[Federal Register Volume 62, Number 84 (Thursday, May 1, 1997)]
[Notices]
[Pages 23916-23925]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 97-11273]
[[Page 23915]]
_______________________________________________________________________
Part V
Department of Housing and Urban Development
_______________________________________________________________________
Funding Availability of HUD-Approved Housing Counseling Agencies,
Fiscal Year 1997; Notice
Federal Register / Vol. 62, No. 84 / Thursday, May 1, 1997 /
Notices
[[Page 23916]]
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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
[Docket No. FR-4172-N-01]
Fiscal Year 1997 Notice of Funding Availability HUD-Approved
Housing Counseling Agencies
AGENCY: Office of the Assistant Secretary for Housing-Federal Housing
Commissioner, HUD.
ACTION: Notice of Funding Availability (NOFA).
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SUMMARY: Purpose. This notice announces the availability of Fiscal Year
(FY) 1997 funding from the U.S. Department of Housing and Urban
Development (HUD) for HUD-approved housing counseling agencies to
provide housing counseling to homebuyers, homeowners, and renters.
Available Funds. Up to $13,125,000.
Eligible Applicants. All housing counseling agencies approved by
HUD as of the publication date of this NOFA may apply for FY 1997
funding. This includes: (1) Multi-State, regional, or national
intermediary organizations, and (2) local housing counseling agencies
that do not elect to affiliate with a HUD-approved intermediary
organization.
This NOFA contains additional information on the purpose and
background of the NOFA and funding levels available to local counseling
agencies and intermediary organizations respectively; eligible
activities and funding criteria; and application requirements and
procedures.
DEADLINE FOR RECEIPT OF APPLICATIONS: Completed applications must be
submitted no later than 4:00 p.m. local time on June 2, 1997. As
further described below, any completed application must be physically
received by this deadline date and hour at the appropriate local HUD
office (for local applicants) or at the Office of Housing, Department
of Housing and Urban Development, 451 7th Street, SW, Room 9166,
Washington D.C. 20410 (for national, regional or multi-State
applicants). In the interest of fairness to all applicants, late
applications will be treated as ineligible for consideration.
Applicants should take this requirement into account and make early
submission of their applications to avoid loss of eligibility brought
about by any unanticipated delays or other delivery-related problems.
It is not sufficient for an application to be postmarked within the
deadline. Applications sent by facsimile (FAX) will not be accepted.
HUD will not waive this submission deadline for any reason.
ADDRESSES: For local housing counseling agency applicants: An original
and three copies of the completed application must be submitted to the
local HUD office having jurisdiction over the locality or area in which
the proposed program is located. These copies should be sent to the
attention of the Single Family Division Director, and the envelope
should be clearly marked, ``FY 1997 Counseling Application''. A list of
Single Family Division Directors and local HUD Offices appears at the
end of this NOFA. Failure to submit an application to the correct
office in accordance with the above procedures will result in
disqualification of the application.
For national, regional and multi-State housing counseling agencies:
An original and three copies of the completed application must be
submitted to the person listed below in HUD Headquarters. The envelope
should be clearly marked, ``FY 1997 Counseling Application.''
FOR FURTHER INFORMATION CONTACT: Monica Schuster, Director, Marketing
and Outreach Division, Office of Insured Single Family Housing,
Department of Housing and Urban Development, 451 7th Street, SW, Room
9166, Washington DC 20410; telephone (202) 708-0317 (voice); and the
hearing and speech impaired persons may access this number by calling
the Federal Information Relay Operator at 1-800-877-8339 (TTY number).
SUPPLEMENTARY INFORMATION:
Paperwork Reduction Act Statement
The information collection requirements contained in this NOFA have
been approved by the Office of Management and Budget, under section
3504(h) of the Paperwork Reduction Act of 1995 (44 USC 3501-3520), and
assigned OMB control number 2502-0261. An agency may not conduct or
sponsor, and a person is not required to respond to, a collection of
information unless the collection displays a valid control number.
Promoting Comprehensive Approaches to Housing and Community
Development
HUD is interested in promoting comprehensive, coordinated
approaches to housing and community development. Economic development,
community development, public housing revitalization, homeownership,
assisted housing for special needs populations, supportive services,
and welfare-to-work initiatives can work better if linked at the local
level. Toward this end, HUD in recent years has developed the
Consolidated Planning process designed to help communities undertake
such approaches.
In this spirit, it may be helpful for applicants under this NOFA to
be aware of other related HUD NOFAs that have recently been published
or are expected to be published in the near future. By reviewing these
NOFAs with respect to their program purposes and the eligibility of
applicants and activities, applicants may be able to relate the
activities proposed for funding under this NOFA to the recent and
upcoming NOFAs and to the community's Consolidated Plan.
With respect to homeownership, the Department expects to publish in
the Federal Register in the next few weeks the Homeownership Zones
NOFA.
To foster comprehensive, coordinated approaches by communities, HUD
intends for the remainder of FY 1997 to continue to alert applicants to
upcoming and recent NOFAs as each NOFA is published. In addition, a
complete schedule of NOFAs to be published during the fiscal year and
those already published appears under the HUD Homepage on the Internet,
which can be accessed at http://www.hud.gov/nofas.html. Additional
steps on NOFA coordination may be considered for FY 1998.
For help in obtaining a copy of your community's Consolidated Plan,
please contact the community development office of your municipal
government.
I. Purpose and Substantive Description
A. Authority and Purpose
HUD's housing counseling program is authorized under Section 106 of
the Housing and Urban Development Act of 1968 (12 USC 1701x). The
purpose of the program is to promote and protect the interests of
housing consumers participating in HUD and other housing programs, as
well as to help protect the interests of HUD and mortgage lenders. The
Housing Counseling program is generally governed by HUD Handbook
7610.1, REV-4, dated August 9, 1995.
Section 106 authorizes HUD to provide counseling and advice to
tenants and homeowners with respect to property maintenance, financial
management, and such other matters as may be appropriate to assist
tenants and homeowners in improving their housing conditions and in
meeting the responsibilities of tenancy and homeownership. In addition,
HUD-approved counseling agencies are permitted and encouraged by HUD to
conduct community outreach activities
[[Page 23917]]
and provide counseling to individuals, such as minorities and persons
with disabilities with the objective of increasing awareness of
homeownership opportunities and improving access of low and moderate
income households to sources of mortgage credit. HUD believes that this
activity is key to the revitalization and stabilization of low income
neighborhoods.
Under the housing counseling program, HUD contracts with qualified
public or private nonprofit organizations to provide the services
authorized by the statute. When Congress appropriates funds for this
purpose, HUD announces the availability of such funds, and invites
applications from eligible agencies, through a notice published in the
Federal Register. Currently there are 746 HUD-approved local housing
counseling agencies with 335 Branch Offices and 9 HUD-approved
intermediary organizations. Annually, all HUD-approved agencies are
eligible to apply for housing counseling grants. However, an agency
that is approved by HUD does not automatically receive HUD funding, and
HUD expects that all counseling agencies will continually work to
develop other funding resources. In FY '96, 183 HUD-approved local
housing counseling agencies and 4 HUD-approved national/regional/multi-
state housing counseling agencies received funding from HUD.
