94-14981. Lead-Based Paint Liability Insurance Coverage for Housing Authorities  

  • [Federal Register Volume 59, Number 118 (Tuesday, June 21, 1994)]
    [Unknown Section]
    [Page 0]
    From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
    [FR Doc No: 94-14981]
    
    
    [[Page Unknown]]
    
    [Federal Register: June 21, 1994]
    
    
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    DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
    
    Office of the Assistant Secretary for Public and Indian Housing
    
    24 CFR Parts 905 and 965
    
    [Docket No. R-94-1676; FR-3275-F-02]
    RIN: 2577-AB21
    
     
    
    Lead-Based Paint Liability Insurance Coverage for Housing 
    Authorities
    
    AGENCY: Office of the Assistant Secretary for Public and Indian 
    Housing, HUD.
    
    ACTION: Final rule.
    
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    SUMMARY: Public housing agencies and Indian housing authorities 
    (collectively, housing authorities or HAs) conducting lead-based paint 
    testing and abatement activities need to assure that they have adequate 
    liability insurance coverage to cover the hazards inherent in these 
    activities, in order to comply with insurance requirements of their 
    Annual Contributions Contracts with HUD. This rule prescribes the 
    nature and quality of liability insurance to protect HAs and 
    contractors performing this work for HAs. The rule is being issued to 
    comply with directions in the Department's appropriation act for Fiscal 
    Year 1992 to adopt regulations specifying the nature and quality of 
    insurance to cover HAs in the performance of this work.
    
    EFFECTIVE DATE: July 21, 1994.
    
    FOR FURTHER INFORMATION CONTACT: John Comerford, Director, Financial 
    Management Division, Office of Assisted Housing, Department of Housing 
    and Urban Development, 451 Seventh Street, SW., Washington, DC 20410, 
    telephone (202) 708-1872. A telecommunications device for hearing or 
    speech-impaired persons is available at (202) 708-0850. (These are not 
    toll-free telephone numbers.)
    
    SUPPLEMENTARY INFORMATION:
    
    I. Paperwork Reduction Act Statement
    
        The information collection requirements contained in this rule have 
    been submitted to the Office of Management and Budget (OMB) for review 
    under the Paperwork Reduction Act of 1980 (44 U.S.C. 3501-3520) and 
    approved under OMB control number 2577-0187, which is valid through 
    August 1994.
    
    II. Background
    
    A. HUD Contract Requirements for Insurance
    
        Under their Annual Contributions Contract (ACC) or Mutual Help 
    Annual Contributions Contract (MHACC) with HUD, Public Housing Agencies 
    (PHAs) and Indian Housing Authorities (IHAs) (hereinafter referred to 
    as HAs) must carry adequate (1) owner's, landlord's, and tenant's 
    public liability insurance; and (2) manufacturer's and contractor's 
    public liability insurance (both now combined and referred to by the 
    insurance industry as commercial general liability insurance). When the 
    conditions of the ACC or MHACC were formulated in 1969, it was not 
    anticipated that there was any reason to address the issue of bodily 
    injury due to the ingestion of lead-based paint, since the health 
    hazard of this chemical was not well-known. Also, at that time, no 
    pollution exclusion in the general liability policy was thought to 
    apply to claims of this nature.
        However, during subsequent years, as environmental claims started 
    arising, insurance companies began to exclude pollution and 
    environmental liability; and it is the opinion of most insurance 
    companies that, since lead is a chemical which is included in the 
    definition of a ``pollutant'', claims arising from lead poisoning are 
    excluded from current policies. However, some courts have differed with 
    the insurance companies' position on pollution exclusions.
        HAs are engaging in lead-based paint testing and abatement, often 
    funded by HUD under the Comprehensive Improvement Assistance Program or 
    Comprehensive Grant Program, which support rehabilitation work needed 
    to improve the condition of public housing units. The Department 
    published a document in the Federal Register to guide these activities, 
    entitled ``Lead-Based Paint: Interim Guidelines for Hazard 
    Identification and Abatement in Public and Indian Housing'' (55 FR 
    14556, April 18, 1990, and revised 55 FR 39874, September 28, 1990, and 
    56 FR 21556, May 9, 1991). Use of these guidelines is the subject of 
    other program regulations and notices of funding availability, and it 
    is not addressed in this rule.
    
