04-6478. Federal Home Loan Bank Members Selected for Community Support Review  

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    AGENCY:

    Federal Housing Finance Board.

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    ACTION:

    Notice.

    SUMMARY:

    The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2004-05 first quarter review cycle under the Finance Board's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

    DATES:

    Bank members selected for the 2004-05 first quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board on or before June 1, 2004.

    ADDRESSES:

    Bank members selected for the 2004-05 first quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Federal Housing Finance Board, Office of Supervision, Community Investment and Affordable Housing, 1777 F Street, NW., Washington, DC 20006, or by electronic mail at fitzgeralde@fhfb.gov.

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    FOR FURTHER INFORMATION CONTACT:

    Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment and Affordable Housing, by telephone at (202) 408-2874, by electronic mail at fitzgeralde@fhfb.gov, or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006.

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    SUPPLEMENTARY INFORMATION:

    I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances. See12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to first-time homebuyers. See12 U.S.C. 1430(g)(2). Pursuant to section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirements regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See12 CFR part 944. The regulation includes standards and criteria for the two statutory factors—CRA performance and record of lending to first-time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

    Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

    Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the June 1, 2004 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before April 30, 2004, each Bank will notify the members in its district that have been selected for the 2004-05 first quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's Web site: http://www.fhfb.gov. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

    The Finance Board has selected the following members for the 2004-05 first quarter community support review cycle:

