[Federal Register Volume 60, Number 199 (Monday, October 16, 1995)]
[Notices]
[Pages 53611-53617]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 95-25216]
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FEDERAL HOUSING FINANCE BOARD
[No. 95-N-8]
Notice of Federal Home Loan Bank Members Selected for Community
Support Review
AGENCY: Federal Housing Finance Board.
ACTION: Notice.
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SUMMARY: The Financial Institutions Reform, Recovery, and Enforcement
Act of 1989 added a new Section 10(g) to the Federal Home Loan Bank Act
of 1932 requiring that members of the Federal Home Loan Bank (FHLBank)
System meet standards for community investment or service in order to
maintain continued access to long-term FHLBank System advances. In
compliance with this statutory change, the Federal Housing Finance
Board (Housing Finance Board) promulgated Community Support regulations
(12 CFR part 936). Under the review process established in the
regulations, the Housing Finance Board will select a certain number of
members for review each quarter, so that all members that
[[Page 53612]]
are subject to the Community Reinvestment Act of 1977, 12 U.S.C. 2901
et seq., (CRA), will be reviewed once every two years. The purpose of
this Notice is to announce the names of the members selected for the
seventh quarter review (1994-95 cycle) under the regulations. The
Notice also conveys the dates by which members need to comply with the
Community Support regulation review requirements and by which comments
from the public must be received.
DATES: Due Date for Member Community Support Statements for Members
Selected in Seventh Quarter Review: November 30, 1995.
Due Date for Public Comments on Members Selected in Seventh Quarter
Review: November 30, 1995.
FOR FURTHER INFORMATION CONTACT: Joseph A. McKenzie, Associate
Director, Office of Housing Finance, (202) 408-2845, Federal Housing
Finance Board, 1777 F Street, N.W., Washington, D.C. 20006. A
telecommunications device for deaf persons (TDD) is available at (202)
408-2579.
SUPPLEMENTARY INFORMATION:
A. Selection for Community Support Review
The Housing Finance Board currently reviews all FHLBank System
members that are subject to CRA approximately once every two years.
Approximately one-eighth of the FHLBank members in each district will
be selected for review by the Housing Finance Board each calendar
quarter. To date, only members that are subject to CRA have been
reviewed. In selecting members, the Housing Finance Board follows the
chronological sequence of the members' CRA Evaluations post-July 1,
1990, to the greatest extent practicable, selecting one-eighth of each
District's membership for review each calendar quarter. However, the
Housing Finance Board will postpone review of new members until they
have been System members for one year.
Selection for review is not, nor should it be construed as, any
indication of either the financial condition or Community Support
performance of the institutions listed.
B. List of FHLBank Members To Be Reviewed in the Seventh Quarter,
Grouped by FHLBank District
------------------------------------------------------------------------
Member City State
------------------------------------------------------------------------
Federal Home Loan Bank of Boston--District 1
Post Office Box 9106
Boston, Massachusetts 02205-9106
------------------------------------------------------------------------
Bank of Boston, Connecticut...... Hartford........... CT
American Savings Bank............ New Britain......... CT
Belmont Savings Bank............. Belmont............. MA
The Lenox National Bank.......... Lenox............... MA
Northmark Bank................... North Andover....... MA
South Weymouth Savings Bank...... South Weymouth...... MA
Westborough Savings Bank......... Westborough......... MA
Merrill Merchants Bank........... Bangor.............. ME
Union Trust Company.............. Ellsworth........... ME
Norway Savings Bank.............. Norway.............. ME
------------------------------------------------------------------------
Federal Home Loan Bank of New York--District 2
Seven World Trade Center
22nd Floor
New York, New York 10048-1185
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First Savings Bank of Little Little Falls........ NJ
Falls, S.L.A..
Millville Savings and Loan Millville........... NJ
Association.
