02-26925. Federal Home Loan Bank Members Selected for Community Support Review

AGENCY:

Federal Housing Finance Board.

ACTION:

Notice.

SUMMARY:

The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2002-03 third quarter review cycle under the Finance Board's community support requirement regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

DATES:

Bank members selected for the 2002-03 third quarter review cycle under the Finance Board's community support requirement regulation must submit completed Community Support Statements to the Finance Board on or before December 13, 2002.

ADDRESSES:

Bank members selected for the 2002-03 third quarter review cycle under the Finance Board's community support requirement regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Office of Supervision, Community Investment & Affordable Housing, Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006, or by electronic mail at [e-mail].

FOR FURTHER INFORMATION CONTACT:

Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment & Affordable Housing, by telephone at 202/408-2874, by electronic mail at [e-mail], or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006. A telecommunications device for deaf persons (TDD) is available at 202/408-2579.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to the requirements of section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirement regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 944. The regulation includes standards and criteria for the two statutory factors—CRA performance and record of lending to first-time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the December 13, 2002 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before November 12, 2002, each Bank will notify the members in its district that have been selected for the 2002-03 third quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's Web site: http://www.fhfb.gov. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

The Finance Board has selected the following members for the 2002-03 third quarter community support review cycle:

Member	City	State
Federal Home Loan Bank of Boston—District 1
Collinsville Savings Society	Collinsville	Connecticut.
The Guilford Savings Bank	Guilford	Connecticut.
Tolland Bank	Vernon	Connecticut.
Northwest Community Bank	Winsted	Connecticut.
Bar Harbor Banking and Trust Company	Bar Harbor	Maine.
Calais Federal Savings and Loan Association	Calais	Maine.
Camden National Bank	Camden	Maine.
Damariscotta Bank and Trust Company	Damariscotta	Maine.
Franklin Savings Bank	Farmington	Maine.
Katahdin Trust Company	Patten	Maine.
Peoples Heritage Bank, N.A	Portland	Maine.
Rockland Savings & Loan Association	Rockland	Maine.
Abington Savings Bank	Abington	Massachusetts.
Athol Savings Bank	Athol	Massachusetts.
Boston Bank of Commerce	Boston	Massachusetts.
Capital Crossing Bank	Boston	Massachusetts.
Security Federal Savings Bank	Brockton	Massachusetts.
The Canton Institution for Savings, The Bank of Canton	Canton	Massachusetts.
Clinton Savings Bank	Clinton	Massachusetts.
Danvers Savings Bank	Danvers	Massachusetts.
Lafayette Federal Savings Bank	Fall River	Massachusetts.
The Falmouth Co-operative Bank	Falmouth	Massachusetts.
Florence Savings Bank	Florence	Massachusetts.
Colonial Co-operative Bank	Gardner	Massachusetts.
Hingham Institution for Savings	Hingham	Massachusetts.
Peoples Savings Bank	Holyoke	Massachusetts.
Roxbury Highland Bank	Jamaica Plain	Massachusetts.
Equitable Co-operative Bank	Lynn	Massachusetts.
Mansfield Co-operative Bank	Mansfield	Massachusetts.
Milford Federal Savings & Loan Association	Milford	Massachusetts.
Newton South Co-operative Bank	Newton	Massachusetts.
Northampton Cooperative Bank	Northampton	Massachusetts.
Colonial Federal Savings Bank	Quincy	Massachusetts.
Reading Co-operative Bank	Reading	Massachusetts.
South Shore Savings Bank	South Weymouth	Massachusetts.
Southbridge Savings Bank	Southbridge	Massachusetts.
Family Federal Savings, F.A	Stow	Massachusetts.
Mechanics Co-Operative Bank	Taunton	Massachusetts.
Hometown Bank, a Cooperative Bank	Webster	Massachusetts.
Woronoco Savings Bank	Westfield	Massachusetts.
Bow Mills Bank and Trust	Bow	New Hampshire.
Citizens Bank New Hampshire	Manchester	New Hampshire.
Newport Federal Savings Bank	Newport	Rhode Island.