    MemberCityState
    Federal Home Loan Bank of Boston—District 1
    Valley BankBristolConnecticut
    The Canaan National BankCanaanConnecticut
    Bankers' Bank NortheastGlastonburyConnecticut
    Advest Bank and Trust CompanyHartfordConnecticut
    Litchfield BancorpLitchfieldConnecticut
    The Milford BankMilfordConnecticut
    Connex Credit UnionNew HavenConnecticut
    NewMil BankNew MilfordConnecticut
    Prime BankOrangeConnecticut
    Nutmeg State Federal Credit UnionRocky HillConnecticut
    National Iron BankSalisburyConnecticut
    The First National Bank of SuffieldSuffieldConnecticut
    Savings InstituteWillimanticConnecticut
    Mechanics Savings BankAuburnMaine
    Pepperell Bank & TrustBiddefordMaine
    Franklin-Somerset Federal Credit UnionFarmingtonMaine
    Oxford Federal Credit UnionMexicoMaine
    Penobscot Federal Credit UnionOld TownMaine
    Adams Co-operative BankAdamsMassachusetts
    Beverly Cooperative BankBeverlyMassachusetts
    Wainwright Bank & Trust CompanyBostonMassachusetts
    Brookline Cooperative BankBrooklineMassachusetts
    Chelsea-Provident Co-operative BankChelseaMassachusetts
    East Bridgewater Savings BankEast BridgewaterMassachusetts
    Southern Massachusetts Credit UnionFairhavenMassachusetts
    Fall River Five Cents Savings BankFall RiverMassachusetts
    The First National Bank of IpswichIpswichMassachusetts
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    Lowell Five Cents Savings BankLowellMassachusetts
    Marlborough Co-Operative BankMarlboroughMassachusetts
    Century Bank & Trust CompanyMedfordMassachusetts
    The Needham Co-operative BankNeedhamMassachusetts
    Hoosac BankNorth AdamsMassachusetts
    North Brookfield Savings BankNorth BrookfieldMassachusetts
    Easton Cooperative BankNorth EastonMassachusetts
    Cape Cod Five Cents Savings BankOrleansMassachusetts
    East Boston Savings BankPeabodyMassachusetts
    Rockland Trust CompanyRocklandMassachusetts
    Sharon Credit UnionSharonMassachusetts
    Cape Cod Bank and Trust Company, N.ASouth YarmouthMassachusetts
    Chart Bank, A Cooperative BankWalthamMassachusetts
    WestbankWest SpringfieldMassachusetts
    UniBank For SavingsWhitinsvilleMassachusetts
    Williamstown Savings BankWilliamstownMassachusetts
    Commonwealth National BankWorcesterMassachusetts
    St. Mary's BankManchesterNew Hampshire
    Community Guaranty Savings BankPlymouthNew Hampshire
    Community Bank & Trust CompanyWolfeboroNew Hampshire
    Coventry Credit UnionCoventryRhode Island
    Domestic Bank, FSBCranstonRhode Island
    Union Federal Savings BankNorth ProvidenceRhode Island
    Bank Rhode IslandProvidenceRhode Island
    Rhode Island State Employees Credit UnionProvidenceRhode Island
    Home Loan and Investment Bank, FSBWarwickRhode Island
    Federal Home Loan Bank of New York—District 2
    Yardville National BankHamilton TurnpikeNew Jersey
    The Provident BankJersey CityNew Jersey
    Morgan Stanley TrustJersey CityNew Jersey
    Hudson United BankMahwahNew Jersey
    Two River Community BankMiddletownNew Jersey
    Atlantic Stewardship BankMidland ParkNew Jersey
    First Morris Bank and TrustMorristownNew Jersey
    Red Oak BankMorristownNew Jersey
    City National Bank of New JerseyNewarkNew Jersey
    Bergen Commercial BankParamusNew Jersey
    Mon-Oc Federal Credit UnionToms RiverNew Jersey
    Paragon Federal Credit UnionWashingtonNew Jersey
    First Washington State BankWindsorNew Jersey
    The BankWoodburyNew Jersey
    Greater Buffalo Savings BankBuffaloNew York
    The Canandaigua National Bank and Trust CompanyCanandaiguaNew York
    Chemung Canal Trust CompanyElmiraNew York
    National Bank of New York CityFlushingNew York
    Hudson River Bank & Trust CompanyHudsonNew York
    Long Island Commercial BankIslandiaNew York
    CFCU Credit UnionIthacaNew York
    Alternatives Federal Credit UnionIthacaNew York
    First National Bank of JeffersonvilleJeffersonvilleNew York
    Rondout Savings BankKingstonNew York
    First Niagara BankLockportNew York
    State Bank of Long IslandNew Hyde ParkNew York
    Country BankNew YorkNew York
    Eastbank, N.ANew YorkNew York
    Alpine Capital BankNew YorkNew York
    PathFinder BankOswegoNew York
    Rhinebeck Savings BankPoughkeepsieNew York
    ESL Federal Credit UnionRochesterNew York
    Tioga State BankSpencerNew York
    Tupper Lake National BankTupper LakeNew York
    The Warwick Savings BankWarwickNew York
    New York Community BankWestburyNew York
    Banco Santander PRSan JuanPuerto Rico
    Federal Home Loan Bank of Pittsburgh—District 3
    GMAC BankGreenvilleDelaware
    County BankRehoboth BeachDelaware
    Citizens BankWilmingtonDelaware
    Chelten Hills Savings BankAbingtonPennsylvania
    Kishacoquillas Valley National BankBellevillePennsylvania Start Printed Page 13842
    Embassy Bank for the Lehigh ValleyBethlehemPennsylvania
    County National BankClearfieldPennsylvania
    Citizens Trust CompanyCoudersportPennsylvania
    Downington National BankDowningtonPennsylvania
    Farmers National Bank of EmlentonEmlentonPennsylvania
    First American Bank of PAEverettPennsylvania
    Harleysville Savings BankHarleysvillePennsylvania
    First National Bank of PennsylvaniaHermitagePennsylvania
    Wayne BankHonesdalePennsylvania
    The Honesdale National BankHonesdalePennsylvania
    AmeriServe Financial BankJohnstownPennsylvania
    First CornerStone BankKing of PrussiaPennsylvania
    American Home Bank, NALancasterPennsylvania
    Lebanon Valley Farmers BankLebanonPennsylvania
    Luzerne National BankLuzernePennsylvania
