02-15651. Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).

The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the office of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than July 5, 2002..

A. Federal Reserve Bank of Atlanta (Sue Costello, Vice President) 1000 Peachtree Street, N.E., Atlanta, Georgia 30309-4470:

1. James M. Floyd, Sr.; Floyd Stockholdings, LP; Floyd Real Estate Holdings, LP; Carolyn M. Floyd; James M. Floyd, Jr.; Alicia L. Floyd; Meghann T. Floyd; Roscoe L. Floyd; Evanne L. Floyd (joint tenants with right of survivorship); O.C. Martin, Jr.; Carroll W. Floyd; Billie G. Floyd, all of Hinesville, Georgia, Karen Floyd Boyer; Clayton D. Boyer; Mary Nichole Boyer; Nicholas C. Boyer, all of Richmond Hill, Georgia, O.C. Martin, III; and Janet P. Martin, both of Winston-Salem, North Carolina; to retain voting shares of Liberty Shares, Inc., Hinesville, Georgia, and thereby indirectly retain voting shares of Heritage Bank, Hinesville, Georgia.

Board of Governors of the Federal Reserve System, June 17, 2002.

Robert deV. Frierson,

Deputy Secretary of the Board.