National Bank of Middlebury	Middlebury	Vermont.
Union Bank	Morrisville	Vermont.
Northfield Savings Bank	Northfield	Vermont.
Merchants Bank	South Burlington	Vermont.
Federal Home Loan Bank of New York—District 2
Audubon Savings Bank	Audubon	New Jersey.
Bogota Savings Bank	Bogota	New Jersey.
Peoples Savings Bank	Bordentown	New Jersey.
Colonial Bank FSB	Bridgeton	New Jersey.
Century Savings Bank	Bridgeton	New Jersey.
NVE Savings Bank	Englewood	New Jersey.
Glen Rock Savings Bank	Glen Rock	New Jersey.
Roma Federal Savings Bank	Hamilton	New Jersey.
Kearny Federal Savings Bank	Kearny	New Jersey.
Schuyler Savings Bank	Kearny	New Jersey.
Lincoln Park Savings & Loan Association	Lincoln Park	New Jersey.
Metuchen Savings Bank	Metuchen	New Jersey.
First Morris Bank and Trust	Morristown	New Jersey.
Boiling Springs Savings Bank	Rutherford	New Jersey.
Gloucester County Federal Savings Bank	Sewell	New Jersey.
Sturdy Savings Bank	Stone Harbor	New Jersey.
Penn Federal Savings Bank	West Orange	New Jersey.
Woodstown National Bank	Woodstown	New Jersey.
Evans National Bank	Angola	New York.
Independence Community Bank	Brooklyn	New York.
Elmira Savings Bank, FSB	Elmira	New York.
Cattaraugus County Bank	Little Valley	New York.
Chinatown Federal Savings Bank	New York	New York.
Abacus Federal Savings Bank	New York	New York.
The Pavilion State Bank	Pavilion	New York.
SI Bank & Trust	Staten Island	New York.
SBU Bank	Utica	New York.
Wallkill Valley FS&LA	Wallkill	New York.
Doral Bank	Catano	Puerto Rico.
Oriental Bank & Trust	San Juan	Puerto Rico.
Federal Home Loan Bank of Pittsburgh—District 3
Altoona First Savings Bank	Altoona	Pennsylvania.
Pennsylvania State Bank	Camp Hill	Pennsylvania.
First Carnegie Deposit	Carnegie	Pennsylvania.
Coatesville Savings Bank	Coatesville	Pennsylvania.
Slovenian S&LA of Franklin-Conemaugh	Conemaugh	Pennsylvania.
First National Community Bank	Dunmore	Pennsylvania.
Halifax National Bank	Halifax	Pennsylvania.
Peoples National Bank	Hallstead	Pennsylvania.
Polonia Bank	Huntingdon Valley	Pennsylvania.
Mauch Chunk Trust Company	Jim Thorpe	Pennsylvania
1st Summit Bank	Johnstown	Pennsylvania.
Grange National Bank	Laceyville	Pennsylvania.
The First National Bank of McConnellsburg, PA	McConnellsburg	Pennsylvania.
Mifflinburg Bank and Trust Company	Mifflinburg	Pennsylvania.
Union National Community Bank	Mount Joy	Pennsylvania.
The Muncy Bank and Trust Company	Muncy	Pennsylvania.
First Penn Bank	Philadelphia	Pennsylvania.
United American Savings Bank	Pittsburgh	Pennsylvania.
EurekaBank	Pittsburgh	Pennsylvania.
Iron and Glass Bank	Pittsburgh	Pennsylvania.
Slovak Savings Bank	Pittsburgh	Pennsylvania.
Bank Pittsburgh	Pittsburgh	Pennsylvania.
Scottdale Bank and Trust Company	Scottdale	Pennsylvania.
Leesport Bank	Shenandoah	Pennsylvania.
Northwest Savings Bank	Warren	Pennsylvania.
Peoples State Bank of Wyalusing	Wyalusing	Pennsylvania.
City National Bank of West Virginia	Charleston	West Virginia.
Citizens Bank of Morgantown	Morgantown	West Virginia.
First National Bank	Ronceverte	West Virginia.
Advance Financial Savings Bank	Wellsburg	West Virginia.
Federal Home Loan Bank of Atlanta—District 4
The Exchange Bank of Alabama	Altoona	Alabama.
Bank of Alabama	Birmingham	Alabama.
First Commercial Bank	Birmingham	Alabama.
New South Federal Savings Bank	Birmingham	Alabama.
First National Bank	Brewton	Alabama.
Central State Bank	Calera	Alabama.
The Camden National Bank	Camden	Alabama.
The Peoples Bank	Clio	Alabama.
The Commercial Bank of Demopolis	Demopolis	Alabama.
Southland Bank	Dothan	Alabama.
The Southern Bank Company	Gadsden	Alabama.
First National Bank	Hamilton	Alabama.
The Headland National Bank	Headland	Alabama.
Frontier National Bank	Lanett	Alabama.
First State Bank	Lineville	Alabama.
First Citizens Bank	Luverne	Alabama.
Citizens Bank, Inc	Robertsdale	Alabama.
The Slocomb National Bank	Slocomb	Alabama.
First Tuskegee Bank	Tuskegee	Alabama.
First Liberty National Bank	Washington	D.C.
Riggs Bank N.A	Washington	D.C.
Wilmington Trust FSB	Wilmington	Delaware.
Pointe Bank	Boca Raton	Florida.
Bankunited, FSB	Coral Gables	Florida.
Bankatlantic	Fort Lauderdale	Florida.
Natbank N.A	Hollywood	Florida.
American Bank and Trust of Polk County	Lake Wales	Florida.
FloridaFirst Bank	Lakeland	Florida.
Orion Bank	Marathon	Florida.
Security Bank, N.A	Margate	Florida.
