02-5001. Mortgagee Review Board; Administrative Actions

AGENCY:

Office of the Assistant Secretary for Housing-Federal Housing Commissioner, HUD.

ACTION:

Notice.

SUMMARY:

In compliance with section 202(c) of the National Housing Act, notice is given of the cause and description of administrative actions taken by HUD's Mortgagee Review Board against HUD-approved mortgagees.

FOR FURTHER INFORMATION CONTACT:

Phillip A. Murray, Director, Office of Lender Activities and Program Compliance, Room B-133-3214 Plaza, 451 Seventh Street, SW, Washington, DC 20410, telephone: [phone]. (This is not a toll-free number.) A Telecommunications Device for Hearing and Speech-Impaired Individuals is available at 1-800-877-8339 (Federal Information Relay Service).

SUPPLEMENTARY INFORMATION:

Section 202(c)(5) of the National Housing Act (added by section 142 of the Department of Housing and Urban Development Reform Act of 1989, Public Law 101-235, approved December 15, 1989), requires that HUD publish a description of and the cause for administrative actions against a HUD-approved mortgagee by the Department's Mortgagee Review Board. In compliance with the requirements of section 202(c)(5), notice is given of administrative actions that have been taken by the Mortgagee Review Board from April 1, 2001 through September 30, 2001.

Title I Lenders and Title II Mortgagees that failed to comply with HUD/FHA requirements for the submission of an audited annual financial statement and/or payment of the annual recertification fee.

Action: Withdrawal of HUD/FHA Title I lender approval and Title II mortgagee approval.

Cause: Failure to submit to the Department the required annual audited financial statement, an acceptable annual audited financial statement, and/or remit the required annual recertification fee.