B. Allocation Amounts
Fifteen million dollars ($15 million) has been appropriated from
the 1997 Appropriations Act, P. L. 104-204, approved October 7, 1996
for this program. Of this amount, $13,125,000 is being made available
under this NOFA for lump-sum, performance-based grants, as defined at
24 CFR part 84, subpart E. Approximately $5 million is being set aside
to fund national, regional and multi-State organizations that apply for
funding under this NOFA. No national/regional/multi-State agency may
receive more than $1 million. Approximately $8,125,000 has been made
available for grants to local HUD approved housing counseling agencies,
and it has been allocated to each of the HUD Field Offices by a formula
that gives equal weight to the percentage of HUD insured single family
mortgage defaults within each Field Office jurisdiction as of August
31, 1996, compared to the nationwide total and the percentage of first-
time homebuyers that were approved for FHA-insured mortgages within the
Field Office jurisdiction during FY 1996 compared to the nationwide
total for that period. This formula reflects the increased emphasis
that HUD is placing on the expansion of homeownership opportunities for
first-time homebuyers and its intent to ensure appropriate geographical
distribution of program funds. For FY 1997, no individual local housing
counseling agency may be awarded more than $100,000.
Allocations for use in local agency programs, by HUD Field Office,
are estimated as follows:
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Default data First time homebuyer data
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No. of % of Total
HUD field office defaults % of Allocation No. of nat'l Allocation allocation
nat'l amount 1st 1st amount
defaults timers timers
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New England
Boston............................................................ 812 0.48 19,554.75 5,232 1.09 44,348.05 63,903
Hartford.......................................................... 1,726 1.02 41,565.89 6,745 1.41 57,172.70 98,739
Manchester*....................................................... 401 0.24 9,656.97 3,085 0.64 26,149.41 35,806
*(NH, ME, VT).....................................................
Providence........................................................ 266 0.16 6,405.87 1,719 0.36 14,570.78 20,977
New York/Jersey
Albany............................................................ 2,190 1.30 52,740.04 6,032 1.26 51,129.10 103,869
Buffalo........................................................... 2,578 1.53 62,083.93 5,522 1.15 46,806.18 108,890
Camden............................................................ 4,076 2.42 98,159.08 5,841 1.22 49,510.12 147,669
New York.......................................................... 3,518 2.09 84,721.21 7,992 1.67 67,742.66 152,464
Newark............................................................ 2,121 1.26 51,078.36 4,466 0.93 37,855.20 88,934
Mid Atlantic
Baltimore......................................................... 3,957 2.35 95,293.30 12,961 2.70 109,861.44 205,155
Charleston........................................................ 93 0.06 2,239.65 894 0.19 7,577.82 9,817
Philadelphia*..................................................... 5,952 3.53 143,337.31 12,678 2.65 107,462.65 250,800
(* DE)............................................................ ......... ........ .............. ......... ....... .............. ...........
Pittsburgh........................................................ 1,241 0.74 29,886.02 3,923 0.82 33,252.56 63,139
Richmond.......................................................... 4,343 2.57 104,589.03 12,102 2.53 102,580.29 207,169
Washington DC..................................................... 4,681 2.77 112,728.82 12,141 2.53 102,910.87 215,640
Southeast/Caribbean
Atlanta........................................................... 7,267 4.31 175,005.41 13,627 2.84 115,506.66 290,512
Birmingham........................................................ 2,478 1.47 59,675.71 5,987 1.25 50,747.66 110,423
Caribbean......................................................... 3,944 2.34 94,980.23 6,710 1.40 56,876.03 151,856
Coral Gables...................................................... 6,048 3.59 145,649.20 12,183 2.54 103,266.87 248,916
Columbia.......................................................... 2,098 1.24 50,524.47 3,852 0.80 32,650.74 83,175
Greensboro........................................................ 3,251 1.93 78,291.26 9,140 1.91 77,473.47 155,765
Jackson........................................................... 1,997 1.18 48,092.17 3,775 0.79 31,998.07 80,090
Jacksonville...................................................... 1,733 1.03 41,734.47 4,666 0.97 39,550.46 81,285
Louisville........................................................ 861 0.51 20,734.78 5,083 1.06 43,085.08 63,820
Knoxville......................................................... 993 0.59 23,913.63 3,086 0.64 26,157.89 50,072
Memphis........................................................... 4,616 2.74 111,163.47 6,462 1.35 54,773.91 165,937
Nashville......................................................... 1,526 0.90 36,749.45 4,612 0.96 39,092.74 75,842
Orlando........................................................... 3,052 1.81 73,498.90 6,451 1.35 54,680.67 128,180
Tampa............................................................. 2,686 1.59 64,684.81 6,803 1.42 57,664.33 122,349
Midwest
Chicago and Spring................................................ 8,012 4.75 192,946.65 21,878 4.56 185,444.69 378,391
[[Page 23918]]
Cincinnati........................................................ 1,147 0.68 27,622.29 4,843 1.01 41,050.77 68,673
Cleveland......................................................... 3,058 1.81 73,643.39 5,135 1.07 43,525.85 117,169
Columbus.......................................................... 1,612 0.96 38,820.52 4,665 0.97 39,541.98 78,363
Detroit........................................................... 3,065 1.82 73,811.97 10,318 2.15 87,458.56 161,271
Grand Rapids...................................................... 882 0.52 21,240.51 5,040 1.05 42,720.60 63,961
Indianapolis...................................................... 2,902 1.72 69,886.57 10,810 2.26 91,628.90 161,515
Milwaukee......................................................... 649 0.38 15,629.35 2,257 0.47 19,131.03 34,760
Flint............................................................. 429 0.25 10,331.27 1,849 0.39 15,672.70 26,004
Minneapolis....................................................... 3,194 1.89 76,918.57 14,239 2.97 120,694.17 197,613
Southwest
Albuquerque....................................................... 552 0.33 13,293.38 2,841 0.59 24,081.19 37,375
Ft Worth and Dallas............................................... 7,096 4.21 170,887.35 14,357 3.00 121,694.37 292,582
Houston........................................................... 3,388 2.01 81,590.52 5,984 1.25 50,722.23 132,313
Little Rock....................................................... 1,627 0.96 39,181.75 5,500 1.15 46,619.70 85,801
Lubbock........................................................... 1,403 0.83 33,787.34 3,742 0.78 31,718.35 65,506
New Orleans....................................................... 1,707 1.01 41,108.33 4,957 1.03 42,017.06 83,125
Oklahoma City..................................................... 1,247 0.74 30,030.51 3,999 0.83 33,896.76 63,927
San Antonio....................................................... 2,548 1.51 61,361.47 9,285 1.94 78,702.53 140,064
Shreveport........................................................ 785 0.47 18,904.53 1,510 0.32 12,799.23 31,704
Tulsa............................................................. 914 0.54 22,011.14 2,371 0.49 20,097.33 42,108
Great Plains
Des Moines....................................................... 429 0.25 10,331.27 2,114 0.44 17,918.92 28,250
Kansas Cty/Topeka................................................. 1,905 1.13 45,876.61 8,198 1.71 69,488.78 115,365
Omaha............................................................. 607 0.36 14,617.90 3,583 0.75 30,370.62 44,989
St Louis.......................................................... 1,704 1.01 41,036.08 5,757 1.20 48,798.11 89,834
Rocky Mountains
Denver*........................................................... 2,554 1.51 61,505.96 18,181 3.79 154,107.78 215,614
*(WY, ND, SD)..................................................... ......... ........ .............. ......... ....... .............. ...........
