.47 
    Continuous home.........................    549.65    377.66     171.99 
    Inpatient respite.......................     97.41     52.73      44.68 
    General inpatient.......................    418.93    268.16     150.77 
    ------------------------------------------------------------------------
    
    II. Proposed Rule
    
    A. General
    
        On September 4, 1996, we published a proposed rule in the Federal 
    Register (61 FR 46579) in which we proposed to establish a methodology 
    to update the wage index used to adjust Medicare payment rates for 
    hospices. We also included an updated wage index for hospices.
        The proposed rule was developed by a negotiated rulemaking advisory 
    committee, under the process established by the Negotiated Rulemaking 
    Act of 1990 (Pub. L. 101-648). This committee was established to 
    provide advice and make recommendations to the Secretary with respect 
    to the text or content of a proposed rule on the wage index used to 
    adjust payment rates for hospices under the Medicare program, to 
    reflect local differences in area wage levels. Committee members 
    included representatives of national hospice associations; rural, 
    urban, large, and small hospices; multi-site hospices; consumer groups; 
    and a government representative. In addition, during the process, when 
    the Committee identified large groups of hospices likely to suffer a 
    significant negative impact as a result of the revised wage index, 
    attempts were made to contact representatives of those groups for their 
    input, as well as to provide them an opportunity to participate in the 
    meetings and discussions.
        The Committee met five times from November 1994 to April 1995. Its 
    deliberations focused on the following issues: the data source for the 
    wage index; the budget neutrality adjustment; continued application of 
    a wage index floor; the transition period; future updates; and the 
    effective date of a revised index. The Committee reached consensus on a 
    methodology that resulted in a hospice wage index. The Committee 
    Statement, with which all Committee members concurred, is attached as 
    an Appendix to this final rule.
    
    B. Provisions of the Proposed Hospice Wage Index
    
        Existing hospice regulations at Sec. 418.306(c) provide that the 
    payment rates established by HCFA are adjusted by the intermediary to 
    reflect local differences in wages. We proposed to amend 
    Sec. 418.306(c) to add that:
         The hospice wage index is updated annually based on the 
    most current available hospital wage data; and
         These data will include any changes to the definitions of 
    Metropolitan Statistical Areas.
        As noted above, the revised hospice wage index is based on the 
    recommendations of a Negotiated Rulemaking Advisory Committee. In the 
    Agreement in which all Committee members concurred, HCFA agreed that it 
    would, to the maximum extent possible and consistent with the 
    applicable legal obligations, draft a proposed rule consistent with the 
    Committee Statement and publish it as a Notice of Proposed Rulemaking. 
    We stated our intent to interpret and apply the proposed rule, if 
    adopted in final form, in a manner fully consistent with the Committee 
    Statement.
        We also stated that if the final rule were adopted without change 
    from the proposed rule, the only difference between the final rule and 
    the Committee Statement would be the calculation of the wage index 
    value for the Virgin Islands, as noted in section II.F below. The wage 
    index value for the
    
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    Virgin Islands was not addressed by the Committee, since at the time of 
    its meetings there were no certified hospices located in the Virgin 
    Islands.
    
    C. Computation of the Hospice Wage Index
    
        We proposed that the hospice wage index be derived from the 
    following 1993 hospital cost report data:
         Total short-term, acute care hospital salaries and hours.
         Home office costs and hours.
         Fringe benefits associated with hospital and home office 
    salaries.
         Direct patient care related contract labor cost and hours.
         The exclusion of salaries and hours for nonhospital type 
    services such as skilled nursing facility services, home health 
    services, or other subprovider components that are not subject to the 
    prospective payment system.
        The raw hospital wage data would undergo a series of reviews and 
    edits to verify the wage data from the Medicare cost report. A detailed 
    description of this process is contained in both the September 1, 1995 
    (60 FR 45778) and the August 30, 1996 (60 FR 46166) hospital 
    prospective payment final rule.
        As noted above, we proposed to base the fiscal year 1997 hospice 
    wage index on hospital wage data reported on the fiscal year 1993 cost 
    report prior to reclassification; that is, the hospital wage index will 
    not be adjusted to take into account the geographic reclassification of 
    hospitals in accordance with sections 1886(d)(8)(B) and 1886(d)(10) of 
    the Act. A detailed description of the method used to compute the 
    hospital wage index is contained in both the September 1, 1995 (60 FR 
    45778), and the August 30, 1996 (60 FR 46166), hospital prospective 
    payment final rule.
    
    D. Budget Neutrality Adjustment and Application of Wage Index Floor for 
    the Proposed Hospice Index
    
        We proposed that all hospice wage index values below 0.8 would 
    receive the greater of the following:
         A 15-percent increase, subject to a maximum wage index 
    value of 0.8; or
         An adjustment, by multiplying the hospice wage index value 
    for a given area by the budget neutrality adjustment factor. In this 
    way, wage areas with values below 0.8 would not receive both the wage 
    index floor adjustment and the budget neutrality adjustment. All 
    hospice wage index values of 0.8 or greater would receive a budget 
    neutrality adjustment, which would be calculated by multiplying the 
    hospice wage index value for a given area by the budget neutrality 
    factor.
        To determine a budget neutrality adjustment factor, we established 
    the payments that would be made under the 1983 wage index. We did this 
    by calculating the labor-related payments for each of the four types of 
    hospice services using patient bills for the most recent completed 
    fiscal year (that is, fiscal year 1995 bills would be used to calculate 
    the fiscal year 1997 index). That dollar amount would be the target for 
    the budget neutrality calculation. Then payments would be calculated 
    separately for the labor-related portion of the rates using the wage 
    index proposed in this rule. The budget neutrality factor would be 
    calculated as the multiplier by which labor-related payments using the 
    proposed wage index must be adjusted to equal labor-related payments 
    using the 1983 wage index. The calculation would be made taking into 
    account the respective adjustments applicable to wage index values 
    below, at, or above the 0.8 threshold described above. The payments 
    would be for the total of labor-related payments for each of the four 
    types of hospice services. The budget neutrality factor would then be 
    applied to the wage index. To confirm the accuracy of the calculation, 
    total payments would then be calculated by using the new budget 
    neutrality adjusted wage index and would be compared to payments using 
    the 1983 wage index.
        The budget neutrality factor would be calculated and applied 
    annually, both during and after the transition period. For the first 
    transition year, the budget neutrality factor will be 1.020768.
    
    E. Transition and Annual Updates
    
        We proposed a 3-year transition period with annual updates as noted 
    in the Committee Statement.
    
    F. Wage Index Value for the Virgin Islands
    
        At the time of negotiations, there were no certified hospices 
    located in the Virgin Islands. However, since that time, a hospice 
    program has been certified to provide services under Medicare. Since 
    the Virgin Islands is not an area designated under the prospective 
    payment system for hospitals, there is no hospital wage index value for 
    the Virgin Islands. Therefore, though this was not an issue discussed 
    by the Committee, we proposed that the methodology to calculate a wage 
    index value for the Virgin Islands would be to gather information from 
    the hospital cost report and compare hourly wages of the hospital 
    located in the Virgin Islands to the national average. This would 
    generate a wage index value of 0.6594.
    
    III. Analysis of and Response to Public Comments
    
        In response to the September 4, 1996 proposed rule, we received 
    four items of correspondence, three from hospices, and one from a 
    hospice association.
        Comment: One commenter expressed concern that the wage index rates 
    continue to be based on the location of the hospice rather than the 
    location where the service is furnished.
        Response: Hospices provide services in various locations. These may 
    include the patient's home, an inpatient facility, and the hospice 
    facility itself. Currently, the wage index for hospice services is 
    based on the location of the hospice rather than the location of 
    service delivery. Although this was not an issue addressed by this 
    rule, a proposal linking payments for hospice services to the 
    geographic location of the site where the service was furnished was 
    included in the Administration's Medicare and Medicaid Fraud, Abuse, 
    and Waste Prevention Amendments of 1997.
         Comment: One commenter requested information on how best to bring 
    about a change in classification from a rural area to an urban area 
    because he believed that an urban designation better reflects his 
    costs.
        Response: Each hospice's labor market area is established by the 
    MSA definitions issued by OMB on December 28, 1992, based on the 1990 
    census, and updated periodically by the Office of Management and Budget 
    (OMB). Any request for change in designation of MSA would have to be 
    made to OMB for consideration.
        Comment: One commenter suggested that the wage index values for 
    Puerto Rico did not reflect the costs of providing services in that 
    area. The commenter believed that implementation of the wage index will 
    result in inaccessibility of hospice care in certain areas. The 
    commenter described several characteristics that, she believed, are 
    unique to providing hospice care in Puerto Rico. These include poor 
    access to many communities, lack of educational programs or other 
    curricula aimed at training professionals in hospice care, language 
    barriers, outdated communication technology, high cost-of-living, and 
    high operational costs due to necessary imports. The commenter also 
    believed that the hospital wage index does not accurately reflect costs 
    in Puerto Rico.
        Response: As stated in the proposed rule, the committee solicited 
    participation from Puerto Rico and
    
    [[Page 42863]]
    
    reviewed financial information provided by Puerto Rico hospices. The 
    committee considered many of the issues raised by representatives of 
    Puerto Rico and determined that, in order to maintain the viability of 
    hospice programs in rural and other low wage index areas, it was 
    appropriate to continue to assist those areas with wage index values 
    below 0.8 by providing an adjustment to the wage component of the rate. 
    The committee agreed that for those wage areas below 0.8, the revised 
    wage index for the area would be the greater of the pre-reclassified 
    hospital wage index value times a budget neutrality adjustment factor, 
    or the pre- reclassified hospital wage index value multiplied by 1.15, 
    but subject to a maximum wage index value of 0.8.
        We believe that characteristics described by the commenter as being 
    unique to hospices in Puerto Rico are in fact shared by hospices in 
    many rural and urban areas. Access to communities and outdated 
    communications technology are often problematic in rural areas of the 
    continental United States. Additionally, many hospices in the 
    continental United States experience a lack of external educational 
    programs aimed at training hospice professionals and have to provide 
    that training internally. The problem of language barriers and the need 
    for bilingual staff can also be found in many areas in the United 
    States.
        Moreover, some of the commenter's concerns were not relevant to the 
    development of a revised hospice wage index. The committee focused its 
    attention on the development of a revised hospice wage index and 
    therefore did not address some of the issues raised by the commenter. 
    For example, the commenter described how the operational costs of 
    hospices are high in Puerto Rico due to the costs associated with 
    importing supplies. The hospice wage index will affect only the wage 
    portion of the hospice daily payment rate. Operational costs would not 
    be reflected in this portion of the daily payment rate. Also, it is 
    expected that both hospices and hospitals in Puerto Rico will have 
    similar staffing problems, so the impact of the resulting higher 
    salaries should be reflected in the hospital wage index.
        The issue of the hospital wage index not accurately reflecting the 
    costs in Puerto Rico was discussed in the August 30, 1996 Federal 
    Register (61 FR 46166). The notice recognized that hospitals in Puerto 
    Rico have experienced large swings in their wage index values, and that 
    these shifts can cause shifts in payments. Several options, including 
    the creation of a single MSA for Puerto Rico, which would limit these 
    types of swings, were discussed. However, it was decided that none of 
    the options would create a payment system that was fair and equitable 
    to all hospitals, regardless of location. While drafting the August 30, 
    1996 final rule discussed above, HCFA met with representatives of the 
    Puerto Rico Hospital Association to explore other solutions to the 
    problems faced by hospitals in the Commonwealth. In reviewing the 
    latest Medicare cost report data available at that time, we found that 
    hospitals in Puerto Rico continue to demonstrate average Medicare 
    operating margins comparable to all other prospective payment 
    hospitals.
        This comment was forwarded to the negotiated rulemaking committee 
    members for review and consideration. Based on their responses, we 
    believe this comment would not have led the group to a different 
    consensus had it been available during the negotiations.
        Comment: One commenter expressed concern that reduction of the wage 
    index value in his area would cause hospices to experience financial 
    hardship.
        Response: We recognize that although the proposed hospice wage 
    index is budget neutral, some hospices will experience reductions in 
    wage index values. Wage index values below 0.8 percent will be adjusted 
    according to the adjustment factor. The revised wage index values would 
    be the greater of the pre-reclassification hospital wage index values 
    times the budget neutrality adjustment factor or the pre-
    reclassification hospital wage index value multiplied by 1.15, but 
    subject to a maximum wage index value of 0.8 percent. The committee did 
    examine the overall effects of the various methodologies for computing 
    the wage index that were proposed during the negotiated rulemaking 
    process and chose the option with the least overall impact on hospices.
    
    IV. Provisions of the Final Rule
    
        This final rule essentially incorporates the provisions of the 
    proposed rule, in which we proposed to establish a methodology to 
    update the wage index used to adjust Medicare payment rates for 
    hospices. The few changes we made from the proposed rule are identified 
    below.
        We are also publishing, in Tables A and B below, the updated urban 
    and rural wage indexes for hospices included in the proposed rule. The 
    values in Tables A and B published with this final rule are current and 
    will not be updated until October 1, 1998. The wage index values for 
    Tables A and B will be used for the first transition year, and have 
    already been subject to all adjustments.
    
    A. Transition Period
    
        Due to the delay in the publication of this final rule, the revised 
    wage index will become effective for care and services furnished on or 
    after October 1, 1997. Keeping with the spirit of the consensus 
    agreement, the revised wage index will continue to be subject to the 
    full 3-year transition period. The first year of the transition period 
    will begin October 1, 1997, and will end September 30, 1998.
    
    B. Annual Updates
    
        Annual updates will begin with the start of the second transition 
    year. We plan to coordinate the annual updates after the third 
    transition year with the hospital wage index updates. This may result 
    in the third transition year lasting somewhat longer than a year. 
    Annual updates will be published as a notice in the Federal Register, 
    rather than as a proposed rule as agreed to in the Consensus agreement. 
    We believe that this change is not contradictory to the intentions of 
    the rulemaking committee; rather, it will allow us to make timely 
    updates through a less burdensome administrative process. The annual 
    updates will update the hospice wage index values according to the 
    methodology agreed to by the rulemaking committee and implemented by 
    this final rule. In the event that we decide to change the methodology 
    by which the wage index is computed, this will be reflected in a 
    proposed rule published in the Federal Register.
    
    C. Tables
    
                  Table A.--Hospice Wage Index for Urban Areas              
    ------------------------------------------------------------------------
                                                                      Wage  
        Urban area (constituent counties or county equivalents)       index 
    -------------------------------------------------------------------\1\--
    Abilene, TX                                                             
      Taylor, TX..................................................    0.9145
    Aguadilla, PR                                                           
      Aguada, PR..................................................    0.6958
      Aguadilla, PR...............................................    0.6958
      Moca, PR....................................................    0.6958
    Akron, OH                                                               
      Portage, OH.................................................    1.0657
      Summit, OH..................................................    1.0657
    Albany, GA                                                              
      Dougherty, GA...............................................    0.8987
      Lee, GA.....................................................    0.8987
    Albany-Schenectady-Troy, NY                                             
      Albany, NY..................................................    0.9008
      Montgomery, NY..............................................    0.9008
      Rensselaer, NY..............................................    0.9008
      Saratoga, NY................................................    0.9008
    
    [[Page 42864]]
    
                                                                            
      Schenectady, NY.............................................    0.9008
      Schoharie, NY...............................................    0.8866
    Albuquerque, NM                                                         
      Bernalillo, NM..............................................    1.0378
      Sandoval, NM................................................    0.9503
      Valencia, NM................................................    0.9503
    Alexandria, LA                                                          
      Rapides, LA.................................................    0.9387
    Allentown-Bethlehem-Easton, PA                                          
      Carbon, PA..................................................    1.0557
      Lehigh, PA..................................................    1.0557
      Northampton, PA.............................................    1.0557
    Altoona, PA                                                             
      Blair, PA...................................................    1.0210
    Amarillo, TX                                                            
      Potter, TX..................................................    0.9569
      Randall, TX.................................................    0.9569
    Anchorage, AK                                                           
      Anchorage, AK...............................................    1.4474
    Ann Arbor, MI                                                           
      Lenawee, MI.................................................    1.0416
      Livingston, MI..............................................    1.2129
      Washtenaw, MI...............................................    1.2195
    Anniston, AL                                                            
      Calhoun, AL.................................................    0.8599
    Appleton-Oshkosh-Neenah, WI                                             
      Calumet, WI.................................................    0.9629
      Outagamie, WI...............................................    0.9629
      Winnebago, WI...............................................    0.9629
    Arecibo, PR                                                             
      Arecibo, PR.................................................    0.7019
      Camuy, PR...................................................    0.7019
      Hatillo, PR.................................................    0.7019
    Asheville, NC                                                           
      Buncombe, NC................................................    0.9646
      Madison, NC.................................................    0.8962
    Athens, GA                                                              
      Clarke, GA..................................................    0.9201
      Madison, GA.................................................    0.9201
      Oconee, GA..................................................    0.9201
    Atlanta, GA                                                             
      Barrow, GA..................................................    0.9822
      Bartow, GA..................................................    0.9200
      Carroll, GA.................................................    0.9200
      Cherokee, GA................................................    0.9841
      Clayton, GA.................................................    0.9822
      Cobb, GA....................................................    0.9822
      Coweta, GA..................................................    0.9822
      De Kalb, GA.................................................    0.9822
      Douglas, GA.................................................    0.9822
      Fayette, GA.................................................    0.9822
      Forsyth, GA.................................................    0.9822
      Fulton, GA..................................................    0.9822
      Gwinnett, GA................................................    0.9822
      Henry, GA...................................................    0.9822
      Newton, GA..................................................    0.9822
      Paulding, GA................................................    0.9822
      Pickens, GA.................................................    0.9200
      Rockdale, GA................................................    0.9822
      Spalding, GA................................................    0.9822
      Walton, GA..................................................    0.9822
    Atlantic City-Cape May, NJ                                              
      Atlantic City, NJ...........................................    1.1016
      Cape May, NJ................................................    1.1016
    Augusta-Aiken, GA-SC                                                    
      Columbia, GA................................................    0.9549
      McDuffie, GA................................................    0.9549
      Richmond, GA................................................    0.9549
      Aiken, SC...................................................    0.9549
      Edgefield, SC...............................................    0.8510
    Austin-San Marcos, TX                                                   
      Bastrop, TX.................................................    0.8677
      Caldwell, TX................................................    0.8677
      Hays, TX....................................................    1.0355
      Travis, TX..................................................    1.0355
      Williamson, TX..............................................    1.0355
    Bakersfield, CA                                                         
      Kern, CA....................................................    1.1817
    Baltimore, MD                                                           
      Anne Arundel, MD............................................    1.0724
      Baltimore, MD...............................................    1.0724
      Baltimore City, MD..........................................    1.0724
      Carroll, MD.................................................    1.0724
      Harford, MD.................................................    1.0724
      Howard, MD..................................................    1.0724
      Queen Annes, MD.............................................    1.0724
    Bangor, ME                                                              
      Penobscot, ME...............................................    0.9504
    Barnstable-Yarmouth, MA                                                 
      Barnstable, MA..............................................    1.1253
    Baton Rouge, LA                                                         
      Ascension, LA...............................................    0.9793
      East Baton Rouge, LA........................................    0.9793
      Livingston, LA..............................................    0.9793
      West Baton Rouge, LA........................................    0.9793
    Beaumont-Port Arthur, TX                                                
      Hardin, TX..................................................    0.9637
      Jefferson, TX...............................................    0.9637
      Orange, TX..................................................    0.9637
    Bellingham, WA                                                          
      Whatcom, WA.................................................    1.1026
    Benton Harbor, MI                                                       
      Berrien, MI.................................................    0.8838
    Bergen-Passaic, NJ                                                      
      Bergen, NJ..................................................    1.1012
      Passaic, NJ.................................................    1.1012
    Billings, MT                                                            
      Yellowstone, MT.............................................    0.9657
    Biloxi-Gulfport-Pascagoula, MS                                          
      Hancock, MS.................................................    0.8838
      Harrison, MS................................................    0.8838
      Jackson, MS.................................................    0.9810
    Binghamton, NY                                                          
      Broome, NY..................................................    0.9484
      Tioga, NY...................................................    0.9484
    Birmingham, AL                                                          
      Blount, AL..................................................    0.9912
      Jefferson, AL...............................................    0.9912
      St. Clair, AL...............................................    0.9912
      Shelby, AL..................................................    0.9912
    Bismarck, ND                                                            
      Burleigh, ND................................................    0.9569
      Morton, ND..................................................    0.9569
    Bloomington, IN                                                         
      Monroe, IN..................................................    0.9166
    Bloomington-Normal, IL                                                  
      McLean, IL..................................................    0.9959
    Boise City, ID                                                          
      Ada, ID.....................................................    1.0512
      Canyon, ID..................................................    0.9319
    Boston-Brockton-Nashua, MA-NH                                           
      Bristol, MA.................................................    1.0526
      Essex, MA...................................................    1.1402
      Middlesex, MA...............................................    1.1402
      Norfolk, MA.................................................    1.1402
      Plymouth, MA................................................    1.1402
      Suffolk, MA.................................................    1.1402
      Worcester, MA...............................................    1.0599
      Hillsborough, NH............................................    1.0311
      Merrimack, NH...............................................    1.0311
      Rockingham, NH..............................................    0.9705
      Strafford, NH...............................................    0.9705
    Boulder-Longmont, CO                                                    
      Boulder, CO.................................................    1.0033
    Brazoria, TX                                                            
      Brazoria, TX................................................    0.8853
    Bremerton, WA                                                           
      Kitsap, WA..................................................    0.9826
    Brownsville-Harlingen-San Benito, TX                                    
      Cameron, TX.................................................    0.9179
    Bryan-College Station, TX                                               
      Brazos, TX..................................................    0.9189
    Buffalo-Niagara Falls, NY                                               
      Erie, NY....................................................    0.9759
      Niagara, NY.................................................    0.9047
    Burlington, VT                                                          
      Chittenden, VT..............................................    0.9995
      Franklin, VT................................................    0.9397
      Grand Isle, VT..............................................    0.9995
    Caguas, PR                                                              
      Caguas, PR..................................................    0.7086
      Cayey, PR...................................................    0.7086
      Cidra, PR...................................................    0.7086
      Gurabo, PR..................................................    0.7086
      San Lorenzo, PR.............................................    0.7086
    Canton-Massillon, OH                                                    
      Carroll, OH.................................................    0.9610
      Stark, OH...................................................    0.9610
    Casper, WY                                                              
      Natrona, WY.................................................    0.9980
    Cedar Rapids, IA                                                        
      Linn, IA....................................................    0.9260
    Champaign-Urbana, IL                                                    
      Champaign, IL...............................................    1.0167
    Charleston-North Charleston, SC                                         
      Berkeley, SC................................................    1.0033
      Charleston, SC..............................................    1.0033
      Dorchester, SC..............................................    1.0033
    Charleston, WV                                                          
      Kanawha, WV.................................................    1.0749
      Putnam, WV..................................................    1.0749
    Charlotte-Gastonia-Rock Hill, NC-SC                                     
      Cabarrus, NC................................................    0.9926
      Gaston, NC..................................................    0.9926
      Lincoln, NC.................................................    0.9926
      Mecklenburg, NC.............................................    0.9926
      Rowan, NC...................................................    0.9926
      Union, NC...................................................    0.9926
      York, SC....................................................    0.9926
    Charlottesville, VA                                                     
      Albemarle, VA...............................................    1.1911
      Charlottesville City, VA....................................    1.1911
      Fluvanna, VA................................................    1.1911
      Greene, VA..................................................    1.1911
    Chattanooga, TN-GA                                                      
      Catoosa, GA.................................................    0.9591
      Dade, GA....................................................    0.9591
      Walker, GA..................................................    0.9591
      Hamilton, TN................................................    0.9591
      Marion, TN..................................................    0.9591
    Cheyenne, WY                                                            
      Laramie, WY.................................................    0.9043
    Chicago, IL                                                             
      Cook, IL....................................................    1.1961
      De Kalb, IL.................................................    0.9570
      Du Page, IL.................................................    1.1961
      Grundy, IL..................................................    1.1074
      Kane, IL....................................................    1.0438
    