333 Title I Lenders and Loan Correspondents Terminated Between April 1, 2001 and September 30, 2001

Name	City	State
ABC Lending Inc	Coral Springs	FL
Affordable Home Funding	Fairport	NY
AFS Investments Inc	Cathedral City	CA
Air Academy Federal Credit Union	Colorado Springs	CO
Albany BK + TR Company N A	Chicago	IL
All Service Mortgage Inc	Woodstock	GA
Allfirst Bank	Harrisburg	PA
Alpha Mortgage Corporation Inc	Villa Park	IL
Ambank Illinois NA	Robinson	IL
Ameri-Cap Mortgage Group Inc	Plantation	FL
American Charter Mortgage	Downey	CA
American City Mortgage Corp	Carson	CA
American Diversified Mortgage	Laguna Hills	CA
American Family Financial Services	Atlanta	GA
American Home Bancorp	Huntington Beach	CA
American Lending Inc	Honolulu	HI
American Mortgage Express Fin	San Diego	CA
American United Mortgage Corporation	Greenwood Village	CO
Americanet Mortgage Corporation	Laguna Hills	CA
Amwest Mortgage Inc	Tahoe City	CA
Anheuser Busch Employees Cu	St Louis	MO
Anson Financial Inc	Bedford	TX
Apollo Funding LLC	Broomfield	CO
Approval First Mortgage Corp	Lakeland	FL
Approved Federal Savings Bank	Virginia Beach	VA
Approved Mortgage Financing	Jacksonville Beach	FL
Arlington National Bank	Arlington	TX
Associated Bank North	Wausau	WI
Assurety Mortgage Group Inc	Decatur	GA
Atlantic Financial Mortgage	Pleasanton	CA
Atlas Capital Corporation	Irvine	CA
Augusta Federal Savings Bank	Augusta	ME
Aviles and Associates Inc	Tampa	FL
Axiom Financial Inc	Orem	UT
Banco Popular De P R	San Juan	PR
Bank One NA	Columbus	OH
Bankers First Mortgage Company	Owings Mills	MD
BankVista	Sartell	MN
Barrington Capital Corporation	Irvine	CA
Barrons Mortgage Corp	Brea	CA
Bayside Financial Corp	Mission Viejo	CA
Beach Cities Mortgage Corporation	Santa Ana	CA
Big Island Mortgage Corp	Kailua Kona	HI
BOCC Funding Corporation	Reston	VA
Border State Bank Greenbush	Greenbush	MN
Brazoswood National Bank	Richwood	TX
California Capital Associates	San Diego	CA
California Home Lenders Inc	Long Beach	CA
California Trusted Funding Group	Los Angeles	CA
Callaway Bank	Fulton	MO
Carolina Home Mortgage Group Inc	Columbia	SC
Central New England Mortgage	Worcester	MA
Centurion Mortgage Inc	Kennesaw	GA
Certified Home Loans of Florida Inc	Miami	FL
Chase Bank of Texas NA	Houston	TX
Chemical Bank Montcalm	Stanton	MI
Chemical Bank North	Grayling	MI
Chisago State Bank	Chisago City	MN
Cima Home Loans	South Pasadena	CA
Citizens Bank of—Las Cruces	Las Cruces	NM
Citizens First Bank	El Dorado	AR
Citizens Savings Bank F.S.B.	Normal	IL
City National Bank West Virgina	Charleston	WV
Citywide Financial Group Inc	Long Beach	CA
Citywide Loan Services	Chatsworth	CA
Cloquet Co-Op CR UN	Cloquet	MN
CM Nationwide Mortgage Corp	Santa Ana	CA
CMA Services Group	Long Beach	CA
CNB National Bank	Jacksonville	FL
Coastal Capital Corp	Jericho	NY
Cohoes Savings Bank	Cohoes	NY
Colonial Bank	Des Peres	MO
Columbia Equities LTD	Tarrytown	NY
Commerce Bank	Kansas City	MO
Community Bank-Dearborn	Dearborn	MI
Community Commerce Bank	Commerce	CA
Community Home Equities Corp	Hillside	NJ
Consolidated Consultants Inc	Las Vegas	NV
Consumer Electronic EMP FCU	Marion	IN
Coop CR NVL RVLT RDS	Fajarado	PR
Corona Hills Financial Inc	Boise	ID
Credicorp Inc	Chicago	IL
Crystal Mortgage Corp	Piscataway	NJ
D C Capital Group Inc	West Covina	CA
Dedham Institute for Savings	Denham	MA
Del Sol Mortgage	Carson	CA
DMI Inc	Boise	ID
Donald C Kinnsch	Lake Elsinore	CA
Downey Mutual Financial Inc	Downey	CA
DPS FInancial Services Inc	Laguna Hills	CA
Duluth Federal Employee CU	Duluth	MN
Eagle Mortgage Company	Omaha	NE
EFC Securitized Assets LC	Austin	TX
Elmira Savings Bank	Elmira	NY
Empire Funding Corp	Austin	TX
Enterprise Capital Corporation	Van Nuys	CA
Erwin Residential Group	Valley Village	CA
Euro Funding Corp	Downey	CA
Evergreen Pacific Mortgage Inc	Eugene	OR
Excel Mortgage Co	Brentwood	TN
Executive Mortgage Bankers LTD	Farmingdale	NY
Express Real Estate Finance Inc	Glendale	CA
F and M Bank	Hilbert	WI
F and M Bank Emporia	Emporia	VA
Farm Bureau Bank FSB	Sparks	NV
Farmers & Merchants State Bank	Waterloo	WI
FCMC Inc	Boulder	CO
Federal Mortgage Corporation	Waterford	MI
Ficus Financial Services Inc	Chicago	IL
Fidelity Funding Mortgage Corp	Richardson	TX
Fina Employees Federal C U	Dallas	TX
Financial Center West	Santa Ana	CA
First Allied Mortgage Inc	Walnut Creek	CA
First Atlantic Mtge LLC	Atlanta	GA
First Bank	Ketchikan	AK
First Bank of Conroe NA	Conroe	TX
First Community Bank	Pocahontas	AR
First Community Mortgage Company LLC	Henderson	NC
First Federal Savings Bank	Tuscaloosa	AL
First Financial Credit Union	West Covina	CA
First Funding Mortgage Corp	Charlotte	NC
First Home Mortgage Corp	Mount Prospect	IL
First Independence National Bank	Detroit	MI
First National Bank	El Dorado	AR
First National Bank	Ames	IA
First National Bank North	Sandstone	MN
First National Bank of Magnolia	Magnolia	AR
First National Bank Southeast	Reidsville	NC
First Priority Financial Inc	Dublin	CA
First Residential Mortgage	Birmingham	AL
First Savings and Loan Assn	Sea Isle	NJ
First Savings Bank	Perkasie	pa
First State Bank and Trust	Rainelle	WV
First Vantage Bank-Tri-Cities	Damascus	VA
Firstar Bank Milwaukee Na	Milwaukee	WI
Firstar Trust Company	Milwaukee	WI
Firstbank Oaklawn	Texarkana	TX
Fletcher Hills Financial	La Mesa	CA
Foremost Mortgage Company LLC	Houston	TX
Foremost Mortgage Company LP	Houston	TX
Fort Snelling Federal CR Union	MInneapolis	MN
Fortress Mortgage Inc	McLean	VA
Fortune Financial Mortgage Corp	Nashua	NH
Fox Chase Federal Savings Bank	Philadelphia	PA
Friendship Community Bank	Ocala	FL
Fund America Investors Corp II	Englewood	CO
G A Investment Inc	Corona	CA
Gateway Services Inc	San Diego	CA
Genesis Federal Credit Union	Springfield	VA
Gold Coast Funding Inc	Irvine	CA
Grant County Bank	Ulysses	KS
Greater Boston Mortgage Inc	Jamaica Plain	MA
Greenback Funding Inc	South El Monte	CA
Greenridge Enterprises	Long Beach	CA
GT Funding Corporation	Lincoln	RI
Hacienda Mortgage Shop Inc	Fremont	CA
Headland National Bank	Headland	AL
Heartland National Bank	Herrin	IL
Highland Community Bank	Chicago	IL
Home Federal Bank FSB	Hamilton	OH
Home Financial Mortgage	Plymouth	MI
Home Lenders Financial Services Inc	Greenville	SC
Home Loan Specialists Inc	Laguna Hills	CA
Home Mortgagee Corporation	Levittown	NY
Home Owner Financial Plus	Tarzana	CA
Home Trust Company	Houston	TX