Helena............................................................ 369 0.22 8,886.33 1,546 0.32 13,104.37 21,991
Salt Lake City.................................................... 926 0.55 22,300.13 8,372 1.75 70,963.66 93,264
Pacific/Hawaii
Fresno............................................................ 3,109 1.84 74,871.59 10,157 2.12 86,093.87 160,965
Honolulu.......................................................... 343 0.20 8,260.20 786 0.16 6,662.38 14,923
Los Angeles....................................................... 5,976 3.54 143,915.28 18,831 3.93 159,617.38 303,533
Phoenix........................................................... 3,483 2.06 83,878.33 11,602 2.42 98,342.14 182,220
Reno (See below).................................................. ......... 0.00 0.00 ......... 0.00 0.00 0
Sacramento........................................................ 1,983 1.18 47,755.02 7,511 1.57 63,665.56 111,421
San Diego......................................................... 883 0.52 21,264.59 3,746 0.78 31,752.25 53,017
San Francisco..................................................... 1,273 0.75 30,656.65 4,076 0.85 34,549.44 65,206
Santa Anna........................................................ 1,205 6.64 269,841.15 20,908 4.36 177,222.67 447,064
Las Vegas and Reno................................................ 1,685 1.00 40,578.52 6,626 1.38 56,164.02 96,743
Tucson............................................................ 525 0.31 12,643.16 1,480 0.31 12,544.94 25,188
Northwest/Alaska
Anchorage......................................................... 139 0.08 3,347.43 1,242 0.26 10,527.58 13,875
Boise............................................................. 532 0.32 12,811.73 2,177 0.45 18,452.92 31,265
Portland.......................................................... 610 0.36 14,690.15 5,013 1.05 42,491.74 57,182
Seattle and Spokane............................................... 1,731 1.03 41,686.30 8,021 1.67 67,988.48 109,675
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TOTAL......................................................... 168,693 ........ 4,062,500 479,277 ....... 4,062,500 8,125,000
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An allocation of $1,875,000 in program funding has been set aside
for Housing Counseling support which may include: Continuation of the
Housing Counseling Clearinghouse, 800 service to provide information to
the public regarding local HUD-approved housing counseling agencies,
and/or other HUD counseling initiatives.
If funds remain after HUD has funded all approvable grant
applications in a HUD Field Office jurisdiction, or if any funds become
available due to deobligation, that amount shall be reallocated and
used in keeping with the statute and in a manner that will improve the
delivery of housing counseling service nationwide. Left over and
recaptured funds will be reallocated and used consistent with the terms
of this NOFA. Consideration will be given to the field offices with the
greatest need. The criteria will include the number of defaults and
first-time home buyers, and if there is at least one housing counseling
grantee servicing the locality.
C. Eligible Applicants
1. General
There are two types of HUD-approved organizations that are eligible
to submit applications pursuant to this NOFA: (1) National, regional,
or multi-State housing counseling organizations (also known as
``intermediaries'' or ``umbrella groups''); and (2) local housing
counseling agencies.
National, regional, and multi-State nonprofit, intermediary
organizations must identify all their proposed
[[Page 23919]]
affiliates in their application. These intermediaries must assure that
their proposed affiliates are unique to their team and will not
undertake a separate application for funds either as an affiliate of
another intermediary or directly as a HUD-approved local counseling
agency. Should any duplication occur, both the intermediary
organization and the local agency involved will automatically be
ineligible for further consideration to receive FY 1997 housing
counseling funds. In addition, an intermediary-applicant must also
assure that it has executed a sub-agreement with its affiliates that
clearly delineates their mutual responsibilities for program
management, incorporating appropriate timeframes for reporting results
to HUD.
Once funded, the national, regional, and multi-State intermediaries
will be given broad discretion in implementing their housing counseling
programs. On behalf of HUD, the intermediaries will act as managers in
the housing counseling process and, as such, may determine funding
levels and counseling activity for each of their affiliates, except
that no single affiliate may receive more than $100,000. HUD will hold
the intermediary organization accountable for the performance of its
affiliates.
Local counseling agencies may apply either directly to HUD for
funding, or as a part of an affiliated intermediary network. Since
continuation of funding for housing counseling activities as a separate
and discrete program for FY 1997 and thereafter is not guaranteed, HUD
encourages local agencies to consider affiliating with a larger entity
as one avenue of possible future funding and support for local
programs. Local housing counseling agencies that are not currently HUD-
approved may receive FY 1997 funding only as an affiliate of a HUD-
approved national, regional, or multi-State intermediary's application
for FY 1997 funds. In this instance, the intermediary organization must
certify that the quality of services provided will meet, or exceed,
standards for local HUD-approved agencies.
2. Civil Rights Prerequisites
Applicants that fall into any one of the following categories will
be ineligible for funding under this NOFA:
a. The Department of Justice has brought a civil rights suit
against the applicant and the suit is pending;
b. There has been an adjudication of a civil rights violation in a
civil action brought against the applicant by a private individual,
unless the applicant is operating in compliance with a court order, or
implementing a HUD-approved compliance agreement designed to correct
the areas of noncompliance;
c. There are outstanding findings of noncompliance with civil
rights statutes, Executive Orders or regulations as a result of formal
administrative proceedings, or the Secretary has issued a charge
against the applicant under the Fair Housing Act, unless the applicant
is operating under a conciliation or compliance agreement designed to
correct the areas of noncompliance; or
d. HUD has deferred application processing by HUD under one of the
following authorities:
i. Title VI of the Civil Rights Act of 1964 and the implementing
guidelines of the Attorney General (28 CFR 50.3) and the HUD
regulations (24 CFR 1.8);
ii. Section 504 of the Rehabilitation Act of 1973 and the HUD
section 504 regulations (24 CFR 8.57);
iii. Executive Order 11063, as amended by Executive Order 12892 and
HUD regulations (24 CFR Part 107);
iv. Title II of the Americans with Disabilities Act of 1990 and
applicable regulations (28 CFR Part 36); or
v. The Age Discrimination Act of 1975 (42 U.S.C. 6101-6107) and
implementing regulations (24 CFR Part 146).
3. Requirements to Affirmatively Further Fair Housing
Three Civil Rights acts and their implementing regulations form the
basis for HUD's evaluation of proposals for the extent to which they
will affirmatively further fair housing:
a. Section 808(e)(5) of the Fair Housing Act requires HUD to
administer all its programs in a manner which affirmatively furthers
fair housing on the bases of race, color, national origin, religion,
sex, disability, and familial status.
b. HUD's regulation at 24 CFR 1.4(b)(6) which implements Title VI
of the Civil Rights Act requires recipients of HUD funds to take
affirmative action to overcome the effects of conditions which resulted
from limiting participation of persons by race, color, or national
origin even in the absence of prior discrimination by the organization.
c. Section 504 of the Rehabilitation Act of 1973 requires
recipients of HUD funds to provide housing opportunities for persons
with disabilities which are comparable to those for non-disabled
persons and to ensure accessibility in all programs so funded.