    [[Page 42865]]
    
                                                                            
      Kendall, IL.................................................    1.0438
      Lake, IL....................................................    1.1205
      McHenry, IL.................................................    1.1961
      Will, IL....................................................    1.1074
    Chico-Paradise, CA                                                      
      Butte, CA...................................................    1.0729
    Cincinnati, OH-KY-IN                                                    
      Dearborn, IN................................................    1.0441
      Ohio, IN....................................................    0.9120
      Boone, KY...................................................    1.0441
      Campbell, KY................................................    1.0441
      Gallatin, KY................................................    0.8805
      Grant, KY...................................................    0.8805
      Kenton, KY..................................................    1.0441
      Pendleton, KY...............................................    0.8805
      Brown, OH...................................................    0.9480
      Clermont, OH................................................    1.0441
      Hamilton, OH................................................    1.0441
      Warren, OH..................................................    1.0441
    Clarksville-Hopkinsville, TN-KY                                         
      Christian, KY...............................................    0.8228
      Montgomery, TN..............................................    0.8228
    Cleveland-Lorain-Elyria, OH                                             
      Ashtabula, OH...............................................    0.9587
      Cuyahoga, OH................................................    1.1549
      Geauga, OH..................................................    1.1549
      Lake, OH....................................................    1.1549
      Lorain, OH..................................................    1.0542
      Medina, OH..................................................    1.1549
    Colorado Springs, CO                                                    
      El Paso, CO.................................................    1.0711
    Columbia, MO                                                            
      Boone, MO...................................................    1.0757
    Columbia, SC                                                            
      Lexington, SC...............................................    0.9652
      Richland, SC................................................    0.9652
    Columbus, GA-AL                                                         
      Russell, AL.................................................    0.8799
      Chattanoochee, GA...........................................    0.8799
      Harris, GA..................................................    0.8335
      Muscogee, GA................................................    0.8799
    Columbus, OH                                                            
      Delaware, OH................................................    1.0387
      Fairfield, OH...............................................    1.0387
      Franklin, OH................................................    1.0387
      Licking, OH.................................................    1.0387
      Madison, OH.................................................    1.0387
      Pickaway, OH................................................    1.0387
    Corpus Christi, TX                                                      
      Nueces, TX..................................................    0.9587
      San Patricio, TX............................................    0.9587
    Cumberland, MD-WV                                                       
      Allegany, MD................................................    0.9388
      Mineral, WV.................................................    0.9388
    Dallas, TX                                                              
      Collin, TX..................................................    1.0642
      Dallas, TX..................................................    1.0642
      Denton, TX..................................................    1.0642
      Ellis, TX...................................................    1.0642
      Henderson, TX...............................................    0.8838
      Hunt, TX....................................................    0.8838
      Kaufman, TX.................................................    1.0642
      Rockwall, TX................................................    1.0642
    Danville, VA                                                            
      Danville City, VA...........................................    0.8812
      Pittsylvania, VA............................................    0.8812
    Davenport-Rock Island-Moline, IA-IL                                     
      Scott, IA...................................................    0.9537
      Henry, IL...................................................    0.9537
      Rock Island, IL.............................................    0.9537
    Dayton-Springfield, OH                                                  
      Clark, OH...................................................    1.0818
      Greene, OH..................................................    1.0818
      Miami, OH...................................................    1.0818
      Montgomery, OH..............................................    1.0818
    Daytona Beach, FL                                                       
      Flagler, FL.................................................    0.8953
      Volusia, FL.................................................    0.9615
    Decatur, AL                                                             
      Lawrence, AL................................................    0.8297
      Morgan, AL..................................................    0.8297
    Decatur, IL                                                             
      Macon, IL...................................................    0.9360
    Denver, CO                                                              
      Adams, CO...................................................    1.1721
      Arapahoe, CO................................................    1.1721
      Denver, CO..................................................    1.1721
      Douglas, CO.................................................    1.1721
      Jefferson, CO...............................................    1.1721
    Des Moines, IA                                                          
      Dallas, IA..................................................    1.0287
      Polk, IA....................................................    1.0287
      Warren, IA..................................................    1.0287
    Detroit, MI                                                             
      Lapeer, MI..................................................    1.1810
      Macomb, MI..................................................    1.1810
      Monroe, MI..................................................    1.1810
      Oakland, MI.................................................    1.1810
      St. Clair, MI...............................................    1.1810
      Wayne, MI...................................................    1.1810
    Dothan, AL                                                              
      Dale, AL....................................................    0.8565
      Houston, AL.................................................    0.8565
    Dover, DE                                                               
      Kent, DE....................................................    0.9196
    Dubuque, IA                                                             
      Dubuque, IA.................................................    0.9757
    Duluth-Superior, MN-WI                                                  
      St. Louis, MN...............................................    0.9433
      Douglas, WI.................................................    0.9433
    Dutchess County, NY                                                     
      Dutchess, NY................................................    1.1033
    Eau Claire, WI                                                          
      Chippewa, WI................................................    0.9556
      Eau Claire, WI..............................................    0.9556
    El Paso, TX                                                             
      El Paso, TX.................................................    0.9339
    Elkhart-Goshen, IN                                                      
      Elkhart, IN.................................................    0.9056
    Elmira, NY                                                              
      Chemung, NY.................................................    0.9844
    Enid, OK                                                                
      Garfield, OK................................................    0.8812
    Erie, PA                                                                
      Erie, PA....................................................    0.9872
    Eugene-Springfield, OR                                                  
      Lane, OR....................................................    1.0560
    Evansville-Henderson, IN-KY                                             
      Posey, IN...................................................    0.9925
      Vanderburgh, IN.............................................    0.9925
      Warrick, IN.................................................    0.9925
      Henderson, KY...............................................    0.9925
    Fargo-Moorhead, ND-MN                                                   
      Clay, MN....................................................    0.9917
      Cass, ND....................................................    0.9917
    Fayetteville, NC                                                        
      Cumberland, NC..............................................    0.9410
    Fayetteville-Springdale-Rogers, AR                                      
      Benton, AR..................................................    0.8000
      Washington, AR..............................................    0.8205
    Flagstaff, AZ-UT                                                        
      Coconino, AZ................................................    0.9159
      Kane, UT....................................................    0.8690
    Flint, MI                                                               
      Genesee, MI.................................................    1.1669
    Florence, AL                                                            
      Colbert, AL.................................................    0.8205
      Lauderdale, AL..............................................    0.8205
    Florence, SC                                                            
      Florence, SC................................................    0.8417
    Fort Collins-Loveland, CO                                               
      Larimer, CO.................................................    0.9908
    Ft. Lauderdale, FL                                                      
      Broward, FL.................................................    1.1146
    Fort Myers-Cape Coral, FL                                               
      Lee, FL.....................................................    0.9362
    Fort Pierce-Port St. Lucie, FL                                          
      Martin, FL..................................................    1.0226
      St. Lucie, FL...............................................    1.0226
    Fort Smith, AR-OK                                                       
      Crawford, AR................................................    0.9280
      Sebastian, AR...............................................    0.9280
      Sequoyah, OK................................................    0.9280
    Fort Walton Beach, FL                                                   
      Okaloosa, FL................................................    0.8572
    Fort Wayne, IN                                                          
      Adams, IN...................................................    0.8858
      Allen, IN...................................................    0.9422
      De Kalb, IN.................................................    0.9422
      Huntington, IN..............................................    0.8858
      Wells, IN...................................................    0.8858
      Whitley, IN.................................................    0.9422
    Fort Worth-Arlington, TX                                                
      Hood, TX....................................................    0.8982
      Johnson, TX.................................................    0.9770
      Parker, TX..................................................    0.9770
      Tarrant, TX.................................................    0.9770
    Frenso, CA                                                              
      Fresno, CA..................................................    1.1938
      Madera, CA..................................................    1.0684
    Gadsden, AL                                                             
      Etowah, AL..................................................    0.9306
    Gainesville, FL                                                         
      Alachua, FL.................................................    0.9817
    Galveston-Texas City, TX                                                
      Galveston, TX...............................................    1.1787
    Gary, IN                                                                
      Lake, IN....................................................    1.0917
      Porter, IN..................................................    1.0917
    Glens Falls, NY                                                         
      Warren, NY..................................................    0.8911
      Washington, NY..............................................    0.8911
    Goldsboro, NC                                                           
      Wayne, NC...................................................    0.8642
    Grand Forks, ND-MN                                                      
      Polk, MN....................................................    0.8911
      Grand Forks, ND.............................................    0.9709
    Grand Junction, CO                                                      
      Mesa, CO....................................................    0.8500
    Grand Rapids-Muskegon-Holland, MI                                       
      Allegan, MI.................................................    0.9891
      Kent, MI....................................................    1.0247
      Muskegon, MI................................................    0.9789
      Ottawa, MI..................................................    1.0247
    Great Falls, MT                                                         
      Cascade, MT.................................................    0.9968
    Greeley, CO                                                             
      Weld, CO....................................................    1.0666
    
    [[Page 42866]]
    
                                                                            
    Green Bay, WI                                                           
      Brown, WI...................................................    0.9863
    Greensboro-Winston-Salem-High Point, NC                                 
      Alamance, NC................................................    0.8946
      Davidson, NC................................................    0.9693
      Davie, NC...................................................    0.9693
      Forsyth, NC.................................................    0.9693
      Guilford, NC................................................    0.9693
      Randolph, NC................................................    0.9693
      Stokes, NC..................................................    0.9693
      Yadkin, NC..................................................    0.9693
    Greenville, NC                                                          
      Pitt, NC....................................................    0.8875
    Greenville-Spartanburg-Anderson, SC                                     
      Anderson, SC................................................    0.8989
      Cherokee, SC................................................    0.8541
      Greenville, SC..............................................    0.9485
      Pickens, SC.................................................    0.9485
      Spartanburg, SC.............................................    0.9485
    Hagerstown, MD                                                          
      Washington, MD..............................................    0.9989
    Hamilton-Middletown, OH                                                 
      Butler, OH..................................................    1.0330
    Harrisburg-Lebanon-Carlisle, PA                                         
      Cumberland, PA..............................................    1.0504
      Dauphin, PA.................................................    1.0504
      Lebanon, PA.................................................    1.0504
      Perry, PA...................................................    1.0504
    Hartford, CT                                                            
      Hartford, CT................................................    1.1484
      Litchfield, CT..............................................    1.1484
      Middlesex, CT...............................................    1.1484
      Tolland, CT.................................................    1.1484
    Hattiesburg, MS                                                         
      Forrest, MS.................................................    0.8013
      Lamar, MS...................................................    0.8013
    Hickory-Morganton-Lenoir, NC                                            
      Alexander, NC...............................................    0.9402
      Burke, NC...................................................    0.9402
      Caldwell, NC................................................    0.8721
      Catawba, NC.................................................    0.9402
    Honolulu, HI                                                            
      Honolulu, HI................................................    1.1706
    Houma, LA                                                               
      Lafourche, LA...............................................    0.9332
      Terrebonne, LA..............................................    0.9332
    Houston, TX                                                             
      Chambers, TX................................................    0.8930
      Fort Bend, TX...............................................    1.0969
      Harris, TX..................................................    1.0969
      Liberty, TX.................................................    1.0969
      Montgomery, TX..............................................    1.0969
      Waller, TX..................................................    1.0969
    Huntington-Ashland, WV-KY-OH                                            
      Boyd, KY....................................................    0.9797
      Carter, KY..................................................    0.9797
      Greenup, KY.................................................    0.9797
      Lawrence, OH................................................    0.9797
      Cabell, WV..................................................    0.9797
      Wayne, WV...................................................    0.9797
    Huntsville, AL                                                          
      Limestone, AL...............................................    0.8236
      Madison, AL.................................................    0.8910
    Indianapolis, IN                                                        
      Boone, IN...................................................    1.0552
      Hamilton, IN................................................    1.0552
      Hancock, IN.................................................    1.0552
      Hendricks, IN...............................................    1.0552
      Johnson, IN.................................................    1.0552
      Madison, IN.................................................    0.9964
      Marion, IN..................................................    1.0552
      Morgan, IN..................................................    1.0552
      Shelby, IN..................................................    1.0552
    Iowa City, IA                                                           
      Johnson, IA.................................................    1.0959
    Jackson, MI                                                             
      Jackson, MI.................................................    1.0074
    Jackson, MS                                                             
      Hinds, MS...................................................    0.8882
      Madison, MS.................................................    0.8882
      Rankin, MS..................................................    0.8882
    Jackson, TN                                                             
      Madison, TN.................................................    0.8264
    Jacksonville, FL                                                        
      Clay, FL....................................................    0.9838
      Duval, FL...................................................    0.9838
      Nassau, FL..................................................    0.9838
      St. Johns, FL...............................................    0.9838
    Jacksonville, NC                                                        
      Onslow, NC..................................................    0.8565
    Jamestown, NY                                                           
      Chautaqua, NY...............................................    0.8477
    Janesville-Beloit, WI                                                   
      Rock, WI....................................................    0.9003
    Jersey City, NJ                                                         
      Hudson, NJ..................................................    1.1299
    Johnson City-Kingsport-Bristol, TN-VA                                   
      Carter, TN..................................................    0.9311
      Hawkins, TN.................................................    0.9311
      Sullivan, TN................................................    0.9311
      Unicoi, TN..................................................    0.9311
      Washington, TN..............................................    0.9311
      Bristol City, VA............................................    0.9311
      Scott, VA...................................................    0.9311
      Washington, VA..............................................    0.9311
    Johnstown, PA                                                           
      Cambria, PA.................................................    0.9856
      Somerset, PA................................................    0.9856
    Joplin, MO                                                              
      Jasper, MO..................................................    0.9053
      Newton, MO..................................................    0.9053
    Kalamazoo-Battlecreek, MI                                               
      Calhoun, MI.................................................    1.0800
      Kalamazoo, MI...............................................    1.1936
      Van Buren, MI...............................................    1.0035
    Kankakee, IL                                                            
      Kankakee, IL................................................    0.9323
    Kansas City, KS-MO                                                      
      Johnson, KS.................................................    0.9883
      Leavenworth, KS.............................................    0.9883
      Miami, KS...................................................    0.9883
      Wyandotte, KS...............................................    0.9883
      Cass, MO....................................................    0.9969
      Clay, MO....................................................    0.9969
      Clinton, MO.................................................    0.8871
      Jackson, MO.................................................    0.9969
      Lafayette, MO...............................................    0.9969
      Platte, MO..................................................    0.9969
      Ray, MO.....................................................    0.9969
    Kenosha, WI                                                             
      Kenosha, WI.................................................    1.0538
    Killeen-Temple, TX                                                      
      Bell, TX....................................................    0.9934
      Coryell, TX.................................................    0.9934
    Knoxville, TN                                                           
      Anderson, TN................................................    0.9144
      Blount, TN..................................................    0.9144
      Knox, TN....................................................    0.9144
      Loudon, TN..................................................    0.8337
      Sevier, TN..................................................    0.9144
      Union, TN...................................................    0.9144
    Kokomo, IN                                                              
      Howard, IN..................................................    0.9463
      Tipton, IN..................................................    0.9463
    La Crosse, WI-MN                                                        
      Houston, MN.................................................    0.8777
      La Crosse, WI...............................................    0.9331
    Lafayette, LA                                                           
      Acadia, LA..................................................    0.8464
      Lafayette, LA...............................................    0.9693
      St. Landry, LA..............................................    0.8464
      St. Martin, LA..............................................    0.9693
    Lafayette, IN                                                           
      Clinton, IN.................................................    0.8852
      Tippecanoe, IN..............................................    0.9189
    Lake Charles, LA                                                        
      Calcasieu, LA...............................................    0.9499
    Lakeland-Winter Haven, FL                                               
      Polk, FL....................................................    0.9298
    Lancaster, PA                                                           
      Lancaster, PA...............................................    1.0319
    Lansing-East Lansing, MI                                                
      Clinton, MI.................................................    1.0561
      Eaton, MI...................................................    1.0561
      Ingham, MI..................................................    1.0561
    Laredo, TX                                                              
      Webb, TX....................................................    0.8374
    Las Cruces, NM                                                          
      Dona Ana, NM................................................    0.8645
    Las Vegas, NV-AZ                                                        
      Mohave, AZ..................................................    0.9788
      Clark, NV...................................................    1.1994
      Nye, NV.....................................................    1.0625
    Lawrence, KS                                                            
      Douglas, KS.................................................    0.9592
    Lawton, OK                                                              
      Comanche, OK................................................    0.9159
    Lewiston-Auburn, ME                                                     
      Androscoggin, ME............................................    0.9447
    Lexington, KY                                                           
      Bourbon, KY.................................................    0.9337
      Clark, KY...................................................    0.9337
      Fayette, KY.................................................    0.9337
      Jessamine, KY...............................................    0.9337
      Madison, KY.................................................    0.8371
      Scott, KY...................................................    0.9337
      Woodford, KY................................................    0.9337
    Lima, OH                                                                
      Allen, OH...................................................    0.9767
      Auglaize, OH................................................    0.9767
    Lincoln, NE                                                             
      Lancaster, NE...............................................    0.9017
    Little Rock-North Little Rock, AR                                       
      Faulkner, AR................................................    0.9855
      Lonoke, AR..................................................    0.9855
      Pulaski, AR.................................................    0.9855
      Saline, AR..................................................    0.9855
    Longview-Marshall, TX                                                   
      Gregg, TX...................................................    0.8767
      Harrison, TX................................................    0.8767
      Upshur, TX..................................................    0.8469
    Los Angeles-Long Beach, CA                                              
      Los Angeles, CA.............................................    1.3072
    Louisville, KY-IN                                                       
      Clark, IN...................................................    1.0601
      Floyd, IN...................................................    1.0601
      Harrison, IN................................................    1.0601
    
    [[Page 42867]]
    
                                                                            
      Scott, IN...................................................    0.9078
      Bullitt, KY.................................................    1.0601
      Jefferson, KY...............................................    1.0601
      Oldham, KY..................................................    1.0601
    Lubbock, TX                                                             
      Lubbock, TX.................................................    0.9760
    Lynchburg, VA                                                           
      Amherst, VA.................................................    0.9028
      Bedford City, VA............................................    0.8537
      Bedford, VA.................................................    0.8537
      Campbell, VA................................................    0.9028
      Lynchburg City, VA..........................................    0.9028
    Macon, GA                                                               
      Bibb, GA....................................................    0.9705
      Houston, GA.................................................    0.9705
      Jones, GA...................................................    0.9705
      Peach, GA...................................................    0.9705
      Twiggs, GA..................................................    0.8788
    Madison, WI                                                             
      Dane, WI....................................................    1.0391
    Mansfield, OH                                                           
      Crawford, OH................................................    0.9124
      Richland, OH................................................    0.9145
    Mayaguez, PR                                                            
      Anasco, PR..................................................    0.6949
      Cabo Rojo, PR...............................................    0.6949
      Hormigueros, PR.............................................    0.6949
      Mayaguez, PR................................................    0.6949
      Sabana Grande, PR...........................................    0.6949
      San German, PR..............................................    0.6949
    McAllen-Edinburg-Mission, TX                                            
      Hidalgo, TX.................................................    0.8588
    Medford-Ashland, OR                                                     
      Jackson, OR.................................................    1.0131
    Melbourne-Titusville-Palm Bay, FL                                       
      Brevard, Fl.................................................    0.9437
    Memphis, TN-AR-MS                                                       
      Crittenden, AR..............................................    1.0104
      De Soto, MS.................................................    1.0104
      Fayette, TN.................................................    0.8223
      Shelby, TN..................................................    1.0104
      Tipton, TN..................................................    1.0104
    Merced, CA                                                              
      Merced, CA..................................................    1.0506
    Miami, FL                                                               
      Dade, FL....................................................    1.1202
    Middlesex-Somerset-Hunterdon, NJ                                        
      Hunterdon, NJ...............................................    1.0939
      Middlesex, NJ...............................................    1.0939
      Somerset, NJ................................................    1.0939
    Milwaukee-Waukesha, WI                                                  
      Milwaukee, WI...............................................    1.0442
      Ozaukee, WI.................................................    1.0442
      Washington, WI..............................................    1.0442
      Waukesha, WI................................................    1.0442
    Minneapolis-St Paul, MN-WI                                              
      Anoka, MN...................................................    1.0656
      Carver, MN..................................................    1.0656
      Chisago, MN.................................................    1.0656
      Dakota, MN..................................................    1.0656
      Hennepin, MN................................................    1.0656
      Isanti, MN..................................................    1.0656
      Ramsey, MN..................................................    1.0656
      Scott, MN...................................................    1.0656
      Sherburne, MN...............................................    0.9660
      Washington, MN..............................................    1.0656
      Wright, MN..................................................    1.0656
      Pierce, WI..................................................    0.9317
      St. Croix, WI...............................................    1.0656
    Mobile, AL                                                              
      Baldwin, AL.................................................    0.9065
      Mobile, AL..................................................    0.9065
    Modesto, CA                                                             
      Stanislaus, CA..............................................    1.0953
    Monmouth-Ocean, NJ                                                      
      Monmouth, NJ................................................    1.0398
      Ocean, NJ...................................................    1.0398
    Monroe, LA                                                              
      Ouachita, LA................................................    0.9293
    Montgomery, AL                                                          
      Autauga, AL.................................................    0.9299
      Elmore, AL..................................................    0.9299
      Montgomery, AL..............................................    0.9299
    Muncie, IN                                                              
      Delaware, IN................................................    0.9963
    Myrtle Beach, SC                                                        
      Horry, SC...................................................    0.8058
    Naples, FL                                                              
      Collier, FL.................................................    0.9405
    Nashville, TN                                                           
      Cheatham, TN................................................    1.1451
      Davidson, TN................................................    1.1451
      Dickson, TN.................................................    1.1451
      Robertson, TN...............................................    1.1451
      Rutherford TN...............................................    1.1451
      Sumner, TN..................................................    1.1451
      Williamson, TN..............................................    1.1451
      Wilson, TN..................................................    1.1451
    Nassau-Suffolk, NY                                                      
      Nassau, NY..................................................    1.2839
      Suffolk, NY.................................................    1.2839
    New Haven-Bridgeport-Stamford-Danbury-Waterbury,                        
      Fairfield, CT...............................................    1.2197
      New Haven, CT...............................................    1.1582
    New London-Norwich, CT                                                  
      New London, CT..............................................    1.1431
    New Orleans, LA                                                         
      Jefferson, LA...............................................    1.0079
      Orleans, LA.................................................    1.0079
      Plaquemines, LA.............................................    0.8849
      St. Bernard, LA.............................................    1.0079
      St. Charles, LA.............................................    1.0079
      St. James, LA...............................................    0.8849
      St. John The Baptist, LA....................................    1.0079
      St. Tammany, LA.............................................    1.0079
    New York, NY                                                            
      Bronx, NY...................................................    1.4110
      Kings, NY...................................................    1.4110
      New York, NY................................................    1.4110
      Putnam, NY..................................................    1.4110
      Queens, NY..................................................    1.4110
      Richmond, NY................................................    1.4110
      Rockland, NY................................................    1.4110
      Westchester, NY.............................................    1.4110
    Newark, NJ                                                              
      Essex, NJ...................................................    1.1684
      Morris, NJ..................................................    1.1684
      Sussex, NJ..................................................    1.1684
      Union, NJ...................................................    1.1684
      Warren, NJ..................................................    1.1160
    Newburgh, NY-PA                                                         
      Orange, NY..................................................    1.0522
      Pike, PA....................................................    1.0705
    Norfolk-Virginia Beach-Newport News, VA-NC                              
      Currituck, NC...............................................    0.8627
      Chesapeake City, VA.........................................    0.9498
      Gloucester, VA..............................................    0.9498
      Hampton City, VA............................................    0.9498
      Isle of Wight, VA...........................................    0.8638
      James City, VA..............................................    0.9498
      Mathews, VA.................................................    0.8638
      Newport News City, VA.......................................    0.9498
      Norfolk City, VA............................................    0.9498
      Poquoson City, VA...........................................    0.9498
      Portsmouth City, VA.........................................    0.9498
      Suffolk City, VA............................................    0.9498
      Virginia Beach City VA......................................    0.9498
      Williamsburg City, VA.......................................    0.9498
      York, VA....................................................    0.9498
    Oakland, CA                                                             
      Alameda, CA.................................................    1.3685
      Contra Costa, CA............................................    1.3685
    Ocala, FL                                                               
      Marion, FL..................................................    0.9971
    Odessa-Midland, TX                                                      
      Ector, TX...................................................    0.9539
      Midland, TX.................................................    1.0224
    Oklahoma City, OK                                                       
      Canadian, OK................................................    1.0043
      Cleveland, OK...............................................    1.0043
      Logan, OK...................................................    1.0043
      McClain, OK.................................................    1.0043
      Oklahoma, OK................................................    1.0043
      Pottawatomie, OK............................................    1.0043
    Olympia, WA                                                             
      Thurston, WA................................................    1.0832
    Omaha, NE-IA                                                            
      Pottawattamie, IA...........................................    0.9312
      Cass, NE....................................................    0.8670
      Douglas, NE.................................................    0.9312
      Sarpy, NE...................................................    0.9312
      Washington, NE..............................................    0.9312
    Orange County, CA                                                       
      Orange, CA..................................................    1.2540
    Orlando, FL                                                             
      Lake, FL....................................................    0.9157
      Orange, FL..................................................    1.0127
      Osceola, FL.................................................    1.0127
      Seminole, FL................................................    1.0127
    Owensboro, KY                                                           
      Daviess, KY.................................................    0.8565
    Panama City, FL                                                         
      Bay, FL.....................................................    0.8920
    Parkersburg-Marietta, WV-OH                                             
      Washington, OH..............................................    0.9453
      Wood, WV....................................................    0.9453
    Pensacola, FL                                                           
      Escambia, FL................................................    0.8990
      Santa Rosa, FL..............................................    0.8990
    Peoria-Pekin, IL                                                        
      Peoria, IL..................................................    1.0623
      Tazewell, IL................................................    1.0623
      Woodford, IL................................................    1.0623
    Philadelphia, PA-NJ                                                     
      Burlington, NJ..............................................    1.1826
      Camden, NJ..................................................    1.1826
      Gloucester, NJ..............................................    1.1826
      Salem, NJ...................................................    1.1236
      Bucks, PA...................................................    1.1826
      Chester, PA.................................................    1.1826
      Delaware, PA................................................    1.1826
      Montgomery, PA..............................................    1.1826
      Philadelphia, PA............................................    1.1826
    Phoenix-Mesa, AZ                                                        
      Maricopa, AZ................................................    1.0907
      Pinal, AZ...................................................    0.9428
    Pine Bluff, AR                                                          
      Jefferson, AR...............................................    0.8654
    