Cloverbank....................... Pennsauken.......... NJ
Pulse Savings Bank............... South River......... NJ
Cenlar Federal Savings Bank...... Trenton............. NJ
Llewellyn-Edison Savings Bank, West Orange......... NJ
SLA.
Crossland Federal Savings Bank... Brooklyn............ NY
Flushing Savings Bank, F.S.B..... Flushing............ NY
Gouverneur Savings and Loan...... Gouverneur.......... NY
Poughkeepsie Savings Bank, FSB... Poughkeepsie........ NY
Homestead Savings, F.A........... Utica............... NY
Community Mutual Savings Bank.... White Plains........ NY
Firstbank Puerto Rico............ Santurce............ PR
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Federal Home Loan Bank of Pittsburgh--District 3
601 Grant Street
Pittsburgh, Pennsylvania 15219-4455
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Delaware Savings Bank, F.S.B..... Wilmington.......... DE
Fidelity S&LA of Bucks County.... Bristol............. PA
Citizens Savings Association..... Clarks Summit....... PA
Lafayette Bank................... Easton.............. PA
First National Bank in Fleetwood. Fleetwood........... PA
First Federal Savings Bank....... Hanover............. PA
S&T Bank......................... Indiana............. PA
Mid Penn Bank.................... Millersburg......... PA
Peoples Bank of Oxford........... Oxford.............. PA
Dwelling House Savings and Loan Pittsburgh.......... PA
Association.
[[Page 53613]]
First Pennsylvania Savings Pittsburgh.......... PA
Association.
Stanton Federal Savings and Loan Pittsburgh.......... PA
Association.
Turbotville National Bank........ Turbotville......... PA
Woodlands Bank................... Williamsport........ PA
Greenbrier Valley National Bank.. Lewisburg........... WV
One Valley Bank.................. Point Pleasant...... WV
Fed One Bank..................... Wheeling............ WV
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Federal Home Loan Bank of Atlanta--District 4
Post Office Box 105565
Atlanta, Georgia 30348
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Central Bank of the South........ Birmingham.......... AL
Bank of Dadeville................ Dadeville........... AL
First Southern Bank.............. Florence............ AL
First Alabama Bank............... Montgomery.......... AL
Troy Bank and Trust Company...... Troy................ AL
Security Federal Bank, a Federal Tuscaloosa.......... AL
Savings Bank.
Crestar Bank N.A................. Washington.......... DC
BankBoynton, a FSB............... Boynton Beach....... FL
First Federal Savings Bank of the Clewiston........... FL
Glades.
Gibraltar Savings and Loan Hialeah............. FL
Association.
Barnett Bank of Polk County...... Lakeland............ FL
Bank of Naples................... Naples.............. FL
Ocala National Bank.............. Ocala............... FL
U.S. Trust Company of Florida Palm Beach.......... FL
Savings Bank.
J.P. Morgan Florida, Federal Palm Way............ FL
Savings Bank.
Community Savings, F.A........... Riviera Beach....... FL
Citrus Bank, N.A................. Vero Beach.......... FL
Trust Company Bank of South Albany.............. GA
Georgia, N.A..
United Bank...................... Barnesville......... GA
First Federal Savings Bank of Donalsonville....... GA
S.W. Georgia.
Clayton County FS&LA............. Jonesboro........... GA
Bank of Perry.................... Perry............... GA
Savannah Bank, N.A............... Savannah............ GA
Park Avenue Bank................. Valdosta............ GA
First Mariner Bank............... Baltimore........... MD
Kosciuszko Federal Savings Bank.. Baltimore........... MD
Columbia Bank.................... Columbia............ MD
Sandy Spring National Bank....... Olney............... MD
Carroll County Bank and Trust Westminster......... MD
Company.
Belmont Federal Savings & Loan Belmont............. NC
Association.
Anchor Bank...................... Hampstead........... NC
Morganton FS&LA.................. Morganton........... NC
Security Savings and Loan Southport........... NC
Association.