All applications must address these requirements by discussing how
the recipient plans to affirmatively further fair housing. This may be
done in a variety of ways, as appropriate to the community. Making
counseling offices and services accessible to persons with a wide range
of disabilities and helping such persons to locate suitable housing in
locations throughout the metropolitan or community area is suggested
for both national, regional, or multi-state housing counseling
organization, as well as for local counseling agencies. However,
programs should be developed to meet the needs of all individuals
regardless of race, national origin, or disability. The following are
additional suggestions:
National, Regional, or Multi-State Housing Counseling Organizations
--Implement affirmative marketing strategies to attract all segments of
the population listed as prohibited bases in the Fair Housing Act who
are least likely to apply for Housing Counseling to purchase or retain
their homes.
--Take actions to reduce concentrations of poverty and/or minority
populations. This could include working with, or adopting the
counseling practices of, agencies which conduct opportunity counseling
to encourage low-income and minority persons to move to low-
concentration areas and helping to locate suitable housing in such
areas. It could also include working with local lenders to develop
alternative lending criteria: For instance, the counseling agency may
make referrals to the lenders of clients with good credit and payment
histories, but who do not fit the standard profiles for lending
practices or of clients with financial patterns which reflect cultural
differences (such as family savings pools common among some Asian
populations). Such activity should also focus on finding appropriate
housing, free from environmental hazards, for all segments of the
population in neighborhoods with good transportation, schools,
employment opportunities, and other services. Such housing would
include accessible housing to accommodate persons with a variety of
disabilities, i.e., mobility, hearing, visual, and persons with
multiple chemical sensitivities (MCS), etc.
Local Housing Counseling Agencies
--Participate in local fair housing strategies with major emphasis on
remedying the effects of past discrimination and limitations in the
community. This could include: working with CPD Entitlement
Jurisdictions to help to identify impediments to fair housing choice
[[Page 23920]]
which have been identified in the process of working with clients;
becoming familiar with the jurisdiction's identified impediments and
adjusting its counseling activities to help overcome these impediments;
and/or working with other public and private resources to develop fair
housing strategies applicable to the counseling activities, on a
community-wide or metropolitan-wide basis. Counseling agencies could
also work with local disability rights organizations and housing
providers to identify and list by address and type, accessible housing
which is available to accommodate persons with a variety of
disabilities, i.e. mobility, hearing, visual, and MCS, etc.
4. Requirements Applicable to Religious Organizations
Where the applicant is, or proposes to contract with, a primarily
religious organization, or a wholly secular organization established by
a primarily religious organization, to provide, manage, or operate a
housing counseling program, the organization must undertake its
responsibilities under the counseling program in accordance with the
following principles:
a. It will not discriminate against any employee or applicant for
employment under the program on the basis of religion and will not
limit employment or give preference in employment to persons on the
basis of religion;
b. It will not discriminate against any person applying for
counseling under the program on the basis of religion and will not
limit such assistance or give preference to persons on the basis of
religion; and
c. It will provide no religious instruction or religious
counseling, conduct no religious services or worship, engage in no
religious proselytizing, and exert no other religious influence in the
provision of assistance under the housing counseling program.
D. Eligible Activities
Eligible activities will vary depending upon whether the applicant
is a HUD-approved local counseling agency or a HUD-approved national,
regional, or multi-State housing counseling intermediary. Lease,
rehabilitation, or acquisition of facilities is not an eligible
activity.
1. Local Housing Counseling Agencies
Local housing counseling agencies funded under this NOFA may use
HUD funds to deliver comprehensive housing counseling or to specialize
in the delivery of particular housing counseling services according to
the housing needs they identified for their target area in the plan
that was previously approved by HUD. HUD recognizes that local housing
counseling agencies may offer a wide range of services, including:
a. Renter assistance, including information about rent subsidy
programs, rights and responsibilities of tenants, lease and rental
agreements, etc.;
b. Outreach initiatives, including providing general information
about housing opportunities within the community and providing
appropriate information to persons with disabilities;
c. Pre-purchase homeownership counseling, covering such issues as
purchase procedures, mortgage financing, downpayment/closing cost fund
accumulation, accessibility requirements of the property--if
appropriate, credit improvement, debt consolidation, etc.;
d. Post-purchase counseling, including such issues as property
maintenance, personal money management, home equity conversion
mortgages, etc.; or
e. Mortgage delinquency and default resolution, including
restructuring debt, arrangement of reinstatement plans, loan
forbearance, loss mitigation, etc.
HUD-funded local counseling agencies may elect to offer their
services to a wide range of clients or may elect to serve a more
limited audience, so long as limitations are not based on any of the
prohibited bases of the Fair Housing Act. Potential clients include:
renters; potential homebuyers including those homebuyers that have been
underserved such as minority and persons with disabilities; homeowners
eligible for and applying for HUD-related, VA, FmHA (or its successor
agency), State, local, or conventionally financed housing or housing
assistance; or persons who occupy such housing and seek the assistance
of a HUD-approved housing counseling agency to resolve a housing need
(including the need of a person with a disability for accessible
housing) or problem. Local housing counseling agencies may elect to
offer this assistance in conjunction with any HUD housing program but
must be familiar with FHA's single family and multifamily housing
programs.
2. National, Regional, or Multi-State Counseling Intermediaries
The primary activity of national, regional, or multi-State
nonprofit housing counseling intermediaries will be to manage the use
of HUD housing counseling funds, including the distribution of
counseling funding to affiliated local housing counseling
organizations. Local affiliates of the selected national, regional, or
multi-State counseling intermediaries are eligible to undertake any or
all of the housing counseling activities outlined above for the HUD-
approved local housing counseling agencies. The local affiliates
receiving funding through intermediaries do not need to be HUD-approved
in order to receive these funds from the intermediary. However, the
national, regional, or multi-State intermediary organization must be
HUD-approved as of the NOFA publication date.
E. Selection Process
1. Housing Counseling Agencies
All applications meeting the requirements of this NOFA will be
selected for funding within their competitive category, if sufficient
funds are available: (1) In the set aside for National, Regional, or
multi-State organizations, or (2) within the HUD Field Office
allocation for local housing counseling agency applicants.
a. Criteria/Ranking Factors: All applications from Intermediary
agencies will be rated and ranked by staff in the HUD Headquarters
Office. All applications from local counseling agencies will be rated
and ranked by staff in the appropriate local HUD Field Office and by
the Secretary's Representative in the appropriate State office. The
Secretary's Representative and the local HUD Office staff will use the
same criteria and ranking factors, as follows:
i. Capability of the applicant as determined by HUD, including
competent delivery of counseling services and timely drawdown of any
HUD funds awarded in the prior Fiscal Year--up to 45 points (up to 40
points assigned by HUD's Housing staff; up to 5 points assigned by the
Secretary's Representative). Rating factors will include but not be
limited to the following: first-time home buyer education and
counseling; default, loss mitigation and foreclosure prevention
counseling; information on the availability and financing of housing;
counseling on rehabilitating and refinancing of housing; information on
the purchase of housing from HUD and other government agencies;
providing HECM counseling;
ii. Adequacy of the activities proposed by the applicant in
response to housing needs identified in the applicant's housing
counseling plan as previously approved by HUD--up to 20
[[Page 23921]]
points (up to 15 points assigned by HUD's Housing staff; up to 5 points
assigned by the Secretary's Representative);
iii. Evidence of private funding sources contributing to the
applicant's operating budget over the past calendar year--up to 15
points assigned by HUD's Housing staff; and
iv. Evidence of current funding support from units of government
located within the target area which the applicant intends to serve--up
to 10 points assigned by HUD's Housing staff.
v. Extent to which proposal provides methods for affirmatively
furthering fair housing--up to 10 points assigned by HUD's FHEO staff.