    Marion Center National BankMarion CenterPennsylvania
    First National Bank & Trust Co. of NewtownNewtownPennsylvania
    Old Forge BankOld ForgePennsylvania
    Northwood Savings BankPhiladelphiaPennsylvania
    The First National Bank of Port AlleganyPort AlleganyPennsylvania
    Community First Bank, N.AReynoldsvillePennsylvania
    Farmers Building & Savings BankRochesterPennsylvania
    Hamlin Bank and Trust CompanySmethportPennsylvania
    Quaint Oak Savings BankSouthamptonPennsylvania
    Earthstar BankSouthamptonPennsylvania
    TruMark Financial Credit UnionTrevosePennsylvania
    Eagle National BankUpper DarbyPennsylvania
    Bruceton BankBruceton MillsWest Virginia
    Mountain Valley Bank, N.AElkinsWest Virginia
    Calhoun County Bank, IncGrantsvilleWest Virginia
    Harrison County BankLost CreekWest Virginia
    Grant County BankPetersburgWest Virginia
    Citizens First Bank, IncRavenswoodWest Virginia
    Union Bank, IncSistersvilleWest Virginia
    First National Bank of St. Mary'sSt. MarysWest Virginia
    The Terra Alta BankTerra AltaWest Virgnia
    West Union BankWest UnionWest Virginia
    Main Street Bank CorporationWheelingWest Virginia
    Federal Home Loan Bank of Atlanta—District 4
    Peoples Bank of GreensboroGreensboroAlabama
    Vision BankGulf ShoresAlabama
    Redstone Federal Credit UnionHuntsvilleAlabama
    Corporate America Credit UnionIrondaleAlabama
    Capital BankMontgomeryAlabama
    Cheaha BankOxfordAlabama
    The Commercial Bank of OzarkOzarkAlabama
    Metro BankPell CityAlabama
    CB&T Bank of Russell CountyPhenix CityAlabama
    Citizens Bank & Savings CompanyRussellvilleAlabama
    Alabama Trust Bank, NASylacaugaAlabama
    Bay BankTheodoreAlabama
    Tuscaloosa Federal Family Credit UnionTuscaloosaAlabama
    The Bank of TuscaloosaTuscaloosaAlabama
    The Farmers & Merchants BankWaterlooAlabama
    The Citizens Bank of WinfieldWinfieldAlabama
    Adams National BankWashingtonD.C.
    1st National Bank & TrustBradentonFlorida
    Gold BankBradentonFlorida
    The Hernando County BankBrooksvilleFlorida
    Drummond Community BankChieflandFlorida
    The International BankCoral GablesFlorida
    Crystal River BankCrystal RiverFlorida
    First National Bank of PascoDade CityFlorida
    1st National Bank of South FloridaHomesteadFlorida
    Community Bank of FloridaHomesteadFlorida
    Marine Bank of the Florida KeysMarathonFlorida
    Security Bank, N.A.MargateFlorida
    Fidelity Bank of FloridaMerritt IslandFlorida
    Coconut Grove BankMiamiFlorida
    Peoples National BankNicevilleFlorida
    Independent National BankOcalaFlorida
    Enterprise National Bank of Palm BeachPalm Beach GardensFlorida
    First State BankSarasotaFlorida
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    Prosperity Bank of St. AugustineSt. AugustineFlorida
    Republic BankSt. PetersburgFlorida
    United Bank and Trust CompanySt. PetersburgFlorida
    Premier BankTallahasseeFlorida
    Guaranty National Bank of TallahasseeTallahasseeFlorida
    Tri-County BankTrentonFlorida
    First National Bank of WauchulaWauchulaFlorida
    BankFirstWinter ParkFlorida
    Adel Banking CompanyAdelGeorgia
    Heritage Bank of the SouthAlbanyGeorgia
    Alma Exchange Bank and TrustAlmaGeorgia
    FNB SouthAlmaGeorgia
    NetBankAlpharettaGeorgia
    Citizens Bank of AmericusAmericusGeorgia
    Athens First Bank and Trust CompanyAthensGeorgia
    Omni National BankAtlantaGeorgia
    The Bankers BankAtlantaGeorgia
    Fidelity BankAtlantaGeorgia
    Cairo Banking CompanyCairoGeorgia
    Georgia Bank and TrustCalhounGeorgia
    Rabun County BankClaytonGeorgia
    nbankCommerceGeorgia
    Community Bank and TrustCorneliaGeorgia
    Merchants and Farmers BankDonalsonvilleGeorgia
    Bank of DudleyDudleyGeorgia
    Citizens Bank and Trust CompanyEastmanGeorgia
    First National Bank of GriffinGriffinGeorgia
    McIntosh State BankJacksonGeorgia
    The First National BankLouisvilleGeorgia
    Bank of MadisonMadisonGeorgia
    Exchange BankMilledgevilleGeorgia
    Bank of MonticelloMonticelloGeorgia
    American Banking CompanyMoultrieGeorgia
    Heritage Community BankQuitmanGeorgia
    The Tattnall BankReidsvilleGeorgia
    Bryan Bank and TrustRichmond HillGeorgia
    Northwest Georgia BankRinggoldGeorgia
    Rossville BankRossvilleGeorgia
    West Central Georgia BankThomastonGeorgia
    First Cherokee State BankWoodstockGeorgia
    Carrollton BankBaltimoreMaryland
    FBR National Bank & TrustBethesdaMaryland
    Frederick County BankFrederickMaryland
    Glen Burnie Mutual Savings BankGlen BurnieMaryland
    Hebron Savings BankHebronMaryland
    Washington Telephone Federal Credit UnionKensingtonMaryland
    First Financial of Maryland FCULuthervilleMaryland
    Bay National BankLuthervilleMaryland
    Regal Bank & TrustOwings MillsMaryland
    The Queenstown Bank of MarylandQueenstownMaryland
    Blue Ridge Savings Bank, Inc.AshevilleNorth Carolina
    Harrington Bank, FSBChapel HillNorth Carolina
    Cardinal State BankDurhamNorth Carolina
    Yadkin Valley Bank and Trust CompanyElkinNorth Carolina
    The Fidelity BankFuquay-VarinaNorth Carolina
    Bank of GraniteGranite FallsNorth Carolina
    First Carolina Corporate Credit UnionGreensboroNorth Carolina
    Parkway BankLenoirNorth Carolina
    BB & T of NCLumbertonNorth Carolina
    Sound Banking CompanyMorehead CityNorth Carolina
    Morganton Federal Savings & Loan AssociationMorgantonNorth Carolina
    Peoples BankNewtonNorth Carolina
    FNB SoutheastReidsvilleNorth Carolina
    First Carolina State BankRocky MountNorth Carolina
    Wake Forest Federal S&L AssociationWake ForestNorth Carolina