Hometown National Bank	New Albany	IN
Horizon Financial Corp	Fairfield	NJ
Household Financial Services Inc	Prospect Heights	IL
Howe Mortgage Corporation	Phoenix	AZ
In Time Funding LLC	Somerset	CA
Independent Bank of Oxford	Oxford	AL
Interamerican Financial Services Inc	Miami	FL
Interlinq Financial Corporation	Lake Elsinore	CA
Interstar Mortgage Corporation	Dallas	TX
Interstate Banc Inc	Columbus	OH
Interstate Mtge Direct Funding	Upland	CA
Ixonia State Bank	Ixonia	WI
J and R Mortgage Inc	San Mateo	CA
J S T Development Corp	Woodland Hills	CA
Jefferson Heritage Bank	Ballwin	MO
Jefferson Mortgage and Investment Inc	Birmingham	AL
JM Mortgage Corporation	Garden Grove	CA
Johnson Bank	Racine	WI
Joseph A Broderick Realty Corp	Santa Ana	CA
Kevin White Co Inc	Culver City	CA
Kevron Investments Inc	Westlake Village	CA
Keybank National Association	Boise	ID
King Company LLC	Boise	ID
Ladd Mortgage Company	Canton	CT
Lam Estate Corporation	Santa Ana	CA
Lee and Jackson Finan Services	Camarillo	CA
Lincoln Community Bank	Milwaukee	WI
Linear Capital Inc	Long Beach	CA
Llewellyn Edison Svgs Bank SLA	W Orange	NJ
Loancity-Com	San Jose	CA
Loans for Less Inc	Artesia	CA
Loanstar America Inc	Corona	CA
Madison Home Equities Inc	Lake Success	NY
Mansfield Metro Credit Union	Mansfield	OH
Manufacturers and Traders TR Co	Buffalo	NY
Mar Vista Mortgage	Whittier	CA
MC Mortgage Inc	Laguna Beach	CA
McAloon Mortgage Company Inc	Hollywood	FL
McClian County National Bank	Purcell	OK
MCM Funding Corp	Claremont	CA
Melcor Financial Group Inc	Granada Hills	CA
Member Service Federal CU	Little Rock	AR
Mesa Verde Mortgage Inc	Laguna Hills	CA
Metro Mortgage Inc	Las Cruces	NM
Metropolitan Mortgage FSC	Forestville	MD
MFC First National Bank	Iron River	MI
MFC First National Bank	Marquette	MI
MFC First National Bank	Menominee	MI
Mid County Mortgage Bankers Corp	Norwalk	CT
Midland Bank	Lees Summit	MO
Midwest Funding Corporation	Downers Grove	IL
Millenium Mortgage Investors Corp	Miami	FL
Mortgage Capital Resource Company	Riverside	CA
Mortgage Consultant and Co Inc	Fairfield	NJ
Mortgage Lending LLC	Southaven	MS
Mortgage Network USA Inc	Burr Ridge	IL
Mortgage.Com Inc	Sunrise	FL
Murrieta Financial Inc	Lake Elsinore	CA
National Bank of Commerce	El Dorado	AR
National Bank of Alaska	Anchorage	AK
Nations First Financial LLC	Salt Lake City	UT
Neighborhood National Bank	San Diego	CA
Nicolas Mortgage and Financial Services	San Jose	CA
North County Real Estate Inc	Oceanside	CA
North Hawaii Community FCU	Honokaa	HI
Norwest Bank La Crosse NA	La Crosse	WI
Numax Mortgage Corporation	Germantown	MD
Old Kent Bank	Kalamazoo	MI
Old Kent Mortgage Company	Grand Rapids	MI
Omni Financial Services Inc	Atlanta	GA
P and A Financial Inc	Riverside	CA
Pace Financial Corp	Orlando	FL
Pacific Exchange Mortgage Lender	Woodland Hills	CA
Pacific Horizon Mortgage Corporation	Riverside	CA
Pacific One Bank NA	Kennewick	WA
Pacific Rim Funding Inc	Torrance	CA
Paladin Financial Inc	Austin	TX
Palma Corporation	Las Vegas	NV
Pan American Bank Fsb	San Mateo	CA
Pathfinder Mortgage Company	Phoenix	AZ
Peoples Bank-Point Pleasant	Point Pleasant	WV
Peoples State Bank	Wells	MN
Pillar Financial Corporation	Waterford	MI
Pinnacle Bank	Lexington	NE
Plaza Mortgage Company Inc	Metairie	LA
PMA Mortgage Inc	Long Beach	CA
Preferred Bank	Big Lake	MN
Premier Mortgage Services	Salt Lake City	UT
Primary Capital Inc	Irvine	CA
Primerchant Capital Corporation	Sherman Oaks	CA
Professional Invest and Fin Gr	Monterey Park	CA
Providence Financial Corporation Inc	Austin	TX
Quality Funding Group	San Diego	CA
Quality Mortgage Group	Oxford	CA
Queens County Savings Bank	Flushing	NY
R M G Funding Group Inc dba National Ban	Canoga Park	CA
Reaching Another Dimension Fin Ser Inc	Sunrise	FL
Real Estate Lenders Inc	Santa Clarita	CA
Real Estate Mortgage Acceptance	Los Angeles	CA
Referral Finance-Com Corporation	Austin	TX
Republic Bank	Ann Arbor	MI
Resource Bank	Virginia Beach	VA
Riverside Credit Union	Buffalo	NY
RMB Investment Inc	Marina Del Rey	CA
Ron Simpson and Associates Inc	Southfield	MI
Roslyn National Mortgage	Melville	NY
Royal Mortgage Bankers Inc	Great Neck	NY
Russell Country Federal Credit Union	Great Falls	MT
Ryans Express Equities Corp	Eas Meadow	NY
Sanmar Financial Group Inc	Long Beach	CA
Saromar Enterprises Inc	Glendale	CA
SCE Federal Credit Union	Irwindale	CA
Scripps Bank	La Jolla	CA
SFA Capital Ventures Inc	Northridge	CA
Signature Bank	Bad Axe	MI
Smith Haven Mortgage Corporation	Melville	NY
Sound Federal S+L Asso	Mamaroneck	NY
Southern New Hampshire Bank and Trust Co	Manchester	NH
Southwest Cedar Rapids Com FCU	Cedar Rapids	IA
Space Coast Credit Union	Melbourne	FL
St Edmonds Federal SB	Philadelphia	PA
Standard Federal Bank	Troy	MI
State Bank	West Fargo	ND
State Bank	Richmond	MN
State Bank	Lucan	MN
State Bank	Bricelyn	MN
State Bank La Crosse	Sparta	WI
Statewide Savings Bank SLA	Jersey City	NJ
Sterling Funding Corporation	Rancho Santa Margar	CA
Summit Bank	Arkadelphia	AR
Summit Financial Corporation	Irvine	CA
Summit Mortgage Corporation	Irvine	CA
Sunshine Funding Company	Winter Park	FL
Sunstar Mortgage Corporation	Rancho Cucamonga	CA
TCF National Bank	Minnepolis	MN
Texas Transportation Federal CU	San Antonio	TX
The Money Store Kentucky Inc	Louisville	KY
The Mortgage Bank Inc	Miami	FL
The Park Bank	Madison	WI
The Savings Bank	Utica	NY
Towne And Country Mortgage Corp	North Huntingdon	PA
Tri City Bank TR CO	Blountville	TN
Triple S Federal Credit Union	Sacramento	CA
Truong and Co Inc	Canoga	CA
Trust Company Bank NE Georgia	Madison	GA
Union Capital Funding Inc	Los Angeles	CA
United Companies Financial Cor	Baton Rouge	LA
United Minnesota Bank	New London	MN
United Missouri Bank NA	Kansas City	MO
Universal Bancorp	Laguna Hills	CA
Universal Lending Corp	Sacramento	CA
US Bank Trust National Assoc-Arizona	Phoenix	AZ
Valley Heights Funding Inc	Moreno Valley	CA
VIP Funding Ltd	Richmond Hill	NY
Wallick nd Volk Inc	Cheyenne	WY
Webtd Com	Woodland Hills	CA
West Chicago State Bank	West Chicago	IL
West Coast Guaranty Bank NA	Sarasota	FL
Western Home Lending Corporation	Los Angeles	CA
Western Home Mortgage Corp	Irvine	CA
Western Sierra National Bank	Cameron Park	CA
Western United Financial	Tustin	CA
Westland Savings Bank SA	Tomah	WI
Winterwood Mortgage Group	Greenwood	IN
WY HY Federal Credit Union	Cheyenne	WY
Wyoming Employees Federal C U	Cheyenne	WY
Zapata National Bank	Zapata	TX