    [[Page 42868]]
    
                                                                            
    Pittsburgh, PA                                                          
      Allegheny, PA...............................................    1.1050
      Beaver, PA..................................................    1.0693
      Butler, PA..................................................    1.0330
      Fayette, PA.................................................    1.1050
      Washington, PA..............................................    1.1050
      Westmoreland, PA............................................    1.1050
    Pittsfield, MA                                                          
      Berkshire, MA...............................................    1.0270
    Ponce, PR                                                               
      Guayanilla, PR..............................................    0.7129
      Juana Diaz, PR..............................................    0.7129
      Penuelas, PR................................................    0.7129
      Ponce, PR...................................................    0.7129
      Villalba, PR................................................    0.7129
      Yauco, PR...................................................    0.7129
    Portland, ME                                                            
      Cumberland, ME..............................................    0.9843
      Sagadahoc, ME...............................................    0.9843
      York, ME....................................................    0.9843
    Portland-Vancouver, OR-WA                                               
      Clackamas, OR...............................................    1.1440
      Columbia, OR................................................    1.0330
      Multnomah, OR...............................................    1.1440
      Washington, OR..............................................    1.1440
      Yamhill, OR.................................................    1.1440
      Clark, WA...................................................    1.1192
    Providence-Warwick, RI                                                  
      Bristol, RI.................................................    1.0425
      Kent, RI....................................................    1.0425
      Newport, RI.................................................    1.0425
      Providence, RI..............................................    1.0425
      Washington, RI..............................................    1.0425
    Provo-Orem, UT                                                          
      Utah, UT....................................................    0.9887
    Pueblo, CO                                                              
      Pueblo, CO..................................................    1.0713
    Punta Gorda, FL                                                         
      Charlotte, FL...............................................    0.8997
    Racine, WI                                                              
      Racine, WI..................................................    0.9821
    Raleigh-Durham-Chapel Hill, NC                                          
      Chatham, NC.................................................    0.9096
      Durham, NC..................................................    1.0210
      Franklin, NC................................................    1.0210
      Johnston, NC................................................    0.9096
      Orange, NC..................................................    1.0210
      Wake, NC....................................................    1.0210
    Rapid City, SD                                                          
      Pennington, SD..............................................    0.8321
    Reading, PA                                                             
      Berks, PA...................................................    1.0213
    Redding, CA                                                             
      Shasta, CA..................................................    1.1124
    Reno, NV                                                                
      Washoe, NV..................................................    1.2587
    Richland-Kennewick-Pasco, WA                                            
      Benton, WA..................................................    0.9889
      Franklin, WA................................................    0.9889
    Richmond-Petersburg, VA                                                 
      Charles City County, VA.....................................    0.9162
      Chesterfield, VA............................................    0.9162
      Colonial Heights City, VA...................................    0.9162
      Dinwiddie, VA...............................................    0.9162
      Goochland, VA...............................................    0.9162
      Hanover, VA.................................................    0.9162
      Henrico, VA.................................................    0.9162
      Hopewell City, VA...........................................    0.9162
      New Kent, VA................................................    0.9162
      Petersburg City, VA.........................................    0.9162
      Powhatan, VA................................................    0.9162
      Prince George, VA...........................................    0.9162
      Richmond City, VA...........................................    0.9162
    Riverside-San Bernardino, CA                                            
      Riverside, CA...............................................    1.1870
      San Bernardino, CA..........................................    1.1870
    Roanoke, VA                                                             
      Botetourt, VA...............................................    0.9779
      Roanoke, VA.................................................    0.9779
      Roanoke City, VA............................................    0.9779
      Salem City, VA..............................................    0.9779
    Rochester, MN                                                           
      Olmsted, MN.................................................    1.0527
    Rochester, NY                                                           
      Genesee, NY.................................................    0.9214
      Livingston, NY..............................................    1.0346
      Monroe, NY..................................................    1.0346
      Ontario, NY.................................................    1.0346
      Orleans, NY.................................................    1.0346
      Wayne, NY...................................................    1.0346
    Rockford, IL                                                            
      Boone, IL...................................................    1.0159
      Ogle, IL....................................................    0.8969
      Winnebago, IL...............................................    1.0159
    Rocky Mount, NC                                                         
      Edgecombe, NC...............................................    0.8833
      Nash, NC....................................................    0.8833
    Sacramento, CA                                                          
      El Dorado, CA...............................................    1.1975
      Placer, CA..................................................    1.1975
      Sacramento, CA..............................................    1.1975
    Saginaw-Bay City-Midland, MI                                            
      Bay, MI.....................................................    1.0722
      Midland, MI.................................................    1.0722
      Saginaw, MI.................................................    1.0722
    St. Cloud, MN                                                           
      Benton, MN..................................................    0.9210
      Stearns, MN.................................................    0.9210
    St. Joseph, MO                                                          
      Andrews, MO.................................................    0.8556
      Buchanan, MO................................................    0.9630
    St. Louis, MO-IL                                                        
      Clinton, IL.................................................    0.9682
      Jersey, IL..................................................    0.9594
      Madison, IL.................................................    0.9594
      Monroe, IL..................................................    1.0362
      St. Clair, IL...............................................    0.9682
      Franklin, MO................................................    1.0362
      Jefferson, MO...............................................    1.0362
      Lincoln, MO.................................................    0.8716
      St. Charles, MO.............................................    1.0362
      St. Louis, MO...............................................    1.0362
      St. Louis City, MO..........................................    1.0362
      Warren, MO..................................................    0.8716
    Salem, OR                                                               
      Marion, OR..................................................    1.0510
      Polk, OR....................................................    1.0510
    Salinas, CA                                                             
      Monterey, CA................................................    1.3382
    Salt Lake City-Ogden, UT                                                
      Davis, UT...................................................    0.9873
      Salt Lake, UT...............................................    0.9873
      Weber, UT...................................................    0.9873
    San Angelo, TX                                                          
      Tom Green, TX...............................................    0.8859
    San Antonio, TX                                                         
      Bexar, TX...................................................    1.0012
      Comal, TX...................................................    1.0012
      Guadalupe, TX...............................................    1.0012
      Wilson, TX..................................................    0.8383
    San Diego, CA                                                           
      San Diego, CA...............................................    1.2225
    San Francisco, CA                                                       
      Marin, CA...................................................    1.4362
      San Francisco, CA...........................................    1.4362
      San Mateo, CA...............................................    1.4362
    San Jose, CA                                                            
      Santa Clara, CA.............................................    1.3756
    San Juan-Bayamon, PR                                                    
      Aguas Buenas, PR............................................    0.7061
      Barceloneta, PR.............................................    0.7061
      Bayamon, PR.................................................    0.7061
      Canovanas, PR...............................................    0.7061
      Carolina, PR................................................    0.7061
      Catano, PR..................................................    0.7061
      Ceiba, PR...................................................    0.7061
      Comerio, PR.................................................    0.7061
      Corozal, PR.................................................    0.7061
      Dorado, PR..................................................    0.7061
      Fajardo, PR.................................................    0.7061
      Florida, PR.................................................    0.7061
      Guaynabo, PR................................................    0.7061
      Humacao, PR.................................................    0.7061
      Juncos, PR..................................................    0.7061
      Los Piedras, PR.............................................    0.7061
      Loiza, PR...................................................    0.7061
      Luguillo, PR................................................    0.7061
      Manati, PR..................................................    0.7061
      Morovis, PR.................................................    0.7061
      Naguabo, PR.................................................    0.7061
      Naranjito, PR...............................................    0.7061
      Rio Grande, PR..............................................    0.7061
      San Juan, PR................................................    0.7061
      Toa Alta, PR................................................    0.7061
      Toa Baja, PR................................................    0.7061
      Trujillo Alto, PR...........................................    0.7061
      Vega Alta, PR...............................................    0.7061
      Vega Baja, PR...............................................    0.7061
      Yabucoa, PR.................................................    0.7061
    San Luis Obispo-Atascadero-Paso Robles, CA                              
      San Luis Obispo, CA.........................................    1.0812
    Santa Barbara-Santa Maria-Lompoc, CA                                    
      Santa Barbara, CA...........................................    1.1390
    Santa Cruz-Watsonville, CA                                              
      Santa Cruz, CA..............................................    1.2349
    Santa Fe, NM                                                            
      Los Alamos, NM..............................................    1.0007
      Santa Fe, NM................................................    1.0007
    Santa Rosa, CA                                                          
      Sonoma, CA..................................................    1.2314
    Sarasota-Bradenton, FL                                                  
      Manatee, FL.................................................    0.9591
      Sarasota, FL................................................    1.0054
    Savannah, GA                                                            
      Bryan, GA...................................................    0.9069
      Chatham, GA.................................................    0.9762
      Effingham, GA...............................................    0.9762
    Scranton--Wilkes-Barre--Hazleton, PA.                                   
      Columbia, PA................................................    0.9621
      Lackawanna, PA..............................................    0.9621
      Luzerne, PA.................................................    0.9621
      Wyoming, PA.................................................    0.9621
    Seattle-Bellevue-Everett, WA                                            
      Island, WA..................................................    1.0337
      King, WA....................................................    1.1278
      Snohomish, WA...............................................    1.1278
    Sharon, PA                                                              
    
    [[Page 42869]]
    
                                                                            
      Mercer, PA..................................................    0.9597
    Sheboygan, WI                                                           
      Sheboygan, WI...............................................    0.8571
    Sherman-Denison, TX                                                     
      Grayson, TX.................................................    0.9066
    Shreveport-Bossier City, LA                                             
      Bossier, LA.................................................    1.0436
      Caddo, LA...................................................    1.0436
      Webster, LA.................................................    0.8871
    Sioux City, IA-NE                                                       
      Woodbury, IA................................................    0.9853
      Dakota, NE..................................................    0.9853
    Sioux Falls, SD                                                         
      Lincoln, SD.................................................    0.8377
      Minnehaha, SD...............................................    0.9362
    South Bend, IN                                                          
      St. Joseph, IN..............................................    0.9497
    Spokane, WA                                                             
      Spokane, WA.................................................    1.1198
    Springfield, IL                                                         
      Menard, IL..................................................    1.0720
      Sangamon, IL................................................    1.0720
    Springfield, MO                                                         
      Christian, MO...............................................    0.9025
      Greene, MO..................................................    0.9025
      Webster, MO.................................................    0.8198
    Springfield, MA                                                         
      Hampden, MA.................................................    1.0322
      Hampshire, MA...............................................    1.0322
    State College, PA                                                       
      Centre, PA..................................................    1.0440
    Steubenville-Weirton, OH-WV                                             
      Jefferson, OH...............................................    0.9456
      Brooke, WV..................................................    0.9456
      Hancock, WV.................................................    0.9456
    Stockton-Lodi, CA                                                       
      San Joaquin, CA.............................................    1.1781
    Sumter, SC                                                              
      Sumter, SC..................................................    0.8058
    Syracuse, NY                                                            
      Cayuga, NY..................................................    0.9128
      Madison, NY.................................................    1.3103
      Onondaga, NY................................................    1.3103
      Oswego, NY..................................................    1.3103
    Tacoma, WA                                                              
      Pierce, WA..................................................    1.0803
    Tallahassee, FL                                                         
      Gadsden, FL.................................................    0.9137
      Leon, FL....................................................    0.9137
    Tampa-St. Petersburg-Clearwater, FL                                     
      Hernando, FL................................................    0.9941
      Hillsborough, FL............................................    0.9941
      Pasco, FL...................................................    0.9941
      Pinellas, FL................................................    0.9941
    Terre Haute, IN                                                         
      Clay, IN....................................................    0.8962
      Vermillion, IN..............................................    0.8787
      Vigo, IN....................................................    0.8962
    Texarkana, AR-Texarkana, TX                                             
      Miller, AR..................................................    1.0450
      Bowie, TX...................................................    1.0450
    Toledo, OH                                                              
      Fulton, OH..................................................    1.1236
      Lucas, OH...................................................    1.1236
      Wood, OH....................................................    1.1236
    Topeka, KS                                                              
      Shawnee, KS.................................................    1.1007
    Trenton, NJ                                                             
      Mercer, NJ..................................................    1.0657
    Tucson, AZ                                                              
      Pima, AZ....................................................    1.0000
    Tulsa, OK                                                               
      Creek, OK...................................................    0.9826
      Osage, OK...................................................    0.9826
      Rogers, OK..................................................    0.9826
      Tulsa, OK...................................................    0.9826
      Wagoner, OK.................................................    0.9826
    Tuscaloosa, AL                                                          
      Tuscaloosa, AL..............................................    0.9457
    Tyler, TX                                                               
      Smith, TX...................................................    1.0226
    Utica-Rome, NY                                                          
      Herkimer, NY................................................    0.9226
      Oneida, NY..................................................    0.9226
    Vallejo-Fairfield-Napa, CA                                              
      Napa, CA....................................................    1.3792
      Solano, CA..................................................    1.3792
    Ventura, CA                                                             
      Ventura, CA.................................................    1.2055
    Victoria, TX                                                            
      Victoria, TX................................................    0.8731
    Vineland-Millville-Bridgeton, NJ                                        
      Cumberland, NJ..............................................    0.9864
    Visalia-Tulare-Porterville, CA                                          
      Tulare, CA..................................................    1.1180
    Waco, TX                                                                
      McLennan, TX................................................    0.8220
    Washington, DC-MD-VA-WV                                                 
      District of Columbia, DC....................................    1.1602
      Calvert, MD.................................................    1.1602
      Charles, MD.................................................    1.1602
      Frederick, MD...............................................    1.1602
      Montgomery, MD..............................................    1.1602
      Prince Georges, MD..........................................    1.1602
      Alexandria City, VA.........................................    1.1602
      Arlington, VA...............................................    1.1602
      Clarke, VA..................................................    0.9480
      Culpepper, VA...............................................    0.9480
      Fairfax, VA.................................................    1.1602
      Fairfax City, VA............................................    1.1602
      Falls Church City, VA.......................................    1.1602
      Fauquier, VA................................................    0.9480
      Fredericksburg City, VA.....................................    0.9480
      King George, VA.............................................    0.9480
      Loudoun, VA.................................................    1.1602
      Manassas City, VA...........................................    1.1602
      Manassas Park City, VA......................................    1.1602
      Prince William, VA..........................................    1.1602
      Spotsylvania, VA............................................    0.9480
      Stafford, VA................................................    1.1602
      Warren, VA..................................................    0.9480
      Berkeley, WV................................................    0.9931
      Jefferson, WV...............................................    0.9931
    Waterloo-Cedar Falls, IA                                                
      Black Hawk, IA..............................................    0.9155
    Wausau, WI                                                              
      Marathon, WI................................................    0.9851
    West Palm Beach-Boca Raton, FL                                          
      Palm Beach, FL..............................................    1.0144
    Wheeling, OH-WV                                                         
      Belmont, OH.................................................    0.9221
      Marshall, WV................................................    0.9221
      Ohio, WV....................................................    0.9221
    Wichita, KS                                                             
      Butler, KS..................................................    1.0818
      Harvey, KS..................................................    0.8724
      Sedgwick, KS................................................    1.0818
    Wichita Falls, TX                                                       
      Archer, TX..................................................    0.8264
      Wichita, TX.................................................    0.8669
    Williamsport, PA                                                        
      Lycoming, PA................................................    0.9864
    Willington-Newark, DE-MD                                                
      New Castle, DE..............................................    1.1263
      Cecil, MD...................................................    1.1263
    Willington, NC                                                          
      Brunswick, NC...............................................    0.8864
      New Hanover, NC.............................................    0.9213
    Yakima, WA                                                              
      Yakima, WA..................................................    1.0243
    Yolo, CA                                                                
      Yolo, CA....................................................    1.1667
    York, PA                                                                
      York, PA....................................................    1.0112
    Youngstown-Warren, OH                                                   
      Columbiana, OH..............................................    0.9538
      Mahoning, OH................................................    1.0828
      Trumbull, OH................................................    1.0828
    Yuba City, CA                                                           
      Sutter, CA..................................................    1.0913
      Yuba, CA....................................................    1.0913
    Yuma, AZ                                                                
      Yuma, AZ....................................................    0.9321
    ------------------------------------------------------------------------
    \1\ Wage index values are based on fiscal year 1993 hospital cost report
      data prior to reclassification. This wage index is further adjusted.  
      Wage index values greater than 0.8 are subject to a budget neutrality 
      adjustment of 1.020768. Wage index values below 0.8 are adjusted to be
      the greater of a 15 percent increase, subject to a maximum wage index 
      value of 0.8, or an adjustment by multiplying the hospice wage index  
      value for a given area by the budget neutrality adjustment. All of    
      these adjustments are built into the wage index values reflected in   
      Table A.                                                              
    
    
                      Table B.--Wage Index for Rural Areas                  
    ------------------------------------------------------------------------
                                                                      Wage  
                             Nonurban area                            index 
    -------------------------------------------------------------------\2\--
    Alabama:                                                                
      Barbour, AL.................................................    0.8000
      Bibb, AL....................................................    0.8000
      Bullock, AL.................................................    0.8000
      Butler, AL..................................................    0.8000
      Chambers, AL................................................    0.8000
      Cherokee, AL................................................    0.8000
      Chilton, AL.................................................    0.8000
      Choctaw, AL.................................................    0.8000
      Clarke, AL..................................................    0.8000
      Clay, AL....................................................    0.8000
      Cleburne, AL................................................    0.8000
      Coffee, AL..................................................    0.8000
      Conecuh, AL.................................................    0.8000
      Coosa, AL...................................................    0.8000
      Covington, AL...............................................    0.8000
      Crenshaw, AL................................................    0.8000
      Cullman, AL.................................................    0.8000
      Dallas, AL..................................................    0.8000
      De Kalb, AL.................................................    0.8000
      Escambia, AL................................................    0.8000
      Fayette, AL.................................................    0.8000
      Franklin, AL................................................    0.8000
      Geneva, AL..................................................    0.8000
      Greene, AL..................................................    0.8000
      Hale, AL....................................................    0.8000
    
    [[Page 42870]]
    