United Carolina Bank............. Whiteville.......... NC
Enterprise National Bank and Winston-Salem....... NC
Trust Company.
Peoples National Bank............ Easley.............. SC
Lowcountry Savings Bank, Inc..... Mount Pleasant...... SC
Union Federal Savings Bank....... Union............... SC
Union Bank & Trust Company....... Bowling Green....... VA
National Bank of Fredericksburg.. Fredericksburg...... VA
Greater Atlantic Savings Bank, Herndon............. VA
F.S.B..
Bank of McKenney................. McKenney............ VA
Patriot National Bank............ Reston.............. VA
Southern Financial Federal Warrenton........... VA
Savings Bank.
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Federal Home Loan Bank of Cincinnati--District 5
Post Office Box 598
Cincinnati, Ohio 45201
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Union National Bank and Trust Barbourville........ KY
Company.
Trans Financial Bank, N.A........ Bowling Green....... KY
Trigg County Farmers Bank........ Cadiz............... KY
Taylor County Bank............... Campbellsville...... KY
Provident Bank of Kentucky....... Cold Springs........ KY
First Federal Savings Bank of Elizabethtown....... KY
Elizabethtown.
City National Bank............... Fulton.............. KY
Commonwealth Community Bank...... Hartford............ KY
Citizens Bank.................... Hickman............. KY
First State Bank................. Irvington........... KY
Anderson National Bank........... Lawrenceburg........ KY
First Federal Savings & Loan of Lexington........... KY
Lexington.
[[Page 53614]]
Whitaker Bank, N.A............... Lexington........... KY
First National Bank.............. Louisa.............. KY
PNC Bank Kentucky, Inc........... Louisville.......... KY
First National Bank of Manchester Manchester.......... KY
Green River Bank................. Morgantown.......... KY
First National Bank and Trust Nicholasville....... KY
Company.
Citizens National Bank of Paintsville......... KY
Paintsville.
West Point National Bank......... Radcliff............ KY
Sebree Deposit Bank.............. Sebree.............. KY
Shelby County Trust Bank......... Shelbyville......... KY
Peoples Bank..................... Taylorsville........ KY
Farmers & Merchants State Bank... Archbold............ OH
Caldwell Savings and Loan Company Caldwell............ OH
Pioneer Savings Bank............. Cleveland........... OH
Citizens Federal Savings and Loan Delphos............. OH
Association.
Croghan Colonial Bank............ Fremont............. OH
Killbuck Savings Bank Company.... Killbuck............ OH
Springfield Federal Savings Bank. Springfield......... OH
Peoples Savings Bank of Troy..... Troy................ OH
Brownsville Bank................. Brownsville......... TN
First Federal Savings Bank....... Clarksville......... TN
Middle Tennessee Bank............ Columbia............ TN
Victory Bank and Trust Company... Cordova............. TN
Union Savings Bank............... Covington........... TN
Security Bank.................... Dyersburg........... TN
Greeneville Federal Bank, FSB.... Greeneville......... TN
Citizens Bank of Blount County... Maryville........... TN
City Bank & Trust Company........ McMinnville......... TN
NBC Knoxville Bank, FSB.......... Memphis............. TN
National Bank of Commerce........ Memphis............. TN
Oakland Deposit Bank............. Oakland............. TN
Bank of Sharon................... Sharon.............. TN
Merchants and Planters Bank...... Toone............... TN
First State Bank................. Union City.......... TN
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Federal Home Loan Bank of Indianapolis--District 6
P.O. Box 60
Indianapolis, IN 46205-0060
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Star Financial Bank.............. Anderson............ IN
First Community Bank and Trust... Bargersville........ IN
Hendricks County Bank and Trust Brownsburg.......... IN
Company.