Eagle National Bank of Miami	Miami	Florida.
Unibank	Miami	Florida.
Kislak National Bank	Miami Lakes	Florida.
Metro Savings Bank, F.S.B	Orlando	Florida.
First Federal Bank of North Florida	Palatka	Florida.
Bay Bank and Trust	Panama City	Florida.
Federal Trust Bank	Sanford	Florida.
Sarasota Bank	Sarasota	Florida.
Capital City Bank	Tallahassee	Florida.
Bay Financial Savings Bank, F.S.B	Tampa	Florida.
Bank of Alapaha	Alapaha	Georgia.
Athens First Bank and Trust Company	Athens	Georgia.
The Summit National Bank	Atlanta	Georgia.
Georgia Bank and Trust Company of Augusta	Augusta	Georgia.
United Community Bank White County	Blairsville	Georgia.
First Georgia Bank	Brunswick	Georgia.
The First Bank of Brunswick	Brunswick	Georgia.
Planters and Citizens Bank	Camilla	Georgia.
Community Bank and Trust	Cornelia	Georgia.
Newton Federal Savings and Loan Association	Covington	Georgia.
Southeastern Bank	Darien	Georgia.
First National Bank of Coffee County	Douglas	Georgia.
Farmers and Merchants Bank	Eatonton	Georgia.
Elberton Federal Savings & Loan Association	Elberton	Georgia.
Bank of Ellaville	Ellaville	Georgia
1st Community Bank	Fairburn	Georgia.
The Citizens Union Bank	Greensboro	Georgia.
The Coastal Bank	Hinesville	Georgia.
Crescent Bank & Trust Company	Jasper	Georgia.
Pineland State Bank	Metter	Georgia.
First National Bank of the South	Milledgeville	Georgia.
Gateway Bank and Trust	Ringgold	Georgia.
Farmers and Merchants Bank	Statesboro	Georgia.
Spivey State Bank	Swainsboro	Georgia.
Commercial Bank	Thomasville	Georgia.
First Federal Savings and Loan Association	Valdosta	Georgia.
Citizens Bank	Warrenton	Georgia.
Severn Savings Bank, F.S.B	Annapolis	Maryland.
Advance Bank	Baltimore	Maryland.
AmericasBank	Baltimore	Maryland.
FedMed Bank, FSB	Baltimore	Maryland.
Fraternity Federal S&L Association	Baltimore	Maryland.
Hamilton Federal S&L Association	Baltimore	Maryland.
Homewood Federal Savings Bank	Baltimore	Maryland.
Leeds Federal Savings Bank	Baltimore	Maryland.
Provident Bank of Maryland	Baltimore	Maryland.
Saint Casimirs Savings Bank	Baltimore	Maryland.
Presidential Bank, FSB	Bethesda	Maryland.
Peoples Bank of Kent County	Chestertown	Maryland.
The Talbot Bank of Easton	Easton	Maryland.
The Peoples Bank of Elkton	Elkton	Maryland.
Madison and Bradford FS&L Association, Inc	Forest Hills	Maryland.
Eastern Savings Bank, FSB	Hunt Valley	Maryland.
Wyman Park FS&L Association	Lutherville	Maryland.
Valley Bank of Maryland	Owings Mill	Maryland.
Key Bank and Trust	Owings Mills	Maryland.
Enterprise Federal Savings Bank	Oxon Hill	Maryland.
North Arundel Federal Savings Bank, FSB	Pasadena	Maryland.
Baltimore County Savings Bank, F.S.B	Perry Hall	Maryland.
American Bank	Rockville	Maryland.
First Shore FS&L Association	Salisbury	Maryland.
Sykesville Federal Savings Association	Sykesville	Maryland.
Ashburton Federal S & L Association, Inc	Westminster	Maryland.
Equitable Bank	Wheaton	Maryland.
Home Savings Bank, SSB of Eden	Eden	North Carolina.
High Point Bank and Trust Company	High Point	North Carolina.
The Community Bank	Pilot Mountain	North Carolina.
RBC Centura	Rocky Mount	North Carolina.
Piedmont Federal Savings & Loan Association	Winston Salem	North Carolina.
First Palmetto Savings Bank, FSB	Camden	South Carolina.
Spratt Savings and Loan Association	Chester	South Carolina.
Plantation Federal Bank	Pawleys Island	South Carolina.
Woodruff Federal Savings & Loan Association	Woodruff	South Carolina.
Shore Bank	Accomac	Virginia.
Virginia Commerce Bank	Arlington	Virginia.
Bedford Federal Savings Bank	Bedford	Virginia.
First and Citizens Bank	Monterey	Virginia.
Farmers & Merchants Bank, Eastern Shore	Onley	Virginia.
First Federal Savings Bank	Petersburg	Virginia.
Community Bank	Staunton	Virginia.
Southside Bank	Tappahannock	Virginia.
Citizens and Farmers Bank	West Point	Virginia.
Federal Home Loan Bank of Cincinnati—District 5
Kentucky Home Bank, Inc	Bardstown	Kentucky.
Bank of Clarkson	Clarkson	Kentucky.
Citizens F&SLA of Covington	Covington	Kentucky.
Heritage Community Bank	Danville	Kentucky.
South Central Savings Bank, FSB	Edmonton	Kentucky.
The Peoples Bank of Fleming County	Flemingsburg	Kentucky.
State National Bank of Frankfort	Frankfort	Kentucky.
Fredonia Valley Bank	Fredonia	Kentucky.
First Southern National Bank	Lancaster	Kentucky.
Bank of the Bluegrass and Trust Company	Lexington	Kentucky.