                                                                            
      Henry, AL...................................................    0.8000
      Jackson, AL.................................................    0.8000
      Lamar, AL...................................................    0.8000
      Lee, AL.....................................................    0.8000
      Lowndes, AL.................................................    0.8000
      Macon, AL...................................................    0.8000
      Marengo, AL.................................................    0.8000
      Marion, AL..................................................    0.8000
      Marshall, AL................................................    0.8000
      Monroe, AL..................................................    0.8000
      Perry, AL...................................................    0.8000
      Pickens, AL.................................................    0.8000
      Pike, AL....................................................    0.8000
      Randolph, AL................................................    0.8000
      Sumter, AL..................................................    0.8000
      Talladega, AL...............................................    0.8000
      Tallapoosa, AL..............................................    0.8000
      Walker, AL..................................................    0.9365
      Washington, AL..............................................    0.8000
      Wilcox, AL..................................................    0.8000
      Winston, AL.................................................    0.8000
    Alaska:                                                                 
      Aleutians East, AK..........................................    1.3603
      Aleutians West, AK..........................................    1.3603
      Bethel, AK..................................................    1.3603
      Bristol Bay Borough, AK.....................................    1.3603
      Dillingham, AK..............................................    1.3603
      Fairbanks North Star, AK....................................    1.3603
      Haines, AK..................................................    1.3603
      Juneau, AK..................................................    1.3603
      Kenai Peninsula.............................................    1.3603
      Ketchikan Gateway, AK.......................................    1.3603
      Kodiak Island, AK...........................................    1.3603
      Lake and Peninsula, AK......................................    1.3603
      Matanuska-Susitna, AK.......................................    1.3603
      Nome, AK....................................................    1.3603
      North Slope, AK.............................................    1.3603
      Northwest Arctic, AK........................................    1.3603
      Pr. of Wales-out.Ketchikanak, AK............................    1.3603
      Sitka, AK...................................................    1.3603
      Skagway-Yakutat-Angoon, AK..................................    1.3603
      Southeast Fairbanks, AK.....................................    1.3603
      Valdez-Cordova, AK..........................................    1.3603
      Wade Hampton, AK............................................    1.3603
      Wrangell-Petersburg, AK.....................................    1.3603
      Yukon-Koyukuk, AK...........................................    1.3603
    Arizona:                                                                
      Apache, AZ..................................................    0.8787
      Cochise, AZ.................................................    0.8787
      Gila, AZ....................................................    0.8787
      Graham, AZ..................................................    0.8787
      Greenlee, AZ................................................    0.8787
      Lapaz, AZ...................................................    0.8787
      Navajo, AZ..................................................    0.8787
      Santa Cruz, AZ..............................................    0.8787
      Yavapai, AZ.................................................    0.8787
    Arkansas:                                                               
      Arkansas, AR................................................    0.7999
      Ashley, AR..................................................    0.7999
      Baxter, AR..................................................    0.7999
      Boone, AR...................................................    0.7999
      Bradley, AR.................................................    0.7999
      Calhoun, AR.................................................    0.7999
      Carroll, AR.................................................    0.7999
      Chicot, AR..................................................    0.7999
      Clark, AR...................................................    0.7999
      Clay, AR....................................................    0.7999
      Cleburne, AR................................................    0.7999
      Cleveland, AR...............................................    0.7999
      Columbia, AR................................................    0.7999
      Conway, AR..................................................    0.7999
      Craighead, AR...............................................    0.7999
      Cross, AR...................................................    0.7999
      Dallas, AR..................................................    0.7999
      Desha, AR...................................................    0.7999
      Drew, AR....................................................    0.7999
      Franklin, AR................................................    0.7999
      Fulton, AR..................................................    0.7999
      Garland, AR.................................................    0.7999
      Grant, AR...................................................    0.7999
      Greene, AR..................................................    0.7999
      Hempstead, AR...............................................    0.7999
      Hot Springs, AR.............................................    0.7999
      Howard, AR..................................................    0.7999
      Independence, AR............................................    0.7999
      Izard, AR...................................................    0.7999
      Jackson, AR.................................................    0.7999
      Johnson, AR.................................................    0.7999
      Lafayette, AR...............................................    0.7999
      Lawrence, AR................................................    0.7999
      Lee, AR.....................................................    0.7999
      Lincoln, AR.................................................    0.7999
      Little River, AR............................................    0.7999
      Logan, AR...................................................    0.7999
      Madison, AR.................................................    0.7999
      Marion, AR..................................................    0.7999
      Mississippi, AR.............................................    0.7999
      Monroe, AR..................................................    0.7999
      Montgomery, AR..............................................    0.7999
      Nevada, AR..................................................    0.7999
      Newton, AR..................................................    0.7999
      Ouachita, AR................................................    0.7999
      Perry, AR...................................................    0.7999
      Phillips, AR................................................    0.7999
      Pike, AR....................................................    0.7999
      Poinsett, AR................................................    0.7999
      Polk, AR....................................................    0.7999
      Pope, AR....................................................    0.7999
      Prairie, AR.................................................    0.7999
      Randolph, AR................................................    0.7999
      St. Francis, AR.............................................    0.7999
      Scott, AR...................................................    0.7999
      Searcy, AR..................................................    0.7999
      Sevier, AR..................................................    0.7999
      Sharp, AR...................................................    0.7999
      Stone, AR...................................................    0.7999
      Union, AR...................................................    0.7999
      Van Buren, AR...............................................    0.7999
      White, AR...................................................    0.7999
      Woodruff, AR................................................    0.7999
      Yell, AR....................................................    0.7999
    California:                                                             
      Alpine, CA..................................................    1.0282
      Amador, CA..................................................    1.0282
      Calaveras, CA...............................................    1.0282
      Colusa, CA..................................................    1.0282
      Del Norte, CA...............................................    1.0282
      Glenn, CA...................................................    1.0282
      Humboldt, CA................................................    1.0282
      Imperial, CA................................................    1.0282
      Inyo, CA....................................................    1.0282
      Kings, CA...................................................    1.0282
      Lake, CA....................................................    1.0282
      Lassen, CA..................................................    1.0282
      Mariposa, CA................................................    1.0282
      Mendocino, CA...............................................    1.0282
      Modoc, CA...................................................    1.0282
      Mono, CA....................................................    1.0282
      Nevada, CA..................................................    1.0282
      Plumas, CA..................................................    1.0282
      San Enito, CA...............................................    1.0282
      Sierra, CA..................................................    1.0282
      Siskiyou, CA................................................    1.0282
      Tehama, CA..................................................    1.0282
      Trinity, CA.................................................    1.0282
      Tuolumne, CA................................................    1.0282
    Colorado:                                                               
      Alamosa, CO.................................................    0.8417
      Archuleta, CO...............................................    0.8417
      Baca, CO....................................................    0.8417
      Bent, CO....................................................    0.8417
      Chaffee, CO.................................................    0.8417
      Cheyenne, CO................................................    0.8417
      Clear Creek, CO.............................................    0.8417
      Conejos, CO.................................................    0.8417
      Costilla, CO................................................    0.8417
      Crowley, CO.................................................    0.8417
      Custer, CO..................................................    0.8417
      Delta, CO...................................................    0.8417
      Dolores, CO.................................................    0.8417
      Eagle, CO...................................................    0.8417
      Elbert, CO..................................................    0.8417
      Fremont, CO.................................................    0.8417
      Garfield, CO................................................    0.8417
      Gilpin, CO..................................................    0.8417
      Grand, CO...................................................    0.8417
      Gunnison, CO................................................    0.8417
      Hinsdale, CO................................................    0.8417
      Huerfano, CO................................................    0.8417
      Jackson, CO.................................................    0.8417
      Kiowa, CO...................................................    0.8417
      Kit Carson, CO..............................................    0.8417
      Lake, CO....................................................    0.8417
      La Plata, CO................................................    0.8417
      Las Animas, CO..............................................    0.8417
      Lincoln, CO.................................................    0.8417
      Logan, CO...................................................    0.8417
      Mineral, CO.................................................    0.8417
      Moffat, CO..................................................    0.8417
      Montezuma, CO...............................................    0.8417
      Montrose, CO................................................    0.8417
      Morgan, CO..................................................    0.8417
      Otero, CO...................................................    0.8417
      Ouray, CO...................................................    0.8417
      Park, CO....................................................    0.8417
      Phillips, CO................................................    0.8417
      Pitkin, CO..................................................    0.8417
      Prowers, CO.................................................    0.8417
      Rio Blanco, CO..............................................    0.8417
      Rio Grande, CO..............................................    0.8417
      Routt, CO...................................................    0.8417
      Saguache, CO................................................    0.8417
      San Juan, CO................................................    0.8417
      San Miguel, CO..............................................    0.8417
      Sedgwick, CO................................................    0.8417
      Summit, CO..................................................    0.8417
      Teller, CO..................................................    0.8417
      Washington, CO..............................................    0.8417
      Yuma, CO....................................................    0.8417
    Connecticut:                                                            
      Windham, CT.................................................    1.1128
    Delaware:                                                               
      Sussex, DE..................................................    0.9349
    Florida:                                                                
      Baker, FL...................................................    0.8884
      Bradford, FL................................................    0.9556
      Calhoun, FL.................................................    0.8884
      Citrus, FL..................................................    0.8884
      Columbia, FL................................................    0.8884
      De Soto, FL.................................................    0.8884
    
    [[Page 42871]]
    
                                                                            
      Dixie, FL...................................................    0.8884
      Franklin, FL................................................    0.8884
      Gilchrist, FL...............................................    0.8884
      Glades, FL..................................................    0.8884
      Gulf, FL....................................................    0.8884
      Hamilton, FL................................................    0.8884
      Hardee, FL..................................................    0.8884
      Hendry, FL..................................................    0.8884
      Highlands, FL...............................................    0.8884
      Holmes, FL..................................................    0.8884
      Indian River, FL............................................    0.8884
      Jackson, FL.................................................    0.8884
      Jefferson, FL...............................................    0.8884
      Lafayette, FL...............................................    0.8884
      Levy, FL....................................................    0.8884
      Liberty, FL.................................................    0.8884
      Madison, FL.................................................    0.8884
      Monroe, FL..................................................    0.8884
      Okeechobee, FL..............................................    0.8884
      Putnam, FL..................................................    0.8884
      Sumter, FL..................................................    0.8884
      Suwannee, FL................................................    0.8884
      Taylor, FL..................................................    0.8884
      Union, FL...................................................    0.8884
      Wakulla, FL.................................................    0.8884
      Walton, FL..................................................    0.8884
      Washington, FL..............................................    0.8884
    Georgia:                                                                
      Appling, GA.................................................    0.8335
      Atkinson, GA................................................    0.8335
      Bacon, GA...................................................    0.8335
      Baker, GA...................................................    0.8335
      Baldwin, GA.................................................    0.8335
      Banks, GA...................................................    0.8335
      Ben Hill, GA................................................    0.8335
      Berrien, GA.................................................    0.8335
      Bleckley, GA................................................    0.8335
      Brantley, GA................................................    0.8335
      Brooks, GA..................................................    0.8335
      Bulloch, GA.................................................    0.8335
      Burke, GA...................................................    0.8335
      Butts, GA...................................................    0.8945
      Calhoun, GA.................................................    0.8335
      Camden, GA..................................................    0.8335
      Candler, GA.................................................    0.8335
      Charlton, GA................................................    0.8335
      Chattooga, GA...............................................    0.8335
      Clay, GA....................................................    0.8335
      Clinch, GA..................................................    0.8335
      Coffee, GA..................................................    0.8335
      Colquitt, GA................................................    0.8335
      Cook, GA....................................................    0.8335
      Crawford, GA................................................    0.8335
      Crisp, GA...................................................    0.8335
      Dawson, GA..................................................    0.8335
      Decatur, GA.................................................    0.8335
      Dodge, GA...................................................    0.8335
      Dooly, GA...................................................    0.8335
      Early, GA...................................................    0.8335
      Echols, GA..................................................    0.8335
      Elbert, GA..................................................    0.8335
      Emanuel, GA.................................................    0.8335
      Evans, GA...................................................    0.8335
      Fannin, GA..................................................    0.8335
      Floyd, GA...................................................    0.8335
      Franklin, GA................................................    0.8335
      Gilmer, GA..................................................    0.8335
      Glascock, GA................................................    0.8335
      Glynn, GA...................................................    0.8335
      Gordon, GA..................................................    0.8335
      Grady, GA...................................................    0.8335
      Greene, GA..................................................    0.8335
      Habersham, GA...............................................    0.8335
      Hall, GA....................................................    0.8335
      Hancock, GA.................................................    0.8335
      Haralson, GA................................................    0.8335
      Hart, GA....................................................    0.8335
      Heard, GA...................................................    0.8335
      Irwin, GA...................................................    0.8335
      Jackson, GA.................................................    0.8545
      Jasper, GA..................................................    0.8335
      Jeff Davis, GA..............................................    0.8335
      Jefferson, GA...............................................    0.8335
      Jenkins, GA.................................................    0.8335
      Johnson, GA.................................................    0.8335
      Lamar, GA...................................................    0.8335
      Lanier, GA..................................................    0.8335
      Laurens, GA.................................................    0.8335
      Liberty, GA.................................................    0.8335
      Lincoln, GA.................................................    0.8335
      Long, GA....................................................    0.8335
      Lowndes, GA.................................................    0.8335
      Lumpkin, GA.................................................    0.8335
      Mc Intosh, GA...............................................    0.8335
      Macon, GA...................................................    0.8335
      Marion, GA..................................................    0.8335
      Meriwether, GA..............................................    0.8335
      Miller, GA..................................................    0.8335
      Mitchell, GA................................................    0.8335
      Monroe, GA..................................................    0.8335
      Montgomery, GA..............................................    0.8335
      Morgan, GA..................................................    0.8335
      Murray, GA..................................................    0.8335
      Oglethorpe, GA..............................................    0.8335
      Pierce, GA..................................................    0.8335
      Pike, GA....................................................    0.8335
      Polk, GA....................................................    0.8335
      Pulaski, GA.................................................    0.8335
      Putnam, GA..................................................    0.8335
      Quitman, GA.................................................    0.8335
      Rabun, GA...................................................    0.8335
      Randolph, GA................................................    0.8335
      Schley, GA..................................................    0.8335
      Screven, GA.................................................    0.8335
      Seminole, GA................................................    0.8335
      Stephens, GA................................................    0.8335
      Stewart, GA.................................................    0.8335
      Sumter, GA..................................................    0.8335
      Talbot, GA..................................................    0.8335
      Taliaferro, GA..............................................    0.8335
      Tattnall, GA................................................    0.8335
      Taylor, GA..................................................    0.8335
      Telfair, GA.................................................    0.8335
      Terrell, GA.................................................    0.8335
      Thomas, GA..................................................    0.8335
      Tift, GA....................................................    0.8335
      Toombs, GA..................................................    0.8335
      Towns, GA...................................................    0.8335
      Treutlen, GA................................................    0.8335
      Troup, GA...................................................    0.8335
      Turner, GA..................................................    0.8335
      Union, GA...................................................    0.8335
      Upson, GA...................................................    0.8335
      Ware, GA....................................................    0.8335
      Warren, GA..................................................    0.8335
      Washington, GA..............................................    0.8335
      Wayne, GA...................................................    0.8335
      Webster, GA.................................................    0.8335
      Wheeler, GA.................................................    0.8335
      White, GA...................................................    0.8335
      Whitfield, GA...............................................    0.8335
      Wilcox, GA..................................................    0.8335
      Wilkes, GA..................................................    0.8335
      Wilkinson, GA...............................................    0.8335
      Worth, GA...................................................    0.8335
    Hawaii:                                                                 
      Hawaii, HI..................................................    1.1496
      Kalawao, HI.................................................    1.1496
      Kauai, HI...................................................    1.1496
      Maui, HI....................................................    1.1496
    Idaho:                                                                  
      Adams, ID...................................................    0.8942
      Bannock, ID.................................................    0.8942
      Bear Lake, ID...............................................    0.8942
      Benewah, ID.................................................    0.8942
      Bingham, ID.................................................    0.8942
      Blaine, ID..................................................    0.8942
      Boise, ID...................................................    0.8942
      Bonner, ID..................................................    0.8942
      Bonneville, ID..............................................    0.8942
      Boundary, ID................................................    0.8942
      Butte, ID...................................................    0.8942
      Camas, ID...................................................    0.8942
      Caribou, ID.................................................    0.8942
      Cassia, ID..................................................    0.8942
      Clark, ID...................................................    0.8942
      Clearwater, ID..............................................    0.8942
      Custer, ID..................................................    0.8942
      Elmore, ID..................................................    0.8942
      Franklin, ID................................................    0.8942
      Fremont, ID.................................................    0.8942
      Gem, ID.....................................................    0.8942
      Gooding, ID.................................................    0.8942
      Idaho, ID...................................................    0.8942
      Jefferson, ID...............................................    0.8942
      Jerome, ID..................................................    0.8942
      Kootenai, ID................................................    0.8942
      Latah, ID...................................................    0.8942
      Lemhi, ID...................................................    0.8942
      Lewis, ID...................................................    0.8942
      Lincoln, ID.................................................    0.8942
      Madison, ID.................................................    0.8942
      Minidoka, ID................................................    0.8942
      Nez Perce, ID...............................................    0.8942
      Oneida, ID..................................................    0.8942
      Owyhee, ID..................................................    0.8942
      Payette, ID.................................................    0.8942
      Power, ID...................................................    0.8942
      Shoshone, ID................................................    0.8942
      Teton, ID...................................................    0.8942
      Twin Falls, ID..............................................    0.8942
      Valley, ID..................................................    0.8942
      Washington, ID..............................................    0.8942
    Illinois:                                                               
      Adams, IL...................................................    0.8455
      Alexander, IL...............................................    0.8455
      Bond, IL....................................................    0.8455
      Brown, IL...................................................    0.8455
      Bureau, IL..................................................    0.8455
      Calhoun, IL.................................................    0.8455
      Carroll, IL.................................................    0.8455
      Cass, IL....................................................    0.8455
      Christian, IL...............................................    0.8455
      Clark, IL...................................................    0.8455
      Clay, IL....................................................    0.8455
      Coles, IL...................................................    0.8455
      Crawford, IL................................................    0.8455
      Cumberland, IL..............................................    0.8455
      De Witt, IL.................................................    0.8455
      Douglas, IL.................................................    0.8455
    
    [[Page 42872]]
    
                                                                            
      Edgar, IL...................................................    0.8455
      Edwards, IL.................................................    0.8455
      Effingham, IL...............................................    0.8455
      Fayette, IL.................................................    0.8455
      Ford, IL....................................................    0.8455
      Franklin, IL................................................    0.8455
      Fulton, IL..................................................    0.8455
      Gallatin, IL................................................    0.8455
      Greene, IL..................................................    0.8455
      Hamilton,IL.................................................    0.8455
      Hancock, IL.................................................    0.8455
      Hardin, IL..................................................    0.8455
      Henderson, IL...............................................    0.8455
      Iroquois, IL................................................    0.8455
      Jackson, IL.................................................    0.8455
      Jasper, IL..................................................    0.8455
      Jefferson, IL...............................................    0.8455
      Jo Daviess, IL..............................................    0.8455
      Johnson, IL.................................................    0.8455
      Knox, IL....................................................    0.8455
      La Salle, IL................................................    0.8455
      Lawrence, IL................................................    0.8455
      Lee, IL.....................................................    0.8455
      Livingston, IL..............................................    0.8455
      Logan, IL...................................................    0.8455
      McDonough, IL...............................................    0.8455
      Macoupin, IL................................................    0.8455
      Marion, IL..................................................    0.8455
      Marshall, IL................................................    0.8455
      Mason, IL...................................................    0.8455
      Massac, IL..................................................    0.8455
      Mercer, IL..................................................    0.8455
      Montgomery, IL..............................................    0.8455
      Morgan, IL..................................................    0.8455
      Moultrie, IL................................................    0.8455
      Perry, IL...................................................    0.8455
      Piatt, IL...................................................    0.8455
      Pike, IL....................................................    0.8455
      Pope, IL....................................................    0.8455
      Pulaski, IL.................................................    0.8455
      Putnam, IL..................................................    0.8455
      Randolph, IL................................................    0.8455
      Richland, IL................................................    0.8455
      Saline, IL..................................................    0.8455
      Schuyler, IL................................................    0.8455
      Scott, IL...................................................    0.8455
      Shelby, IL..................................................    0.8455
      Stark, IL...................................................    0.8455
      Stephenson, IL..............................................    0.8455
      Union, IL...................................................    0.8455
      Vermilion, IL...............................................    0.8455
      Wabash, IL..................................................    0.8455
      Warren, IL..................................................    0.8455
      Washington, IL..............................................    0.8455
      Wayne, IL...................................................    0.8455
      White, IL...................................................    0.8455
      Whiteside, IL...............................................    0.8455
      Williamson, IL..............................................    0.8455
    Indiana:                                                                
      Bartholomew, IN.............................................    0.8628
      Benton, IN..................................................    0.8628
      Blackford, IN...............................................    0.8628
      Brown, IN...................................................    0.8628
      Carroll, IN.................................................    0.8628
      Cass, IN....................................................    0.8628
      Crawford, IN................................................    0.8628
      Daviess, IN.................................................    0.8628
      Decatur, IN.................................................    0.8628
      Dubois, IN..................................................    0.8628
      Fayette, IN.................................................    0.8628
      Fountain, IN................................................    0.8628
      Franklin, IN................................................    0.8628
      Fulton, IN..................................................    0.8628
      Gibson, IN..................................................    0.8628
      Grant, IN...................................................    0.8628
      Greene, IN..................................................    0.8628
      Henry, IN...................................................    0.8628
      Jackson, IN.................................................    0.8628
      Jasper, IN..................................................    0.8628
      Jay, IN.....................................................    0.8628
      Jefferson, IN...............................................    0.8628
      Jennings, IN................................................    0.8628
      Knox, IN....................................................    0.8628
      Kosciusko, IN...............................................    0.8628
      Lagrange, IN................................................    0.8628
      La Porte, IN................................................    0.8628
      Lawrence, IN................................................    0.8628
      Marshall, IN................................................    0.8628
      Martin, IN..................................................    0.8628
      Miami, IN...................................................    0.8628
      Montgomery, IN..............................................    0.8628
      Newton, IN..................................................    0.8628
      Noble, IN...................................................    0.8628
      Orange, IN..................................................    0.8628
      Owen, IN....................................................    0.8628
      Parke, IN...................................................    0.8628
      Perry, IN...................................................    0.8628
      Pike, IN....................................................    0.8628
      Pulaski, IN.................................................    0.8628
      Putnam, IN..................................................    0.8628
      Randolph, IN................................................    0.8628
      Ripley, IN..................................................    0.8628
      Rush, IN....................................................    0.8628
      Spencer, IN.................................................    0.8628
      Starke, IN..................................................    0.8628
      Steuben, IN.................................................    0.8628
      Sullivan, IN................................................    0.8628
      Switzerland, IN.............................................    0.8628
      Union, IN...................................................    0.8628
      Wabash, IN..................................................    0.8628
      Warren, IN..................................................    0.8628
      Washington, IN..............................................    0.8628
      Wayne, IN...................................................    0.8628
      White, IN...................................................    0.8628
    Iowa:                                                                   
      Adair, IA...................................................    0.8116
      Adams, IA...................................................    0.8116
      Allamakee, IA...............................................    0.8116
      Appanoose, IA...............................................    0.8116
      Audubon, IA.................................................    0.8116
      Benton, IA..................................................    0.8116
      Boone, IA...................................................    0.8116
      Bremer, IA..................................................    0.8733
      Buchanan, IA................................................    0.8116
      Buena Vista, IA.............................................    0.8116
      Butler, IA..................................................    0.8116
      Calhoun, IA.................................................    0.8116
      Carroll, IA.................................................    0.8116
      Cass, IA....................................................    0.8116
      Cedar, IA...................................................    0.8116
      Cerro Gordo, IA.............................................    0.8116
      Cherokee, IA................................................    0.8116
      Chickasaw, IA...............................................    0.8116
      Clarke, IA..................................................    0.8116
      Clay, IA....................................................    0.8116
      Clayton, IA.................................................    0.8116
      Clinton, IA.................................................    0.8116
      Crawford, IA................................................    0.8116
      Davis, IA...................................................    0.8116
      Decatur, IA.................................................    0.8116
      Delaware, IA................................................    0.8116
      Des Moines, IA..............................................    0.8116
      Dickinson, IA...............................................    0.8116
      Emmet, IA...................................................    0.8116
      Fayette, IA.................................................    0.8116
      Floyd, IA...................................................    0.8116
      Franklin, IA................................................    0.8116
      Fremont, IA.................................................    0.8116
      Greene, IA..................................................    0.8116
      Grundy, IA..................................................    0.8116
      Guthrie, IA.................................................    0.8116
      Hamilton, IA................................................    0.8116
      Hancock, IA.................................................    0.8116
      Hardin, IA..................................................    0.8116
      Harrison, IA................................................    0.8116
      Henry, IA...................................................    0.8116
      Howard, IA..................................................    0.8116
      Humboldt, IA................................................    0.8116
      Ida, IA.....................................................    0.8116
      Iowa, IA....................................................    0.8116
      Jackson, IA.................................................    0.8116
      Jasper, IA..................................................    0.8116
      Jefferson, IA...............................................    0.8116
      Jones, IA...................................................    0.8116
      Keokuk, IA..................................................    0.8116
      Kossuth, IA.................................................    0.8116
      Lee, IA.....................................................    0.8116
      Louisa, IA..................................................    0.8116
      Lucas, IA...................................................    0.8116
      Lyon, IA....................................................    0.8116
      Madison, IA.................................................    0.8116
      Mahaska, IA.................................................    0.8116
      Marion, IA..................................................    0.8116
      Marshall, IA................................................    0.8116
      Mills, IA...................................................    0.8116
      Mitchell, IA................................................    0.8116
      Monona, IA..................................................    0.8116
      Monroe, IA..................................................    0.8116
      Montgomery, IA..............................................    0.8116
      Muscatine, IA...............................................    0.8116
      Obrien, IA..................................................    0.8116
      Osceola, IA.................................................    0.8116
      Page, IA....................................................    0.8116
      Palo Alto, IA...............................................    0.8116
      Plymouth, IA................................................    0.8116
      Pocahontas, IA..............................................    0.8116
      Poweshiek, IA...............................................    0.8116
      Ringgold, IA................................................    0.8116
      Sac, IA.....................................................    0.8116
      Shelby, IA..................................................    0.8116
      Sioux, IA...................................................    0.8116
      Story, IA...................................................    0.8116
      Tama, IA....................................................    0.8116
      Taylor, IA..................................................    0.8116
      Union, IA...................................................    0.8116
      Van Buren, IA...............................................    0.8116
      Wapello, IA.................................................    0.8116
      Washington, IA..............................................    0.8116
      Wayne, IA...................................................    0.8116
      Webster, IA.................................................    0.8116
      Winnebago, IA...............................................    0.8116
      Winneshiek, IA..............................................    0.8116
      Worth, IA...................................................    0.8116
      Wright, IA..................................................    0.8116
    Kansas:                                                                 
      Allen, KS...................................................    0.8090
      Anderson, KS................................................    0.8090
      Atchison, KS................................................    0.8090
      Barber, KS..................................................    0.8090
      Barton, KS..................................................    0.8090
    