Special consideration will be given to particularly innovative
strategies and those designed to remedy the effects of past
discrimination as described in paragraph C.3, Requirements to
Affirmatively Further Fair Housing.
b. Selection Procedure: National, regional, and multi-State
applications will be rated and ranked in Headquarters and selected for
funding, in rank order, until all funds for such agencies are depleted.
Local agency applications will be rated and ranked by the Field Office
and selected for funding, in rank order, until all funds for such
agencies are depleted.
i. Breaking a Tie
If two or more applications receive the same number of points and
sufficient funds are not available to fund all such applications, first
the application or applications requesting the smallest grants will be
selected, if a sufficient amount remains to fund them. If two or more
tied applications request the same amount and sufficient funds are not
available to fund all such applications, the following system will be
used to break the ties:
A. If the tied applications are for programs to be carried out in
different jurisdictions, applications with the highest number of points
for the rating criterion a.ii. (adequacy of activities) stated above
will be selected, if sufficient funds remain.
B. If the tied applications are to be carried out in the same
jurisdiction, applications with the highest number of points for the
rating criterion a.i. (capability) stated above will be selected, if
sufficient funds remain.
ii. Reallocations
Funds remaining after applying the procedures described in
paragraph E.1.b. will be reallocated to Headquarters for distribution
in accordance with the statute.
iii. Procedural Errors
Procedural errors by HUD discovered after initial ratings, but
before notification to Congress of selected applicants, will be
corrected and rankings will be revised.
iv. Reductions
HUD will approve an application for an amount lower than the amount
requested or adjust line items in the proposed budget within the amount
requested (or both) if it determines that:
A. The amount requested for one or more eligible activities is
unreasonable, unnecessary, or unjustified;
B. An activity proposed for funding does not qualify as an eligible
activity;
C. The applicant is not able to carry out all the activities
requested; or
D. Insufficient amounts remain in that funding round to fund the
full amount requested in the application.
v. Limitation of Geographic Scope
HUD may reduce the geographic scope of the proposed program if it
determines that:
A. Two or more fundable applications substantially overlap; or
B. The proposed geographic scope is overly large given the capacity
of the organization.
2. National, Regional, and Multi-State Counseling Organizations
If more applications are submitted to HUD Headquarters from
national, regional, and multi-State organizations that meet all the
requirements of this NOFA than can be funded with the amount allocated
for this purpose, they will be rated by staff in HUD Headquarters using
the above ranking criteria stated in paragraph 1.a., and the top-rated
applicants will be selected. Paragraphs 1. b.iii., b.iv., and b.v.,
above also apply to the selection of national, regional, and multi-
State counseling organizations.
3. Notification of Approval or Disapproval
After completion of the selection process, but no later than six
months after the deadline date for submission of the applications, as
stated in this NOFA, HUD will notify, in writing, the applicants that
have been selected and the applicants that have not been selected.
F. Funding Levels
Funding levels will be based on the amount authorized by the
Congress, geographical distribution as described above, the performance
record of each counseling agency as determined by HUD's analysis of
prior year counseling workload and results of the most recent biennial
performance review, competent delivery of counseling services and
timely drawdown of funds awarded, and the agency's needs, as specified
in the application according to its housing counseling plan previously
approved by HUD. In addition, applicants that can demonstrate
successful efforts to obtain non-HUD funding in their applications will
receive extra consideration in HUD's rating and ranking process. HUD
funding provided must be less than the total actual cost of the
agency's housing counseling program.
1. Local Housing Counseling Agencies
HUD will fund local agencies according to the budget submitted with
the application, in an amount not to exceed $100,000. Amounts requested
by local housing counseling agencies should reflect anticipated
operating needs for housing counseling activities, based upon
counseling experience during the last year and existing agency
capacity. To the maximum extent possible, local counseling agencies
also must seek other private and public sources of funding to
supplement HUD funding. HUD never intends for its counseling grant
funds to cover all costs incurred by an agency participating in the
program.
Local housing counseling agencies may use the HUD grant to
undertake any of the eligible counseling activities described in this
NOFA and included in their HUD-approved plan. FY 1997 housing
counseling grant funds also may be used for ``capacity building'' which
permits up to $4,000 of the grant amount be used to: purchase computer
equipment that meets, or exceeds, HUD specifications; enhance existing
telephone service, such as purchasing a telecommunications equipment
for the hearing-impaired (TTY) to serve persons with hearing
impairments (as an alternative to using the TTY relay service); and
install FAX machines. The Department will require that all grantees
funded in 1997 which do not currently have adequate computer systems
(and were not funded by HUD under the FY 1995 or FY 1996 NOFA) use all
or a portion of their $4,000 capacity building portion of the grant to
purchase computer hardware according to HUD specifications. Computer
training for one staff person also may be paid from the $4,000 set-
aside, as may training on how to use a TTY. Title to equipment acquired
by a recipient with program funds shall vest in the recipient, subject
to the provisions of 24 CFR part 84, subpart E. Agencies funded under
the FY 1995 and/or FY 1996 NOFA already received an allocation of
capacity
[[Page 23922]]
building funds and may not request additional capacity building funds
in 1997.
2. National, Regional, or Multi-State Counseling Intermediaries
The intermediary organization will distribute the majority of funds
awarded to their proposed local housing counseling affiliates.
Intermediaries should budget an amount which reflects their best
estimate of cost to oversee and fund these counseling efforts, as well
as the funding needs of their affiliates. Note that HUD housing
counseling funding is not intended to fully fund either the
intermediary's housing counseling program or the housing counseling
programs of the local affiliates. To the maximum extent possible,
intermediaries and their local affiliates are expected to seek other
private and public sources of funding for housing counseling to
supplement HUD funding.
An intermediary may use up to $5,000 of its total grant amount for
capacity building expenses such as: purchasing computer equipment;
enhancing telephone service, such as purchasing a telecommunications
equipment for the hearing-impaired (TTY) to serve persons with hearing
impairments (as an alternative to using TTY relay service); installing
FAX machines; and preparing or publishing counseling materials. If the
intermediary does not have an adequate computer system and was not
funded under the FY 1995 or FY 1996 NOFA, the Department will require
that the $5,000 capacity building portion of the grant be used to
purchase necessary equipment meeting HUD specifications. Title to
equipment acquired by a recipient with program funds shall vest in the
recipient, subject to the provisions of 24 CFR part 84, subpart E.
Intermediaries funded under the FY 1995 and/or FY 1996 NOFA may not
request additional capacity building funds in FY 1997.
HUD will give the selected nonprofit intermediaries wide discretion
to implement the housing counseling program with their affiliates. The
intermediary may decide how to allocate funding among its affiliates
and may determine funding levels at or below $100,000 for individual
affiliates with the understanding that a written record will be kept of
how this determination is made. This record shall be made available to
the agencies affiliated with the intermediary.