683 Title 2 Mortgagees and Loan Correspondents Terminated Between April 1, 2001 and September 30, 2001

Name	City	State
Absolute Brokerage Services Ltd	White Plains	NY
Absolute Mortgage Company Inc	Tempe	AZ
Access Mortgage Corp	Oklahoma City	OK
Accord Mortgage Lenders Corp	Miami	FL
Accredited Mortgage Inc	Kissimmee	FL
ACF Partners	Pasadena	CA
Admiral Funding LLC	Birmingham	AL
Advanced Mortgage LLC	Henderson	NV
Advantage Home Loan Counselors Inc	La Mesa	CA
Advantage Mortgage Corporation	Naperville	IL
Advantage Mortgage Inc	Colorado Springs	CO
Advantage Plus Financial Inc	Santa Maria	CA
Affirmative Mortgage Loans Inc	Largo	FL
AFS Investments Inc	Cathedral City	CA
Alert Financial Services Inc	Parma Heights	OH
All American Mortgage Services Inc	Las Vegas	NV
All Cities Funding Inc	Downey	CA
Alliance Bank FSB	Somerset	KY
Alliance West Mortgage Corp	Scottsdale	AZ
Altimate Discount Mortgage	Willow Grove	PA
Altiva Financial Corporation	Atlanta	GA
AM Mortgage Brokers Inc	Boulder	CO
AMB Mortgage Corporation	Maitland	FL
Ameri—Cap Mortgage Group Inc	Plantation	FL
American Advantage Mortgage Inc	Baltimore	MD
American Alliance Financial Services	Indianapolis	IN
American Diversified Mortgage Corp	Laguna Hills	CA
American Family Financial Services Inc	Atlanta	GA
American Family Mortgage Co	Palos Heights	IL
American Funding Mortgage Corp	Miami	FL
American Home Mtg and Assoc	Weston	FL
American Lending Alliance Inc	Honolulu	HI
American Loans	Murray	UT
American Mortgage Capital Inc	Plantation	FL
American Mortgage Group LLC	Owensboro	KY
American Mortgage Solutions Inc	Columbus	OH
American National Bank-Vincennes	Vincennes	IN
American National Group Inc	Corona	CA
American Pioneer Life Ins	Orlando	FL
American Security Financial Corporation	Modesto	CA
American Trust Mortgage Inc	Chicago	IL
American United Mtg Corp	Greenwood Village	CO
Americapital Service Corp	Atlanta	GA
Ameristar Mortgage Corp	Atlanta	GA
Amresco Capital LP	Dallas	TX
Amwest Mortgage Inc	Tahoe City	CA
Anchor Bank	Myrtle Beach	SC
Andrews Charles Mortgage Co	Rockford	IL
Anneler Mortgage Services LLC	Colorado Springs	CO
Anson Financial Inc	Bedford	TX
Apex Financial Group Inc	Brandon	FL
Ascent Mortgage Inc	Denver	CO
Assured Mortgage Co LLC	St Paul	MN
Assured Mortgage Corp	Independence	OH
Athens First Bank and Trust Company	Athens	GA
Atlantic Financial Mortgage	Pleasanton	CA
Atlantic International Mtg Co	Tampa	FL
Atlantic Vanguard Mortgage	Altamonte Springs	FL
Atlas Capital Corporation	Irvine	CA
Avalon Financial Consultants LLC	Dunwoody	GA
Bank of Canton	Canton	GA
Bank of Canton	Canton	GA
Bank of Coweta	Newnan	GA
Bank of Hazlehurst	Hazlehurst	GA
Bank of Homewood	Homewood	IL
Bank of Illinois	Normal	IL
Bank of Lenox	Lenox	GA
Bank of Mount Vernon	Mount Vernon	KY
Bank of Prattville	Prattville	AL
Bank of Rogers	Rogers	AR
Bank of Stockdale	Bakersfield	CA
Bank of Tuscaloosa	Tuscaloosa	AL
Bank of Ventura	Ventura	CA
Bank One-NA	Park Ridge	IL
Bank Star One	Fulton	MO
Bankers First Mortgage Co	Owings Mills	MD
Bankers Residential Mortgage Corp	Richardson	TX
Bankline Mortgage Corp	Greenville	SC
Barbour County Bank	Philippi	WV
Barrington Bank and Trust Co NA	Barrington	IL
Baylor Finance and Mortgage Inc	Dallas	TX
Beach Cities Mortgage Corporation	Santa Ana	CA
Berean Federal Savings Bank	Philadelphia	PA
Big Island Mortgage Corp	Kailua-Kona	HI
Black Diamond Savings Bank	Norton	VA
Blue Ridge Bank and Trust Co	Kansas City	MO
Boise EMPL Credit Union	International Falls	MN
Boyer Mortgage Corporation	Kenner	LA
BRDB Inc	San Diego	CA
Bright Financial Corp	Walnut	CA
Buyers Edge Mortgage Corp	Alexandria	VA
CFM Mortgage Inc	College Park	GA
Cabarrus Bank North Carolina	Cornelius	NC
Cache Mortgage Corporation	Logan	UT
California Trusted Funding Group	Los Angeles	CA
Callaway Bank	Columbia	MO
Cambridge Savings Bank	Cambridge	OH
Capital Family Mortgage Co	Geneva	IL
Capital Mortgage Network Inc	Rochester	NY
Capitaland Funding Group LLC	Malta	NY
Capstone Lending Corp	Los Angeles	CA
Capstone Mortgage Corporation	Oak Park	MI
Cargill Bank CT	West Springfield	MA
Catskill Savings Bank	Catskill	NY
CB and T Bank	Warner Robbins	GA
Centennial Bankers Mortgage LLC	Windsor	CO
Centra Bank Inc	Morgantown	WV
Central Mortgage and Finance LLC	Beltsville	MD
Chase Bank of Texas NA	Houston	TX
Chester National Bank	Perryville	MO
Chicago Mortgage Corporation	Chicago	IL
Chinchiolo Realtors Inc	Stockton	CA
Chisago State Bank	Chisago City	MN
CHO Hung Bank of New York	New York City	NY
Cima Home Loans	South Pasadena	CA
Citimortgage Inc Ballwin	Ballwin	MO
Citizens and Merchants St Bank	Douglasville	GA
Citizens Bank and Trust West Georgia	Carrollton	GA
Citizens Credit Services Inc	Clearwater	FL
Citizens First Bank	El Dorado	AR
Citizens Mortgage Service Co	Fort Washington	PA
Citizens Southern Bank	Beckley	WV
Citizens State Bank Hamilton	Hamilton	MT
City Mortgage Corp	Clifton	NJ
Citywide Loan Services	Chatsworth	CA
Clark Financial	Rolling Meadows	IL
Classic Mortgage LLC	Maywood	NJ
CM Nationwide Mortgage Corp	Santa Ana	CA
Co-op Credit Union Montevideo	Montevideo	MN
Coastline Mortgage Inc	Carlsbad	CA
Cohoes Savings Bank	Cohoes	NY
Cohutta Banking Company	Chatsworth	GA
Columbus Bank and Trust Co	Columbus	GA
Columbus Capital Mortgage LTD	Reynoldsburg	OH
Comfort Mortgage Corporation	Roselle Park	NJ
Commercial Bank	Leadville	CO
Commercial Bank	Thomasville	GA