    [[Page 42873]]
    
                                                                            
      Bourbon, KS.................................................    0.8090
      Brown, KS...................................................    0.8090
      Chase, KS...................................................    0.8090
      Chautauqua, KS..............................................    0.8090
      Cherokee, KS................................................    0.8090
      Cheyenne, KS................................................    0.8090
      Clark, KS...................................................    0.8090
      Clay, KS....................................................    0.8090
      Cloud, KS...................................................    0.8090
      Coffey, KS..................................................    0.8090
      Comanche, KS................................................    0.8090
      Cowley, KS..................................................    0.8090
      Crawford, KS................................................    0.8090
      Decatur, KS.................................................    0.8090
      Dickinson, KS...............................................    0.8090
      Doniphan, KS................................................    0.8090
      Edwards, KS.................................................    0.8090
      Elk, KS.....................................................    0.8090
      Ellis, KS...................................................    0.8090
      Ellsworth, KS...............................................    0.8090
      Finney, KS..................................................    0.8090
      Ford, KS....................................................    0.8090
      Franklin, KS................................................    0.8090
      Geary, KS...................................................    0.8090
      Gove, KS....................................................    0.8090
      Graham, KS..................................................    0.8090
      Grant, KS...................................................    0.8090
      Gray, KS....................................................    0.8090
      Greeley, KS.................................................    0.8090
      Greenwood, KS...............................................    0.8090
      Hamilton, KS................................................    0.8090
      Harper, KS..................................................    0.8090
      Haskell, KS.................................................    0.8090
      Hodgeman, KS................................................    0.8090
      Jackson, KS.................................................    0.8090
      Jefferson, KS...............................................    0.8090
      Jewell, KS..................................................    0.8090
      Kearny, KS..................................................    0.8090
      Kingman, KS.................................................    0.8090
      Kiowa, KS...................................................    0.8090
      Labette, KS.................................................    0.8090
      Lane, KS....................................................    0.8090
      Lincoln, KS.................................................    0.8090
      Linn, KS....................................................    0.8090
      Logan, KS...................................................    0.8090
      Lyon, KS....................................................    0.8090
      McPherson, KS...............................................    0.8090
      Marion, KS..................................................    0.8090
      Marshall, KS................................................    0.8090
      Meade, KS...................................................    0.8090
      Mitchell, KS................................................    0.8090
      Montgomery, KS..............................................    0.8090
      Morris, KS..................................................    0.8090
      Morton, KS..................................................    0.8090
      Nemaha, KS..................................................    0.8090
      Neosho, KS..................................................    0.8090
      Ness, KS....................................................    0.8090
      Norton, KS..................................................    0.8090
      Osage, KS...................................................    0.8090
      Osborne, KS.................................................    0.8090
      Ottawa, KS..................................................    0.8090
      Pawnee, KS..................................................    0.8090
      Phillips, KS................................................    0.8090
      Pottawatomie, KS............................................    0.8090
      Pratt, KS...................................................    0.8090
      Rawlins, KS.................................................    0.8090
      Reno, KS....................................................    0.8090
      Republic, KS................................................    0.8090
      Rice, KS....................................................    0.8090
      Riley, KS...................................................    0.8090
      Rooks, KS...................................................    0.8090
      Rush, KS....................................................    0.8090
      Russell, KS.................................................    0.8090
      Saline, KS..................................................    0.8090
      Scott, KS...................................................    0.8090
      Seward, KS..................................................    0.8090
      Sheridan, KS................................................    0.8090
      Sherman, KS.................................................    0.8090
      Smith, KS...................................................    0.8090
      Stafford, KS................................................    0.8090
      Stanton, KS.................................................    0.8090
      Stevens, KS.................................................    0.8090
      Sumner, KS..................................................    0.8090
      Thomas, KS..................................................    0.8090
      Trego, KS...................................................    0.8090
      Wabaunsee, KS...............................................    0.8090
      Wallace, KS.................................................    0.8090
      Washington, KS..............................................    0.8090
      Wichita, KS.................................................    0.8090
      Wilson, KS..................................................    0.8090
      Woodson, KS.................................................    0.8090
    Kentucky:                                                               
      Adair, KY...................................................    0.8103
      Allen, KY...................................................    0.8103
      Anderson, KY................................................    0.8103
      Ballard, KY.................................................    0.8103
      Barren, KY..................................................    0.8103
      Bath, KY....................................................    0.8103
      Bell, KY....................................................    0.8103
      Boyle, KY...................................................    0.8103
      Bracken, KY.................................................    0.8103
      Breathitt, KY...............................................    0.8103
      Breckinridge, KY............................................    0.8103
      Butler, KY..................................................    0.8103
      Caldwell, KY................................................    0.8103
      Calloway, KY................................................    0.8103
      Carlisle, KY................................................    0.8103
      Carroll, KY.................................................    0.8103
      Casey, KY...................................................    0.8103
      Clay, KY....................................................    0.8103
      Clinton, KY.................................................    0.8103
      Crittenden, KY..............................................    0.8103
      Cumberland, KY..............................................    0.8103
      Edmonson, KY................................................    0.8103
      Elliott, KY.................................................    0.8103
      Estill, KY..................................................    0.8103
      Fleming, KY.................................................    0.8103
      Floyd, KY...................................................    0.8103
      Franklin, KY................................................    0.8103
      Fulton, KY..................................................    0.8103
      Garrard, KY.................................................    0.8103
      Graves, KY..................................................    0.8103
      Grayson, KY.................................................    0.8103
      Green, KY...................................................    0.8103
      Hancock, KY.................................................    0.8103
      Hardin, KY..................................................    0.8103
      Harlan, KY..................................................    0.8103
      Harrison, KY................................................    0.8103
      Hart, KY....................................................    0.8103
      Henry, KY...................................................    0.8103
      Hickman, KY.................................................    0.8103
      Hopkins, KY.................................................    0.8103
      Jackson, KY.................................................    0.8103
      Johnson, KY.................................................    0.8103
      Knott, KY...................................................    0.8103
      Knox, KY....................................................    0.8103
      Larue, KY...................................................    0.8103
      Laurel, KY..................................................    0.8103
      Lawrence, KY................................................    0.8103
      Lee, KY.....................................................    0.8103
      Leslie, KY..................................................    0.8103
      Letcher, KY.................................................    0.8103
      Lewis, KY...................................................    0.8103
      Lincoln, KY.................................................    0.8103
      Livingston, KY..............................................    0.8103
      Logan, KY...................................................    0.8103
      Lyon, KY....................................................    0.8103
      McCracken, KY...............................................    0.8103
      McCreary, KY................................................    0.8103
      McLean, KY..................................................    0.8103
      Magoffin, KY................................................    0.8103
      Marion, KY..................................................    0.8103
      Marshall, KY................................................    0.8103
      Martin, KY..................................................    0.8103
      Mason, KY...................................................    0.8103
      Meade, KY...................................................    0.8103
      Menifee, KY.................................................    0.8103
      Mercer, KY..................................................    0.8103
      Metcalfe, KY................................................    0.8103
      Monroe, KY..................................................    0.8103
      Montgomery, KY..............................................    0.8103
      Morgan, KY..................................................    0.8103
      Muhlenberg, KY..............................................    0.8103
      Nelson, KY..................................................    0.8103
      Nicholas, KY................................................    0.8103
      Ohio, KY....................................................    0.8103
      Owen, KY....................................................    0.8103
      Owsley, KY..................................................    0.8103
      Perry, KY...................................................    0.8103
      Pike, KY....................................................    0.8103
      Powell, KY..................................................    0.8103
      Pulaski, KY.................................................    0.8103
      Robertson, KY...............................................    0.8103
      Rockcastle, KY..............................................    0.8103
      Rowan, KY...................................................    0.8103
      Russell, KY.................................................    0.8103
      Shelby, KY..................................................    0.9903
      Simpson, KY.................................................    0.8103
      Spencer, KY.................................................    0.8103
      Taylor, KY..................................................    0.8103
      Todd, KY....................................................    0.8103
      Trigg, KY...................................................    0.8103
      Trimble, KY.................................................    0.8103
      Union, KY...................................................    0.8103
      Warren, KY..................................................    0.8103
      Washington, KY..............................................    0.8103
      Wayne, KY...................................................    0.8103
      Webster, KY.................................................    0.8103
      Whitley, KY.................................................    0.8103
      Wolfe, KY...................................................    0.8103
    Louisiana:                                                              
      Allen, LA...................................................    0.8237
      Assumption, LA..............................................    0.8237
      Avoyelles, LA...............................................    0.8237
      Beauregard, LA..............................................    0.8237
      Bienville, LA...............................................    0.8237
      Caldwell, LA................................................    0.8237
      Cameron, LA.................................................    0.8237
      Catahoula, LA...............................................    0.8237
      Claiborne, LA...............................................    0.8237
      Concordia, LA...............................................    0.8237
      De Soto, LA.................................................    0.8237
      East Carroll, LA............................................    0.8237
      East Feliciana, LA..........................................    0.8237
      Evangeline, LA..............................................    0.8237
      Franklin, LA................................................    0.8237
      Grant, LA...................................................    0.8237
      Iberia, LA..................................................    0.8237
      Iberville, LA...............................................    0.8237
      Jackson, LA.................................................    0.8237
    
    [[Page 42874]]
    
                                                                            
      Jefferson Davis, LA.........................................    0.8237
      La Salle, LA................................................    0.8237
      Lincoln, LA.................................................    0.8237
      Madison, LA.................................................    0.8237
      Morehouse, LA...............................................    0.8237
      Natchitoches, LA............................................    0.8237
      Pointe Coupee, LA...........................................    0.8237
      Red River, LA...............................................    0.8237
      Richland, LA................................................    0.8237
      Sabine, LA..................................................    0.8237
      St. Helena, LA..............................................    0.8237
      St. Mary, LA................................................    0.8237
      Tangipahoa, LA..............................................    0.8237
      Tensas, LA..................................................    0.8237
      Union, LA...................................................    0.8237
      Vermilion, LA...............................................    0.8237
      Vernon, LA..................................................    0.8237
      Washington, LA..............................................    0.8237
      West Carroll, LA............................................    0.8237
      West Feliciana, LA..........................................    0.8237
      Winn, LA....................................................    0.8237
    Maine:                                                                  
      Aroostook, ME...............................................    0.8731
      Franklin, ME................................................    0.8731
      Hancock, ME.................................................    0.8731
      Kennebec, ME................................................    0.8731
      Knox, ME....................................................    0.8731
      Lincoln, ME.................................................    0.8731
      Oxford, ME..................................................    0.8731
      Piscataquis, ME.............................................    0.8731
      Somerset, ME................................................    0.8731
      Waldo, ME...................................................    0.8731
      Washington, ME..............................................    0.8731
    Maryland:                                                               
      Caroline, MD................................................    0.9206
      Dorchester, MD..............................................    0.9206
      Garrett, MD.................................................    0.9206
      Kent, MD....................................................    0.9206
      St. Marys, MD...............................................    0.9206
      Somerset, MD................................................    0.9206
      Talbot, MD..................................................    0.9206
      Wicomico, MD................................................    0.9206
      Worcester, MD...............................................    0.9206
    Massachusetts:                                                          
      Dukes, MA...................................................    1.0272
      Franklin, MA................................................    1.0272
      Nantucket, MA...............................................    1.0272
    Michigan:                                                               
      Alcona, MI..................................................    0.9452
      Alger, MI...................................................    0.9452
      Alpena, MI..................................................    0.9452
      Antrim, MI..................................................    0.9452
      Arenac, MI..................................................    0.9452
      Baraga, MI..................................................    0.9452
      Barry, MI...................................................    0.9452
      Benzie, MI..................................................    0.9452
      Branch, MI..................................................    0.9452
      Cass, MI....................................................    0.9452
      Charlevoix, MI..............................................    0.9452
      Cheboygan, MI...............................................    0.9452
      Chippewa, MI................................................    0.9452
      Clare, MI...................................................    0.9452
      Crawford, MI................................................    0.9452
      Delta, MI...................................................    0.9452
      Dickinson, MI...............................................    0.9452
      Emmet, MI...................................................    0.9452
      Gladwin, MI.................................................    0.9452
      Gogebic, MI.................................................    0.9452
      Grand Traverse, MI..........................................    0.9452
      Gratiot, MI.................................................    0.9452
      Hillsdale, MI...............................................    0.9452
      Houghton, MI................................................    0.9452
      Huron, MI...................................................    0.9452
      Ionia, MI...................................................    0.9452
      Iosco, MI...................................................    0.9452
      Iron, MI....................................................    0.9452
      Isabella, MI................................................    0.9452
      Kalkaska, MI................................................    0.9452
      Keweenaw, MI................................................    0.9452
      Lake, MI....................................................    0.9452
      Leelanau, MI................................................    0.9452
      Luce, MI....................................................    0.9452
      Mackinac, MI................................................    0.9452
      Manistee, MI................................................    0.9452
      Marquette, MI...............................................    0.9452
      Mason, MI...................................................    0.9452
      Mecosta, MI.................................................    0.9452
      Menominee, MI...............................................    0.9452
      Missaukee, MI...............................................    0.9452
      Montcalm, MI................................................    0.9452
      Montmorency, MI.............................................    0.9452
      Newaygo, MI.................................................    0.9452
      Oceana, MI..................................................    0.9452
      Ogemaw, MI..................................................    0.9452
      Ontonagon, MI...............................................    0.9452
      Osceola, MI.................................................    0.9452
      Oscoda, MI..................................................    0.9452
      Otsego, MI..................................................    0.9452
      Presque Isle, MI............................................    0.9452
      Roscommon, MI...............................................    0.9452
      St. Joseph, MI..............................................    0.9452
      Sanilac, MI.................................................    0.9452
      Schoolcraft, MI.............................................    0.9452
      Shiawassee, MI..............................................    0.9452
      Tuscola, MI.................................................    0.9452
      Wexford, MI.................................................    0.9452
    Minnesota:                                                              
      Aitkin, MN..................................................    0.8616
      Becker, MN..................................................    0.8616
      Beltrami, MN................................................    0.8616
      Big Stone, MN...............................................    0.8616
      Blue Earth, MN..............................................    0.8616
      Brown, MN...................................................    0.8616
      Carlton, MN.................................................    0.8616
      Cass, MN....................................................    0.8616
      Chippewa, MN................................................    0.8616
      Clearwater, MN..............................................    0.8616
      Cook, MN....................................................    0.8616
      Cottonwood, MN..............................................    0.8616
      Crow Wing, MN...............................................    0.8616
      Dodge, MN...................................................    0.8616
      Douglas, MN.................................................    0.8616
      Faribault, MN...............................................    0.8616
      Fillmore, MN................................................    0.8616
      Freeborn, MN................................................    0.8616
      Goodhue, MN.................................................    0.8616
      Grant, MN...................................................    0.8616
      Hubbard, MN.................................................    0.8616
      Itasca, MN..................................................    0.8616
      Jackson, MN.................................................    0.8616
      Kanabec, MN.................................................    0.8616
      Kandiyohi, MN...............................................    0.8616
      Kittson, MN.................................................    0.8616
      Koochiching, MN.............................................    0.8616
      Lac Qui Parle, MN...........................................    0.8616
      Lake, MN....................................................    0.8616
      Lake of Woods, MN...........................................    0.8616
      Le Sueur, MN................................................    0.8616
      Lincoln, MN.................................................    0.8616
      Lyon, MN....................................................    0.8616
      Mc Leod, MN.................................................    0.8616
      Mahnomen, MN................................................    0.8616
      Marshall, MN................................................    0.8616
      Martin, MN..................................................    0.8616
      Meeker, MN..................................................    0.8616
      Mille Lacs, MN..............................................    0.8616
      Morrison, MN................................................    0.8616
      Mower, MN...................................................    0.8616
      Murray, MN..................................................    0.8616
      Nicollet, MN................................................    0.8616
      Nobles, MN..................................................    0.8616
      Norman, MN..................................................    0.8616
      Otter Tail, MN..............................................    0.8616
      Pennington, MN..............................................    0.8616
      Pine, MN....................................................    0.8616
      Pipestone, MN...............................................    0.8616
      Pope, MN....................................................    0.8616
      Red Lake, MN................................................    0.8616
      Redwood, MN.................................................    0.8616
      Renville, MN................................................    0.8616
      Rice, MN....................................................    0.8616
      Rock, MN....................................................    0.8616
      Roseau, MN..................................................    0.8616
      Sibley, MN..................................................    0.8616
      Steele, MN..................................................    0.8616
      Stevens, MN.................................................    0.8616
      Swift, MN...................................................    0.8616
      Todd, MN....................................................    0.8616
      Traverse, MN................................................    0.8616
      Wabasha, MN.................................................    0.8616
      Wadena, MN..................................................    0.8616
      Waseca, MN..................................................    0.8616
      Watonwan, MN................................................    0.8616
      Wilkin, MN..................................................    0.8616
      Winona, MN..................................................    0.8616
      Yellow Medicine, MN.........................................    0.8616
    Mississippi:                                                            
      Adams, MS...................................................    0.7951
      Alcorn, MS..................................................    0.7951
      Amite, MS...................................................    0.7951
      Attala, MS..................................................    0.7951
      Benton, MS..................................................    0.7951
      Bolivar, MS.................................................    0.7951
      Calhoun, MS.................................................    0.7951
      Carroll, MS.................................................    0.7951
      Chickasaw, MS...............................................    0.7951
      Choctaw, MS.................................................    0.7951
      Claiborne, MS...............................................    0.7951
      Clarke, MS..................................................    0.7951
      Clay, MS....................................................    0.7951
      Coahoma, MS.................................................    0.7951
      Copiah, MS..................................................    0.7951
      Covington, MS...............................................    0.7951
      Franklin, MS................................................    0.7951
      George, MS..................................................    0.7951
      Greene, MS..................................................    0.7951
      Grenada, MS.................................................    0.7951
      Holmes, MS..................................................    0.7951
      Humphreys, MS...............................................    0.7951
      Issaquena, MS...............................................    0.7951
      Itawamba, MS................................................    0.7951
      Jasper, MS..................................................    0.7951
      Jefferson, MS...............................................    0.7951
      Jefferson Davis, MS.........................................    0.7951
      Jones, MS...................................................    0.7951
      Kemper, MS..................................................    0.7951
      Lafayette, MS...............................................    0.7951
      Lauderdale, MS..............................................    0.7951
      Lawrence, MS................................................    0.7951
      Leake, MS...................................................    0.7951
    
    [[Page 42875]]
    