Peoples Security Bank	Louisa	Kentucky.
The First Capital Bank of Kentucky	Louisville	Kentucky.
First FS&LA of Morehead	Morehead	Kentucky.
Commonwealth Bank, F.S.B	Mt. Sterling	Kentucky.
Mount Sterling National Bank	Mt. Sterling	Kentucky.
Traditional Bank, Inc	Mt. Sterling	Kentucky.
Farmers National Bank	Walton	Kentucky.
The Apple Creek Banking Company	Apple Creek	Ohio.
Belmont Savings Bank	Bellaire	Ohio.
The Citizens National Bank of Bluffton	Bluffton	Ohio.
The Brookville Building and Savings Association	Brookville	Ohio.
First Federal Community Bank of Bucyrus	Bucyrus	Ohio.
First Federal S&LA of Centerburg	Centerburg	Ohio.
Columbia Savings Bank	Cincinnati	Ohio.
New Foundation Loan and Building Company	Cincinnati	Ohio.
The Franklin Savings and Loan Company	Cincinnati	Ohio.
Warsaw Federal S&LA of Cincinnati	Cincinnati	Ohio.
Charter One Bank, F.S.B	Cleveland	Ohio.
Third FS&LA of Cleveland	Cleveland	Ohio.
United Midwest Savings Bank	DeGraff	Ohio.
Hicksville Building, Loan and Savings Bank	Hicksville	Ohio.
Merchants National Bank	Hillsboro	Ohio.
NCB, FSB	Hillsboro	Ohio.
Home Savings Bank	Kent	Ohio.
Kenwood Savings Bank	Kenwood	Ohio.
First FS&LA of Lakewood	Lakewood	Ohio.
Fairfield Federal S&LA of Lancaster	Lancaster	Ohio.
First National Bank	Lebanon	Ohio.
Leesburg Federal Savings Bank	Leesburg	Ohio.
The First Knox Bank of Mount Vernon	Mt. Vernon	Ohio.
New Carlisle Federal Savings Bank	New Carlisle	Ohio.
The Park National Bank	Newark	Ohio.
The First Savings Bank of Norwood	Norwood	Ohio.
American Savings Bank, fsb	Portsmouth	Ohio.
Home City Federal Savings Bank	Springfield	Ohio.
Belmont National Bank	St. Clairsville	Ohio.
Perpetual Federal Savings Bank	Urbana	Ohio.
Liberty Savings Bank, F.S.B	Wilmington	Ohio.
North Valley Bank	Zanesville	Ohio.
Farmers & Merchants Bank	Adamsville	Tennessee.
Bank of Alamo	Alamo	Tennessee.
First South Credit Union	Bartlett	Tennessee.
Bank of Crockett	Bells	Tennessee.
First Farmers and Merchants National Bank	Columbia	Tennessee.
Decatur County Bank	Decaturville	Tennessee.
First Independent Bank	Gallatin	Tennessee.
Chester County Bank	Henderson	Tennessee.
The Bank of Jackson	Jackson	Tennessee.
People's Community Bank	Johnson City	Tennessee.
Wilson Bank and Trust	Lebanon	Tennessee.
First National Bank of the Cumberlands	Livingston	Tennessee.
Trust One Bank	Memphis	Tennessee.
Citizens Bank	New Tazewell	Tennessee.
Newport Federal Bank	Newport	Tennessee.
Citizens National Bank	Sevierville	Tennessee.
Federal Home Loan Bank of Indianapolis—District 6
Independent Federal Credit Union	Anderson	Indiana.
Boonville Federal Savings Bank	Boonville	Indiana.
First State Bank	Brazil	Indiana.
Riddell National Bank	Brazil	Indiana.
Union Savings and Loan Association	Connersville	Indiana.
Union FS&LA	Crawfordsville	Indiana.
First Federal Savings Bank	Evansville	Indiana.
Pacesetter Bank	Hartford City	Indiana.
MetroBank	Indianapolis	Indiana.
Kentland Federal Savings and Loan Association	Kentland	Indiana.
The La Porte Savings Bank	La Porte	Indiana.
Logansport Savings Bank, FSB	Logansport	Indiana.
Home Bank, F.S.B	Martinsville	Indiana.
Peoples Bank SB	Munster	Indiana.
Farmers State Bank	New Ross	Indiana.
First Bank Richmond, S.B	Richmond	Indiana.
Mid-Southern Savings Bank, FSB	Salem	Indiana.
Owen County State Bank	Spencer	Indiana.
Grant County State Bank	Swayzee	Indiana.
Liberty Savings Bank FSB	Whiting	Indiana.
Homestead Savings Bank, FSB	Albion	Michigan.
Commercial Bank	Alma	Michigan.
Fidelity Bank	Birmingham	Michigan.
Tri-County Bank	Brown City	Michigan.
Monarch Community Bank	Coldwater	Michigan.
Paramount Bank	Farmington Hills	Michigan.
Select Bank	Grand Rapids	Michigan.
Peoples State Bank	Hamtramck	Michigan.
Union Bank	Lake Odessa	Michigan.
Marshall Savings Bank, FSB	Marshall	Michigan.
Peoples State Bank of Munising	Munising	Michigan.
New Buffalo Savings Bank	New Buffalo	Michigan.
Thumb National Bank and Trust	Pigeon	Michigan.
Citizens First Savings Bank	Port Huron	Michigan.
LaSalle Federal Savings Bank	St. Joseph	Michigan.
The First National Bank of Three Rivers	Three Rivers	Michigan.
First National Bank	Wakefield	Michigan.
Federal Home Loan Bank of Chicago—District 7
First Community Bank and Trust	Beecher	Illinois.
First State Bank of Beecher City	Beecher City	Illinois.
Greater Chicago Bank	Bellwood	Illinois.