    Islands Community Bank, NABeaufortSouth Carolina
    The Bank of CamdenCamdenSouth Carolina
    First Federal Savings and Loan AssociationCharlestonSouth Carolina
    Crescent BankCharlestonSouth Carolina
    South Carolina State Credit UnionColumbiaSouth Carolina
    Greenville First Bank, N.A.GreenvilleSouth Carolina
    Horry County State BankLorisSouth Carolina
    Orangeburg National BankOrangeburgSouth Carolina
    Virginia National BankCharlottesvilleVirginia
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    Bank of Hampton RoadsChesapeakeVirginia
    The Old Point National Bank of PhoebusHamptonVirginia
    The Grayson National BankIndependenceVirginia
    Chesapeake BankKilmarnockVirginia
    Central Virginia Federal Credit UnionLynchburgVirginia
    Smith River Community Bank, NAMartinsvilleVirginia
    1st Service BankMcLeanVirginia
    Hanover BankMechanicsvilleVirginia
    Southern Community Bank & TrustMidlothianVirginia
    Newport News Shipbuilding Employees Credit Union, IncNewport NewsVirginia
    Central Virginia BankPowhatonVirginia
    The Bank of Richmond, NARichmondVirginia
    Virginia Credit Union, IncRichmondVirginia
    Member One Federal Credit UnionRoanokeVirginia
    Tech Federal Credit UnionRoanokeVirginia
    Community Bank of Northern VirginiaSterlingVirginia
    Bank@LantecVirginia BeachVirginia
    Citizens and Farmers BankWest PointVirginia
    Federal Home Loan Bank of Cincinnati—District 5
    Citizens Deposit Bank of Arlington, Inc.ArlingtonKentucky
    Classic Bank CorporationAshlandKentucky
    Peoples Bank & Trust Company of Madison CountyBereaKentucky
    Citizens BankBrodheadKentucky
    Deposit Bank of CarlisleCarlisleKentucky
    King Southern BankChaplinKentucky
    Tri-County National BankCorbinKentucky
    The Farmers National Bank of DanvilleDanvilleKentucky
    Dixon BankDixonKentucky
    First Citizens BankElizabethtownKentucky
    American Founders Bank, Inc.FrankfortKentucky
    Farmers Bank & Capital Trust Company, Inc.FrankfortKentucky
    Franklin Bank & Trust CompanyFranklinKentucky
    Fort Knox Federal Credit UnionFt. KnoxKentucky
    First National Bank and Trust CompanyGeorgetownKentucky
    The Farmers Bank and Trust CompanyGeorgetownKentucky
    Henderson National BankHendersonKentucky
    United Southern BankHopkinsvilleKentucky
    Kentucky Banking Centers, Inc.Horse CaveKentucky
    Century Bank of KentuckyLawrenceburgKentucky
    First Federal BankLexingtonKentucky
    Kentucky Telco Federal Credit UnionLouisvilleKentucky
    Members First Federal Credit UnionLouisvilleKentucky
    Republic Bank and Trust CompanyLouisvilleKentucky
    The First National Bank of MayfieldMayfieldKentucky
    Jackson County BankMcKeeKentucky
    The Farmers Bank of MiltonMiltonKentucky
    Morehead National BankMoreheadKentucky
    Peoples Bank & Trust CompanyOwentonKentucky
    Springfield State BankSpringfieldKentucky
    South Central BankTompkinsvilleKentucky
    Citizens Deposit Bank & TrustVanceburgKentucky
    East Kentucky Employees Federal Credit UnionWinchesterKentucky
    The Apple Creek Banking CompanyApple CreekOhio
    Sharefax Credit Union, Inc.BataviaOhio
    The First National Bank of BellevueBellevueOhio
    Monitor BankBig PrairieOhio
    Community First Bank and TrustCelinaOhio
    Cottage Savings BankCincinnatiOhio
    The Clyde Savings Bank CompanyClydeOhio
    KEMBA Financial Credit Union, Inc.ColumbusOhio
    The Huntington National BankColumbusOhio
    The Community BankCrooksvilleOhio
    Citizens National Bank of SouthwesternDaytonOhio
    First Federal Savings Bank of DoverDoverOhio
    Dover-Phila Federal Credit UnionDoverOhio
    1st National Community BankEast LiverpoolOhio
    The Bankers Guarantee Title & Trust CompanyFairlawnOhio
    The Peoples Bank Inc.GambierOhio
    The Genoa Banking CompanyGenoaOhio
    The Richland Trust CompanyMansfieldOhio
    The Metamora State BankMetamoraOhio
    Consumers National BankMinervaOhio
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    The Henry County BankNapoleonOhio
    Home FS&LA of NilesNilesOhio
    Community One Credit Union of OhioNorth CantonOhio
    The Osgood State BankOsgoodOhio
    The Ottoville Bank CompanyOttovilleOhio
    Somerville National BankSomervilleOhio
    Erie Shores Credit Union, Inc.ToledoOhio
    Champaign National Bank and TrustUrbanaOhio
    FSG Bank, NAChattanoogaTennessee
    Bank of ClevelandClevelandTennessee
    Citizens Tri-County BankDunlapTennessee
    Citizens BankElizabethtonTennessee
    Erwin National BankErwinTennessee
    Andrew Johnson BankGreenevilleTennessee
    MemphisFirst Community BankMemphisTennessee
    Union Planters Bank of the Lakeway AreaMorristownTennessee
    Bank of the SouthMount JulietTennessee
    PrimeTrust BankNashvilleTennessee
    Insurors Bank of TennesseeNashvilleTennessee
    The Bank of NashvilleNashvilleTennessee
    Capital Bank & Trust CompanyNashvilleTennessee
    The Oakland Deposit BankOaklandTennessee
    Farmers BankParsonsTennessee
    First National Bank of PulaskiPulaskiTennessee
    Mountain National BankSeviervilleTennessee
    First Century BankTazewellTennessee
    Federal Home Loan Bank of Indianapolis—District 6
    Community State BankAvillaIndiana
    Bath State BankBathIndiana
    First Bank of BerneBerneIndiana
    Monroe BankBloomingtonIndiana
    United Commerce BankBloomingtonIndiana
    The Farmers and Merchants BankBoswellIndiana
    Community State BankBrookIndiana
    The Farmer State BankBrookstonIndiana
    People's Trust CompanyBrookvilleIndiana
    Republic Bank & Trust Company of IndianaClarksvilleIndiana