                                                                            
      Lee, MS.....................................................    0.7951
      Leflore, MS.................................................    0.7951
      Lincoln, MS.................................................    0.7951
      Lowndes, MS.................................................    0.7951
      Marion, MS..................................................    0.7951
      Marshall, MS................................................    0.7951
      Monroe, MS..................................................    0.7951
      Montgomery, MS..............................................    0.7951
      Neshoba, MS.................................................    0.7951
      Newton, MS..................................................    0.7951
      Noxubee, MS.................................................    0.7951
      Oktibbeha, MS...............................................    0.7951
      Panola, MS..................................................    0.7951
      Pearl River, MS.............................................    0.7951
      Perry, MS...................................................    0.7951
      Pike, MS....................................................    0.7951
      Pontotoc, MS,...............................................    0.7951
      Prentiss, MS................................................    0.7951
      Quitman, MS.................................................    0.7951
      Scott, MS...................................................    0.7951
      Sharkey, MS.................................................    0.7951
      Simpson, MS.................................................    0.7951
      Smith, MS...................................................    0.7951
      Stone, MS...................................................    0.7951
      Sunflower, MS...............................................    0.7951
      Tallahatchie, MS............................................    0.7951
      Tate, MS....................................................    0.7951
      Tippah, MS..................................................    0.7951
      Tishomingo, MS..............................................    0.7951
      Tunica, MS..................................................    0.7951
      Union, MS...................................................    0.7951
      Walthall, MS................................................    0.7951
      Warren, MS..................................................    0.7951
      Washington, MS..............................................    0.7951
      Wayne, MS...................................................    0.7951
      Webster, MS.................................................    0.7951
      Wilkinson, MS...............................................    0.7951
      Winston, MS.................................................    0.7951
      Yalobusha, MS...............................................    0.7951
      Yazoo, MS...................................................    0.7951
    Missouri:                                                               
      Adair, MO...................................................    0.8198
      Atchison, MO................................................    0.8198
      Audrain, MO.................................................    0.8198
      Barry, MO...................................................    0.8198
      Barton, MO..................................................    0.8198
      Bates, MO...................................................    0.8198
      Benton, MO..................................................    0.8198
      Bollinger, MO...............................................    0.8198
      Butler, MO..................................................    0.8198
      Caldwell, MO................................................    0.8198
      Callaway, MO................................................    0.8198
      Camden, MO..................................................    0.8198
      Cape Girardeau, MO..........................................    0.8198
      Carroll, MO.................................................    0.8198
      Carter, MO..................................................    0.8198
      Cedar, MO...................................................    0.8198
      Chariton, MO................................................    0.8198
      Clark, MO...................................................    0.8198
      Cole, MO....................................................    0.8198
      Cooper, MO..................................................    0.8198
      Crawford, MO................................................    0.8198
      Dade, MO....................................................    0.8198
      Dallas, MO..................................................    0.8198
      Daviess, MO.................................................    0.8198
      De Kalb, MO.................................................    0.8198
      Dent, MO....................................................    0.8198
      Douglas, MO.................................................    0.8198
      Dunklin, MO.................................................    0.8198
      Gasconade, MO...............................................    0.8198
      Gentry, MO..................................................    0.8198
      Grundy, MO..................................................    0.8198
      Harrison, MO................................................    0.8198
      Henry, MO...................................................    0.8198
      Hickory, MO.................................................    0.8198
      Holt, MO....................................................    0.8198
      Howard, MO..................................................    0.8198
      Howell, MO..................................................    0.8198
      Iron, MO....................................................    0.8198
      Johnson, MO.................................................    0.8198
      Knox, MO....................................................    0.8198
      Laclede, MO.................................................    0.8198
      Lawrence, MO................................................    0.8198
      Lewis, MO...................................................    0.8198
      Linn, MO....................................................    0.8198
      Livingston, MO..............................................    0.8198
      McDonald, MO................................................    0.8198
      Macon, MO...................................................    0.8198
      Madison, MO.................................................    0.8198
      Maries, MO..................................................    0.8198
      Marion, MO..................................................    0.8198
      Mercer, MO..................................................    0.8198
      Miller, MO..................................................    0.8198
      Mississippi, MO.............................................    0.8198
      Moniteau, MO................................................    0.8198
      Monroe, MO..................................................    0.8198
      Montgomery, MO..............................................    0.8198
      Morgan, MO..................................................    0.8198
      New Madrid, MO..............................................    0.8198
      Nodaway, MO.................................................    0.8198
      Oregon, MO..................................................    0.8198
      Osage, MO...................................................    0.8198
      Ozark, MO...................................................    0.8198
      Pemiscot, MO................................................    0.8198
      Perry, MO...................................................    0.8198
      Pettis, MO..................................................    0.8198
      Phelps, MO..................................................    0.8198
      Pike, MO....................................................    0.8198
      Polk, MO....................................................    0.8198
      Pulaski, MO.................................................    0.8198
      Putnam, MO..................................................    0.8198
      Ralls, MO...................................................    0.8198
      Randolph, MO................................................    0.8198
      Reynolds, MO................................................    0.8198
      Ripley, MO..................................................    0.8198
      St. Clair, MO...............................................    0.8198
      St. Genevieve, MO...........................................    0.8198
      St. Francois, MO............................................    0.8198
      Saline, MO..................................................    0.8198
      Schuyler, MO................................................    0.8198
      Scotland, MO................................................    0.8198
      Scott, MO...................................................    0.8198
      Shannon, MO.................................................    0.8198
      Shelby, MO..................................................    0.8198
      Stoddard, MO................................................    0.8198
      Stone, MO...................................................    0.8198
      Sullivan, MO................................................    0.8198
      Taney, MO...................................................    0.8198
      Texas, MO...................................................    0.8198
      Vernon, MO..................................................    0.8198
      Washington, MO..............................................    0.8198
      Wayne, MO...................................................    0.8198
      Worth, MO...................................................    0.8198
      Wright, MO..................................................    0.8198
    Montana:                                                                
      Beaverhead, MT..............................................    0.8687
      Big Horn, MT................................................    0.8687
      Blaine, MT..................................................    0.8687
      Broadwater, MT..............................................    0.8687
      Carbon, MT..................................................    0.8687
      Carter, MT..................................................    0.8687
      Chouteau, MT................................................    0.8687
      Custer, MT..................................................    0.8687
      Daniels, MT.................................................    0.8687
      Dawson, MT..................................................    0.8687
      Deer Lodge, MT..............................................    0.8687
      Fallon, MT..................................................    0.8687
      Fergus, MT..................................................    0.8687
      Flathead, MT................................................    0.8687
      Gallatin, MT................................................    0.8687
      Garfield, MT................................................    0.8687
      Glacier, MT.................................................    0.8687
      Golden Valley, MT...........................................    0.8687
      Granite, MT.................................................    0.8687
      Hill, MT....................................................    0.8687
      Jefferson, MT...............................................    0.8687
      Judith Basin, MT............................................    0.8687
      Lake, MT....................................................    0.8687
      Lewis and Clark, MT.........................................    0.8687
      Liberty, MT.................................................    0.8687
      Lincoln, MT.................................................    0.8687
      Mccone, MT..................................................    0.8687
      Madison, MT.................................................    0.8687
      Meagher, MT.................................................    0.8687
      Mineral, MT.................................................    0.8687
      Missoula, MT................................................    0.8687
      Musselshell, MT.............................................    0.8687
      Park, MT....................................................    0.8687
      Petroleum, MT...............................................    0.8687
      Phillips, MT................................................    0.8687
      Pondera, MT.................................................    0.8687
      Powder River, MT............................................    0.8687
      Powell, MT..................................................    0.8687
      Prairie, MT.................................................    0.8687
      Ravalli, MT.................................................    0.8687
      Richland, MT................................................    0.8687
      Roosevelt, MT...............................................    0.8687
      Rosebud, MT.................................................    0.8687
      Sanders, MT.................................................    0.8687
      Sheridan, MT................................................    0.8687
      Silver bow, MT..............................................    0.8687
      Stillwater, MT..............................................    0.8687
      Sweet Grass, MT.............................................    0.8687
      Teton, MT...................................................    0.8687
      Toole, MT...................................................    0.8687
      Treasure, MT................................................    0.8687
      Valley, MT..................................................    0.8687
      Wheatland, MT...............................................    0.8687
      Wibaux, MT..................................................    0.8687
      Yellowstone Natl Park, MT...................................    0.8687
    Nebraska:                                                               
      Adams, NE...................................................    0.8000
      Antelope, NE................................................    0.8000
      Arthur, NE..................................................    0.8000
      Banner, NE..................................................    0.8000
      Blaine, NE..................................................    0.8000
      Boone, NE...................................................    0.8000
      Box Butte, NE...............................................    0.8000
      Boyd, NE....................................................    0.8000
      Brown, NE...................................................    0.8000
      Buffalo, NE.................................................    0.8000
      Burt, NE....................................................    0.8000
      Butler, NE..................................................    0.8000
      Cedar, NE...................................................    0.8000
      Chase, NE...................................................    0.8000
      Cherry, NE..................................................    0.8000
      Cheyenne, NE................................................    0.8000
      Clay, NE....................................................    0.8000
      Colfax, NE..................................................    0.8000
      Cuming, NE..................................................    0.8000
    
    [[Page 42876]]
    
                                                                            
      Custer, NE..................................................    0.8000
      Dawes, NE...................................................    0.8000
      Dawson, NE..................................................    0.8000
      Deuel, NE...................................................    0.8000
      Dixon, NE...................................................    0.8000
      Dodge, NE...................................................    0.8000
      Dundy, NE...................................................    0.8000
      Fillmore, NE................................................    0.8000
      Franklin, NE................................................    0.8000
      Frontier, NE,...............................................    0.8000
      Furnas, NE..................................................    0.8000
      Gage, NE....................................................    0.8000
      Garden, NE..................................................    0.8000
      Garfield, NE................................................    0.8000
      Gosper, NE..................................................    0.8000
      Grant, NE...................................................    0.8000
      Greeley, NE.................................................    0.8000
      Hall, NE....................................................    0.8000
      Hamilton, NE................................................    0.8000
      Harlan, NE..................................................    0.8000
      Hayes, NE...................................................    0.8000
      Hitchcock, NE...............................................    0.8000
      Holt, NE....................................................    0.8000
      Hooker, NE..................................................    0.8000
      Howard, NE..................................................    0.8000
      Jefferson, NE...............................................    0.8000
      Johnson, NE.................................................    0.8000
      Kearney, NE.................................................    0.8000
      Keith, NE...................................................    0.8000
      Keya Paha, NE...............................................    0.8000
      Kimball, NE.................................................    0.8000
      Knox, NE....................................................    0.8000
      Lincoln, NE.................................................    0.8000
      Logan, NE...................................................    0.8000
      Loup, NE....................................................    0.8000
      Mc Pherson, NE..............................................    0.8000
      Madison, NE.................................................    0.8000
      Merrick, NE.................................................    0.8000
      Morrill, NE.................................................    0.8000
      Nance, NE...................................................    0.8000
      Nemaha, NE..................................................    0.8000
      Nuckolls, NE................................................    0.8000
      Otoe, NE....................................................    0.8000
      Pawnee, NE..................................................    0.8000
      Perkins, NE.................................................    0.8000
      Phelps, NE..................................................    0.8000
      Pierce, NE..................................................    0.8000
      Platte, NE..................................................    0.8000
      Polk, NE....................................................    0.8000
      Red Willow, NE..............................................    0.8000
      Richardson, NE..............................................    0.8000
      Rock, NE....................................................    0.8000
      Saline, NE..................................................    0.8000
      Saunders, NE................................................    0.8000
      Scott Bluff, NE.............................................    0.8000
      Seward, NE..................................................    0.8000
      Sheridan, NE................................................    0.8000
      Sherman, NE.................................................    0.8000
      Sioux, NE...................................................    0.8000
      Stanton, NE.................................................    0.8000
      Thayer, NE..................................................    0.8000
      Thomas, NE..................................................    0.8000
      Thurston, NE................................................    0.8000
      Valley, NE..................................................    0.8000
      Wayne, NE...................................................    0.8000
      Webster, NE.................................................    0.8000
      Wheeler, NE.................................................    0.8000
      York, NE....................................................    0.8000
    Nevada:                                                                 
      Churchill, NV...............................................    0.9912
      Douglas, NV.................................................    0.9912
      Elko, NV....................................................    0.9912
      Esmeralda, NV...............................................    0.9912
      Eureka, NV..................................................    0.9912
      Humboldt, NV................................................    0.9912
      Lander, NV..................................................    0.9912
      Lincoln, NV.................................................    0.9912
      Lyon, NV....................................................    0.9912
      Mineral, NV.................................................    0.9912
      Pershing, NV................................................    0.9912
      Storey, NV..................................................    0.9912
      White Pine, NV..............................................    0.9912
      Carson City, NV.............................................    0.9912
    New Hampshire:                                                          
      Belknap, NH.................................................    1.0337
      Carroll, NH.................................................    1.0337
      Cheshire, NH................................................    1.0337
      Coos, NH....................................................    1.0337
      Grafton, NH.................................................    1.0337
      Sullivan, NH................................................    1.0337
    New Mexico:                                                             
      Catron, NM..................................................    0.9046
      Chaves, NM..................................................    0.9046
      Cibola, NM..................................................    0.9046
      Colfax, NM..................................................    0.9046
      Curry, NM...................................................    0.9046
      De Baca, NM.................................................    0.9046
      Eddy, NM....................................................    0.9046
      Grant, NM...................................................    0.9046
      Guadalupe, NM...............................................    0.9046
      Harding, NM.................................................    0.9046
      Hidalgo, NM.................................................    0.9046
      Lea, NM.....................................................    0.9046
      Lincoln, NM.................................................    0.9046
      Luna, NM....................................................    0.9046
      Mckinley, NM................................................    0.9046
      Mora, NM....................................................    0.9046
      Otero, NM...................................................    0.9046
      Quay, NM....................................................    0.9046
      Rio Arriba, NM..............................................    0.9046
      Roosevelt, NM...............................................    0.9046
      San Juan, NM................................................    0.9046
      San Miguel, NM..............................................    0.9046
      Sierra, NM..................................................    0.9046
      Socorro, NM.................................................    0.9046
      Taos, NM....................................................    0.9046
      Torrance, NM................................................    0.9046
      Union, NM...................................................    0.9046
    New York:                                                               
      Allegany, NY................................................    0.8843
      Cattaraugus, NY.............................................    0.8843
      Chenango, NY................................................    0.8843
      Clinton, NY.................................................    0.8843
      Columbia, NY................................................    0.8843
      Cortland, NY................................................    0.8843
      Delaware, NY................................................    0.8843
      Essex, NY...................................................    0.8843
      Franklin, NY................................................    0.8843
      Fulton, NY..................................................    0.8843
      Greene, NY..................................................    0.8985
      Hamilton, NY................................................    0.8843
      Jefferson, NY...............................................    0.8843
      Lewis, NY...................................................    0.8843
      Otsego, NY..................................................    0.8843
      St. Lawrence, NY............................................    0.8843
      Schuyler, NY................................................    0.8843
      Seneca, NY..................................................    0.8843
      Steuben, NY.................................................    0.8843
      Sullivan, NY................................................    0.8843
      Tompkins, NY................................................    0.8843
      Ulster, NY..................................................    0.8843
      Wyoming, NY.................................................    0.8843
      Yates, NY...................................................    0.8843
    North Carolina:                                                         
      Alleghany, NC...............................................    0.8491
      Anson, NC...................................................    0.8491
      Ashe, NC....................................................    0.8491
      Avery, NC...................................................    0.8491
      Beaufort, NC................................................    0.8491
      Bertie, NC..................................................    0.8491
      Bladen, NC..................................................    0.8491
      Camden, NC..................................................    0.8491
      Carteret, NC................................................    0.8491
      Caswell, NC.................................................    0.8491
      Cherokee, NC................................................    0.8491
      Chowan, NC..................................................    0.8491
      Clay, NC....................................................    0.8491
      Cleveland, NC...............................................    0.8491
      Columbus, NC................................................    0.8491
      Craven, NC..................................................    0.8491
      Dare, NC....................................................    0.8491
      Duplin, NC..................................................    0.8491
      Gates, NC...................................................    0.8491
      Graham, NC..................................................    0.8491
      Granville, NC...............................................    0.8491
      Greene, NC..................................................    0.8491
      Halifax, NC.................................................    0.8491
      Harnett, NC.................................................    0.8491
      Haywood, NC.................................................    0.8491
      Henderson, NC...............................................    0.8491
      Hertford, NC................................................    0.8491
      Hoke, NC....................................................    0.8491
      Hyde, NC....................................................    0.8491
      Iredell, NC.................................................    0.8491
      Jackson, NC.................................................    0.8491
      Jones, NC...................................................    0.8491
      Lee, NC.....................................................    0.8491
      Lenoir, NC..................................................    0.8491
      McDowell, NC................................................    0.8491
      Macon, NC...................................................    0.8491
      Martin, NC..................................................    0.8491
      Mitchell, NC................................................    0.8491
      Montgomery, NC..............................................    0.8491
      Moore, NC...................................................    0.8491
      Northampton, NC.............................................    0.8491
      Pamlico, NC.................................................    0.8491
      Pasquotank, NC..............................................    0.8491
      Pender, NC..................................................    0.8491
      Perquimans, NC..............................................    0.8491
      Person, NC..................................................    0.8491
      Polk, NC....................................................    0.8491
      Richmond, NC................................................    0.8491
      Robeson, NC.................................................    0.8491
      Rockingham, NC..............................................    0.8491
      Rutherford, NC..............................................    0.8491
      Sampson, NC.................................................    0.8491
      Scotland, NC................................................    0.8491
      Stanly, NC..................................................    0.8491
      Surry, NC...................................................    0.8491
      Swain, NC...................................................    0.8491
      Transylvania, NC............................................    0.8491
      Tyrrell, NC.................................................    0.8491
      Vance, NC...................................................    0.8491
      Warren, NC..................................................    0.8491
      Washington, NC..............................................    0.8491
      Watauga, NC.................................................    0.8491
      Wilkes, NC..................................................    0.8491
      Wilson, NC..................................................    0.8491
      Yancey, NC..................................................    0.8491
    North Dakota:                                                           
    
    [[Page 42877]]
    
                                                                            
      Adams, ND...................................................    0.8217
      Barnes, ND..................................................    0.8217
      Benson, ND..................................................    0.8217
      Billings, ND................................................    0.8217
      Bottineau, ND...............................................    0.8217
      Bowman, ND..................................................    0.8217
      Burke, ND...................................................    0.8217
      Cavalier, ND................................................    0.8217
      Dickey, ND..................................................    0.8217
      Divide, ND..................................................    0.8217
      Dunn, ND....................................................    0.8217
      Eddy, ND....................................................    0.8217
      Emmons, ND..................................................    0.8217
      Foster, ND..................................................    0.8217
      Golden Valley, ND...........................................    0.8217
      Grant, ND...................................................    0.8217
      Griggs, ND..................................................    0.8217
      Hettinger, ND...............................................    0.8217
      Kidder, ND..................................................    0.8217
      La Moure, ND................................................    0.8217
      Logan, ND...................................................    0.8217
      McHenry, ND.................................................    0.8217
      McIntosh, ND................................................    0.8217
      McKenzie, ND................................................    0.8217
      McLean, ND..................................................    0.8217
      Mercer, ND..................................................    0.8217
      Mountrail, ND...............................................    0.8217
      Nelson, ND..................................................    0.8217
      Oliver, ND..................................................    0.8217
      Pembina, ND.................................................    0.8217
      Pierce, ND..................................................    0.8217
      Ramsey, ND..................................................    0.8217
      Ransom, ND..................................................    0.8217
      Renville, ND................................................    0.8217
      Richland, ND................................................    0.8217
      Rolette, ND.................................................    0.8217
      Sargent, ND.................................................    0.8217
      Sheridan, ND................................................    0.8217
      Sioux, ND...................................................    0.8217
      Slope, ND...................................................    0.8217
      Stark, ND...................................................    0.8217
      Steele, ND..................................................    0.8217
      Stutsman, ND................................................    0.8217
      Towner, ND..................................................    0.8217
      Traill, ND..................................................    0.8217
      Walsh, ND...................................................    0.8217
      Ward, ND....................................................    0.8217
      Wells, ND...................................................    0.8217
      Williams, ND................................................    0.8217
    Ohio:                                                                   
      Adams, OH...................................................    0.9058
      Ashland, OH.................................................    0.9058
      Athens, OH..................................................    0.9058
      Champaign, OH...............................................    0.9058
      Clinton, OH.................................................    0.9058
      Coshocton, OH...............................................    0.9058
      Darke, OH...................................................    0.9058
      Defiance, OH................................................    0.9058
      Erie, OH....................................................    0.9058
      Fayette, OH.................................................    0.9058
      Gallia, OH..................................................    0.9058
      Guernsey, OH................................................    0.9058
      Hancock, OH.................................................    0.9058
      Hardin, OH..................................................    0.9058
      Harrison, OH................................................    0.9058
      Henry, OH...................................................    0.9058
      Highland, OH................................................    0.9058
      Hocking, OH.................................................    0.9058
      Holmes, OH..................................................    0.9058
      Huron, OH...................................................    0.9058
      Jackson, OH.................................................    0.9058
      Knox, OH....................................................    0.9058
      Logan, OH...................................................    0.9058
      Marion, OH..................................................    0.9058
      Meigs, OH...................................................    0.9058
      Mercer, OH..................................................    0.9058
      Monroe, OH..................................................    0.9058
      Morgan, OH..................................................    0.9058
      Morrow, OH..................................................    0.9058
      Muskingum, OH...............................................    0.9058
      Noble, OH...................................................    0.9058
      Ottawa, OH..................................................    0.9058
      Paulding, OH................................................    0.9058
      Perry, OH...................................................    0.9058
      Pike, OH....................................................    0.9058
      Preble, OH..................................................    0.9058
      Putnam, OH..................................................    0.9058
      Ross, OH....................................................    0.9058
      Sandusky, OH................................................    0.9058
      Scioto, OH..................................................    0.9058
      Seneca, OH..................................................    0.9058
      Shelby, OH..................................................    0.9058
      Tuscarawas, OH..............................................    0.9058
      Union, OH...................................................    0.9928
      Van Wert, OH................................................    0.9058
      Vinton, OH..................................................    0.9058
      Wayne, OH...................................................    0.9058
      Williams, OH................................................    0.9058
      Wyandot, OH.................................................    0.9058
    Oklahoma:                                                               
      Adair, OK...................................................    0.8389
      Alfalfa, OK.................................................    0.8389
      Atoka, OK...................................................    0.8389
      Beaver, OK..................................................    0.8389
      Beckham, OK.................................................    0.8389
      Blaine, OK..................................................    0.8389
      Bryan, OK...................................................    0.8389
      Caddo, OK...................................................    0.8389
      Carter, OK..................................................    0.8389
      Cherokee, OK................................................    0.8389
      Choctaw, OK.................................................    0.8389
      Cimarron, OK................................................    0.8389
      Coal, OK....................................................    0.8389
      Cotton, OK..................................................    0.8389
      Craig, OK...................................................    0.8389
      Custer, OK..................................................    0.8389
      Delaware, OK................................................    0.8389
      Dewey, OK...................................................    0.8389
      Ellis, OK...................................................    0.8389
      Garvin, OK..................................................    0.8389
      Grady, OK...................................................    0.8389
      Grant, OK...................................................    0.8389
      Greer, OK...................................................    0.8389
      Harmon, OK..................................................    0.8389
      Harper, OK..................................................    0.8389
      Haskell, OK.................................................    0.8389
      Hughes, OK..................................................    0.8389
      Jackson, OK.................................................    0.8389
      Jefferson, OK...............................................    0.8389
      Johnston, OK................................................    0.8389
      Kay, OK.....................................................    0.8389
      Kingfisher, OK..............................................    0.8389
      Kiowa, OK...................................................    0.8389
      Latimer, OK.................................................    0.8389
      Le Flore, OK................................................    0.8389
      Lincoln, OK.................................................    0.8389
      Love, OK....................................................    0.8389
      Mccurtain, OK...............................................    0.8389
      Mcintosh, OK................................................    0.8389
      Major, OK...................................................    0.8389
      Marshall, OK................................................    0.8389
      Mayes, OK...................................................    0.8389
      Murray, OK..................................................    0.8389
      Muskogee, OK................................................    0.8389
      Noble, OK...................................................    0.8389
      Nowata, OK..................................................    0.8389
      Okfuskee, OK................................................    0.8389
      Okmulgee, OK................................................    0.8389
      Ottawa, OK..................................................    0.8389
      Pawnee, OK..................................................    0.8389
      Payne, OK...................................................    0.8389
      Pittsburg, OK...............................................    0.8389
      Pontotoc, OK................................................    0.8389
      Pushmataha, OK..............................................    0.8389
      Roger Mills, OK.............................................    0.8389
      Seminole, OK................................................    0.8389
      Stephens, OK................................................    0.8389
      Texas, OK...................................................    0.8389
      Tillman, OK.................................................    0.8389
      Washington, OK..............................................    0.8389
      Washita, OK.................................................    0.8389
      Woods, OK...................................................    0.8389
      Woodward, OK................................................    0.8389
    Oregon:                                                                 
      Baker, OR...................................................    0.9795
      Benton, OR..................................................    0.9795
      Clatsop, OR.................................................    0.9795
      Coos, OR....................................................    0.9795
      Crook, OR...................................................    0.9795
      Curry, OR...................................................    0.9795
      Deschutes, OR...............................................    0.9795
      Douglas, OR.................................................    0.9795
      Gilliam, OR.................................................    0.9795
      Grant, OR...................................................    0.9795
      Harney, OR..................................................    0.9795
      Hood River, OR..............................................    0.9795
      Jefferson, OR...............................................    0.9795
      Josephine, OR...............................................    0.9795
      Klamath, OR.................................................    0.9795
      Lake, OR....................................................    0.9795
      Lincoln, OR.................................................    0.9795
      Linn, OR....................................................    0.9795
      Malheur, OR.................................................    0.9795
      Morrow, OR..................................................    0.9795
      Sherman, OR.................................................    0.9795
      Tillamook, OR...............................................    0.9795
      Umatilla, OR................................................    0.9795
      Union, OR...................................................    0.9795
      Wallowa, OR.................................................    0.9795
      Wasco, OR...................................................    0.9795
      Wheeler, OR.................................................    0.9795
    Pennsylvania:                                                           
      Adams, PA...................................................    0.9890
      Armstrong, PA...............................................    0.9905
      Bedford, PA.................................................    0.9905
      Bradford, PA................................................    0.9905
      Cameron, PA.................................................    0.9905
      Clarion, PA.................................................    0.9905
      Clearfield, PA..............................................    0.9905
      Clinton, PA.................................................    0.9905
      Crawford, PA................................................    0.9905
      Elk, PA.....................................................    0.9905
      Forest, PA..................................................    0.9905
      Franklin, PA................................................    0.9905
      Fulton, PA..................................................    0.9905
      Greene, PA..................................................    0.9905
      Huntingdon, PA..............................................    0.9905
      Indiana, PA.................................................    0.9905
      Jefferson, PA...............................................    0.9905
      Juniata, PA.................................................    0.9905
    