    B. Appropriations Act
    
        The Departments of Veterans Affairs and Housing and Urban 
    Development Appropriations Act for Fiscal Year 1992, Pub L. 102-139, 
    105 Stat. 736 (approved October 28, 1991) (``1992 Act'') included an 
    express provision concerning selection of insurance to protect against 
    the liability hazards involved in the testing and abatement of lead-
    based paint, at 758 and 759:
    
        Hereafter, until the Department of Housing and Urban Development 
    has adopted regulations specifying the nature and quality of 
    insurance covering the potential personal injury liability exposure 
    of public housing authorities and Indian housing authorities (and 
    their contractors, including architectural and engineering services) 
    as a result of testing and abatement of lead-based paint in 
    federally subsidized public and Indian housing units, said 
    authorities shall be permitted to purchase insurance for such risk, 
    as an allowable expense against amounts available for capital 
    improvements (modernization): Provided, That such insurance is 
    competitively selected and that coverage provided under such 
    policies, as certified by the authority, provides reasonable 
    coverage for the risk of liability exposure, taking into 
    consideration the potential liability concerns inherent in the 
    testing and abatement of lead-based paint, and the managerial and 
    quality assurance responsibilities associated with the conduct of 
    such activities.
    
        In other words, until a final rule is effective, HAs may proceed 
    with lead-based paint abatement activities, selecting their own lead-
    based paint liability coverage so long as they determine it is 
    appropriate for their needs.
        A proposed rule was published on November 2, 1993 (FR 58513) which 
    covered this subject. This final rule responds to comments received on 
    that proposed rule.
    