Commonwealth National MTG Corp	Livonia	MI
Community Bank	Preston	IA
Community Bank and Trust	Dothan	AL
Community Bank Tri-County	Waldorf	MD
Community Capital Bank	Brooklyn	NY
Community First Bank	Carrollton	GA
Community First Bank	Maysville	KY
Community First Mortgage	Sylva	NC
Community First National Bank	Rock Springs	WY
Community Mut Sav Bank So NY	White Plains	NY
Community Service Programs W Alabama Inc	Tuscaloosa	AL
Conduit Financial Services Inc	Chicago	IL
Consolidated Financial Inc	Miami	FL
Construction Funding Corporation	Schaumburg	IL
Continental Capital Funding Corp	Royal Palm Beach	FL
Contour Mortgage Corporation	Westbury	NY
Corstan Inc	Las Vegas	NV
Covenant Mortgage Corp	Arlington Heights	IL
Coventry Mortgage	Boise	ID
Covest Banc	McHenry	IL
Creative Mortgage Services Inc	Annapolis	MD
Creditland Mortgage-Com Inc	Woodbury	NJ
Creekside Mortgage Corp	Bridgeville	PA
Cypress Financial Mortgage Corp Inc	Davie	FL
Cypress Mortgage	Madera	CA
D and N Bank FSB	Hancock	MI
D C Capital Group Inc	Temple City	CA
D Sackett Inc	Santa Rosa	CA
DDM Mortgage Corp	Raleigh	NC
Dedham Institution for Savings	Dedham	MA
Deepak Mehra	Roswell	GA
Del Sol Mortgage	Carson	CA
Diamond Lenders Group Corp	Minneapolis	MN
Diversified Mortgage Capital Inc	Encino	CA
Donald Webber Mortgage Co.	Highland	IN
Draper Bank and Trust	Draper	UT
Drexel Mortgage Corp	Richmond Hill	NY
Drovers and Mechanics Bank	York	PA
Dupaco Community Credit Union	Dubuque	IA
DVI Mortgage Funding Inc	Jamison	PA
Dynamic Mortgage Co	Houston	TX
EAA Capital Company LLC	Silver Spring	MD
Eagle Mortgage Funding	Cincinnati	OH
Eagle Mortgage Incorporated	Sandy	UT
Eagle Trust Mortgage Corp	Miami	FL
Eastern Mortgage Associates Inc	Miami	FL
Edmond Bank and Trust	Edmond	OK
ELB Mortgage Brokers Inc	Northbrook	IL
Empire Bank	Springfield	MO
Empire Mortgage LLC	Bowling Green	KY
Emporia State Bank and Tr Co	Emporia	KS
Enhanced Financial Services Incorporated	Portland	OR
Enterprise Home Loans	Encino	CA
Equality State Bank	Cheyenne	WY
Equitable Mortgage Corporation	Columbus	OH
Equity First Funding Corp	Salt Lake City	UT
Erwin Residential Group	Valley Village	CA
Euro Funding Corporation	Cerritos	CA
Excel Funding Inc	Vancouver	WA
Excel Mortgage Company	Brentwood	TN
Executive Mortgage Bankers Ltd	Farmingdale	NY
Express Financial Centre LC	Salt Lake City	UT
Express Financial Corp	Boca Raton	FL
Express Funding LLC	San Diego	CA
Express Mortgage Inc	Chicago	IL
Express Real Estate Finance Inc	Glendale	CA
Family Federal Savings FA	Fitchburg	MA
Farm Bureau Bank FSB	Sparks	NV
Farmers and Traders State Bank	Jacksonville	IL
Farmers Merchants State Bank	Boise	ID
Federal Mortgage Corporation	Waterford	MI
Ficus Financial Services	Chicago	IL
Fidelity and Company of Georgia	Atlanta	GA
Fidelity Funding Mortgage Corp	Richardson	TX
Fidelity Mortgage and Funding	Memphis	TN
Fidelity Mortgage Services Corporation	Kingwood	TX
Financial Center West Inc	Santa Ana	CA
Financial Guarantee	Westfield	NJ
Financial Resource Center Mortgage Inc	Schaumburg	IL
Firefighters Funding Inc	Santa Ana	CA
First Advantage Mortgage Inc	Tucker	GA
First American Mortgage Corp	Indianapolis	IN
First Bank of Central Jersey	North Brunswick	NJ
First Bank of Marietta	Marietta	OH
First Bank of the Americas	Chicago	IL
First Capital Mortgage Corp	Beachwood	OH
First Choice Bank	Greeley	CO
First Choice Mortgage Company	Grand Blanc	MI
First City Bank and Trust Co	Hopkinsville	KY
First Class Mortgage Corporation	Yorba Linda	CA
First Coastal Bank	Virginia Beach	VA
First Coastal Mortgage Corp	Metairie	LA
First Commerce Bank Colorado	Colorado Springs	CO
First Commercial Bank	Birmingham	AL
First Commercial Bank Huntsville	Huntsville	AL
First Community Bank	Tifton	GA
First Community Bank Cherokee	Woodstock	GA
First Community Mortgage Company LLC	Henderson	NC
First Credit Mortgage LLC	Chandler	AZ
First Eagle Mortgage Corporation	Silver Spring	MD
First Federal Community Credit Union	Cedar Rapids	IA
First Federal Savings ALA	East Hartford	CT
First Fidelity Bank Na	Oklahoma City	OK
First Financial Mortgage Corp	Akron	OH
First Gaston Bank of North Carolina	Gastonia	NC
First Georgia Community Bank	Jackson	GA
First Integrity Mortgage Co	Closter	NJ
First Investment Company	Columbus	OH
First Investors Mortgage Corp	Madison	MS
First Kentucky Bank	Sturgis	KY
First Kentucky Federal Svgs AL	Central City	KY
First Liberty National Bank	Bethesda	MD
First Mountain Bank	Big Bear Lake	CA
First National Bank	Layton	UT
First National Bank	Magnolia	AR
First National Bank	El Dorado	AR
First National Bank and Tr Co	Carbondale	IL
First National Bank Blue Island	Blue Island	IL
First National Bank Dona Ana Co	Las Cruces	NM
First National Bank Fort Myers	Fort Myers	FL
First National Bank Joliet	Joliet	IL
First National Bank of Herminie	Herminie	PA
First National Bank of McCook	McCook	NE
First National Bank of Springdale	Springdale	AR
First National Bank Pryor Crk	Pryor	OK
First National Funding Corp	Rochelle Park	NJ
First Natl Bank of Boulder County	Boulder	CO
First Natl Bank of Shelby	Shelby	OH
First Rate Mortgage Corporation	Green Bay	WI
First Republic Bank	Rayville	LA
First Republic Mortgage Corp	Nashville	TN
First Residential Bancorp	Chicago	IL
First Savings Bank of Virginia	Springfield	VA
First Source Financial Grp	Oklahoma City	OK
First State Bank	Barboursville	WV
First State Bank Harrah	Harrah	OK