    [[Page 42878]]
    
                                                                            
      Lawrence, PA................................................    0.9905
      McKean, PA..................................................    0.9905
      Mifflin, PA.................................................    0.9905
      Monroe, PA..................................................    0.9519
      Montour, PA.................................................    0.9905
      Northumberland, PA..........................................    0.9905
      Potter, PA..................................................    0.9905
      Schuylkill, PA..............................................    0.9905
      Snyder, PA..................................................    0.9905
      Sullivan, PA................................................    0.9905
      Tioga, PA...................................................    0.9905
      Susquehanna, PA.............................................    0.9905
      Union, PA...................................................    0.9905
      Venango, PA.................................................    0.9905
      Warren, PA..................................................    0.9905
      Wayne, PA...................................................    0.9905
    Puerto Rico:                                                            
      Adjuntas, PR................................................    0.6877
      Aibonito, PR................................................    0.6877
      Arroyo, PR..................................................    0.6877
      Barranquitas, PR............................................    0.6877
      Ciales, PR..................................................    0.6877
      Coamo, PR...................................................    0.6877
      Culebra, PR.................................................    0.6877
      Guanica, PR.................................................    0.6877
      Guayama, PR.................................................    0.6877
      Isabela, PR.................................................    0.6877
      Jayuya, PR..................................................    0.6877
      Lajas, PR...................................................    0.6877
      Lares, PR...................................................    0.6877
      Las Marias, PR..............................................    0.6877
      Maricao, PR.................................................    0.6877
      Maunabo, PR.................................................    0.6877
      Orocovis, PR................................................    0.6877
      Patillas, PR................................................    0.6877
      Quebradillas, PR............................................    0.6877
      Rincon, PR..................................................    0.6877
      Salinas, PR.................................................    0.6877
      San Sebastian, PR...........................................    0.6877
      Santa Isabel, PR............................................    0.6877
      Utuado, PR..................................................    0.6877
      Vieques, PR.................................................    0.6877
      Puerto Rico, Nfd, PR........................................    0.6877
    South Carolina:                                                         
      Abbeville, SC...............................................    0.8058
      Allendale, SC...............................................    0.8058
      Bamberg, SC.................................................    0.8058
      Barnwell, SC................................................    0.8058
      Beaufort, SC................................................    0.8058
      Calhoun, SC.................................................    0.8058
      Chester, SC.................................................    0.8058
      Chesterfield, SC............................................    0.8058
      Clarendon, SC...............................................    0.8058
      Colleton, SC................................................    0.8058
      Darlington, SC..............................................    0.8058
      Dillon, SC..................................................    0.8058
      Fairfield, SC...............................................    0.8058
      Georgetown, SC..............................................    0.8058
      Greenwood, SC...............................................    0.8058
      Hampton, SC.................................................    0.8058
      Jasper, SC..................................................    0.8058
      Kershaw, SC.................................................    0.8058
      Lancaster, SC...............................................    0.8058
      Laurens, SC.................................................    0.8058
      Lee, SC.....................................................    0.8058
      Mccormick, SC...............................................    0.8058
      Marion, SC..................................................    0.8058
      Marlboro, SC................................................    0.8058
      Newberry, SC................................................    0.8058
      Oconee, SC..................................................    0.8058
      Orangeburg, SC..............................................    0.8058
      Saluda, SC..................................................    0.8058
      Union, SC...................................................    0.8058
      Williamsburg, SC............................................    0.8058
    South Dakota:                                                           
      Aurora, SD..................................................    0.8000
      Beadle, SD..................................................    0.8000
      Bennett, SD.................................................    0.8000
      Bon Homme, SD...............................................    0.8000
      Brookings, SD...............................................    0.8000
      Brown, SD...................................................    0.8000
      Brule, SD...................................................    0.8000
      Buffalo, SD.................................................    0.8000
      Butte, SD...................................................    0.8000
      Campbell, SD................................................    0.8000
      Charles Mix, SD.............................................    0.8000
      Clark, SD...................................................    0.8000
      Clay, SD....................................................    0.8000
      Codington, SD...............................................    0.8000
      Corson, SD..................................................    0.8000
      Custer, SD..................................................    0.8000
      Davison, SD.................................................    0.8000
      Day, SD.....................................................    0.8000
      Deuel, SD...................................................    0.8000
      Dewey, SD...................................................    0.8000
      Douglas, SD.................................................    0.8000
      Edmunds, SD.................................................    0.8000
      Fall River, SD..............................................    0.8000
      Faulk, SD...................................................    0.8000
      Grant, SD...................................................    0.8000
      Gregory, SD.................................................    0.8000
      Haakon, SD..................................................    0.8000
      Hamlin, SD..................................................    0.8000
      Hand, SD....................................................    0.8000
      Hanson, SD..................................................    0.8000
      Harding, SD.................................................    0.8000
      Hughes, SD..................................................    0.8000
      Hutchinson, SD..............................................    0.8000
      Hyde, SD....................................................    0.8000
      Jackson, SD.................................................    0.8000
      Jerauld, SD.................................................    0.8000
      Jones, SD...................................................    0.8000
      Kingsbury, SD...............................................    0.8000
      Lake, SD....................................................    0.8000
      Lawrence, SD................................................    0.8000
      Lyman, SD...................................................    0.8000
      McCook, SD..................................................    0.8000
      McPherson, SD...............................................    0.8000
      Marshall, SD................................................    0.8000
      Meade, SD...................................................    0.8000
      Mellette, SD................................................    0.8000
      Miner, SD...................................................    0.8000
      Moody, SD...................................................    0.8000
      Perkins, SD.................................................    0.8000
      Potter, SD..................................................    0.8000
      Roberts, SD.................................................    0.8000
      Sanborn, SD.................................................    0.8000
      Shannon, SD.................................................    0.8000
      Spink, SD...................................................    0.8000
      Stanley, SD.................................................    0.8000
      Sully, SD...................................................    0.8000
      Todd, SD....................................................    0.8000
      Tripp, SD...................................................    0.8000
      Turner, SD..................................................    0.8000
      Union, SD...................................................    0.8000
      Walworth, SD................................................    0.8000
      Washabaugh, SD..............................................    0.8000
      Yankton, SD.................................................    0.8000
      Ziebach, SD.................................................    0.8000
    Tennessee:                                                              
      Bedford, TN.................................................    0.8000
      Benton, TN..................................................    0.8000
      Bledsoe, TN.................................................    0.8000
      Bradley, TN.................................................    0.8000
      Campbell, TN................................................    0.8000
      Cannon, TN..................................................    0.8000
      Carroll, TN.................................................    0.8000
      Chester, TN.................................................    0.8000
      Claiborne, TN...............................................    0.8000
      Clay, TN....................................................    0.8000
      Cocke, TN...................................................    0.8000
      Coffee, TN..................................................    0.8000
      Crockett, TN................................................    0.8000
      Cumberland, TN..............................................    0.8000
      Decatur, TN.................................................    0.8000
      DeKalb, TN..................................................    0.8000
      Dyer, TN....................................................    0.8000
      Fentress, TN................................................    0.8000
      Franklin, TN................................................    0.8000
      Gibson, TN..................................................    0.8000
      Giles, TN...................................................    0.8000
      Grainger, TN................................................    0.8791
      Greene, TN..................................................    0.8000
      Grundy, TN..................................................    0.8000
      Hamblen, TN.................................................    0.8000
      Hancock, TN.................................................    0.8000
      Hardeman, TN................................................    0.8000
      Hardin, TN..................................................    0.8000
      Haywood, TN.................................................    0.8000
      Henderson, TN...............................................    0.8000
      Henry, TN...................................................    0.8000
      Hickman, TN.................................................    0.8000
      Houston, TN.................................................    0.8000
      Humphreys, TN...............................................    0.8000
      Jackson, TN.................................................    0.8000
      Jefferson, TN...............................................    0.8791
      Johnson, TN.................................................    0.8000
      Lake, TN....................................................    0.8000
      Lauderdale, TN..............................................    0.8000
      Lawrence, TN................................................    0.8000
      Lewis, TN...................................................    0.8000
      Lincoln, TN.................................................    0.8000
      McMinn, TN..................................................    0.8000
      McNairy, TN.................................................    0.8000
      Macon, TN...................................................    0.8000
      Marshall, TN................................................    0.8000
      Maury, TN...................................................    0.8000
      Meigs, TN...................................................    0.8000
      Monroe, TN..................................................    0.8000
      Moore, TN...................................................    0.8000
      Morgan, TN..................................................    0.8000
      Obion, TN...................................................    0.8000
      Overton, TN.................................................    0.8000
      Perry, TN...................................................    0.8000
      Pickett, TN.................................................    0.8000
      Polk, TN....................................................    0.8000
      Putnam, TN..................................................    0.8000
      Rhea, TN....................................................    0.8000
      Roane, TN...................................................    0.8000
      Scott, TN...................................................    0.8000
      Sequatchie, TN..............................................    0.9114
      Smith, TN...................................................    0.8000
      Stewart, TN.................................................    0.8000
      Trousdale, TN...............................................    0.8000
      Van Buren, TN...............................................    0.8000
      Warren, TN..................................................    0.8000
      Wayne, TN...................................................    0.8000
      Weakley, TN.................................................    0.8000
      White, TN...................................................    0.8000
    Texas:                                                                  
    
    [[Page 42879]]
    
                                                                            
      Anderson, TX................................................    0.8082
      Andrews, TX.................................................    0.8082
      Angelina, TX................................................    0.8082
      Aransas, TX.,...............................................    0.8082
      Armstrong, TX...............................................    0.8082
      Atascosa, TX................................................    0.8082
      Austin, TX..................................................    0.8082
      Bailey, TX..................................................    0.8082
      Bandera, TX.................................................    0.8082
      Baylor, TX..................................................    0.8082
      Bee, TX.....................................................    0.8082
      Blanco, TX..................................................    0.8082
      Borden, TX..................................................    0.8082
      Bosque, TX..................................................    0.8082
      Brewster, TX................................................    0.8082
      Briscoe, TX.................................................    0.8082
      Brooks, TX..................................................    0.8082
      Brown, TX...................................................    0.8082
      Burleson, TX................................................    0.8082
      Burnet, TX..................................................    0.8082
      Calhoun, TX.................................................    0.8082
      Callahan, TX................................................    0.8082
      Camp, TX....................................................    0.8082
      Carson, TX..................................................    0.8082
      Cass, TX....................................................    0.8082
      Castro, TX..................................................    0.8082
      Cherokee, TX................................................    0.8082
      Childress, TX...............................................    0.8082
      Clay, TX....................................................    0.8082
      Cochran, TX.................................................    0.8082
      Coke, TX....................................................    0.8082
      Coleman, TX.................................................    0.8082
      Collingsworth, TX...........................................    0.8082
      Colorado, TX................................................    0.8082
      Comanche, TX................................................    0.8082
      Concho, TX..................................................    0.8082
      Cooke, TX...................................................    0.8082
      Cottle, TX,.................................................    0.8082
      Crane, TX...................................................    0.8082
      Crockett, TX................................................    0.8082
      Crosby, TX..................................................    0.8082
      Culberson, TX...............................................    0.8082
      Dallam, TX..................................................    0.8082
      Dawson, TX..................................................    0.8082
      Deaf Smith, TX..............................................    0.8082
      Delta, TX...................................................    0.8082
      De Witt, TX.................................................    0.8082
      Dickens, TX.................................................    0.8082
      Dimmit, TX..................................................    0.8082
      Donley, TX..................................................    0.8082
      Duval, TX...................................................    0.8082
      Eastland, TX................................................    0.8082
      Edwards, TX.................................................    0.8082
      Erath, TX...................................................    0.8082
      Falls, TX...................................................    0.8082
      Fannin, TX..................................................    0.8082
      Fayette, TX.................................................    0.8082
      Fisher, TX..................................................    0.8082
      Floyd, TX...................................................    0.8082
      Foard, TX...................................................    0.8082
      Franklin, TX................................................    0.8082
      Freestone, TX...............................................    0.8082
      Frio, TX....................................................    0.8082
      Gaines, TX..................................................    0.8082
      Garza, TX...................................................    0.8082
      Gillespie, TX...............................................    0.8082
      Glasscock, TX...............................................    0.8082
      Goliad, TX..................................................    0.8082
      Gonzales, TX................................................    0.8082
      Gray, TX....................................................    0.8082
      Grimes, TX..................................................    0.8082
      Hale, TX....................................................    0.8082
      Hall, TX....................................................    0.8082
      Hamilton, TX................................................    0.8082
      Hansford, TX................................................    0.8082
      Hardeman, TX................................................    0.8082
      Hartley, TX.................................................    0.8082
      Haskell, TX.................................................    0.8082
      Hemphill, TX................................................    0.8082
      Hill, TX....................................................    0.8082
      Hockley, TX.................................................    0.8082
      Hopkins, TX.................................................    0.8082
      Houston, TX.................................................    0.8082
      Howard, TX..................................................    0.8082
      Hudspeth, TX................................................    0.8082
      Hutchinson, TX..............................................    0.8082
      Irion, TX...................................................    0.8082
      Jack, TX....................................................    0.8082
      Jackson, TX.................................................    0.8082
      Jasper, TX..................................................    0.8082
      Jeff Davis, TX..............................................    0.8082
      Jim Hogg, TX................................................    0.8082
      Jim Wells, TX...............................................    0.8082
      Jones, TX...................................................    0.8082
      Karnes, TX..................................................    0.8082
      Kendall, TX.................................................    0.8082
      Kenedy, TX..................................................    0.8082
      Kent, TX....................................................    0.8082
      Kerr, TX....................................................    0.8082
      Kimble, TX..................................................    0.8082
      King, TX....................................................    0.8082
      Kinney, TX..................................................    0.8082
      Kleberg, TX.................................................    0.8082
      Knox, TX....................................................    0.8082
      Lamar, TX...................................................    0.8082
      Lamb, TX....................................................    0.8082
      Lampasas, TX................................................    0.8082
      La Salle, TX................................................    0.8082
      Lavaca, TX..................................................    0.8082
      Lee, TX.....................................................    0.8082
      Leon, TX....................................................    0.8082
      Limestone, TX...............................................    0.8082
      Lipscomb, TX................................................    0.8082
      Live Oak, TX................................................    0.8082
      Llano, TX...................................................    0.8082
      Loving, TX..................................................    0.8082
      Lynn, TX....................................................    0.8082
      Mc Culloch, TX..............................................    0.8082
      Mc Mullen, TX...............................................    0.8082
      Madison, TX.................................................    0.8082
      Marion, TX..................................................    0.8082
      Martin, TX..................................................    0.8082
      Mason, TX...................................................    0.8082
      Matagorda, TX...............................................    0.8082
      Maverick, TX................................................    0.8082
      Medina, TX..................................................    0.8082
      Menard, TX..................................................    0.8082
      Milam, TX...................................................    0.8082
      Mills, TX...................................................    0.8082
      Mitchell, TX................................................    0.8082
      Montague, TX................................................    0.8082
      Moore, TX...................................................    0.8082
      Morris, TX..................................................    0.8082
      Motley, TX..................................................    0.8082
      Nacogdoches, TX.............................................    0.8082
      Navarro, TX.................................................    0.8082
      Newton, TX..................................................    0.8082
      Nolan, TX...................................................    0.8082
      Ochiltree, TX...............................................    0.8082
      Oldham, TX..................................................    0.8082
      Palo Pinto, TX..............................................    0.8082
      Panola, TX..................................................    0.8082
      Parmer, TX..................................................    0.8082
      Pecos, TX...................................................    0.8082
      Polk, TX....................................................    0.8082
      Presidio, TX................................................    0.8082
      Rains, TX...................................................    0.8082
      Reagan, TX..................................................    0.8082
      Real, TX....................................................    0.8082
      Red River, TX...............................................    0.8082
      Reeves, TX..................................................    0.8082
      Refugio, TX.................................................    0.8082
      Roberts, TX.................................................    0.8082
      Robertson, TX...............................................    0.8082
      Runnels, TX.................................................    0.8082
      Rusk, TX....................................................    0.8082
      Sabine, TX..................................................    0.8082
      San Augustine, TX...........................................    0.8082
      San Jacinto, TX.............................................    0.8082
      San Saba, TX................................................    0.8082
      Schleicher, TX..............................................    0.8082
      Scurry, TX..................................................    0.8082
      Shackelford, TX.............................................    0.8082
      Shelby, TX..................................................    0.8082
      Sherman, TX.................................................    0.8082
      Somervell, TX...............................................    0.8082
      Starr, TX...................................................    0.8082
      Stephens, TX................................................    0.8082
      Sterling, TX................................................    0.8082
      Stonewall, TX...............................................    0.8082
      Sutton, TX..................................................    0.8082
      Swisher, TX.................................................    0.8082
      Terrell, TX.................................................    0.8082
      Terry, TX...................................................    0.8082
      Throckmorton, TX............................................    0.8082
      Titus, TX...................................................    0.8082
      Trinity, TX.................................................    0.8082
      Tyler, TX...................................................    0.8082
      Upton, TX...................................................    0.8082
      Uvalde, TX..................................................    0.8082
      Val Verde, TX...............................................    0.8082
      Van Zandt, TX...............................................    0.8082
      Walker, TX..................................................    0.8082
      Ward, TX....................................................    0.8082
      Washington, TX..............................................    0.8082
      Wharton, TX.................................................    0.8082
      Wheeler, TX.................................................    0.8082
      Wilbarger, TX...............................................    0.8082
      Willacy, TX.................................................    0.8082
      Winkler, TX.................................................    0.8082
      Wise, TX....................................................    0.8082
      Wood, TX....................................................    0.8082
      Yoakum, TX..................................................    0.8082
      Young, TX...................................................    0.8082
      Zapata, TX..................................................    0.8082
      Zavala, TX..................................................    0.8082
    Utah:                                                                   
      Beaver, UT..................................................    0.8632
      Box Elder, UT...............................................    0.8632
      Cache, UT...................................................    0.8632
      Carbon, UT..................................................    0.8632
      Daggett, UT.................................................    0.8632
      Duchesne, UT................................................    0.8632
      Emery, UT...................................................    0.8632
      Garfield, UT................................................    0.8632
      Grand, UT...................................................    0.8632
      Iron, UT....................................................    0.8632
      Juab, UT....................................................    0.8632
      Millard, UT.................................................    0.8632
      Morgan, UT..................................................    0.8632
    
    [[Page 42880]]
    