Bank of Western Indiana.......... Covington........... IN
First National Bank of Dana...... Dana................ IN
Permanent Federal Savings Bank... Evansville.......... IN
The Garrett State Bank........... Garrett............. IN
First National Bank.............. Kokomo.............. IN
LaPorte Savings Bank............. LaPorte............. IN
Dearborn Savings, F.A............ Lawrenceburg........ IN
Farmers and Merchants State Bank. Logansport.......... IN
North Salem State Bank........... North Salem......... IN
Ripley County Bank............... Osgood.............. IN
Tri-County Bank & Trust Company.. Roachdale........... IN
Central National Bank of Howard Russiaville......... IN
County.
Valley American Bank and Trust... South Bend.......... IN
Citizens National Bank........... Tell City........... IN
American National Bank........... Vincennes........... IN
Bank of Lenawee.................. Adrian.............. MI
Blissfield State Bank............ Blissfield.......... MI
Byron Center State Bank.......... Byron Center........ MI
Capac State Bank................. Capac............... MI
First National Bank of Crystal Crystal Falls....... MI
Falls.
First National Bank of Gaylord... Gaylord............. MI
First Community Bank............. Harbor Springs...... MI
MFC First National Bank of Ironwood............ MI
Ironwood.
G. W. Jones Exchange Bank........ Marcellus........... MI
National Bank of Royal Oak....... Royal Oak........... MI
University Bank.................. Sault St. Marie..... MI
Sparta State Bank................ Sparta.............. MI
Midwest Guaranty Bank............ Troy................ MI
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[[Page 53615]]
Federal Home Loan Bank of Chicago--District 7
111 East Wacker Drive
Suite 700
Chicago, Illinois 60601
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Mercantile Bank.................. Alton............... IL
Peoples Bank..................... Bloomington......... IL
Farmers State Bank of Buffalo.... Buffalo............. IL
Home Federal Savings & Loan...... Carbondale.......... IL
Chicago Building Loan & Homestead Chicago............. IL
Association.
LaSalle National Bank............ Chicago............. IL
LaSalle Talman Bank, FSB......... Chicago............. IL
Pioneer Bank & Trust Company..... Chicago............. IL
Old Kent Bank.................... Elmhurst............ IL
First Bank North................. Freeport............ IL
Advance Bank, s.b................ Lansing............. IL
LaSalle Bank Matteson............ Matteson............ IL
Bank of Illinois in Normal....... Normal.............. IL
Hemlock Federal Bank for Savings. Oak Forest.......... IL
Community Bank & Trust, sb....... Olney............... IL
First Bankers Trust Company, N.A. Quincy.............. IL
Busey Bank....................... Urbana.............. IL
Cole Taylor Bank................. Wheeling............ IL
First National Bank and Trust Beloit.............. WI
Company.
Denmark State Bank............... Denmark............. WI
Mitchell Savings Bank, S.A....... Greenfield.......... WI
State Bank of La Crosse.......... La Crosse........... WI
Park Bank........................ Madison............. WI
Bay View Federal Savings & Loan Milwaukee........... WI
Association.
TCF Bank Wisconsin, fsb.......... Milwaukee........... WI
First National Bank of Portage... Portage............. WI
Community State Bank............. Union Grove......... WI
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Federal Home Loan Bank of Des Moines--District 8
907 Walnut Street
Des Moines, Iowa 50309
------------------------------------------------------------------------
Exchange State Bank.............. Collins............. IA
Hawkeye Bank of Des Moines....... Des Moines.......... IA
Iowa State Bank and Trust Company Fairfield........... IA
First Bank and Trust Company..... Glidden............. IA
Hawkeye Bank of Humboldt County.. Humboldt............ IA
First National Bank of Iowa City. Iowa City........... IA
Home State Bank.................. Jefferson........... IA
Farmers & Merchants Savings Bank. Manchester.......... IA
Northwoods State Bank............ Northwood........... IA
Morningside Bank & Trust......... Sioux City.......... IA
Tama State Bank.................. Tama................ IA
Peoples State Bank............... Winthrop............ IA
Security Bank Minnesota.......... Albert Lea.......... MN
First Security Bank.............. Byron............... MN
Itasca State Bank of Grand Rapids Grand Rapids........ MN
Community First National Bank.... Little Falls........ MN
National City Bank of Minneapolis Minneapolis......... MN
Peoples State Bank of Plainview.. Plainview........... MN
First Security State Bank........ Sleepy Eye.......... MN
Cherokee State Bank of St. Paul.. St. Paul............ MN
Wadena State Bank................ Wadena.............. MN
Polk County Bank................. Bolivar............. MO
Peoples Bank..................... Cuba................ MO
Farmers & Merchants Bank......... Hannibal............ MO
City National Savings Bank, FSB.. Jefferson City...... MO
First National Bank of Platte Kansas City......... MO
County.