The First National Bank in Carlyle	Carlyle	Illinois.
BankChampaign, N.A	Champaign	Illinois.
Alliance, FSB	Chicago	Illinois.
Community Savings Bank	Chicago	Illinois.
Illinois Service FS&LA	Chicago	Illinois.
Labe Bank	Chicago	Illinois.
NAB Bank	Chicago	Illinois.
North Federal Savings Bank	Chicago	Illinois.
Oak Bank	Chicago	Illinois.
Pulaski Savings Bank	Chicago	Illinois.
South Central Bank	Chicago	Illinois.
Washington Federal Bank for Savings	Chicago	Illinois.
Family Federal Savings of Illinois	Cicero	Illinois.
West Town Savings Bank	Cicero	Illinois.
The John Warner Bank	Clinton	Illinois.
The Elizabeth State Bank	Elizabeth	Illinois.
Flora Bank & Trust	Flora	Illinois.
Community Bank Wheaton/Glen Ellyn	Glen Ellyn	Illinois.
Illinois State Bank	Lake in the Hills	Illinois.
Heritage State Bank	Lawrenceville	Illinois.
Fairfield Savings Bank, F.S.B	Long Grove	Illinois
1st State Bank of Mason City	Mason City	Illinois.
Mazon State Bank	Mazon	Illinois.
McHenry Savings Bank	McHenry	Illinois.
The City National Bank of Metropolis	Metropolis	Illinois.
First National Bank	Moline	Illinois.
Brown County State Bank	Mount Sterling	Illinois.
Wabash Savings Bank	Mt. Carmel	Illinois.
The Farmers Bank of Mt. Pulaski	Mt. Pulaski	Illinois.
Regency Savings Bank	Oak Park	Illinois.
BankFinancial, FSB	Olympia Fields	Illinois.
Pekin Savings Bank	Pekin	Illinois.
The Herget National Bank of Pekin	Pekin	Illinois.
Peru Federal Savings Bank	Peru	Illinois.
National Bank of Petersburg	Petersburg	Illinois.
Citizens State Bank of Shipman	Shipman	Illinois.
Farmers State Bank of Somonauk	Somonauk	Illinois.
Marine Bank, Springfield	Springfield	Illinois.
Town & Country Bank of Springfield	Springfield	Illinois.
Tremont Savings Bank	Tremont	Illinois.
Banner Banks	Birnamwood	Wisconsin.
Community First Bank	Boscobel	Wisconsin.
North Shore Bank, FSB	Brookfield	Wisconsin.
Dorchester State Bank	Dorchester	Wisconsin.
PremierBan	Fort Atkinson	Wisconsin.
Capital Bank	Green Bay	Wisconsin.
Green Lake State Bank	Green Lake	Wisconsin.
PyraMax Bank	Greenfield	Wisconsin.
Greenleaf Wayside Bank	Greenleaf	Wisconsin.
Hustisford State Bank	Hustisford	Wisconsin.
Mid America Bank	Janesville	Wisconsin.
Union State Bank	Kewaunee	Wisconsin.
Bank of Lake Mills	Lake Mills	Wisconsin.
Bank of Little Chute	Little Chute	Wisconsin.
Rural American Bank—Luck	Luck	Wisconsin.
AnchorBank, fsb	Madison	Wisconsin.
Home Savings Bank	Madison	Wisconsin.
The Peoples State Bank	Mazomanie	Wisconsin.
Bremer, National Association	Menomonie	Wisconsin.
Middleton Community Bank	Middleton	Wisconsin.
Milton Savings Bank	Milton	Wisconsin.
First Community Bank	Milton	Wisconsin.
Maritime Savings Bank	Milwaukee	Wisconsin.
Mutual Savings Bank	Milwaukee	Wisconsin.
West Pointe Bank	Oshkosh	Wisconsin.
Wisconsin State Bank	Random Lake	Wisconsin.
The Reedsburg Bank	Reedsburg	Wisconsin.
Dairy State Bank	Rice Lake	Wisconsin.
Community Business Bank	Sauk City	Wisconsin.
Baylake Bank	Sturgeon Bay	Wisconsin.
Superior Savings Bank	Superior	Wisconsin.
Farmers and Merchants Bank	Tomah	Wisconsin.
Bank of Waunakee	Waunakee	Wisconsin.
West Bend Savings Bank	West Bend	Wisconsin.
First Citizens State Bank	Whitewater	Wisconsin.
Federal Home Loan Bank of Des Moines—District 8
Raccoon Valley State Bank	Adel	Iowa.
Peoples State Bank	Albia	Iowa.
Community Bank	Alton	Iowa.
Bank Iowa	Altoona	Iowa.
First National Bank	Ames	Iowa.
Farmers & Traders Savings Bank	Bancroft	Iowa.
Chelsea Savings Bank	Belle Plaine	Iowa.
Boone Bank & Trust Company	Boone	Iowa.
Prairie State Bank	Brunsville	Iowa.
Guaranty Bank and Trust Company	Cedar Rapids	Iowa.
Cherokee State Bank	Cherokee	Iowa.
First State Bank	Conrad	Iowa.
Dubuque Bank & Trust Company	Dubuque	Iowa.
First Federal Savings Bank of Iowa	Fort Dodge	Iowa.
Gibson Savings Bank	Gibson	Iowa.
Mills County Bank, N.A	Glenwood	Iowa.
Security State Bank	Guttenburg	Iowa.
Farmers Savings Bank	Halbur	Iowa.
Farmers State Bank	Hawarden	Iowa.
First State Bank	Hawarden	Iowa.
Humboldt Trust & Savings Bank	Humboldt	Iowa.
State Central Bank	Keokuk	Iowa.
Heritage Bank	Marion	Iowa.
F&M Bank—Iowa	Marshalltown	Iowa.
Security State Bank	Red Oak	Iowa.
Lincoln Savings Bank	Reinbeck	Iowa.
Sibley State Bank	Sibley	Iowa.
Security State Bank	Stuart	Iowa.
First State Bank	Sumner	Iowa.
Farmers Savings Bank & Trust-Vinton	Vinton	Iowa.