III. Checklist of Application Submission Requirements
A. General
Contents of an application will differ somewhat for local housing
counseling agencies and for national, regional, or multi-State
intermediaries; however, all applicants are expected to submit:
1. Standard Form 424, Application for Federal Assistance.
2. Standard Form 424B, Assurances--Non-construction Programs.
3. Drug-Free Workplace Requirements Certification.
4. Applicant/Recipient Disclosure/Update Report, Form HUD-2880.
5. Certification and Disclosure of Lobbying Activities, Standard
Form LLL, for National Intermediaries only, if applicable.
6. Certification Regarding Civil Rights.
7. Form HUD-9902, Housing Counseling Agency Fiscal Year Activity
Report for fiscal year October 1, 1995 through September 30, 1996.
Where an applicant did not participate in HUD's Housing Counseling
Program during FY 1996, this report should be completed to reflect the
agency's counseling workload during that period in any case. This form
must be fully completed and submitted by every applicant for FY 1997
HUD funding. HUD will reject any application that does not include this
form.
8. Computer Equipment Inventory (if applicable).
9. Budget Worksheet. A realistic, proposed budget for use of HUD
funds, if awarded. This should be broken down into two categories:
Direct counseling costs and capacity building costs. Note that the
budget submitted by a local agency may not exceed a total of $100,000,
including capacity building costs which may not exceed $4,000.
National, regional and multi-State organizations may submit a proposed
budget up to $1 million, including capacity building costs which may
not exceed $5,000.
10. Exhibits for National, regional, multi-State or local housing
counseling agencies (as described below in B1-B3 and in the application
kit).
11. Evidence of Housing Counseling Funding Sources (required by all
applicants).
12. Current Housing Counseling Plan.
13. A description of counseling activities to be performed.
14. A description of FHEO activities.
15. A description of organization capability.
16. Direct-labor and Hourly-labor rate and Counseling Time Per
Client.
17. Congressional District Information.
B. National, Regional, and Multi-State Intermediaries
National, regional, and multi-State intermediaries must submit an
application which covers both their network organization and their
affiliated agencies. This application must include:
1. Description of affiliated agencies. For each, list the following
information:
a. Organization name
b. Address
c. Director and contact person (if different)
d. Phone/FAX numbers (including TTY, if appropriate)
e. Federal tax identification number
f. ZIP code service areas
g. Number of staff providing counseling
h. Type of services offered (defined by renter assistance, outreach
initiatives, pre-purchase counseling, post-purchase counseling, and
mortgage default and delinquency counseling)
i. Number of Years of Housing Counseling Experience
2. Relationship with affiliates. Briefly describe the
intermediary's relationship with affiliates (i.e. membership
organization, field or branch offices, subsidiary organizations, etc.).
3. Oversight system. Describe the process that will be used for
determining affiliate funding levels, distributing funds, and
monitoring affiliate performance.
IV. Corrections to Deficient Applications
After the submission deadline, applicants may cure only non-
substantial, technical deficiencies that surface during HUD screening
of their application. Applicants will have a ``cure period'' to correct
such deficiencies that are not integral to HUD's review of the
application. Applicants have 14 calendar days from the date HUD
notifies them of any problem to submit the appropriate information to
HUD. Notification of a technical deficiency may be in writing or by
telephone. If the HUD notification is by telephone, a written
confirmation will be transmitted by HUD to the applicant. Where HUD
determines that an application as initially submitted is fundamentally
incomplete, or would require substantial revisions, it will not
consider the application further. Note: HUD will not inform applicants
regarding application deficiencies other than as described in this
section.
V. Other Matters
Environmental Impact
This NOFA does not direct, provide for assistance or loan and
mortgage
[[Page 23923]]
insurance for, or otherwise govern or regulate property acquisition,
disposition, lease, rehabilitation, alteration, demolition, or new
construction, or set out or provide for standards for construction or
construction materials, manufactured housing, or occupancy.
Accordingly, under 24 CFR 50.19(c)(1), this NOFA is categorically
excluded from environmental review under the National Environmental
Policy Act of 1969, as amended (42 U.S.C. 4321).
Federalism Impact
The General Counsel, as the Designated Official under section 6(a)
of Executive Order 12612, Federalism, has determined that this NOFA
does not have ``federalism implications'' because it does not have
substantial direct effects on the States (including their political
subdivisions), or on the distribution of power and responsibilities
among the various levels of government. This NOFA only affects
nonprofit or public organizations who seek funding for their housing
counseling activities.
Impact on the Family
The General Counsel, as the Designated Official under Executive
Order 12606, the Family, has determined that this NOFA has potential
significant impact on family formation, maintenance, and general well-
being only to the extent that the entities who qualify for
participation in HUD's housing counseling program under this notice
will provide families with the counseling and advice they need to avoid
rent delinquencies or mortgage defaults, and to develop competence and
responsibility in meeting their housing needs. Since the potential
impact on the family is considered beneficial, no further review under
the Order is necessary.
Accountability in the Provision of HUD Assistance
Section 102 of the Department of Housing and Urban Development
Reform Act of 1989 (HUD Reform Act) and the final rule codified at 24
CFR part 4, subpart A, published on April 1, 1996 (61 FR 1448), contain
a number of provisions that are designed to ensure greater
accountability and integrity in the provision of certain types of
assistance administered by HUD. On January 14, 1992, HUD published, at
57 FR 1942, a notice that also provides information on the
implementation of section 102. The documentation, public access, and
disclosure requirements of section 102 are applicable to assistance
awarded under this NOFA as follows:
Documentation and public access requirements. HUD will ensure that
documentation and other information regarding each application
submitted pursuant to this NOFA are sufficient to indicate the basis
upon which assistance was provided or denied. This material, including
any letters of support, will be made available for public inspection
for a five-year period beginning not less than 30 days after the award
of the assistance. Material will be made available in accordance with
the Freedom of Information Act (5 U.S.C. 552) and HUD's implementing
regulations at 24 CFR part 15. In addition, HUD will include the
recipients of assistance pursuant to this NOFA in its Federal Register
notice of all recipients of HUD assistance awarded on a competitive
basis.
Disclosures. HUD will make available to the public for five years
all applicant disclosure reports (HUD Form 2880) submitted in
connection with this NOFA. Update reports (also Form 2880) will be made
available along with the applicant disclosure reports, but in no case
for a period less than three years. All reports--both applicant
disclosures and updates--will be made available in accordance with the
Freedom of Information Act (5 U.S.C. 552) and HUD's implementing
regulations at 24 CFR part 15.
Prohibition Against Advance Information on Funding Decisions
HUD's regulation implementing section 103 of the HUD Reform Act,
codified as 24 CFR part 4, applies to the funding competition announced
today. The requirements of the rule continue to apply until the
announcement of the selection of successful applicants.
HUD employees involved in the review of applications and in the
making of funding decisions are restrained by part 4 from providing
advance information to any person (other than persons authorized to
receive such information) concerning funding decisions, or from
otherwise giving any applicant an unfair competitive advantage. Persons
who apply for assistance in this competition should confine their
inquiries to the subject areas permitted under 24 CFR part 4.
Applicants or employees who have ethics related questions should
contact the HUD Ethics Law Division (202) 708-3815 (voice), (202) 708-
1112 (TTY). (These are not toll-free numbers.) For HUD employees who
have specific program questions, the employee should contact the
appropriate Field Office Counsel or Headquarters Counsel for the
program to which the question pertains.