    III. Public Comments
    
        The Department received comments from nine public sources. Three 
    were from housing authorities. Two were from testing/abatement 
    contractors or consultants. Three were from PHA-owned insurance 
    entities or their administrators, and one was from a trade association.
        Comment. Three sources questioned HUD's reasoning in not attempting 
    to secure another master insurance policy that would provide liability 
    coverage for both the contractor performing testing and abatement work, 
    as well as the HA, and requested reconsideration of this decision. Two 
    of the sources also recommended that such master policy also cover any 
    type of contractor (plumbing, heating, mechanical, electrical, painting 
    and decorating) who might come in contact with lead-based paint while 
    performing their work.
        Response. The Department rejects this recommendation for a number 
    of reasons. In its report to Congress dated September 24, 1991, 
    concerning the previous master policy which expired on October 1, 1993, 
    the HUD Inspector General questioned the involvement of HUD staff in 
    the procurement of that policy. The IG felt that since this was not a 
    Federal procurement, but an HA procurement subject to State procurement 
    statutes and regulations, HUD's involvement should have been only in an 
    advisory capacity. In addition, it is extremely doubtful that any 
    insurance company would consider issuing a liability insurance policy 
    to a HA that would cover as insured parties, contractors engaged in 
    performing various types of skilled work only while working on HA 
    premises. Should the housing authorities or any contractor trade 
    associations desire to secure a master policy that meets the 
    requirements of this rule and provides adequate protection for the 
    exposure, they are free to do so. Also, since the passage of the 
    Residential Lead-Based Paint Hazard Reduction Act of 1992, which is 
    Title X of the Housing and Community Development Act of 1992 (42 U.S.C. 
    4851-4856), other public and private housing owners are required to 
    engage in lead-based paint testing and abatement. Since contractors 
    performing these operations need insurance when working for other 
    housing owners, a master policy obtained by HUD insuring them only 
    while performing work for HAs would not fill all of their needs. In 
    addition, there appears to be a more available market for this type of 
    insurance than prevailed in 1990 when the previous master policy was 
    obtained.
        Comment. The rule should have a ``grandfather clause'' allowing HAs 
    and contractors to continue coverage that was obtained prior to the 
    effective date of the rule even though the policy does not meet the 
    rule requirements.
        Response. The Department agrees that it should not require midterm 
    cancellation of any policy that would result in a short rate penalty in 
    order to comply with the rule and has modified the rule accordingly. It 
    will be necessary, however, to comply with the requirements of the rule 
    when the policy in force on the effective date of the rule expires.
        Comment. In order to expand the availability of insurance policies 
    that would qualify under the rule, allow a ``claims made'' form as long 
    as it has a discovery period.
        Response. The Department is willing to allow a ``claims made'' 
    form, as long as it has a discovery period of at least five years, and 
    the rule has been changed to that effect.
        Comment. Professional Liability insurance for architects and 
    engineers cannot be obtained on an ``occurrence'' form and insurance 
    companies insuring the contractors and HAs for liability do not want to 
    add this coverage to their policies.
        Response. It was not the intent that this rule was to apply to 
    Professional Liability policies obtained by architectural and 
    engineering firms, and the rule has been clarified accordingly. The HA, 
    however, should have these firms provide evidence that they do have 
    some type of Professional Liability insurance in effect.
        Comment. Even though the contractor purchases the insurance and 
    names the HA as an additional insured, the HA should also be required 
    to purchase primary insurance to cover any exposure to liability for 
    claims not directly related to work being done by the contractor.
        Response. While such an exposure may exist, the Department believes 
    that the exposure is more limited than the exposure that already exists 
    prior to any abatement work, and liability insurance to protect against 
    claims for the mere existence of lead-based paint has never been 
    required. Although not a requirement, there is no prohibition against 
    the HA purchasing this insurance if it feels it is necessary and can 
    afford to do so.
        Comment. The rule should allow defense costs to be included within 
    the policy limit, since some of the insurance companies providing this 
    insurance are now issuing policies on this basis.
        Response. To make coverage more readily available, the Department 
    is willing to allow a limit being placed on the cost of defense prior 
    to being deducted from the limit of liability, as long as the defense 
    limit is not less than $250,000 per claim. The rule has been amended to 
    that effect.
        Comment. The rule should encourage insurers to underwrite the risk 
    by requiring them to analyze the risk of each abatement project and 
    assure that there is proper guidance and technical assistance 
    throughout the abatement process.
        Response. The Underwriting Department of each insurance company is 
    charged with the responsibility of approving and accepting each risk 
    they insure. Most insurance companies also have Loss Control 
    Departments that work with their insureds in an effort to promote safe 
    work habits and procedures and reduce losses. It would be inappropriate 
    for HUD to attempt to dictate to the insurance company how they should 
    underwrite and service the accounts they insure.
        Comment. Since the statutory requirement found in the 1992 
    Appropriations Act that coverage be purchased through a competitive 
    process expires with the promulgation of this regulation, HAs should be 
    entitled to purchase this coverage from a HA-owned insurance entity 
    without competitive bidding.
        Response. We agree. Since issuance of the Final Rule setting 
    Financial Standards for Housing Authority-Owned Insurance Entities 
    which became effective on November 4, 1993, HAs are now authorized to 
    obtain any line of insurance from a non-profit insurance entity that is 
    owned and controlled by HAs and approved by HUD. Since this is now 
    permitted by 24 CFR 905.190 and 965.201, no additional clarification in 
    this rule is necessary.
        Comment. Paragraph (e) should be eliminated from the rule since it 
    is gratuitous.
        Response. The provision concerning the HA's responsibility for 
    supervision of testing and abatement activity has been moved to the 
    general paragraph.
        Comment. Requiring small (some as low as one or two persons) 
    contractors to purchase this type of insurance will have an enormous 
    impact on small businesses due to the high minimum premiums and total 
    cost involved.
        Response. While this may very well be true, the Department is not 
    willing to waive the insurance requirement for small businesses. The 
    underwriting standards of insurance companies may preclude them from 
    insuring accounts that do not generate a certain minimum premium. 
    However, if the Department were to waive the insurance requirement for 
    small contractors, it would place both the contractor and the HA at 
    risk for uninsured claims.
        Comment. The minimum required limit should be raised to $1,000,000 
    per occurrence with no annual aggregate being permitted.
        Response. The $500,000 limit is only a minimum. Higher limits are 
    permitted and highly recommended. It was not felt that the Department 
    should require substantially higher minimum limits than required for 
    other forms of insurance, particularly automobile and commercial 
    general liability. The absence of an annual aggregate limit would be 
    very desirable. However, few insurance companies are willing to issue a 
    policy without one. To insist upon having no annual aggregate limit 
    would severely restrict the market availability and certainly increase 
    the cost.
        Comment. The rule should address all forms of insurance including 
    workers compensation, general liability and professional liability.
        Response. This rule is concerned only with the provisions of Pub. 
    L. 102-139, 105 Stat. 736 concerning selection of insurance to protect 
    against the liability hazards involved in the testing and abatement of 
    lead-based paint.
    