Lexington Building and Loan Lexington........... MO
Association.
First Bank, CBC.................. Maryville........... MO
St. Clair County State Bank...... Osceola............. MO
Great Southern Savings Bank, FSB. Springfield......... MO
St. Charles FS&LA................ St. Charles......... MO
Equality Savings and Loan St. Louis........... MO
Association, F.A..
Mark Twain Bank.................. St. Louis........... MO
Ramsey Bank...................... Cando............... ND
Gate City Federal Savings Bank... Fargo............... ND
[[Page 53616]]
State Bank of Alcester........... Alcester............ SD
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Federal Home Loan Bank of Dallas--District 9
5605 North MacArthur Boulevard
9th Floor
Dallas/Forth Worth, Texas 75261-9026
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Security Bank of Conway, FSB..... Conway.............. AR
Bank of Elkins................... Elkins.............. AR
First Federal Bank of Arkansas, Harrison............ AR
F.A..
First Commercial Bank, N.A....... Little Rock......... AR
First Bank of Arkansas........... Russellville........ AR
Citizens Savings & Loan Bogalusa............ LA
Association.
Homeland Federal Savings Bank.... Columbia............ LA
First Bank and Trust............. New Orleans......... LA
First Federal Savings and Loan Opelousas........... LA
Association.
Springhill Bank & Trust Company.. Springhill.......... LA
Federal Savings Bank of Ville Platte........ LA
Evangeline Parish.
Bank of Anguilla................. Anguilla............ MS
Guaranty Bank & Trust Company.... Belzoni............. MS
Bank of Forest................... Forest.............. MS
Merchants and Farmers Bank....... Kosciusko........... MS
Citizens State Bank.............. Magee............... MS
First National Bank of Picayune.. Picayune............ MS
Wilkinson County Savings Bank.... Woodville........... MS
First Savings Bank, F.S.B........ Clovis.............. NM
First State Bank Taos............ Taos................ NM
First International Bank......... Bedford............. TX
First Federal Savings and Loan of Bryan............... TX
Bryan.
Texas Community Bank, N.A........ Dallas.............. TX
Graham Savings and Loan, FA...... Graham.............. TX
Bank United of Texas, FSB........ Houston............. TX
Pinemont Bank.................... Houston............. TX
Jacksonville Savings & Loan Jacksonville........ TX
Association.
Keller State Bank................ Keller.............. TX
Hale County State Bank........... Plainview........... TX
Plano Bank and Trust............. Plano............... TX
Snyder Savings and Loan Snyder.............. TX
Association.
The First National Bank of Van Van Alstyne......... TX
Alstyne.
Herring National Bank in Vernon.. Vernon.............. TX
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Federal Home Loan Bank of Topeka--District 10
Post Office Box 176
Topeka, Kansas 66601
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Alpine Bank, Aspen............... Aspen............... CO
Colorado Springs Savings and Loan Colorado Springs.... CO
Association.
First Bank of Arapahoe County, Englewood........... CO
N.A..