    Irwin Union BankColumbusIndiana
    The Fountain Trust CompanyCovingtonIndiana
    DeMotte State BankDeMotteIndiana
    Elkhart Community BankElkhartIndiana
    The Peoples State BankEllettsvilleIndiana
    Bank of Evansville, National AssociationEvansvilleIndiana
    Integra BankEvansvilleIndiana
    The Citizens Exchange BankFairmountIndiana
    Michigan Heritage BankFarmington HillsIndiana
    Bank of GenevaGenevaIndiana
    Goshen Community BankGoshenIndiana
    Mercantile National Bank of IndianaHammondIndiana
    Bippus State BankHuntingtonIndiana
    First Internet Bank of IndianaIndianapolisIndiana
    Salin Bank & Trust CompanyIndianapolisIndiana
    National City Bank of IndianaIndianapolisIndiana
    The National Bank of IndianapolisIndianapolisIndiana
    Kentland BankKentlandIndiana
    Solidarity Community Federal Credit UnionKokomoIndiana
    Lafayette Community BankLafayetteIndiana
    The Lafayette Life Insurance CompanyLafayetteIndiana
    Farmers State BankLanesvilleIndiana
    American State BankLawrenceburgIndiana
    Peoples Trust CompanyLintonIndiana
    State Bank of LiztonLiztonIndiana
    Citizens BankMooresvilleIndiana
    Ball State Federal Credit UnionMuncieIndiana
    The Napoleon State BankNapoleonIndiana
    Hometown National BankNew AlbanyIndiana
    Independence BankNew AlbanyIndiana
    Indiana Lawrence BankNorth ManchesterIndiana
    Union Bank & Trust CompanyNorth VernonIndiana
    First National BankPortlandIndiana
    The Morris Plan Company of Terre Haute, Inc.Terre HauteIndiana
    Home National Bank of ThorntownThorntownIndiana
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    Lake City BankWarsawIndiana
    Alden State BankAldenMichigan
    Midwest Financial Credit UnionAnn ArborMichigan
    Northstar BankBad AxeMichigan
    Macomb Schools and Government Credit UnionClinton TownshipMichigan
    Home Federal Savings BankDetroitMichigan
    First National Bank of AmericaEast LansingMichigan
    The State Bank of FentonFentonMichigan
    Dort Federal Credit UnionFlintMichigan
    West Michigan National Bank & Trust CompanyFrankfortMichigan
    First Bank, Upper MichiganGladstoneMichigan
    United Bank of MichiganGrand RapidsMichigan
    Educational Community Credit UnionKalamazooMichigan
    Keystone Community BankKalamazooMichigan
    Communications Services Credit UnionLansingMichigan
    Lansing Automakers Federal Credit UnionLansingMichigan
    Chemical Bank & Trust CompanyMidlandMichigan
    Farmers State Bank of MunithMunithMichigan
    Muskegon Commerce BankMuskegonMichigan
    First General Credit UnionMuskegonMichigan
    Royal Oakland Community Credit UnionRoyal OakMichigan
    Chemical Bank MontcalmStantonMichigan
    BestSource Credit UnionWaterfordMichigan
    Federal Home Loan Bank of Chicago—District 7
    Anchor State BankAnchorIllinois
    State Bank of AuburnAuburnIllinois
    First State Bank of BeardstownBeardstownIllinois
    Germantown Trust and Savings BankBreeseIllinois
    The Bank of CarbondaleCarbondaleIllinois
    Highland Community BankChicagoIllinois
    Home State Bank/National AssociationCrystal LakeIllinois
    Farmers State Bank of DanforthDanforthIllinois
    Durand State BankDurandIllinois
    First Community BankElginIllinois
    Standard Bank and Trust CompanyEvergreen ParkIllinois
    First Eagle National BankHanover ParkIllinois
    Bank of Calhoun CountyHardinIllinois
    The First National Bank of LaconLaconIllinois
    The Farmers Bank of LibertyLibertyIllinois
    Banterra BankMarionIllinois
    Maroa Forsyth Community BankMaroaIllinois
    First Mid-Illinois Bank & TrustMattoonIllinois
    First State BankMendotaIllinois
    Citizens State Bank of MilfordMilfordIllinois
    BankOrionOrionIllinois
    The Citizens National Bank of ParisParisIllinois
    South Side Trust & Savings Bank of PeoriaPeoriaIllinois
    Bank of PontiacPontiacIllinois
    Princeville State BankPrincevilleIllinois
    The Farmers National Bank of ProphetstownProphetstownIllinois
    Lakeland Community BankRound Lake HeightsIllinois
    Marion County Savings BankSalemIllinois
    Bank of SpringfieldSpringfieldIllinois
    First Community State BankStauntonIllinois
    First National Bank in TaylorvilleTaylorvilleIllinois
    First National Bank of WaterlooWaterlooIllinois
    Williamsville State Bank & TrustWilliamsvilleIllinois
    Hinsbrook Bank and TrustWillowbrookIllinois
    Citizens Community Federal Credit UnionAltoonaWisconsin
    The Baraboo National BankBarabooWisconsin
    Union Bank of BlairBlairWisconsin
    Great Midwest Bank, S.S.B.BrookfieldWisconsin
    First National Bank of Eagle RiverEagle RiverWisconsin
    Royal BankElroyWisconsin
    Oak BankFitchburgWisconsin
    State Bank of FlorenceFlorenceWisconsin
    Bank of GalesvilleGalesvilleWisconsin
    First National Bank of HartfordHartfordWisconsin
    Blackhawk Credit UnionJanesvilleWisconsin
    Bank of KenoshaKenoshaWisconsin
    Coulee State BankLaCrosseWisconsin
    Citizens State Bank of LoyalLoyalWisconsin
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    Bank of LuxemburgLuxemburgWisconsin
    First Business BankMadisonWisconsin
    CUNA Mutual Insurance SocietyMadisonWisconsin
    Columbia Savings and Loan AssociationMilwaukeeWisconsin
    Citizens Bank of MukwonagoMukwonagoWisconsin
    First State BankNew LondonWisconsin
    S & C BankNew RichmondWisconsin
    First Bank Financial CentreOconomowocWisconsin
    Farmers State BankRidgelandWisconsin
    River Valley State BankRothschildWisconsin
    River BankStoddardWisconsin
    Community BankSuperiorWisconsin
    First National Bank of ViroquaViroquaWisconsin