Prohibition Against Lobbying Activities
The use of funds awarded under this NOFA is subject to the
disclosure requirements and prohibitions of Section 319 of the
Department of Interior and Related Agencies Appropriations Act for
Fiscal Year 1990 (31 U.S.C. 1352) and the HUD implementing regulations
at 24 CFR Part 87. These authorities prohibit recipients of federal
contracts, grants or loans from using appropriated funds for lobbying
the Executive or Legislative Branches of the Federal Government in
connection with a specific contract, grant or loan. The prohibition
also covers the awarding of contracts, grants, cooperative agreements
or loans unless the recipient has made an acceptable certification
regarding lobbying. Under 24 CFR Part 87, applicants, recipients and
subrecipients of assistance exceeding $100,000 must certify that no
federal funds have been or will be spent on lobbying activities in
connection with the assistance. Required Reporting. A certification is
required at the time application for funds is made that Federally
appropriated funds are not being or have not been used in violation of
section 319 and the disclosure will be made of payments for lobbying
with other than federally appropriated funds. The standard disclosure
form, SF-LLL, ``Disclosure Form to Report Lobbying'', and the
certification form must be use to disclose lobbying with other than
Federally appropriated funds at the time of the application.
Catalog of Federal Domestic Assistance
The Catalog of Federal Domestic Assistance Program number is
14.169.
Dated: April 23, 1997.
Stephanie A. Smith,
General Deputy, Assistant Secretary for Housing-Federal Housing
Commissioner.
Appendix A--HUD Offices
Note: The title of all those listed is: Director, Single Family
Division, U.S. Department of Housing and Urban Development.
Telephone numbers are not toll-free.
HUD--New England Area
Connecticut State Office
Mr. Gary T. Le Vine, First Floor, 330 Main Street, Hartford, CT
06106-1860, (203) 240-4569
Massachusetts State Office
Mr. Edward T. Bernard, Room 375, Thomas P. O'Neill, Jr. Federal
Building, 10 Causeway Street, Boston, MA 02222-1092, (617) 565-5335
New Hampshire State Office
Mr. Loren Cole, Norris Cotton Federal Building, 275 Chestnut Street,
Manchester, NH 03101-2487, (603) 666-7755
[[Page 23924]]
Rhode Island State Office
Mr. Michael Dziok, Sixth Floor, 10 Weybosset Street, Providence, RI
02903-2808, (401) 528-5365
HUD--New York, New Jersey Area
New Jersey State Office
Ms. Theresa Arce, Thirteenth Floor, One Newark Center, Newark, NJ
07102-5260, (201) 622-7900 X3500
New York State Office
Mr. Juan Baustista, 26 Federal Plaza, New York, NY 10278-0068, (212)
264-0777 X3746
Albany Area Office
Mr. Robert S. Scofield, Jr., 52 Corporate Circle, Albany, NY 12203-
5121, (518) 464-4200 EXT. 4204
Buffalo Area Office
Mr. Glenn Ruggles, Lafayette Court, 465 Main Street, Buffalo, NY
14203-1780, (716) 846-5752
Camden Area Office
Mr. Philip Caulfield, Second Floor, Hudson Building, 800 Hudson
Square, Camden, NJ 08102-1156, (609) 757-5083
HUD--Midatlantic Area
District of Columbia Office
Ms. Carole Catineau, 820 First Street, NE, Washington, D.C. 20002-
4502, (202) 275-7543 X3055
Maryland State Office
Ms. Candace Simms, Fifth Floor, City Crescent Building, 10 South
Howard Street, Baltimore, MD 21201-2505, (410) 962-2520 X3094
Pennsylvania State Office
Mr. Mike Perretta, The Wanamaker Building, 100 Penn Square East,
Philadelphia, PA 19107-3380, (215) 656-0507
Virginia State Office
Ms. Rheba G. Gwaltney, The 3600 Centre, 3600 West Broad Street, P.O.
Box 90331, Richmond, VA 23230--0331, (804) 278-4506 X3003
West Virginia State Office
Mr. Peter Minter, Suite 708, 405 Capitol Street, Charleston, WV
25301-1795, (304) 347-7064 X 7000
Pittsburgh Area Office
Mr. Al Curotola, 339 Sixth Ave., Sixth Floor, Pittsburgh, PA 15222-
2515, (412) 644-2737
HUD--Southeast/Caribbean Area
Alabama State Office
Ms. Martha Andrus, Suite 300, Beacon Ridge Tower, 600 Beacon
Parkway, West, Birmingham, AL 35209-3144, (205) 290-7360 X1027
Caribbean Office
Ms. Margarita Delgado, New San Juan Office Building, 159 Carlos
Chardon Avenue, San Juan, PR 00918-1804, (787) 766-5256
Georgia State Office
Ms. Janice Cooper, Richard B. Russell Federal Building, 75 Spring
Street, S.W., Atlanta, GA 30303-3388, (404) 331-4801 X2145
Kentucky State Office
Mr. David A. Powell, 601 West Broadway, P.O. Box 1044, Louisville,
KY 40201-1044, (502) 582-6163 X610
Mississippi State Office
Mr. Jerry F. Perkins, Suite 910, Doctor A.H. McCoy Federal Building,
100 West Capitol Street, Jackson, MS 39269-1016, (601) 965-4930
North Carolina State Office
Mr. Robert Dennis, Koger Building, 2306 West Meadowview Road,
Greensboro, NC 27407-3707, (910) 547-4053 X4121
South Carolina State Office
Mr. David L. Ball, Strom Thurmond Federal Building, 1835 Assembly
Street, Columbia, SC 29201-2480, (803) 253-3208
Coral Gables Area Office
Ms. Sara D. Warren, Gables 1 Tower, 1320 South Dixie Highway, Coral
Gables, FL 33146-2911, (305) 662-4526
Jacksonville Area Office
Ms. Ann Whaley, Suite 2200, Southern Bell Tower, 301 West Bay
Street, Jacksonville, FL 32202-5121, (904) 232-3627
Knoxville Area Office
Mr. William Pavelchik, Third Floor, John J. Duncan Federal Building,
710 Locust Street, Knoxville, TN 37902-2526, (423) 545-4377
Memphis Area Office
Mr. Benjamin Davis, Suite 1200, One Memphis, Place, 200 Jefferson
Avenue, Memphis, TN 38103-2335, (901) 544-3367
Tennessee State Office
Mr. Ed M. Phillips, Suite 200, 251 Cumberland Bend Drive, Nashville,
TN 37228-1803, (615) 736-5365
Orlando Area Office
Mr. Robert K. Osterman, Suite 270, Langley Building, 3751 Maguire
Boulevard, Orlando, FL 32803-3032, (407) 648-6441