Alpine Bank and Trust............ Glenwood Springs.... CO
First Western National Bank...... La Jara............. CO
Mancos Valley Bank............... Mancos.............. CO
BestBank......................... Thornton............ CO
Citizens Bank.................... Westminster......... CO
Bank of Colorado--Front Range.... Windsor............. CO
Fidelity State Bank and Trust Dodge City.......... KS
Company.
Army National Bank............... Fort Leavenworth.... KS
Investors Federal Savings........ Kinsley............. KS
Miami County National Bank of Paola............... KS
Paola.
Plattsmouth State Bank........... Plattsmouth......... NE
Stromsburg Bank.................. Stromsburg.......... NE
First National Bank and Trust Ada................. OK
Company of Ada.
Charter National Bank............ Oklahoma City....... OK
First State Bank................. Picher.............. OK
Welch State Bank................. Welch............... OK
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Federal Home Loan Bank of San Francisco--District 11
307 East Chapman Avenue
Orange, California 92666
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Norwest Bank Arizona, NA......... Phoenix............. AZ
State Savings Bank, F.S.B........ Scottsdale.......... AZ
Humboldt Bank.................... Eureka.............. CA
[[Page 53617]]
Six Rivers National Bank......... Eureka.............. CA
High Desert National Bank........ Hesperia............ CA
General Bank..................... Los Angeles......... CA
Hancock Savings Bank............. Los Angeles......... CA
First FS&LA of San Bernardino.... San Bernardino...... CA
Peninsula Bank of San Diego...... San Diego........... CA
Visalia Community Bank........... Visalia............. CA
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Federal Home Loan Bank of Seattle--District 12
1501 Fourth Avenue
Seattle Washington 98101-1693
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Key Bank of Alaska............... Anchorage........... AK
City Bank........................ Honolulu............ HI
First Hawaiian Creditcorp........ Honolulu............ HI
West One Bank, Idaho, N.A........ Boise............... ID
BankWest, N.A.................... Kalispell........... MT
Bank of the Cascades............. Bend................ OR
Siuslaw Valley Bank.............. Florence............ OR
South Umpqua State Bank.......... Roseburg............ OR
Clackamas County Bank............ Sandy............... OR
Bank of Utah..................... Ogden............... UT
Guardian State Bank.............. Salt Lake City...... UT
West One Bank Utah............... Salt Lake City...... UT
Northwestern Bank, N.A........... Bremerton........... WA
Mt. Rainier National Bank........ Enumclaw............ WA
Whatcom State Bank............... Ferndale............ WA
U.S. Bank of Washington, N.A..... Seattle............. WA
Bank of Vancouver................ Vancouver........... WA
Bank of Laramie.................. Laramie............. WY
First Federal Savings Bank....... Sheridan............ WY
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C. Due Dates
Members selected for review must submit completed Community Support
Statements to their FHLBanks no later than November 30, 1995.
All public comments concerning the Community Support performance of
selected members must be submitted to the members' FHLBanks no later
than November 30, 1995.
D. Notice to Members Selected
Within 15 days of this Notice's publication in the Federal
Register, the individual FHLBanks will notify each member selected to
be reviewed that the member has been selected and when the member must
return the completed Community Support Statement. At that time, the
FHLBank will provide the member with a Community Support Statement form
and written instructions and will offer assistance to the member in
completing the Statement. The FHLBank will only review Statements for
completeness, as the Housing Finance Board will conduct the actual
review.
E. Notice to the Public
At the same time that the FHLBank members selected for review are
notified of their selection, each FHLBank will also notify community
groups and other interested members of the public.
The purpose of this notification will be to solicit public comment
on the Community Support records of the FHLBank members pending review.
Any person wishing to submit written comments on the Community
Support performance of a FHLBank member under review in this quarter
should send those comments to the member's FHLBank by the due date
indicated in order to be considered in the review process.
Dated: October 4, 1995.
By the Federal Housing Finance Board.
Rita I. Fair,
Managing Director.
[FR Doc. 95-25216 Filed 10-13-95; 8:45 am]
BILLING CODE 6725-01-P