First State Bank and Trust Co	Valdosta	GA
First State Bank and Trust Co	Shawnee	OK
First State Bank of Pekin	Pekin	IL
First State Bank Rolla	Rolla	ND
First Texas Bank	Lampasas	TX
First United Bank and Trust	Oakland	MD
First United Mortgage Corp	Dyer	IN
First Western Bank Trust Co	Rogers	AR
Firstar Trust Co	Milwaukee	WI
Firstbank	Texarkana	TX
Firstier Bank	Northglenn	CO
Firstplus Financial Inc	Salt Lake City	UT
Floridian Mortgage Corp	Hollywood	FL
Foremost Mortgage Company LP	Houston	TX
Fortune Financial Mortgage Corp	Nashua	NH
Founders Bank of Arizona	Scottsdale	AZ
Founders Trust National Bank	Sioux Falls	SD
Four M Financial Inc	Orland Park	IL
Freedom Financial Services of Arkansas	Little Rock	AR
Fremont National Bank	Canon City	CO
Frontier Funding Corporation	Los Angeles	CA
Funding One Mortgage Corporation	Hayward	CA
Fundmor Inc	Annandale	VA
G L Byron and Company	Brighton	MI
Gainesville Bank and Trust	Gainesville	GA
Garcia Financial Service Inc	Santa Maria	CA
Gateway Home Mortgage	Kirkland	WA
Gateway Services Inc	San Diego	CA
Gerald J Stanfield Inc	Laguna Hills	CA
Glacier Bank of Eureka	Eureka	MT
Global Holdings V LLC	Federal Way	WA
Global Mortgage Funding LLC	New Orleans	LA
GMS Mortgage Inc	Baton Rouge	LA
Gotham Mortgage Corp	Boca Raton	FL
Great American FED Savings ALA	Pittsburgh	PA
Greater Colorado Mortgage Inc	Aurora	CO
Greenback Funding Inc	South EL Monte	CA
Greenfield Mortgage Company	Southfield	MI
Greenridge Enterprises	Long Beach	CA
Group Mortgage Inc	Miami	FL
GT Funding Corporation	Lincoln	RI
Guaranteed Equity Lenders Inc	Timonium	MD
Guardian Fidelity Mortgage Inc	Rock Hill	SC
Guardian Life Ins Co America	New York	NY
Gulfstream Financial Services	Grand Rapids	MI
Gulfstream Mortgage Corp	North Miami	FL
Gull Mortgage Inc	Lomita	CA
Hacienda Mortgage Shop Inc	Fremont	CA
Hamilton Financial Corporation	San Francisco	CA
Hansen Financial Corporation	Annapolis	MD
Harbor Financial Mortgage Corp	Houston	TX
Harmony Mortgage Inc	Santa Ana	CA
Harvard Home Mortgage Inc	Annapolis	MD
Helmick Mortgage Corporation	Delta	CO
Help U Sell of Staten Island Inc	Staten Island	NY
Heritage Bank	Tempe	AZ
Heritage Bank of Schaumburg	Schaumburg	IL
Heritage Cooperative Bank	Salem	MA
Heritage USA Mortgage LLC	Memphis	TN
Hi-Tech Financial Service Inc	Los Angeles	CA
HMN Mortgage Services Inc	Brooklyn Park	MN
HMS Capital Inc	Calabasas	CA
HNB Bank NA	Harlan	KY
Home Advantage Mortgage Corp	Littleton	MA
Home Federal Savings and Loan	Oklahoma City	OK
Home Federal Savings Bank	Hagerstown	MD
Home Lenders Financial Services Inc	Greenville	SC
Home Owner Financial Plus	Tarzana	CA
Home Owners Funding Corp AME	Dallas	TX
Home Quest Mortgage LC	Salt Lake	UT
Home Service Associates Inc	Campbell	CA
Homefn Mortgage Corporation	Atlanta	GA
Homefront Financial Services Inc	Santa Ana	CA
Homestead Real Estate Fin Inc	San Ramon	CA
Horizons Financial Services Inc	Citrus Heights	CA
Hughes Financial Group Inc	Sonora	CA
I Real Estate Corporation	Sacramento	CA
Illinois Mortgage Consultants Inc	Hinsdale	IL
In Time Funding LLC	Somerset	CA
Inez Deposit Bank	Inez	KY
Integrity Mortgage Solutions Inc	Lilburn	GA
Interamerican First Mortgage Corporation	Miami	FL
Interlinq Financial Corporation	Lake Elsinore	CA
Interstar Mortgage Corporation	Dallas	TX
Interstate Banc Inc	Columbus	OH
Interstate Mtg Direct Funding	Upland	CA
Iron River National Bank	Iron River	MI
Itasca State Bank	Grand Rapids	MN
Jamaica Savings Bank FSB	Lynbrook	NY
Javazon Financial Services Inc	Denver	CO
JD Hutton Inc	Salt Lake City	UT
Jefferson Heritage Bank	Ballwin	MO
Jefferson Mortgage Group LTD	Oakton	VA
Jeffmortgage Inc	Haddon Heights	NJ
Johnson and Assoc South States Mtg LLC	Birmingham	AL
Johnson and Associates Mtg Co	Birmingham	AL
Katmar Investments LLC	Denver	CO
Kellogg Company Employees Federal CU	Omaha	NE
Ladd Mortgage Company	Canton	CT
Lakeside Bank	Chicago	IL
Landmark Community Bank	Ramsey	MN
LaSalle Bank FSB	Chicago	IL
Leader Mortgage Loan Corp	Medford	OR
Leading Edge LLC	Alexandria	VA
Lendex Inc	Dallas	TX
Lending Resource Inc	New Rochelle	NY
Lendingstar Mortgage Inc	Calumet City	IL
Lexus Mortgage Inc	Dallas	TX
Liberty Financial Group Inc	Montclair	CA
Liberty Star Mortgage Inc	Houston	TX
Lincoln Community Bank	Milwaukee	WI
Linear Capital Inc	Long Beach	CA
Llanfare Mortgage Company LLC	Denver	CO
Llewellyn-Edison Savings Bank SLA	West Orange	NJ
Loans for Less Inc	Artesia	CA
Loanstar America Inc	Corona	CA
Long Island Commercial Bank	Islandia	NY
Longstreet Capital LLC	Raleigh	NC
Los Angeles Federal Credit Union	Glendale	CA
M and I Bank of Burlington	Burlington	WI
M and I Bank of Racine	Racine	WI
M and I Lake Country Bank	Hartland	WI
M and I Lakeview Bank	Sheboygan	WI
M and I Mid State Bank	Stevens Point	WI
Malone-Gordon Mortgage and Investments	Tuscaloosa	AL
Mar Vista Mortgage Inc	Whittier	CA
Marine Air Federal C U	Santa Ana	CA
Maritime Financial Services Inc	West Covina	CA
Market Building and Saving Co	Cincinnati	OH
Market Street Lending LTD	Columbus	OH
Mayflower Financial Services LLC	Colchester	CT
MBA Mortgage Corporation	Millersville	MD
MBS Financial Inc	Fairfax	VA
McIlroy Bank and Trust	Fayetteville	AR
MCM Funding Corp	Claremont	CA
Members Mortgage Corporation	Wyndmoor	PA
Members Mortgage Corporation	Garden City	NY
Mentor Financial LLC	Farmington	MI
Mercantile Bank FSB	Davenport	IA
Mercantile Bank Kentucky	Paducah	KY
Merchants and Planters Bank	Camden	AR