    IV. Findings and Certifications
    
    A. Environmental Review
    
        A Finding of No Significant Impact with respect to the environment 
    was made in accordance with HUD regulations at 24 CFR part 50 that 
    implement section 102(2)(C) of the National Environmental Policy Act of 
    1969, 42 U.S.C. 4332, when the proposed rule was issued. No changes 
    made in this final rule require any changes in that finding. The 
    Finding of No Significant Impact is available for public inspection and 
    copying between 7:30 a.m. and 5:30 p.m. weekdays in the Office of the 
    Rules Docket Clerk, room 10276, 451 Seventh Street, SW., Washington, DC 
    20410-0500.
    
    B. Federalism Impact
    
        The General Counsel, as the Designated Official under section 6(a) 
    of Executive Order 12612, Federalism, has determined that the policies 
    contained in this rule will not have substantial direct effects on 
    states or their political subdivisions, or the relationship between the 
    Federal Government and the States, or on the distribution of power and 
    responsibilities among the various levels of government. This rule 
    merely gives standards used by HUD in approving the sources of 
    insurance coverage selected by HAs in accordance with longstanding 
    provisions of the contracts between them and HUD. As a result, the rule 
    is not subject to review under the order.
    
    C. Impact on the Family
    
        The General Counsel, as the Designated Official under Executive 
    Order 12606, The Family, has determined that this rule does not have 
    potential for significant impact on family formation, maintenance, and 
    general well-being, and, thus, is not subject to review under the 
    order. No significant change in existing HUD policies or programs will 
    result from promulgation of this rule, as those policies and programs 
    relate to family concerns.
    
    D. Impact on Small Entities
    
        The Secretary, in accordance with the Regulatory Flexibility Act (5 
    U.S.C. 605(b)), has reviewed this rule before publication and, by 
    approving it, certifies that this rule does not have a significant 
    economic impact on a substantial number of small entities. The rule is 
    limited to specifying the nature and quality of liability insurance for 
    the hazards of testing for and abatement of lead-based paint; and while 
    it may be more difficult for small entities to obtain the insurance or 
    to obtain it at a reasonable cost, this is a factor controlled by the 
    insurance marketplace, and not by the establishment of this rule.
    
    E. Regulatory Agenda
    
        This rule was listed as item 1703 under the Office of Public and 
    Indian Housing in the Department's Semiannual Agenda of Regulations 
    published on April 25, 1994 (59 FR 20424, 20474) under Executive Order 
    12866 and the Regulatory Flexibility Act.
    
    F. Catalog
    
        The Catalog of Federal Domestic Assistance numbers for the public 
    housing and Indian housing programs affected by this rule are 14.850 
    and 14.851.
    
    List of Subjects
    
    24 CFR Part 905
    
        Aged, Energy conservation, Grant programs--housing and community 
    development, Grant programs--Indians, Individuals with disabilities, 
    Lead poisoning, Loan programs--housing and community development, Loan 
    programs--Indians, Low and moderate income housing, Public housing, 
    Reporting and recordkeeping requirements.
    
    24 CFR Part 965
    
        Energy conservation, Government procurement, Grant programs--
    housing and community development, Lead poisoning, Loan programs--
    housing and community development, Public housing, Reporting and 
    recordkeeping requirements, Utilities.
    
        Accordingly, the Department amends 24 CFR parts 905 and 965 as 
    follows:
    
    PART 905--INDIAN HOUSING PROGRAMS
    
        1. The authority citation for part 905 continues to read as 
    follows:
    
        Authority: 25 U.S.C. 450e(b); 42 U.S.C. 1437aa, 1437bb, 1437cc, 
    1437ee, and 3535(d).
    
        2. A new Sec. 905.195 is added to subpart B, to read as follows:
    
    
    Sec. 905.195  Lead-based paint liability insurance coverage.
    