Webster City Federal Savings Bank	Webster City	Iowa.
Community State Bank	West Branch	Iowa.
Citizens State Bank	Wyoming	Iowa.
Farmers State Bank of Adams	Adams	Minnesota.
Bremer Bank, National Association	Alexandria	Minnesota.
State Bank of Aurora	Aurora	Minnesota.
State Bank of Bellingham	Bellingham	Minnesota.
Star Bank, N.A	Bertha	Minnesota.
Farmers and Merchants State Bank	Blooming Prairie	Minnesota.
First National Bank of Blue Earth	Blue Earth	Minnesota.
Canton State Bank	Canton	Minnesota.
First National Bank of Deer River	Deer River	Minnesota.
The First National Bank of Deerwood	Deerwood	Minnesota.
State Bank of Kimball	Kimball	Minnesota.
Lake Elmo Bank	Lake Elmo	Minnesota.
First National Bank Le Center	Le Center	Minnesota.
First State Bank of LeRoy	LeRoy	Minnesota.
Community Federal Savings & Loan Association	Little Falls	Minnesota.
Prairie Sun Bank	Milan	Minnesota.
Peoples National Bank of Mora	Mora	Minnesota.
First Federal Savings Bank	Morris	Minnesota.
United Prairie Bank	New Ulm	Minnesota.
Community National Bank	North Branch	Minnesota.
Northwoods Bank of Minnesota	Park Rapids	Minnesota.
Pine City State Bank	Pine City	Minnesota.
Prior Lake State Bank	Prior Lake	Minnesota.
Minnwest Bank, MV	Redwood Falls	Minnesota.
First Independent Bank	Russell	Minnesota.
United Prairie Bank	Spicer	Minnesota.
Highland Bank	St. Michael	Minnesota.
First National Bank	Thief River Falls	Minnesota.
State Bank of Tower	Tower	Minnesota.
Security State Bank of Wanamingo	Wanamingo	Minnesota.
Belgrade State Bank	Belgrade	Missouri.
Ozark Mountain Bank	Branson	Missouri.
O'Bannon Banking Company	Buffalo	Missouri.
First National Bank	Camdenton	Missouri.
Horizon State Bank	Cameron	Missouri.
Bank 21	Carrollton	Missouri.
State Bank of Missouri	Concordia	Missouri.
Eminence Security Bank	Eminence	Missouri.
Rockwood Bank	Eureka	Missouri.
Allen Bank & Trust Company	Harrisonville	Missouri.
Sun Security Bank of America	Holts Summit	Missouri.
Jonesburg State Bank	Jonesburg	Missouri.
Missouri Bank & Trust Company	Kansas City	Missouri.
Blue Ridge Bank & Trust Company	Kansas City	Missouri.
Kearney Commercial Bank	Kearney	Missouri.
Neosho Savings and Loan Association, F.A	Neosho	Missouri.
Bank of New Madrid	New Madrid	Missouri.
Charter 1 Bank	Owensville	Missouri.
Ozark Bank	Ozark	Missouri.
Progressive Ozark Bank	Salem	Missouri.
First National Bank of Sarcoxie	Sarcoxie	Missouri.
Security Bank and Trust Company	Scott City	Missouri.
Community State Bank	Shelbina	Missouri.
Central West End Bank	St. Louis	Missouri.
Missouri State Bank and Trust Company	St. Louis	Missouri.
Community Bank, NA	Summersville	Missouri.
Peoples Bank & Trust Company	Troy	Missouri.
The Bank of Urbana	Urbana	Missouri.
The Missouri Bank	Warrenton	Missouri.
Security Bank of Pulaski County	Waynesville	Missouri.
Farmers & Merchants Bank of Wright City	Wright City	Missouri.
First State Bank of North Dakota	Arthur	North Dakota.
Security State Bank of North Dakota	Jamestown	North Dakota.
The Goose River Bank	Mayville	North Dakota.
Bremer Bank, NA	Minot	North Dakota.
The First State Bank of Munich	Munich	North Dakota.
Liberty State Bank	Powers Lake	North Dakota.
Dacotah Bank	Valley City	North Dakota.
Dakota Heritage State Bank	Chancellor	South Dakota.
The First Western Bank Custer	Custer	South Dakota.
Reliabank Dakota	Estelline	South Dakota.
Campbell County Bank, Inc	Herreid	South Dakota.
Plains Commerce Bank	Hoven	South Dakota.
First State Bank of Miller	Miller	South Dakota.
CorTrust Bank, National Association	Mitchell	South Dakota.
American State Bank	Oldham	South Dakota.
American State Bank of Pierre	Pierre	South Dakota.
Farmers and Merchants State Bank	Plankinton	South Dakota.
First Premier Bank	Sioux Falls	South Dakota.
Valley Bank, N.A	Sioux Falls	South Dakota.
The First Western Bank Sturgis	Sturgis	South Dakota.
Commercial State Bank	Wagner	South Dakota.
First Western Bank Wall	Wall	South Dakota.
Federal Home Loan Bank of Dallas—District 9
Elk Horn Bank & Trust Company	Arkadelphia	Arkansas.
First National Bank of Howard County	Dierks	Arkansas.
Merchants and Farmers Bank	Dumas	Arkansas.
Planters & Merchants Bank	Gillett	Arkansas.
Calhoun County Bank	Hampton	Arkansas.
Community First Bank	Harrison	Arkansas.
The Cleburne County Bank	Heber Springs	Arkansas.
One Bank & Trust	Little Rock	Arkansas.
Pinnacle Bank	Little Rock	Arkansas.