Merrit Mortgage Funding Inc	Columbus	OH
Mesa Verde Inc	Laguna Hills	CA
Metropolitan Home Mortgage Cor of NY	Jericho	NY
MFC First National Bank	Marquette	MI
MFC First National Bank	Menominee	MI
Michigan Heritage Bank	Farmington Hills	MI
Mid County Mortgage Bankers Corp	Norwalk	CT
Midland Mutual Life Ins Co	Columbus	OH
Millennium Bank NA	Reston	VA
Minden Bank and Trust Company	Minden	LA
Money Guard Financial Inc	CHicago	IL
Money Line Classic Corp	Whittier	CA
Money Source Inc	Prairieville	LA
Moneyline Financial Corp	Hialeah	FL
Monument Mortgage Corporation	Largo	MD
Mortgage Company Inc	Stillwater	MN
Mortgage Finance of-America Inc	Miami	FL
Mortgage Group Inc	Littleton	CO
Mortgage Investors of Orlando Corp	Orlando	FL
Mortgage Junction Inc	Apopka	FL
Mortgage Lending LLC	Southaven	MS
Mortgage Lending Professionals LLC	Fort Collins	CO
Mortgage Money Doctors	Philadelphia	PA
Mortgage Money Mart Inc	Edison	NJ
Mortgage Network USA Inc	Burr Ridge	IL
Mortgage Partners Inc	Springfield	MO
Mortgage Professionals	West Des Moines	IA
Mortgage Reserve Corporation	Fort Lauderdale	FL
Mortgage Resources Inc	Spokane	WA
Mortgage Servicing Company	Murray	UT
Mortgage.com Inc	Sunrise	FL
Motor Parts Federal Credit Union	Auburn Hills	MI
Mountain Pacific Mortgage	San Diego	CA
Mountainview Mortgage Corp	Salt Lake City	UT
Municipal Mortgage Corp	Miami	FL
Murrieta Financial Inc	Lake Elsinore	CA
Mutual Federal Savings Bank	Atlanta	GA
N K Equities	Ozone Park	NY
Naf Inc	Dallas	TX
National Bank	Hillsboro	IL
National Bank Commerce Trust Svgs Assn	Lincoln	NE
National Mortgage Co	Englewood	CO
Nationcorp Mortgage and Fin Services Inc	Baton Rouge	LA
Nationwide Residential Capital LLC	Santa Ana	CA
NC Funding Inc	Irvine	CA
New Community Fed Credit Union	Newark	NJ
New Farmers National Bank	Glasgow	KY
New Milford Bank and Trust	New Milford	CT
Neway Financial Services	No Plainfield	NJ
Newscope Financial Partners LLC	Irvine	CA
Northeastern Mortgage Ser Inc	Tyngsboro	MA
Northfield Federal Savings Bank	Baltimore	MD
Northfield Savings Bank FSB	Staten Island	NY
Northgate Funding Co	Albany	NY
Northland Mortgage Company	Anchorage	AK
Northland Security Bank	Ramsey	MN
Northwest Fidelity Mortgage Corp	Morton Grove	IL
Northwest Mortgage Professionals Inc	Silverdale	WA
Norwest Mortgage Mass Inc	Danvers	MA
Numax Mortgage Corporation	Germantown	MD
NW LLC	University Place	WA
Oceanmark Bank FSB-FDIC	North Miami Beach	FL
Ocwen Financial Services Inc	West Palm Beach	CA
Oklahoma Central Credit Union	Tulsa	OK
Old Castle Mortgage Inc	Alameda	CA
Old Florida Mortgage Inc	Boca Raton	FL
Old Kent Bank	Grand Rapids	MI
Olympic Mortgage Group Inc	McLean	VA
Omega Mortgage and Fin Corp	Saint Paul	MN
Omni Financial Services LLC	Birmingham	AL
One Valley Bank—Shenandoah	Lexington	VA
One Valley Bank Oak Hill Inc	Oak Hill	WV
Onloan.com Inc	Fort Lauderdale	FL
Origin Mortgage LLC	Austin	TX
Owensboro National Bank	Owensboro	KY
Pacific Capital Mortgage	Scottsdale	AZ
Pacific Exchange Mtg Lender	Woodland Hills	CA
Pacific Mortgage Inc	Ft Collins	CO
Pacific Rim Funding Inc	Torrance	CA
Pacific Southwest Bank FSB	Dallas	TX
Pacific State Bank	Stockton	CA
Palma Corporation	Las Vegas	NV
Pan American Bank FSB	San Mateo	CA
Park Bank	Madison	WI
Parkway Mortgage Inc	Kenilworth	NJ
Pathfinder Mortgage Company	Phoenix	AZ
PCLoans.com Inc	Millersville	MD
Peach State Funding Inc	Atlanta	GA
Peachtree National Bank	Peachtree City	GA
Peak National Bank	Evergreen	CO
Peoples Bank	Taos	NM
Peoples Bank Murray	Murray	KY
Peoples Benefit Life Insurance Co	Louisville	KY
Peoples Commercial Bank	Winchester	KY
Peoples State Bank	Fairmount	ND
Pinnacle Bank	Lexington	NE
Pinnacle Residential Funding	Sacramento	CA
Pinnacle Residential Services	Westlake	OH
Pioneer National Bank	Yakima	WA
Placer Savings and Loan Assn	Auburn	CA
Plains National Bank W TX	Lubbock	TX
Platinum Mortgage of Louisiana	Baton Rouge	LA
Plaza Mortgage Services LLC	Kansas City	MO
PMCC Mortgage Corp	Roslyn Heights	NY
Portland Federal Employees Credit Union	Portland	OR
Potomac Mortgage Corporation	Clinton	MD
Preferred Bank	Big Lake	MN
Preferred Funding Inc	Kirkland	WA
Preferred Mortgage Associates	Downers Grove	IL
Premier Capital Mortgage LLC	Lawrence	KS
Premier First Funding Group Inc	Hollywood	FL
Premier Lending Corporation	Marietta	GA
Premier Mortgage Corporation	Draper	UT
Premier Mortgage Corporation	Omaha	NE
Premier National Bank	Fishkill	NY
Prime Funding Corporation	North Miami Beach	FL
Prime Lending Inc	Sturgeon Bay	WI
Prime Mortgage Financial Inc	Wellesley	MA
Prime Point Mortgage Inc	Bellevue	WA
PrimeSource Financial LLC	Hollywood	FL
Professional Investment and FINL Group	Monterey Park	CA
Progressive Bank NA	Lexington	KY
Progressive Financial Inc	Southfield	MI
Providence Financial Corp Inc	Austin	TX
Provident Bank FSB	Saint Joseph	MO
Prudential Home Mortgage Co	Lagrange	IL
Pulaski Bank and Trust Company	Little Rock	AR
Quality Financing Corp	Chicago	IL
Quality Lending Services Inc	San Pablo	CA
Quality Mortgage Services	Hazelwood	MO
Quantum Mortgage Funding Inc	Cincinnati	OH
R F Mortgage Inc	San Diego	CA
Ravenna Savings and Loan Co	Ravenna	OH
Real Estate Lenders Inc	Santa Clarita	CA
Realco Funding Group LC	Annandale	VA
Red Valley Mortgage Inc	Mesa	AZ
Referral Finance.com Corporation	Austin	TX
Reliable Mortgage and Trust Inc	Hollywood	FL
Renaissance Mortgage	Southfield	MI