        (a) General. The purpose of this section is to specify what HUD 
    deems reasonable insurance coverage with respect to the hazards 
    associated with testing for and abatement of lead-based paint that the 
    IHA undertakes, in accordance with the IHA's ACC or MHACC with HUD. The 
    insurance coverage does not relieve the IHA of its responsibility for 
    assuring that lead-based paint testing and abatement activities are 
    conducted in a responsible manner.
        (b) Insurance coverage requirements. When the IHA undertakes lead-
    based paint testing and abatement, it must assure that it has 
    reasonable insurance coverage for itself for potential personal injury 
    liability associated with those activities. If the work is being done 
    by IHA employees, the IHA must obtain a liability insurance policy 
    directly to protect the IHA. If the work is being done by a contractor, 
    the IHA may obtain, from the insurer of the contractor performing this 
    type of work in accordance with a contract, a certificate of insurance 
    providing evidence of such insurance and naming the IHA as an 
    additional insured; or it may obtain such insurance directly. Insurance 
    must remain in effect during the entire period of testing and abatement 
    and must comply with the following requirements:
        (1) Named insured. If purchased by the IHA, the policy shall name 
    the IHA as insured. If purchased by an independent contractor, the 
    policy shall name the contractor as insured and the IHA as an 
    additional insured, in connection with performing work under the IHA's 
    lead-based paint testing and abatement contract. If the IHA has 
    executed a contract with a Resident Management Corporation (RMC) to 
    manage a building/project on behalf of the IHA, the RMC shall also be 
    an additional insured under the policy in connection with the lead-
    based paint testing and abatement contract. (The duties of the RMC are 
    similar to those of a real estate management firm.)
        (2) Coverage limits. The minimum limit of liability shall be 
    $500,000 per occurrence written, with a combined single limit for 
    bodily injury and property damage.
        (3) Deductible. A deductible, if any, may not exceed $5,000 per 
    occurrence.
        (4) Supplementary payments. Payments for such supplementary costs 
    as the costs of defending against a claim must be in addition to, and 
    not as a reduction of, the limit of liability. However, it will be 
    permissible for the policy to have a limit on the amount payable for 
    defense costs. If a limit is applicable, it must not be less than 
    $250,000 per claim prior to such costs being deducted from the limit of 
    liability.
        (5) Occurrence form policy. The form used must be an ``occurrence'' 
    form, or a ``claims made'' form that contains an extended reporting 
    period of at least five years. (Under an occurrence form, coverage 
    applies to any loss if the policy was in effect when the loss occurred, 
    regardless of when the claim is made.)
        (6) Aggregate limit. If the policy contains an aggregate limit, the 
    minimum acceptable limit is $1,000,000.
        (7) Cancellation. In the event of cancellation, at least 30 days' 
    advance notice is to be given to the insured and any additional 
    insured.
        (c) Exception to requirements. Insurance already purchased by the 
    IHA or contractor and in force on the date this rule is effective which 
    provides coverage for the hazards involved in the testing for and 
    abatement of lead-based paint, shall be considered as meeting the 
    requirements of this rule until the expiration of the policy. This rule 
    is not applicable to architects, engineers, or consultants who do not 
    physically perform lead-based paint testing and abatement work.
        (d) Insurance for the existence hazard. An IHA may also purchase 
    special liability insurance against the existence hazard of lead-based 
    paint, although it is not a required coverage. An IHA may purchase this 
    coverage if, in the opinion of the IHA, the policy meets the IHA's 
    requirements, the premium is reasonable, and the policy is obtained in 
    accordance with applicable procurement standards of this subpart B. If 
    this coverage is purchased, the premium must be paid from funds 
    available under the Performance Funding System or from reserves.
    
        3. A new Sec. 905.585 is added to subpart H, to read as follows:
    
    
    Sec. 905.585  Insurance coverage.
    
        For the requirements concerning an IHA's obligation to obtain 
    reasonable insurance coverage with respect to the hazards associated 
    with testing for and abatement of lead-based paint, see Sec. 905.195.
    
    PART 965--PHA-OWNED OR LEASED PROJECTS--MAINTENANCE AND OPERATION
    
        4. The authority citation for part 965 continues to read as 
    follows:
    
        Authority: 42 U.S.C. 1437, 1437a, 1437d, 1437g, 3535(d). Subpart 
    H is also issued under 42 U.S.C. 4821-4846.
    
        5. A new Sec. 965.215 is added to subpart B, to read as follows:
    
    
    Sec. 965.215  Lead-based paint liability insurance coverage.
    