Tampa Area Office
Ms. Nikki A. Spitzer, Suite 700, Timberlake Federal Building Annex,
501 East Polk Street, Tampa, FL 33602-3945, (813) 228-2504
HUD--Midwest Area
Illinois State Office
Ms. Debra F. Robinson, Ralph H. Metcalfe Federal Building, 77 West
Jackson Boulevard, Chicago, IL 60604-3507, (312) 353-6236 X2204
Indiana State Office
Mr. William Fattic, 151 North Delaware Street, Indianapolis, IN
46204-2526, (317) 226-7034
Michigan State Office
Mr. John Frelich, Patrick V. McNamara Federal Building, 477 Michigan
Avenue, Detroit, MI 48226-2592, (313) 226-4899
Minnesota State Office
Mr. John E. Buenger, 220 Second Street, South, Minneapolis, MN
55401-2195, (612) 370-3053
Ohio State Office
Mr. Verlon Shannon, 200 North High Street, Columbus, OH 43215-2499,
(614) 469-5536
Wisconsin State Office
Mr. Joe Bates, Suite 1380, Henry S. Reuss Federal Plaza, 310 West
Wisconsin Avenue, Milwaukee, WI 53203-2289, (414) 297-3156
Cincinnati Area Office
Ms. Louistine Tuck, 525 Vine St Suite 700, Cincinnati, OH 45202-
3253, (513) 684-2833
Cleveland Area Office
Mr. Kendel King, Fifth Floor, Renaissance Building, 1350 Euclid
Avenue, Cleveland, OH 44115-1815, (216) 522-2784
Flint Area Office
Mr. John Frelich, Room 200, 605 North Saginaw Street, Flint, MI
48502-1953, (810) 766-5107
Grand Rapids Area Office
Ms. Shirley Bryant, 50 Louis St, N.W., Grand Rapids, MI 49503-2648,
(616) 456-2146
HUD--Southwest Area
Arkansas State Office
Ms. Susan E. Finister, Suite 900, TCBY Tower, 425 West Capitol
Avenue, Little Rock, AR 72201-3488, (501) 324-5961
Louisiana State Office
Mr. Byron D. Duplantier, 9th Floor, Hale Boggs Federal Building, 501
Magazine St., New Orleans, LA 70130-3099, (504) 589-6570
New Mexico State Office
Ms. Carol G. Johnson, 625 Truman Street, NE, Albuquerque, NM 87110-
6443, (505) 262-6269 X238
Texas State Office
Mr. Louis Ybarra, 1600 Throckmorton Street, P.O. Box 2905, Fort
Worth, TX 76113-2905, (817) 885-6259 X3001
Houston Area Office
Mr. Henry Hadnot, Suite 200, Norfolk Tower 2211 Norfolk, Houston, TX
77098-4096, (713) 313-2274 EXT. 7019
Lubbock Area Office
Mr. Miguel Rincon, Federal Office Building 1205 Texas Avenue,
Lubbock, TX 79401-4093, (806) 743-7291
Oklahoma State Office
Mr. Ken Beck, 500 West Main St., Suite 400, Oklahoma City, OK 73102-
2233, (405) 553-7444
San Antonio Area Office
Mr. Antonio C. Cabral, Washington Square, 800 Dolorosa Street, San
Antonio, TX 78207-4563, (210) 472-6898
Shreveport Area Office
Ms. Martha Sakre, Suite 1510, 401 Edwards Street, Shreveport, LA
71101-3107, (318) 676-3440
[[Page 23925]]
Tulsa Area Office
Mr. Ken Beck, 50 East 15th Street, Suite 110, Tulsa, OK 74119-4032,
(918) 581-7168 X3027
HUD--Great Plains
Iowa State Office
Mr. Patrick Liao, Room 239, Federal Building, 210 Walnut Street, Des
Moines, IA 50309-2155, (515) 284-4435
Kansas/Missouri State Office
Mr. Deryl Sellmeyer, Room 200, Gateway Tower II, 400 State Avenue,
Kansas City, KS 66101-2406, (913) 551-6820
Nebraska State Office
Ms. Nancy Sheets, Executive Tower Centre, 10909 Mill Valley Road,
Omaha, NE 68154-3955, (402) 492-3135
Saint Louis Area Field Office
Mr. Dennis Martin, Third Floor, Robert A. Young Federal Building
1222 Spruce Street, St. Louis, MO 63103-2836, (314) 539-6388
HUD--Rocky Mountains Area
Colorado State Office
Mr. Ron Bailey (Acting), First Interstate Tower North, 633 17th
Street, Denver, CO 80202-3607, (303) 672-5343
Montana State Office
Mr. Gerard Boone, Room 340, Federal Office Building, Drawer 10095,
301 S. Park, Helena, MT 59626-0095, (406) 441-1300
Utah State Office
Mr. Richard P. Bell, Suite 550, 257 Tower, 257 East, 200 South, Salt
Lake City, UT 84111-2048, (801) 524-5237
HUD--Pacific/Hawaii Area
Arizona State Office
Ms. Bernice Campbell, Suite 1600, Two Arizona Center, 400 North 5th
Street, Phoenix, AZ 85004-2361, (602) 379-6704
California State Office
Mr. James McClanahan, Philip Burton Federal Building and U.S.
Courthouse 450 Golden Gate Avenue, P.O. Box 36003, San Francisco, CA
94102-3448, (415) 436-6518
Hawaii State Office
Ms. Jill B. Hurt, 7 Waterfront Plaza (Suite 500), 500 Ala Moana
Boulevard, Honolulu, HI 96813-4918, (808) 522-8190 X251
Nevada State Office and Reno
Ms. Sharon Atwell, Suite 700, Atrium Building, 333 No. Rancho Drive,
Las Vegas, NV 89106-3714, (702) 388-6500 X1802
Fresno Area Office
Ms. Yvielle Edwards-Lee, Suite 138, 1630 E. Shaw Avenue, Fresno, CA
93710-8193, (209) 487-5032
Los Angeles Area Office
Mr. Malcolm Findley, 1615 West Olympic Boulevard, Los Angeles, CA
90015-3801, (213) 251-7220
Reno Area Office--see Nevada
Sacramento Area Office
Mr. Ron M. Johnson, Suite 200, 777 12th Avenue, Sacramento, CA
95814-1997, (916) 498-5220 X282
San Diego Area Office
Mr. Danny E. Mendez, Mission City Corporate Center, 2365 Northside
Drive (Suite 300), San Diego, CA 92108-2712, (619) 557-2610 X227
Santa Ana Area Office
Mr. David A. Westerfield, Suite 500, 3 Hutton Centre, Santa Ana, CA
92707-5764, (714) 957-3745
Tucson Area Office
Ms. Bernice Campbell, Suite 700, Security Pacific Bank Plaza, 33
North Stone Avenue, Tucson, AZ 85701-1467, (520) 670-6000
HUD--Northwest/Alaska Area
Alaska State Office
Mr. Paul O. Johnson, Suite 401, University Plaza Building, 949 East
36th Avenue, Anchorage, AK 99508-4399, (907) 271-4610
Idaho State Office
Mr. Gary L. Gillespie, Suite 220, Plaza IV, 800 Park Boulevard,
Boise, ID 83712-7743, (208) 334-1991
Oregon State Office
Ms. Pamela D. West, 400 S.W. Sixth Ave., Suite 700, Portland, OR
97204, (503) 326-2684
Washington State Office
Mr. David L. Rodgers, Suite 200, Seattle Federal Office Building,
909 First Avenue, Seattle, WA 98104-1000, (206) 220-5200 X3252
[FR Doc. 97-11273 Filed 4-30-97; 8:45 am]
BILLING CODE 4210-27-P