Pulaski Bank & Trust Company	Little Rock	Arkansas.
Farmers Bank & Trust	Magnolia	Arkansas.
Union Bank and Trust Company	Monticello	Arkansas.
Newport Federal Savings Bank	Newport	Arkansas.
Priority Bank	Ozark	Arkansas.
United Bank	Springdale	Arkansas.
Farmers & Merchants Bank	Stuttgart	Arkansas.
Abbeville Building and Loan	Abbeville	Louisiana.
The Business Bank of Baton Rouge	Baton Rouge	Louisiana.
Community Trust Bank	Choudrant	Louisiana.
Crowley Building & Loan Association	Crowley	Louisiana.
United Community Bank	Gonzales	Louisiana.
Central Progressive Bank	Hammond	Louisiana.
The Union Bank	Marksville	Louisiana.
Horizons Bank	Monroe	Louisiana.
IberiaBank	New Iberia	Louisiana.
Crescent Bank & Trust	New Orleans	Louisiana.
Fidelity Homestead Association	New Orleans	Louisiana.
Citizens Bank & Trust Company	Plaquemine	Louisiana.
Iberville Building & Loan Association	Plaquemine	Louisiana.
Bank of Zachary	Zachary	Louisiana.
Magnolia State Bank	Bay Springs	Mississippi.
State Bank and Trust Company	Greenwood	Mississippi.
The First National Bank of South Mississippi	Hattiesburg	Mississippi.
Grand Bank for Savings, FSB	Hattiesburg	Mississippi.
Trustmark National Bank	Jackson	Mississippi.
OmniBank	Jackson	Mississippi.
Citizens Bank & Trust Company	Louisville	Mississippi.
BankFirst Financial Services	Macon	Mississippi.
Bank of New Albany	New Albany	Mississippi.
Bank of Okalona	Okalona	Mississippi.
First Federal Savings and Loan	Pascagoula	Mississippi.
Bank of Yazoo City	Yazoo City	Mississippi.
Union Savings Bank	Albuquerque	New Mexico.
Western Bank of Clovis	Clovis	New Mexico.
Gallup Federal Savings Bank	Gallup	New Mexico.
Citizens Bank of Las Cruces	Las Cruces	New Mexico.
The Bank of Las Vegas	Las Vegas	New Mexico.
Century Bank, FSB	Santa Fe	New Mexico.
IBM Texas Employees Federal Credit Union	Austin	Texas.
Franklin Bank, SSB	Austin	Texas.
Lamar Bank	Beaumont	Texas.
The First National Bank of Beeville	Beeville	Texas.
Bonham State Bank	Bonham	Texas.
Shelby Savings Bank, ssb	Center	Texas.
Chappell Hill Bank	Chappell Hill	Texas.
Charter Bank Northwest	Corpus Christi	Texas.
First Security State Bank	Cranfils Gap	Texas.
First National Bank of Crockett	Crockett	Texas.
First National Bank in Dalhart	Dalhart	Texas.
First State Bank of North Texas	Dallas	Texas.
Inwood National Bank	Dallas	Texas.
First Command Bank	Fort Worth	Texas.
Pioneer National Bank	Fredericksburg	Texas.
First State Bank	Happy	Texas.
Henderson Federal Savings Association	Henderson	Texas.
Coastal Bank ssb	Houston	Texas.
Community State Bank	Houston	Texas.
Encore Bank	Houston	Texas.
Riverway Bank	Houston	Texas.
State Bank	La Grange	Texas.
Spring Hill State Bank	Longview	Texas.
Angelina Savings Bank, FSB	Lufkin	Texas.
Northeast National Bank	Mesquite	Texas.
Guaranty Bank	Mt. Pleasant	Texas.
Olympic Savings Association	Refugio	Texas.
First State Bank	Stratford	Texas.
Alliance Bank	Sulphur Springs	Texas.
First State Bank Central Texas	Temple	Texas.
First Federal Savings & Loan	Tyler	Texas.
First National Bank of Weatherford	Weatherford	Texas.
Horizon Capital Bank	Webster	Texas.
Federal Home Loan Bank of Topeka—District 10
Colorado Central Credit Union	Arvada	Colorado.
Valley Bank & Trust	Brighton	Colorado.
Farmers State Bank of Calhan	Calhan	Colorado.
BankWest	Castle Rock	Colorado.
Castle Rock Bank	Castle Rock	Colorado.
FirstBank of Colorado Springs	Colorado Springs	Colorado
1st National Bank of Durango	Durango	Colorado.
First National Bank of Flagler	Flagler	Colorado.
Morgan Federal Bank	Fort Morgan	Colorado.
Colorado Federal Savings Bank	Greenwood Village	Colorado.
Colorado East Bank & Trust	Lamar	Colorado.
First National Bank in Lamar	Lamar	Colorado.
The First National Bank of Anthony	Anthony	Kansas.
Guaranty State Bank & Trust Company	Beloit	Kansas.
Beverly State Bank	Beverly	Kansas.
Caldwell State Bank	Caldwell	Kansas.
The Elk State Bank	Clyde	Kansas.
Peoples Exchange Bank	Concordia	Kansas.
Citizens Bank, N.A	Fort Scott	Kansas.
Citizens State Bank and Trust Company	Hiawatha	Kansas.
Central Bank and Trust Company	Hutchinson	Kansas.
Inter-State FS&LA of Kansas City	Kansas City	Kansas.
Kanza Bank	Kingman	Kansas.
Citizens Savings and Loan Association, FSB	Leavenworth	Kansas.
First Savings Bank, F.S.B	Manhattan	Kansas.
First State Bank	Norton	Kansas.
First FS&LA of Olathe	Olathe	Kansas.