    Waldo State BankWaldoWisconsin
    Farmers & Merchants State BankWaterlooWisconsin
    InvestorsBankWaukeshaWisconsin
    Waukesha State BankWaukeshaWisconsin
    The National Bank of WaupunWaupunWisconsin
    Marathon Savings BankWausauWisconsin
    Bank NorthWausaukeeWisconsin
    John O. Melby & Company BankWhitehallWisconsin
    Chippewa Valley BankWinterWisconsin
    Woodford State BankWoodfordWisconsin
    Federal Home Loan Bank of Des Moines—District 8
    City State BankCentral CityIowa
    Midwest Heritage BankCharitonIowa
    Peoples Savings BankCharles CityIowa
    Great River Bank & TrustDavenportIowa
    Iowa State BankDes MoinesIowa
    Lee County Bank & Trust, N.A.Fort MadisonIowa
    Grinnell State BankGrinnellIowa
    Security State BankIndependenceIowa
    Community First BankKeosauquaIowa
    Pleasantville State BankPleasantvilleIowa
    First Federal BankSioux CityIowa
    Northeast Security BankSumnerIowa
    Farmers & Merchants Savings BankWaukonIowa
    Earlham Savings BankWest Des MoinesIowa
    Liberty Bank, FSBWest Des MoinesIowa
    First Trust and Savings BankWheatlandIowa
    North American State BankBelgradeMinnesota
    Bremer Bank National AssociationBrainerdMinnesota
    First Security Bank—CanbyCanbyMinnesota
    First National Bank of ChaskaChaskaMinnesota
    Republic Bank, Inc.DuluthMinnesota
    Valley Bank-DundasDundasMinnesota
    Bremer Bank, NAInternational FallsMinnesota
    Security State Bank of LewistonLewistonMinnesota
    Minnwest Bank LuverneLuverneMinnesota
    Premier BankMaplewoodMinnesota
    Security State Bank of MarineMarine on St. CroixMinnesota
    Bremer Bank, NAMarshallMinnesota
    Franklin National Bank of MinneapolisMinneapolisMinnesota
    Northeast BankMinneapolisMinnesota
    First Minnetonka City BankMinnetonkaMinnesota
    Minnwest Bank CentralMontevideoMinnesota
    Lake Region BankNew LondonMinnesota
    United Community BankPerhamMinnesota
    Farmers & Merchants State BankPierzMinnesota
    Pine Island BankPine IslandMinnesota
    First National Bank and TrustPipestoneMinnesota
    State Bank of RichmondRichmondMinnesota
    Minnesota First Credit and SavingsRochesterMinnesota
    Pine Country BankRoyaltonMinnesota
    Beacon BankShorewoodMinnesota
    Bremer Bank National AssociationSouth St. PaulMinnesota
    Farmers & Merchants State BankSpringfieldMinnesota
    Liberty Savings Bank, fsbSt. CloudMinnesota
    Capital BankSt. PaulMinnesota
    First Integrity Bank, National AssociationStaplesMinnesota
    Central BankStillwaterMinnesota
    Northern State Bank of Thief River FallsThief River FallsMinnesota
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    Community Bank Vernon CenterVernon CenterMinnesota
    Paragon BankWellsMinnesota
    State Bank of WheatonWheatonMinnesota
    Bremer Bank N.A.WillmarMinnesota
    Winona National BankWinonaMinnesota
    Bank of AdvanceAdvanceMissouri
    Alliant BankBoonvilleMissouri
    Carroll County Savings and Loan AssociationCarrolltonMissouri
    Enterprise BankClaytonMissouri
    First Midwest Bank of DexterDexterMissouri
    Farmers & Merchants Bank of HaleHaleMissouri
    Farmers & Commercial BankHoldenMissouri
    Midwest Independent BankJefferson CityMissouri
    The Exchange National Bank of Jefferson CityJefferson CityMissouri
    Bank Midwest, N.A.Kansas CityMissouri
    Union BankKansas CityMissouri
    First Community BankKnob NosterMissouri
    First Community Bank, MissouriMaldenMissouri
    Martinsburg Bank and TrustMartinsburgMissouri
    Central Bank of Lake of the OzarksOsage BeachMissouri
    First Midwest Bank of Poplar BluffPoplar BluffMissouri
    Bank of RothvilleRothvilleMissouri
    St. Louis Postal Credit UnionSt. LouisMissouri
    Citizens National Bank of Greater St. LouisSt. LouisMissouri
    Anheuser-Busch Employees' Credit UnionSt. LouisMissouri
    Jefferson Bank and Trust CompanySt. LouisMissouri
    First Community National BankSteelvilleMissouri
    American Sterling BankSugar CreekMissouri
    Bank of SullivanSullivanMissouri
    First Midwest Bank of Carter CountyVan BurenMissouri
    Bank of CrockerWaynesvilleMissouri
    West Plains Bank & Trust CompanyWest PlainsMissouri
    Bank of WestonWestonMissouri
    Bank Center FirstBismarckNorth Dakota
    Bank of North DakotaBismarckNorth Dakota
    CountryBank, USACandoNorth Dakota
    Security First Bank of North DakotaCenterNorth Dakota
    Choice Financial GroupGraftonNorth Dakota
    First State Bank of SharonSharonNorth Dakota
    American State Bank and Trust Co. of WillistonWillistonNorth Dakota
    First National Bank of PhilipPhilipSouth Dakota
    First National BankPierreSouth Dakota
    The First National Bank in Sioux FallsSioux FallsSouth Dakota
    Federal Home Loan Bank of Dallas—District 9
    Union Bank of BentonBentonArkansas
    First National Bank of BerryvilleBerryvilleArkansas
    First National Bank of Izard CountyCalico RockArkansas
    First Security Bank of ConwayConwayArkansas
    First National Bank of De QueenDe QueenArkansas
    The First National Bank of DeWittDeWittArkansas
    Bank of EnglandEnglandArkansas
    First National BankGreen ForestArkansas
    Helena National BankHelenaArkansas
    First National BankHot SpringsArkansas
    Commercial Bank and TrustMonticelloArkansas
    First National B&T Co. of Mountain HomeMountain HomeArkansas
    Chart BankPerryvilleArkansas
    Simmons First National BankPine BluffArkansas
    Bank of PrescottPrescottArkansas
    Riverside BankSparkmanArkansas
    First National BankArcadiaLouisiana
    Citizens National Bank, N.ABossier CityLouisiana