                                                                            
      Piute, UT...................................................    0.8632
      Rich, UT....................................................    0.8632
      San Juan, UT................................................    0.8632
      Sanpete, UT.................................................    0.8632
      Sevier, UT..................................................    0.8632
      Summit, UT..................................................    0.8632
      Tooele, UT..................................................    0.8632
      Uintah, UT..................................................    0.8632
      Wasatch, UT.................................................    0.8632
      Washington, UT..............................................    0.8632
      Wayne, UT...................................................    0.8632
    Vermont:                                                                
      Addison, VT.................................................    0.9006
      Bennington, VT..............................................    0.9006
      Caledonia, VT...............................................    0.9006
      Essex, VT...................................................    0.9006
      Lamoille, VT................................................    0.9006
      Orange, VT..................................................    0.9006
      Orleans, VT.................................................    0.9006
      Rutland, VT.................................................    0.9006
      Washington, VT..............................................    0.9006
      Windham, VT.................................................    0.9006
      Windsor, VT.................................................    0.9006
    Virgin Islands................................................    0.6594
    Virginia:                                                               
      Accomack, VA................................................    0.8346
      Alleghany, VA...............................................    0.8346
      Amelia, VA..................................................    0.8346
      Appomattox, VA..............................................    0.8346
      Augusta, VA.................................................    0.8346
      Bath, VA....................................................    0.8346
      Bland, VA...................................................    0.8346
      Brunswick, VA...............................................    0.8346
      Buchanan, VA................................................    0.8346
      Buckingham, VA..............................................    0.8346
      Caroline, VA................................................    0.8346
      Carroll, VA.................................................    0.8346
      Charlotte, VA...............................................    0.8346
      Craig, VA...................................................    0.8346
      Cumberland, VA..............................................    0.8346
      Dickenson, VA...............................................    0.8346
      Essex, VA...................................................    0.8346
      Floyd, VA...................................................    0.8346
      Franklin, VA................................................    0.8346
      Frederick, VA...............................................    0.8346
      Giles, VA...................................................    0.8346
      Grayson, VA.................................................    0.8346
      Greensville, VA.............................................    0.8346
      Halifax, VA.................................................    0.8346
      Henry, VA...................................................    0.8346
      Highland, VA................................................    0.8346
      King and Queen, VA..........................................    0.8346
      King William, VA............................................    0.8346
      Lancaster, VA...............................................    0.8346
      Lee, VA.....................................................    0.8346
      Louisa, VA..................................................    0.8346
      Lunenburg, VA...............................................    0.8346
      Madison, VA.................................................    0.8346
      Mecklenburg, VA.............................................    0.8346
      Middlesex, VA...............................................    0.8346
      Montgomery, VA..............................................    0.8346
      Nelson, VA..................................................    0.8346
      Northampton, VA.............................................    0.8346
      Northumberlnd, VA...........................................    0.8346
      Nottoway, VA................................................    0.8346
      Orange, VA..................................................    0.8346
      Page, VA....................................................    0.8346
      Patrick, VA.................................................    0.8346
      Prince Edward, VA...........................................    0.8346
      Pulaski, VA.................................................    0.8346
      Rappahannock, VA............................................    0.8346
      Richmond, VA................................................    0.8346
      Rockbridge, VA..............................................    0.8346
      Rockingham, VA..............................................    0.8346
      Russell, VA.................................................    0.8346
      Shenandoah, VA..............................................    0.8346
      Smyth, VA...................................................    0.8346
      Southampton, VA.............................................    0.8346
      Surry, VA...................................................    0.8346
      Sussex, VA..................................................    0.8346
      Tazewell, VA................................................    0.8346
      Westmoreland, VA............................................    0.8346
      Wise, VA....................................................    0.8346
      Wythe, VA...................................................    0.8346
      Buena Vista City, VA........................................    0.8346
      Clifton Forge City, VA......................................    0.8346
      Covington City, VA..........................................    0.8346
      Emporia City, VA............................................    0.8346
      Franklin City, VA...........................................    0.8346
      Galax City, VA..............................................    0.8346
      Harrisonburg City, VA.......................................    0.8346
      Lexington City, VA..........................................    0.8346
      Martinsville City, VA.......................................    0.8346
      Nansemond City, VA..........................................    0.8346
      Norton City, VA.............................................    0.8346
      Radford City, VA............................................    0.8346
      South Boston City, VA.......................................    0.8346
      Staunton City, VA...........................................    0.8346
      Waynesboro City, VA.........................................    0.8346
      Winchester City, VA.........................................    0.8346
    Washington:                                                             
      Adams, WA...................................................    0.9843
      Asotin, WA..................................................    0.9843
      Chelan, WA..................................................    0.9843
      Clallam, WA.................................................    0.9843
      Columbia, WA................................................    0.9843
      Cowlitz, WA.................................................    0.9843
      Douglas, WA.................................................    0.9843
      Ferry, WA...................................................    0.9843
      Garfield, WA................................................    0.9843
      Grant, WA...................................................    0.9843
      Grays Harbor, WA............................................    0.9843
      Jefferson, WA...............................................    0.9843
      Kittitas, WA................................................    0.9843
      Klickitat, WA...............................................    0.9843
      Lewis, WA...................................................    0.9843
      Lincoln, WA.................................................    0.9843
      Mason, WA...................................................    0.9843
      Okanogan, WA................................................    0.9843
      Pacific, WA.................................................    0.9843
      Pend Oreille, WA............................................    0.9843
      San Juan, WA................................................    0.9843
      Skagit, WA..................................................    0.9843
      Skamania, WA................................................    0.9843
      Stevens, WA.................................................    0.9843
      Wahkiakum, WA...............................................    0.9843
      Walla Walla, WA.............................................    0.9843
      Whitman, WA.................................................    0.9843
    West Virginia:                                                          
      Barbour, WV.................................................    0.8938
      Boone, WV...................................................    0.8938
      Braxton, WV.................................................    0.8938
      Calhoun, WV.................................................    0.8938
      Clay, WV....................................................    0.8938
      Doddridge, WV...............................................    0.8938
      Fayette, WV.................................................    0.8938
      Gilmer, WV..................................................    0.8938
      Grant, WV...................................................    0.8938
      Greenbrier, WV..............................................    0.8938
      Hampshire, WV...............................................    0.8938
      Hardy, WV...................................................    0.8938
      Harrison, WV................................................    0.8938
      Jackson, WV.................................................    0.8938
      Lewis, WV...................................................    0.8938
      Lincoln, WV.................................................    0.8938
      Logan, WV...................................................    0.8938
      McDowell, WV................................................    0.8938
      Marion, WV..................................................    0.8938
      Mason, WV...................................................    0.8938
      Mercer, WV..................................................    0.8938
      Mingo, WV...................................................    0.8938
      Monongahela, WV.............................................    0.8938
      Monroe, WV..................................................    0.8938
      Morgan, WV..................................................    0.8938
      Nicholas, WV................................................    0.8938
      Pendleton, WV...............................................    0.8938
      Pleasants, WV...............................................    0.8938
      Pocahontas, WV..............................................    0.8938
      Preston, WV.................................................    0.8938
      Raleigh, WV.................................................    0.8938
      Randolph, WV................................................    0.8938
      Ritchie, WV.................................................    0.8938
      Roane, WV...................................................    0.8938
      Summers, WV.................................................    0.8938
      Taylor, WV..................................................    0.8938
      Tucker, WV..................................................    0.8938
      Tyler, WV...................................................    0.8938
      Upshur, WV..................................................    0.8938
      Webster, WV.................................................    0.8938
      Wetzel, WV..................................................    0.8938
      Wirt, WV....................................................    0.8938
      Wyoming, WV.................................................    0.8938
    Wisconsin:                                                              
      Adams, WI...................................................    0.8518
      Ashland, WI,................................................    0.8518
      Barron, WI..................................................    0.8518
      Bayfield, WI................................................    0.8518
      Buffalo, WI.................................................    0.8518
      Burnett, WI.................................................    0.8518
      Clark, WI...................................................    0.8518
      Columbia, WI................................................    0.8518
      Crawford, WI................................................    0.8518
      Dodge, WI...................................................    0.8518
      Door, WI....................................................    0.8518
      Dunn, WI....................................................    0.8518
      Florence, WI................................................    0.8518
      Fond Du Lac, WI.............................................    0.8518
      Forest, WI..................................................    0.8518
      Grant, WI...................................................    0.8518
      Green, WI...................................................    0.8518
      Green lake, WI..............................................    0.8518
      Iowa, WI....................................................    0.8518
      Iron, WI....................................................    0.8518
      Jackson, WI.................................................    0.8518
      Jefferson, WI...............................................    0.8518
      Juneau, WI..................................................    0.8518
      Kewaunee, WI................................................    0.8518
      Lafayette, WI...............................................    0.8518
      Langlade, WI................................................    0.8518
      Lincoln, WI.................................................    0.8518
      Manitowoc, WI...............................................    0.8518
      Marinette, WI...............................................    0.8518
      Marquette, WI...............................................    0.8518
      Menomonee, WI...............................................    0.8518
      Monroe, WI..................................................    0.8518
      Oconto, WI..................................................    0.8518
      Oneida, WI..................................................    0.8518
      Pepin, WI...................................................    0.8518
      Polk, WI....................................................    0.8518
      Portage, WI.................................................    0.8518
    
    [[Page 42881]]
    
                                                                            
      Price, WI...................................................    0.8518
      Richland, WI................................................    0.8518
      Rusk, WI....................................................    0.8518
      Sauk, WI....................................................    0.8518
      Sawyer, WI..................................................    0.8518
      Shawano, WI.................................................    0.8518
      Taylor, WI..................................................    0.8518
      Trempealeau, WI.............................................    0.8518
      Vernon, WI..................................................    0.8518
      Vilas, WI...................................................    0.8518
      Walworth, WI................................................    0.8518
      Washburn, WI................................................    0.8518
      Waupaca, WI.................................................    0.8518
      Waushara, WI................................................    0.8518
      Wood, WI....................................................    0.8518
    Wyoming:                                                                
      Albany, WY..................................................    0.9291
      Big Horn, WY................................................    0.9291
      Campbell, WY................................................    0.9291
      Carbon, WY..................................................    0.9291
      Converse, WY................................................    0.9291
      Crook, WY...................................................    0.9291
      Fremont, WY.................................................    0.9291
      Goshen, WY..................................................    0.9291
      Hot Springs, WY.............................................    0.9291
      Johnson, WY.................................................    0.9291
      Lincoln, WY.................................................    0.9291
      Niobrara, WY................................................    0.9291
      Park, WY....................................................    0.9291
      Platte, WY..................................................    0.9291
      Sheridan, WY................................................    0.9291
      Sublette, WY................................................    0.9291
      Sweetwater, WY..............................................    0.9291
      Teton, WY...................................................    0.9291
      Uinta, WY...................................................    0.9291
      Washakie, WY................................................    0.9291
      Weston, WY..................................................    0.9291
    ------------------------------------------------------------------------
    \2\ Wage index values are based on fiscal year 1993 hospital cost report
      data prior to reclassification. This wage index is further adjusted.  
      Wage index values greater than 0.8 are subject to a budget neutrality 
      adjustment of 1.020768. Wage index values below 0.8 are adjusted to be
      the greater of a 15 percent increase, subject to a maximum wage index 
      value of 0.8, or an adjustment by multiplying the hospice wage index  
      value for a given area by the budget neutrality adjustment. All of    
      these adjustments are built into the wage index values reflected in   
      Table B.                                                              
    
    V. Regulatory Impact Statement
    
        Consistent with the Regulatory Flexibility Act (RFA) (5 U.S.C. 601 
    through 612), we prepare a regulatory flexibility analysis unless we 
    certify that a rule will not have a significant economic impact on a 
    substantial number of small entities. For purposes of the RFA, all 
    hospices are considered to be small entities. Individuals and States 
    are not included in the definition of a small entity.
        In addition, section 1102(b) of the Act requires us to prepare a 
    regulatory impact analysis if a rule has a significant impact on the 
    operations of a substantial number of small rural hospitals. Such an 
    analysis must conform to the provisions of section 603 of the RFA. For 
    purposes of section 1102(b) of the Act, we define a small rural 
    hospital as a hospital that is located outside of a Metropolitan 
    Statistical Area and has fewer than 50 beds.
        This impact analysis compares hospice payments under the current 
    wage index (column 3 of the Table C) to the first transition year blend 
    (column 4). The wage index blend for the first transition year of the 
    3-year transition is two-thirds of the current wage index added to one-
    third of the new wage index. The data used in developing the 
    quantitative analysis for this final rule were obtained from the June 
    1996 update of the national claims history file of all bills submitted 
    during fiscal year 1995. We deleted bills from hospices that have since 
    closed.
        Table C demonstrates the results of our analysis. The table 
    categorizes hospices by various geographic and provider 
    characteristics. The top row of the table demonstrates that the overall 
    impact on the 1,834 hospices included in the analysis is budget 
    neutral. The next two rows of the table categorize hospices according 
    to their geographic location (urban and rural). There are 1,200 
    hospices located in urban areas included in our analysis and 634 
    hospices located in rural areas. The next two groupings in the table 
    indicate the number of hospices by census region, also broken down by 
    urban and rural hospices. The next grouping shows the impact on 
    hospices based on the size of the hospice's program. We determined that 
    the majority of hospice payments are made at the routine home care 
    rate; therefore, we based the size of each individual hospice's program 
    on the number of routine home care days provided in 1995. The next 
    grouping shows the impact on hospices by type of ownership. The final 
    grouping shows the impact on hospices defined by whether they are 
    provider-based or freestanding.
        In column 2 of the table we indicate the number of routine home 
    care days that were included in our analysis, although the analysis was 
    performed on all types of hospice care. Columns 3 and 4 show the 
    payments that would have been made to hospices under the 1983 wage 
    index and payments that would be made under the 1997 wage index. As the 
    first row in column 4 indicates, the wage index is budget neutral. The 
    final column shows the percent change in hospice payments based on the 
    category of the hospice.
        The results of our analysis show that the greatest increases are 
    for urban hospices in the New England and Pacific regions, 4.4 percent 
    and 1.7 percent respectively. The greatest decreases, besides Puerto 
    Rico, are the urban East South Central and West South Central regions 
    with 1.6 percent and 1.4 percent respectively. The most dramatic shift 
    occurs in Puerto Rico, where urban payments decrease by 7.3 percent and 
    rural payments decrease by 8.9 percent. The region most affected by the 
    revision to the wage index floor is Puerto Rico. This is because the 
    wage index values for the Puerto Rico region are more than 15 percent 
    below 0.8. Under the current wage index floor, Puerto Rico's wage index 
    value would have been adjusted to 0.8. Under the final wage index 
    floor, Puerto Rico's wage index will be the pre-reclassification 
    hospital wage index value multiplied by 1.15.
        Small hospice programs show small decreases while larger programs 
    show slight increases. Proprietary hospices show slight decreases in 
    payment due to the wage index change while voluntary programs gain 
    slightly. Finally, freestanding and skilled nursing facility-based 
    hospices show small decreases while home health agency and hospital-
    based hospice programs show small increases.
    
                                      Table C.--Impact of Hospice Wage Index Change                                 
                                                                                                                    
                                                                                         Payments using             
                                                             Number of                   new wage index    Percent  
                                                Number of     routine    Payments using       first       change in 
                                                 hospices    home care   old wage index    transition      hospice  
                                                              days in     in thousands    year blend in    payments 
                                                             thousands                      thousands               
                                                       (1)          (2)             (3)             (4)          (5)
    ----------------------------------------------------------------------------------------------------------------
    All Hospices.............................        1,834       17,179       1,904,050       1,904,049          0.0
    
    [[Page 42882]]
    
                                                                                                                    
    Urban Hospices...........................        1,200       14,811       1,685,552       1,686,214          0.0
    Rural Hospices...........................          634        2,368         218,497         217,835         -0.3
    Region (Urban):                                                                                                 
        New England..........................           91          545          64,625          67,473          4.4
        Middle Atlantic......................          157        1,687         200,376         202,123          0.9
        South Atlantic.......................          160        3,335         384,600         385,506          0.2
        East North Cent......................          202        2,631         297,586         295,001         -0.9
        East South Cent......................           77          639          72,432          71,261         -1.6
        West North Cent......................           85          989         102,553         102,139         -0.4
        West South Cent......................          158        1,883         195,386         192,709         -1.4
        Mountain.............................           73          816         101,912         100,685         -1.2
        Pacific..............................          168        2,126         253,035         257,225          1.7
        Puerto Rico..........................           29          159          13,049          12,091         -7.3
    Region (Rural):                                                                                                 
        New England..........................           18           54           5,231           5,316          1.6
        Middle Atlantic......................           34          157          15,981          15,826         -1.0
        South Atlantic.......................          103          511          46,636          46,436         -0.4
        East North Cent......................          111          455          42,290          42,203         -0.2
        East South Cent......................           67          322          28,309          28,202         -0.4
        West North Cent......................          131          339          31,020          30,898         -0.4
        West South Cent......................           67          227          19,860          19,783         -0.4
        Mountain.............................           58          141          13,251          13,163         -0.7
        Pacific..............................           42          149          14,769          14,960          1.3
        Puerto Rico..........................            3           14           1,150           1,048         -8.9
    Size (Routine Home Care Days):                                                                                  
        0 - 1,551 Days.......................          458          323          33,983          33,923         -0.2
        1,551 - 4385 Days....................          459        1,310         132,410         132,086         -0.2
        4,385 -10,110 Days...................          458        3,160         324,347         324,965          0.2
        10,110 + Days........................          459       12,387       1,413,310       1,413,075          0.0
    Type of Ownership:                                                                                              
        Voluntary............................        1,272       12,517       1,370,153       1,372,430          0.2
        Proprietary..........................          388        4,152         482,816         480,497         -0.5
        Government...........................          151          450          45,046          45,044          0.0
        Other................................           23           60           6,035           6,078          0.7
    Hospice Base:                                                                                                   
        Freestanding.........................          674        9,375       1,046,456       1,042,436         -0.4
        Home Health Agency...................          679        4,633         507,575         510,966          0.7
        Hospital.............................          464        3,058         334,128         334,891          0.2
        Skilled Nurs. Fac....................           17          112          15,891          15,756         -0.9
    ----------------------------------------------------------------------------------------------------------------
    
        We have concluded that this final regulation will have an impact on 
    small hospices. However, the provisions of this regulation were 
    determined by consensus through a negotiated rulemaking committee. 
    Based on all of the options considered, the committee determined that 
    the provisions in this regulation were favorable for the hospice 
    community as a whole, as well as for the beneficiaries that they serve.
        We have also determined, and certify, that this final rule will not 
    result in a significant economic impact on a substantial number of 
    small entities and will not have a significant impact on the operations 
    of a substantial number of small rural hospitals. For these reasons, we 
    are not preparing analyses for the RFA or section 1102(b) of the Act.
        In accordance with the provisions of Executive Order 12866, this 
    regulation was reviewed by the Office of Management and Budget.
    
    VI. Collection of Information Requirements
    
        This document does not impose information collection and 
    recordkeeping requirements. Consequently, it need not be reviewed by 
    the Office of Management and Budget under the authority of the 
    Paperwork Reduction Act of 1995 (44 U.S.C. 3501 et seq.).
    
    Lists of Subjects for 42 CFR Part 418
    
        Health facilities, Hospice care, Medicare, Reporting and 
    recordkeeping requirements.
        42 CFR part 418 is amended as set forth below:
    
    PART 418--HOSPICE CARE
    
        1. The authority citation for part 418 continues to read as 
    follows:
    
        Authority: Secs. 1102 and 1871 of the Social Security Act (42 
    U.S.C. 1302 and 1395hh).
    
        2. In Sec. 418.306, paragraph (c) is revised to read as follows:;
    
    
    Sec. 418.306  Determination of payment amounts.
    
    * * * * *
        (c) Adjustment for wage differences. HCFA will issue annually, in 
    the Federal Register, a hospice wage index based on the most current 
    available HCFA hospital wage data, including any
    
    [[Page 42883]]
    
    changes to the definitions of Metropolitan Statistical Areas. The 
    payment rates established by HCFA are adjusted by the intermediary to 
    reflect local differences in wages according to the revised wage index.
    * * * * *
    (Catalog of Federal Domestic Assistance Program No. 93.773, 
    Medicare--Hospital Insurance; and Program No. 93.774, Medicare--
    Supplementary Medical Insurance Program)
    
        Dated: April 16, 1997.
    Bruce C. Vladeck,
    Administrator, Health Care Financing Administration.
    
    Appendix: Note This Appendix Will Not Appear in the Code of Federal 
    Regulations
    
    United States Department of Health and Human Services Negotiating 
    Committee on the Medicare Hospice Wage Index
    
    Committee Statement
    
    April 13, 1995.
    
        The Negotiating Committee on Medicare Hospice Wage Index has 
    concurred in the following recommendations, considered as a whole, 
    concerning the wage index used to adjust Medicare payment rates for 
    hospice services to reflect geographic differences in wages:
    
    A. Data to be Used
    
        The wage index for hospices will be based on the wage index used 
    by the Health Care Financing Administration (HCFA) for hospitals 
    under the Medicare Prospective Payment System, prior to 
    reclassification. This means that the hospital wage index will not 
    be adjusted to take into account the geographic reclassification of 
    hospitals in accordance with sections 1886(d)(8)(B) and 1886(d)(10) 
    of the Social Security Act.
        The hospital wage index prior to reclassification will be 
    referred to in this statement as the Raw Index and will be adjusted 
    as provided below to calculate what will be referred to as the 
    Revised Wage Index.
        Special provisions governing a transition period are described 
    in paragraph D below.
    
    B. Budget Neutrality
    
        HCFA will determine a Budget Neutrality Factor that will be 
    applied to achieve budget neutrality during and after the transition 
    period. Budget neutrality means that, in a given year, estimated 
    aggregate payments for Medicare hospice services using the Revised 
    Wage Index will equal estimated payments that would have been made 
    for the same services if the wage index adopted for hospices in 1983 
    (1983 Index) had remained in effect. HCFA will estimate aggregate 
    payments for Medicare hospice services using the best available 
    utilization data.
    
    C. Adjustments
    
        Each Raw Index value will be adjusted in one of two ways to 
    determine the Revised Wage Index value applicable to each area.
        (1) If the Raw Index value for any area is 0.8 or greater, the 
    Revised Wage Index will be calculated by multiplying the Raw Index 
    value for that area by the Budget Neutrality Factor.
        (2) If the Raw Index value for any area is less than 0.8, the 
    Revised Wage Index will be the greater of either:
        (a) The Raw Index value for that area multiplied by the Budget 
    Neutrality Factor; or
        (b) The Raw Index value for that area multiplied by 1.15 (in 
    effect, a 15-percent increase), but subject to a maximum index value 
    of 0.8.
    
    D. Transition Period
    
        The Revised Wage Index will be implemented over a 3-year 
    transition period beginning on or about October 1, 1996. For the 
    first year of the transition period, a blended index will be 
    calculated by adding two-thirds of each 1983 Index value for an area 
    to one-third of the Revised Wage Index value for that area. During 
    the second year of the transition period, the calculation will be 
    similar, except that the blend will be one-third of the 1983 Index 
    values and two-thirds of the Revised Wage Index values. During the 
    third year the Revised Wage Index will be fully implemented.
        Throughout the transition period, new hospices will be treated 
    the same as existing hospices based in the same county.
    
    E. Annual Updates
    
        The Revised Wage Index will be updated annually, so that it is 
    based on the most current available data used by HCFA to construct 
    the hospital wage index, as well as on changes by the Office of 
    Management and Budget to Metropolitan Statistical Areas as adopted 
    by HCFA in calculating the hospital wage index.
        HCFA will use the most current hospital cost report data 
    available that allows HCFA to publish a proposed rule containing 
    wage index values at least 4 months in advance of the effective date 
    of each annual update to the Revised Wage Index.
    
    F. Effective Date
    
        The effective date of a final rule revising the wage index as 
    stated above should be October 1, 1997.
    
    G. Statement to Accompany Proposed and Final Hospice Wage Index Notice
    
        The proposed rule is based upon a Committee Statement developed 
    by a Negotiating Committee on the Medicare hospice wage index which 
    was convened under the Negotiated Rulemaking Act. A new hospice wage 
    index is needed because the existing hospice wage index is based on 
    a 1983 wage index using 1981 Bureau of Labor Statistics (BLS) data 
    which is inaccurate and outdated.
        The Committee reached consensus; however, this means only that 
    all Committee members could ``live with'' the agreement, considered 
    as a whole, even if elements of that agreement were not the 
    preferred choice of individual Committee members. The Committee 
    Statement reflects those issues upon which the Committee ultimately 
    concurred, but does not address many issues that were considered by 
    the Committee.
        The Committee considered the appropriate data to be used to 
    construct a wage index, the appropriateness of retaining a 0.8 
    floor, budget neutrality, and how to structure a transition to 
    timely update the index yet ensure access to hospice care. In 
    particular, the Committee considered the problems faced by hospices 
    that would receive significant decreases under the new wage indices, 
    rural hospices, hospices with low wage indices, and hospices that 
    may have disproportionately high non-wage costs.
        The Committee received extensive information from experts who 
    appeared before the Committee and from the hospice community, and 
    sought public input. While considerable data were reviewed, the 
    Committee acknowledges that hospice data collection is maturing and 
    encourages its continued development. In addition, while other 
    issues were identified, the scope of the Committee's negotiations 
    was limited by the notice of intent to negotiate.
        Given these constraints, and taking into account the differing 
    and conflicting interests that would be significantly affected, the 
    Committee sought to develop a wage index that would be as accurate, 
    reliable, and equitable as possible, but would not threaten access 
    to hospice care.
        The Committee recognizes that hospice care is still not 
    universally available. The Committee further recognizes that there 
    may be geographic or other circumstances that inhibit the provision 
    of hospice care. The Committee strongly requests that HCFA consider 
    options to address these access problems.
        Reaching consensus was a long and deliberative process. The 
    Committee concurred that the wage index it recommends will be better 
    both for the hospice community as a whole, and for the Medicare 
    beneficiaries it serves, than a wage index developed by the 
    traditional rulemaking process.
    
    [FR Doc. 97-20775 Filed 8-1-97; 4:55 pm]
    BILLING CODE 4120-01-P
    
    
    

Document Information

Effective Date:
10/1/1997
Published:
08/08/1997
Department:
Health Care Finance Administration
Entry Type:
Rule
Action:
Final rule.
Document Number:
97-20775
Dates:
October 1, 1997.
Pages:
42860-42883 (24 pages)
Docket Numbers:
BPD-820-F
RINs:
0938-AG93: Wage Index Used To Adjust Payment Rates for Hospice Services Under the Medicare Program (BPD-820-F)
RIN Links:
https://www.federalregister.gov/regulations/0938-AG93/wage-index-used-to-adjust-payment-rates-for-hospice-services-under-the-medicare-program-bpd-820-f-
PDF File:
97-20775.pdf
CFR: (2)
42 CFR 418.306(c)
42 CFR 418.306