        (a) General. The purpose of this section is to specify what HUD 
    deems reasonable insurance coverage with respect to the hazards 
    associated with testing for and abatement of lead-based paint that the 
    PHA undertakes, in accordance with the PHA's ACC with HUD. The 
    insurance coverage does not relieve the PHA of its responsibility for 
    assuring that lead-based paint testing and abatement activities are 
    conducted in a responsible manner.
        (b) Insurance coverage requirements. When the PHA undertakes lead-
    based paint testing and abatement, it must assure that it has 
    reasonable insurance coverage for itself for potential personal injury 
    liability associated with those activities. If the work is being done 
    by PHA employees, the PHA must obtain a liability insurance policy 
    directly to protect the PHA. If the work is being done by a contractor, 
    the PHA may obtain, from the insurer of the contractor performing this 
    type of work in accordance with a contract, a certificate of insurance 
    providing evidence of such insurance and naming the PHA as an 
    additional insured; or it may obtain such insurance directly. Insurance 
    must remain in effect during the entire period of testing and abatement 
    and must comply with the following requirements:
        (1) Named insured. If purchased by the PHA, the policy shall name 
    the PHA as insured. If purchased by an independent contractor, the 
    policy shall name the contractor as insured and the PHA as an 
    additional insured, in connection with performing work under the PHA's 
    lead-based paint testing and abatement contract. If the PHA has 
    executed a contract with a Resident Management Corporation (RMC) to 
    manage a building/project on behalf of the PHA, the RMC shall be an 
    additional insured under the policy in connection with the lead-based 
    paint testing and abatement contract. (The duties of the RMC are 
    similar to those of a real estate management firm.)
        (2) Coverage limits. The minimum limit of liability shall be 
    $500,000 per occurrence written, with a combined single limit for 
    bodily injury and property damage.
        (3) Deductible. A deductible, if any, may not exceed $5,000 per 
    occurrence.
        (4) Supplementary payments. Payments for such supplementary costs 
    as the costs of defending against a claim must be in addition to, and 
    not as a reduction of, the limit of liability. However, it will be 
    permissible for the policy to have a limit on the amount payable for 
    defense costs. If a limit is applicable, it must not be less than 
    $250,000 per claim prior to such costs being deducted from the limit of 
    liability.
        (5) Occurrence form policy. The form used must be an ``occurrence'' 
    form, or a ``claims made'' form that contains an extended reporting 
    period of at least five years. (Under an occurrence form, coverage 
    applies to any loss regardless of when the claim is made.)
        (6) Aggregate limit. If the policy contains an aggregate limit, the 
    minimum acceptable limit is $1,000,000.
        (7) Cancellation. In the event of cancellation, at least 30 days' 
    advance notice is to be given to the insured and any additional 
    insured.
        (c) Exception to requirements. Insurance already purchased by the 
    PHA or contractor and in force on the date this rule is effective which 
    provides coverage for the hazards involved in testing for and abatement 
    of lead-based paint, shall be considered as meeting the requirements of 
    this rule until the expiration of the policy. This rule is not 
    applicable to architects, engineers, or consultants who do not 
    physically perform lead-based paint testing and abatement work.
        (d) Insurance for the existence hazard. A PHA may also purchase 
    special liability insurance against the existence hazard of lead-based 
    paint, although it is not a required coverage. A PHA may purchase this 
    coverage if, in the opinion of the PHA, the policy meets the PHA's 
    requirements, the premium is reasonable, and the policy is obtained in 
    accordance with applicable procurement standards. (See 24 CFR part 85 
    and Secs. 965.205.) If this coverage is purchased, the premium must be 
    paid from funds available under the Performance Funding System or from 
    reserves.
        6. A new Sec. 965.705 is added to subpart H, to read as follows:
    
    
    Sec. 965.705  Insurance coverage.
    
        For the requirements concerning a PHA's obligation to obtain 
    reasonable insurance coverage with respect to the hazards associated 
    with testing for and abatement of lead-based paint, see Sec. 965.215.
    
        Dated: June 13, 1994.
    Joseph Shuldiner,
    Assistant Secretary for Public and Indian Housing.
    [FR Doc. 94-14981 Filed 6-20-94; 8:45 am]
    BILLING CODE 4210-33-P
    
    
    

Document Information

Published:
06/21/1994
Department:
Housing and Urban Development Department
Entry Type:
Uncategorized Document
Action:
Final rule.
Document Number:
94-14981
Dates:
July 21, 1994.
Pages:
0-0 (1 pages)
Docket Numbers:
Federal Register: June 21, 1994, Docket No. R-94-1676, FR-3275-F-02
CFR: (4)
24 CFR 905.195
24 CFR 905.585
24 CFR 965.215
24 CFR 965.705