    Parish National BankCovingtonLouisiana
    Guaranty Bank & Trust Company of DelhiDelhiLouisiana
    Catahoula—LaSalle BankJonesvilleLouisiana
    Progressive National Bank of DeSoto ParishMansfieldLouisiana
    Bank of MaringuoinMaringuoinLouisiana
    Louisiana Corporate Credit UnionMetairieLouisiana
    Whitney National BankNew OrleansLouisiana
    Hibernia National BankNew OrleansLouisiana
    Guaranty Bank and Trust CompanyNew RoadsLouisiana
    Tensas State BankNewelltonLouisiana
    Start Printed Page 13849
    Patterson State BankPattersonLouisiana
    Iberville Trust and Savings BankPlaquemineLouisiana
    Rayne State Bank & Trust CompanyRayneLouisiana
    Teche Bank & Trust CompanySt. MartinvilleLouisiana
    Bank of Sunset and Trust CompanySunsetLouisiana
    Washington State BankWashingtonLouisiana
    Forest Kraft Federal Credit UnionWest MonroeLouisiana
    Security Bank of AmoryAmoryMississippi
    Coast Community BankBiloxiMississippi
    Citizens BankColumbiaMississippi
    Jefferson BankFayetteMississippi
    First Commercial BankJacksonMississippi
    Bank of KilmichaelKilmichaelMississippi
    Peoples BankMendenhallMississippi
    Bank of MortonMortonMississippi
    Merchants and Planters BankRaymondMississippi
    Richton Bank & Trust CompanyRichtonMississippi
    Delta Southern BankRulevilleMississippi
    Cornerstone BankSenatobiaMississippi
    First State BankWaynesboroMississippi
    First National Bank of WigginsWigginsMississippi
    Sunrise Bank of AlbuquerqueAlbuquerqueNew Mexico
    High Desert State BankAlbuquerqueNew Mexico
    Interamerica BankAlbuquerqueNew Mexico
    Farmers & Stockmens Bank of ClaytonClaytonNew Mexico
    FirstBank, FSBClovisNew Mexico
    Valley National BankEspanolaNew Mexico
    Lea County State BankHobbsNew Mexico
    Bank of the Rio Grande, N.ALas CrucesNew Mexico
    Mesilla Valley BankLas CrucesNew Mexico
    White Sands Federal Credit UnionLas CrucesNew Mexico
    Bank of the SouthwestRoswellNew Mexico
    City Bank New MexicoRuidosoNew Mexico
    Citizens BankTucumcariNew Mexico
    Bank of TexasAustinTexas
    The First National Bank of BryanBryanTexas
    First Bank and Trust of ChildressChildressTexas
    Southwest Bank of Fort WorthFort WorthTexas
    HomeTown Bank, N.AGalvestonTexas
    Gruver State BankGruverTexas
    Hull State BankHullTexas
    Industry State BankIndustryTexas
    The First National Bank of RefugioRefugioTexas
    Federal Home Loan Bank of Topeka—District 10
    Citizens National Bank of AkronAkronColorado
    Fitzsimmons Community Federal Credit UnionAuroraColorado
    Colorado National BankColorado SpringsColorado
    Cheyenne Mountain BankColorado SpringsColorado
    First National Bank of Colorado SpringsColorado SpringsColorado
    FirstBank of DenverDenverColorado
    Denver Community Federal Credit UnionDenverColorado
    Security Life of Denver Insurance CompanyDenverColorado
    Matrix Capital BankDenverColorado
    Colorado State Bank and TrustDenverColorado
    FirstBank of Cherry CreekDenverColorado
    Bank of DurangoDurangoColorado
    Millennium BankEdwardsColorado
    Trust Company of AmericaEnglewoodColorado
    Farmers State Bank of Fort MorganFort MorganColorado
    Home Loan Industrial BankGrand JunctionColorado
    Cache Bank & TrustGreeleyColorado
    First American State BankGreenwood VillageColorado
    The Colorado Bank and TrustLa JuntaColorado
    Front Range BankLakewoodColorado
    FirstBank of ColoradoLakewoodColorado
    Horizon Banks, N.A.LimonColorado
    FirstBank of South JeffcoLittletonColorado
    First Main Street BankLongmontColorado
    Advantage BankLovelandColorado
    Peak National BankNederlandColorado
    Labette BankAltamontKansas
    Union State BankArkansas CityKansas
    Start Printed Page 13850
    Baxter State BankBaxter SpringsKansas
    First National BankDerbyKansas
    Pony Express Community BankElwoodKansas
    Citizens State BankGridleyKansas
    The First National Bank of Hutchinson, KansasHutchinsonKansas
    Brotherhood Bank & Trust CompanyKansas CityKansas
    Landmark National BankManhattanKansas
    Peoples Bank & Trust CompanyMcPhersonKansas
    First Neodesha BankNeodeshaKansas
    Hillcrest BankOverland ParkKansas
    Grant County BankUlyssesKansas
    Union State BankUniontownKansas
    CornerBank, N.A.WinfieldKansas
    Battle Creek State BankBattle CreekNebraska
    First National BankBeemerNebraska
    Columbus Bank and Trust CompanyColumbusNebraska
    Fremont National BankFremontNebraska
    Fullerton National BankFullertonNebraska
    Thayer County BankHebronNebraska
    Union Bank & Trust CompanyLincolnNebraska
    McCook National BankMcCookNebraska
    Adams Bank & TrustOgallalaNebraska
    Mutual First Federal Credit UnionOmahaNebraska
    Omaha State BankOmahaNebraska
    First Westroads Bank, Inc.OmahaNebraska
    Metro Health Services Federal Credit UnionOmahaNebraska
    First National Bank in OrdOrdNebraska
    First National BankSchuylerNebraska
    The Stanton National BankStantonNebraska
    Farmers & Merchants State Bank of WayneWayneNebraska
    Home National BankBlackwellOklahoma
    American State BankBroken BowOklahoma
    First United Bank and TrustDurantOklahoma
    Central National Bank and Trust CompanyEnidOklahoma
    The Farmers and Merchants NB of FairviewFairviewOklahoma
    Security First National BankHugoOklahoma
    First Fidelity BankOklahoma CityOklahoma
    Southwestern BankOklahoma CityOklahoma
    Pauls Valley National BankPauls ValleyOklahoma
    Pioneer Bank and TrustPonca CityOklahoma
    First State Bank in TempleTempleOklahoma
    First Farmers National BankWaurikaOklahoma