Republic Trust and Mortgage Inc	Largo	FL
Resource Bancshares Mortgage Group Inc	Columbia	SC
Resource One Federal Credit Union	Dallas	TX
Richland Group	Los Angeles	CA
Richmond Savings Bank SSB	Charlotte	NC
Ritz Financial Inc	Bensalem	PA
RMB Investment Inc	Marina Del Rey	CA
Rocky Mountain Mortgage LTD	Albuquerque	NM
Rose Hill State Bank	Rose Hill	KS
Royal Credit Industries Inc	Glendale	CA
Royal Mortgage Bankers Inc	Great Neck	NY
Ryans Express Equities Corp	East Meadow	NY
Saint Clair Mortgage Corp	Royal Oak	MI
San Jose Mortgage and Investments Corp	Jacksonville	FL
Sanmar Financial Group Inc	Long Beach	CA
Santiam Mortgage Corporation	Lebanon	OR
Saromar Enterprises Inc	Glendale	CA
SAS Financial Corporation	Santa Barbara	CA
SCE Federal Credit Union	Irwindale	CA
Schmitt Mortgage Co	Colorado Springs	CO
Sea Island Bank	Statesboro	GA
Seagull Financial Corp	Hialeah	FL
Security Bank	Madison	SD
Security Bank and Trust Co	Albany	GA
Security Bank Bibb County	Warner Robins	GA
Security Bank Southwest Missouri	Cassville	MO
Security First Bank	Cozad	NE
Security Mortgage of Louisiana Inc	Baton Rouge	LA
Select Mortgage Group Inc	Hialeah	FL
Select Mortgage LLC	East Meadow	NY
SFA Capital Ventures Inc	Northridge	CA
Shamrock Financial Corporation	East Providence	RI
Sheila Enterprises Inc	Monmoth Junction	NJ
Sierra Capital Funding LLC	Irvine	CA
Sierra Financial Inc	Rancho Cucamonga	CA
Smith-Haven Mortgage Corporation	Melville	NY
SNL Mortgage Inc	North Miami Beach	FL
SOBE Mortgage Corp	Delray Beach	FL
Sound Federal Savings & Loan	Mamaroneck	NY
South Atlantic Mortgage Services Inc	Orlando	FL
Southeast Mortgage Bankers	South Gate	CA
Southern Commerical Bank	St Louis	MO
Southern Security Bank Hollywood	Hollywood	FL
Southern United Mortgage	Oneonta	AL
Southland Lending Services	Huntington Beach	CA
Southland Mortgage Investment Group Inc	Gainesville	FL
Sovereign Mortgage Corporation	Sarasota	FL
Spectrum Mortgage Company LLC	Mokena	IL
Spectrum Mortgage Group Inc	Wayne	MI
Standard Mortgage Corporation	Rio Piedras	PR
Starbanc Corporation	San Diego	CA
State Bank and Trust of Seguin	Seguin	TX
State Bank Lucan	Lucan	MN
State Department Federal Credit Union	Alexandria	VA
State Department Federal Credit Union	Alexandria	VA
State National Bank Caddo Mill	Caddo Mills	TX
Stellar Mortgage LLC	Houston	TX
Sterling Bank	Montgomery	AL
Sterling Group LLC	Ridgefield	CT
Sterling Home Funding	Conyers	GA
Sterling International Corp	Chicago	IL
Sterling National Mortgage Corporation	Richmond	VA
Sturgis Federal Savings Bank	Sturgis	MI
Summit Financial Corp	Irvine	CA
Summit Mortgage Corp	Irvine	CA
Sun Security Bank of America	St Peters	MO
Sunpointe Mortgage Corporation	Hollywood	FL
Sunshine Mortgage Services	Jacksonville	FL
Suntrust Bank Chattanooga NA	Chattanooga	TN
Suntrust Bank South Florida NA	Sunrise	FL
Suntrust Bank Tampa Bay	Tampa	FL
Superior Mortgage Co Inc	Mesa	AZ
Telebank	Arlington	VA
Terre Haute First National Bank	Terre Haute	IN
The Mortgage Bank Inc	Miami	FL
The Quincy State Bank	Quincy	FL
The Loan Company Inc	Salt Lake City	UT
Thomaston Federal Savings Bank	Thomaston	GA
TLC Home Finance Inc Placentia	Placentia
Town and Country Mortgage LP	Woodland Hills	CA
Towne and Country Mortgage LLC	Midvale	UT
Traditional Mortgage Corp	Richmond Hill	NY
Trans Financial Group Inc	Cerritosa	CA
TSM Mortgage Servicing Corp	Colorado Springs	CO
Tuscaloosa Teachers Credit Union	Tuscaloosa	AL
U S Mortgage and Acceptance Corp	Tustin	CA
UCB Financial Corporation	Downey	CA
Union Bank Company	Columbus Grove	OH
Union Discount Mortgage Inc	Redondo Beach	CA
Union Funding USA Inc	Lake Forest	CA
Union Mortgage Services Inc	Troy	MI
Union National Bank of Westminster	Westminster	MD
Union Street Mortgage Inc	Modesto	CA
United Banc Financial Services Inc	Canton	OH
United Companies Funding Inc	Baton Rouge	LA
United Companies Lending Corp	Baton Rouge	LA
United Fidelity Bank FSB	Evansville	IN
United Home Savings LLC	Westminster	MD
United National Bank	Charleston	WV
Universal Lending Corp	Sacramento	CA
US Financial Ltd	Chicago	IL
USA Mortgage Corporation	Hudson	OH
V Loan You Services Corp	Saint Paul	MN
Valentine Mortgage Corp	Diamond Bar	CA
Valley of Rogue Bank	Phoenix	OR
Value Financial Inc	Scotts Valley	CA
Vanguard Bank and Trust Company	Fort Walton Beach	FL
Vanguard Lending Group Inc	Atascadero	CA
Vantage Mortgage Service Center Inc	Sanford	FL
Venture West Funding Inc	El Segundo	CA
Veterans Choice Mortgage Inc	Martinez	GA
VHb Mortgage Company LLC	Fredericksburg	VA
Vista Mortgage Corp	Carmichael	CA
Walhalla State Bank	Walhalla	ND
Wall Street Capital Funding Inc	Conyers	GA
Wall Street Mortgage Corporation	Dallas	TX
Wall Street Residential Loans	Downey	CA
WEBTD.com	Woodlands Hills	CA
Welcome Home Mortgage Inc	Colorado Springs	CO
West Coast Guaranty Bank NA	Sarasota	FL
Western Home Lending Corporation	Montebello	CA
Western Mortgage Express	El Centro	CA
Western Nebraska National Bank	North Platte	NE
Whitley Mortgage Associates	Monroe	NC
Wood Products Credit Union	Springfield	OR
Woodforest National Bank	Conroe	TX
World Residential Mortgage Corp	Deerfield Beach	FL
World Wide Mortgage Corporation	Skokie	IL
Yosemite Brokerage Inc	Bridge City	TX
Zaring Financial Services LLC	Cincinnati	OH

Dated: February 19, 2002.

John C. Weicher,

Assistant Secretary for Housing-Federal Housing Commissioner, Chairman, Mortgagee Review Board.