First Option Bank	Osawatomie	Kansas.
Valley State Bank	Roeland Park	Kansas.
The Roxbury Bank	Roxbury	Kansas.
The Columbian Bank and Trust Company	Topeka	Kansas.
The First National Bank	Ainsworth	Nebraska.
Community Bank	Alma	Nebraska.
Auburn State Bank	Auburn	Nebraska.
Bruning State Bank	Bruning	Nebraska.
Butte State Bank	Butte	Nebraska.
South Central State Bank	Campbell	Nebraska.
First National Bank and Trust Company	Columbus	Nebraska.
City Bank & Trust Company	Crete	Nebraska.
Cedar Security Bank	Fordyce	Nebraska.
Pinnacle Bank	Gretna	Nebraska.
Security Home Bank	Malmo	Nebraska.
Security National Bank of Omaha	Omaha	Nebraska.
Commercial Federal Bank	Omaha	Nebraska.
Horizon Bank	Waverly	Nebraska.
Bank of Yutan	Yutan	Nebraska.
First National Bank & Trust Company of Ardmore	Ardmore	Oklahoma.
Citizens Security Bank & Trust Company	Bixby	Oklahoma.
Chickasha Bank & Trust Company	Chickasha	Oklahoma.
First Bank and Trust	Clinton	Oklahoma.
The First Bank of Haskell	Haskell	Oklahoma.
Republic Bank of Norman	Norman	Oklahoma.
First National Bank of Oklahoma	Oklahoma City	Oklahoma.
Lakeside State Bank	Oologah	Oklahoma.
First American Bank and Trust Company	Purcell	Oklahoma.
Sulphur Community Bank	Sulphur	Oklahoma.
Federal Home Loan Bank of San Francisco—District 11
Valley Independent Bank	El Centro	California.
Xerox Federal Credit Union	El Segundo	California.
Fremont Bank	Fremont	California.
Commercial Capital Bank, FSB	Irvine	California.
American First Credit Union	La Habra	California.
International City Bank	Long Beach	California.
California National Bank	Los Angeles	California.
Fidelity Federal Bank, A FSB	Los Angeles	California.
First Commerce Bank	Los Angeles	California.
National Bank of California	Los Angeles	California.
Preferred Bank	Los Angeles	California.
U.S. Trust Company of CA	Los Angeles	California.
Modesto Commerce Bank	Modesto	California.
The Vintage Bank	Napa	California.
Oak Valley Community Bank	Oakdale	California.
United Labor Bank	Oakland	California.
Palm Desert National Bank	Palm Desert	California.
Mid-Peninsula Bank	Palo Alto	California.
Malaga Bank	Palos Verdes Estates	California.
PFF Bank & Trust	Pomona	California.
Summit State Bank	Rohnert Park	California.
California S&L, AFA	San Francisco	California.
Pacific Business Bank	Santa Fe Springs	California.
Monterey Bank Bay	Watsonville	California.
Federal Home Loan Bank of Seattle—District 12
Northrim Bank	Anchorage	Alaska.
Northern Schools Federal Credit Union	Fairbanks	Alaska.
BankPacific, Ltd.	Hagatna	Guam.
Finance Factors, Limited	Honolulu	Hawaii.
Hawaii State Federal Credit Union	Honolulu	Hawaii.
The Bank of Commerce	Idaho Falls	Idaho.
Ireland Bank	Malad	Idaho.
First Federal Savings Bank of Twin Falls	Twin Falls	Idaho.
United Bank, N.A	Absarokee	Montana.
Wells Fargo Bank Wyoming, N.A	Billings	Montana.
Pioneer Federal Savings and Loan Association	Dillon	Montana.
Pacific Continental Bank	Eugene	Oregon.
First FS&LA of McMinnville	McMinnville	Oregon.
Albina Community Bank	Portland	Oregon.
Community First Bank	Prineville	Oregon.
Bank of American Fork	American Fork	Utah.
Home Savings Bank	Salt Lake City	Utah.
TransWest Credit Union	Salt Lake City	Utah.
Horizon Bank	Bellingham	Washington.
Bank of Fairfield	Fairfield	Washington.
Timberland Bank	Hoquiam	Washington.
Kitsap Bank	Port Orchard	Washington.
Puyallup Valley Bank	Puyallup	Washington.
First Savings Bank of Renton	Renton	Washington.
HomeStreet Bank	Seattle	Washington.
Washington First International Bank	Seattle	Washington.
Bank of Star Valley	Afton	Wyoming.
Wyoming Bank and Trust Company	Buffalo	Wyoming.
Oregon Trail Bank	Guernsey	Wyoming.
First National Bank & Trust	Powell	Wyoming.
First National Bank, Torrington	Torrington	Wyoming.
Pinnacle Bank, Wyoming	Torrington	Wyoming.

II. Public Comments

To encourage the submission of public comments on the community support performance of Bank members, on or before November 12, 2002, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2002-03 third quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2002-03 third quarter review cycle must be delivered to the Finance Board on or before the December 13, 2002 deadline for submission of Community Support Statements.

By the Federal Housing Finance Board.

Dated: October 18, 2002.

Arnold Intrater,

General Counsel.