    Federal Home Loan Bank of San Francisco—District 11
    Credit Union WestPhoenixArizona
    Valley Commerce BankPhoenixArizona
    Sunrise Bank of ArizonaPhoenixArizona
    Desert Hills BankPhoenixArizona
    Johnson Bank ArizonaPhoenixArizona
    Arizona Federal Credit UnionPhoenixArizona
    Copper Star BankScottsdaleArizona
    Stearns Bank Arizona, NAScottsdaleArizona
    Auburn Community BankAuburnCalifornia
    Kern Schools Federal Credit UnionBakersfieldCalifornia
    Mission BankBakersfieldCalifornia
    City National BankBeverly HillsCalifornia
    First Bank of Beverly HillsCalabasasCalifornia
    Telesis Community Credit UnionChatsworthCalifornia
    Evertrust BankCity of IndustryCalifornia
    Pacific Mercantile BankCosta MesaCalifornia
    Stockmans BankElk GroveCalifornia
    Southwest Community BankEncinitasCalifornia
    Pacific Community Credit UnionFullertonCalifornia
    Foothill Independent BankGlendoraCalifornia
    Imperial Capital BankLa JollaCalifornia
    InterBusiness Bank, N.A.Los AngelesCalifornia
    Kinecta Federal Credit UnionManhattan BeachCalifornia
    Gold Country Bank, NAMarysvilleCalifornia
    Silicon Valley Federal Credit UnionMountain ViewCalifornia
    Circle BankNovatoCalifornia
    Summit BankOaklandCalifornia
    Network Bank USAOntarioCalifornia
    Addison Avenue Federal Credit UnionPalo AltoCalifornia
    Start Printed Page 13851
    Vineyard National BankRancho CucamongaCalifornia
    Mid Valley BankRed BluffCalifornia
    North Valley BankReddingCalifornia
    The Mechanics BankRichmondCalifornia
    Riverside County's Credit UnionRiversideCalifornia
    The Bank of HemetRiversideCalifornia
    Bank of SacramentoSacramentoCalifornia
    The Golden One Credit UnionSacramentoCalifornia
    Arrowhead Central Credit UnionSan BernardinoCalifornia
    California Coast Credit UnionSan DiegoCalifornia
    1st Pacific Bank of CaliforniaSan DiegoCalifornia
    Trans Pacific National BankSan FranciscoCalifornia
    Bank of AmericaSan FranciscoCalifornia
    Technology Credit UnionSan JoseCalifornia
    Mission Community Bank, N.A.San Luis ObispoCalifornia
    Borel Bank & Trust CompanySan MateoCalifornia
    Westamerica BankSan RafaelCalifornia
    Sterlent Federal Credit UnionSan RamonCalifornia
    Montecito Bank & TrustSanta BarbaraCalifornia
    Pacific Capital Bank, N.A.Santa BarbaraCalifornia
    Hacienda BankSanta MariaCalifornia
    Santa Clara Valley Bank, N.A.Santa PaulaCalifornia
    Central California BankSonoraCalifornia
    Priority One Credit UnionSouth PasadenaCalifornia
    Community Bank of San JoaquinStocktonCalifornia
    Temecula Valley Bank, NATemeculaCalifornia
    Mission Oaks National BankTemeculaCalifornia
    Honda Federal Credit UnionTorranceCalifornia
    Travis Credit UnionVacavilleCalifornia
    Bank of the WestWalnut CreekCalifornia
    First Financial Credit UnionWest CovinaCalifornia
    Credit Union of Southern CaliforniaWhittierCalifornia
    Nevada State BankLas VegasNevada
    Nevada First BankLas VegasNevada
    BankWest of NevadaLas VegasNevada
    Desert Community BankLas VegasNevada
    Nevada Security BankRenoNevada
    Federal Home Loan Bank of Seattle—District 12
    Bank of HawaiiHonoluluHawaii
    D.L. Evans BankBurleyIdaho
    bankcdaCoeur D'AleneIdaho
    Magic Valley BankTwin FallsIdaho
    Citizens Bank and Trust CompanyBig TimberMontana
    First Interstate BankBillingsMontana
    Bank of BridgerBridgerMontana
    Citizens State Bank of ChoteauChoteauMontana
    First Security Bank of Deer LodgeDeer LodgeMontana
    State Bank & Trust CompanyDillonMontana
    First National Bank of FairfieldFairfieldMontana
    First Citizens Bank of PolsonPolsonMontana
    1st BankSidneyMontana
    Lake County BankSt. IgnatiusMontana
    First State Bank of Thompson FallsThompson FallsMontana
    Ruby Valley National BankTwin BridgesMontana
    Bank of the RockiesWhite Sulphur SpringsMontana
    Whitefish Credit Union AssociationWhitefishMontana
    OSU Federal Credit UnionCorvallisOregon
    The Merchants BankGreshamOregon
    Community BankJosephOregon
    Barnes Banking CompanyKaysvilleUtah
    Cache Valley BankLoganUtah
    Southern Utah Federal CreditSt. GeorgeUtah
    Peoples BankLyndenWashington
    Peninsula Community Federal Credit UnionSheltonWashington
    Inland Northwest BankSpokaneWashington
    AmericanWest BankSpokaneWashington
    Sound Credit UnionTacomaWashington
    Clark County School Employees Credit UnionVancouverWashington
    NCW Community BankWenatcheeWashington
    Shoshone First BankCodyWyoming
    Start Printed Page 13852

    II. Public Comments

    To encourage the submission of public comments on the community support performance of Bank members, on or before April 30, 2004, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2004-05 first quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2004-05 first quarter review cycle must be delivered to the Finance Board on or before the April 30, 2004 deadline for submission of Community Support Statements.

    Start Signature

    Dated: March 18, 2004.

    John Harry Jorgenson,

    General Counsel.

    End Signature End Supplemental Information

    [FR Doc. 04-6478 Filed 3-23-04; 8:45 am]

    BILLING CODE 6725-01-P

Document Information

Published:
03/24/2004
Department:
Federal Housing Finance Board
Entry Type:
Notice
Action:
Notice.
Document Number:
04-6478
Dates:
Bank members selected for the 2004-05 first quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board on or before June 1, 2004.
Pages:
13839-13852 (14 pages)
Docket Numbers:
No. 2004-N-6
PDF File:
04-6478.pdf