00-2893. Mortgagee Review Board; Administrative Actions

AGENCY:

Office of the Assistant Secretary for Housing-Federal Housing Commissioner, HUD.

ACTION:

Notice.

SUMMARY:

In compliance with Section 202(c) of the National Housing Act, notice is hereby given of the cause and description of administrative actions taken by HUD's Mortgagee Review Board against HUD-approved mortgagees.

FOR FURTHER INFORMATION CONTACT:

Phillip A. Murray, Director, Office of Lender Activities and Program Compliance, Room B-133-3214 Plaza, 451 7th Street, SW, Washington, DC 20410, telephone: [phone]. (This is not a toll-free number.) A Telecommunications Device for Hearing and Speech-Individuals (TTY) is available at 1-800-877-8339 (Federal Information Relay Service).

SUPPLEMENTARY INFORMATION:

Section 202(c)(5) of the National Housing Act (added by section 142 of the Department of Housing and Urban Development Reform Act of 1989, Public Law 101-235, approved December 15, 1989), requires that HUD “publish a description of and the cause for administrative actions against a HUD-approved mortgagee” by the Department's Mortgagee Review Board. In compliance with the requirements of Section 202(c)(5), notice is hereby given of administrative actions that have been taken by the Mortgagee Review Board from October 1, 1998 through September 30, 1999.

1. Title I Lenders and Title II Mortgagees That Failed To Comply With HUD/FHA Requirements for the Submission of an Audited Annual Financial Statement and/or Payment of the Annual Recertification Fee

ACTION: Withdrawal of HUD/FHA Title I lender approval and Title II mortgagee approval.

CAUSE: Failure to submit to the Department the required annual audited financial statement, an acceptable annual audited financial statement, and/or remit the required annual recertification fee.

Title I.—Lenders Withdrawn

Lender name	City	State
AAMES HOME LOAN	LOS ANGELES	CA
ACCESSIBLE MORTGAGE CORP	PITTSFIELD	MA
ACCURATE REALTY SERVICES INC	ENCINO	CA
ADVANTAGE FINANCIAL INC	CORAL SPRINGS	FL
AFFINITY FINANCE LLC	WALNUT CREEK	CA
AHWATUKEE MORTGAGE INVESTMENT	MESA	AZ
AIR GUARD FEDERAL CREDIT UNION	SIOUX FALLS	SD
ALBANY SAVINGS BANK	ALBANY	NY
ALL FLORIDA MORTGAGE INC	DAVIE	FL
AMERICAN BANTRUST MTG SER CORP	PHOENIX	AZ
AMERICAN DISCOUNT MORTGAGE INC	SCOTTSDALE	AZ
AMERICAN FIDELITY MTG SERVICES INC	NAPERVILLE	IL
AMERICAN FINANCIAL MORTGAGE CORPORATION	KING OF PRUSSIA.	PA
AMERICAN HOME MTG AND ASSOCIATES LC	PLANTATION	FL
AMERICAN LENDING CORPORATION	PORT ST LUCIE	FL
AMERICAN LIBERTY CAPITAL CORP	NEWPORT BEACH	CA
AMERICAN MARINE BANK	WINSLOW	WA
AMERICAN MORTGAGE COMPANY	NORTH PLATTE	NE
AMERICAN MORTGAGE FIN SVCS INC	COVINGTON	KY
AMERICAN MORTGAGE-LINE INC	ORANGE	CA
AMERICAN NATIONAL BANK UNION SPRINGS	UNION SPRINGS	AL
AMERICAN PACIFIC FUNDING	COLTON	CA
AMERICAN UNITED LENDERS	MISSION VIEJO	CA
AMERICAS FIRST HOME MORTGAGE CO INC	TUCKER	GA
AMERIFIRST MORTGAGE CORP	HEMPSTEAD	NY
AMERILOAN INC	ENGLEWOOD	CO
AMERIMORT FINANCIAL CORPORATION	SOUTH EL MONTE	CA
AMERIVEST MORTGAGE CORPORATION	TAMPA	FL
AMERUS MORTGAGE INC	WEST DES MOINES	IA
ANEW MORTGAGE INC	BAKERSFIELD	CA
ANTELOPE VALLEY MORTGAGE CO INC	LANCASTER	CA
APEX FINANCIAL GROUP INC	STOCKTON	CA
ASSOCIATED BANK NA	NEENAH	WI
ASSOCIATED LENDERS INC	SAN DIEGO	CA
ATLANTIC RICHFIELD CREDIT UN	PASADENA	TX
ATM MORTGAGE CORPORATION	SACRAMENTO	CA
AURORA NATIONAL BANK	AURORA	IL
AVALON LENDING GROUP INC	ALISO VIEJO	CA
BANCO POPULAR NA	LOS ANGELES	CA
BANK OF ASHLAND	ASHLAND	KY
BANK OF BUFFALO	COCHRANE.	WI
BANK OF LAKEWOOD	LAKEWOOD	CA
BANK OF PADEN CITY	PADEN CITY	WV
BANK OF POCAHONTAS	POCAHONTAS	AR
BANK OF WHITMAN	COLFAX	WA
BANKERS MORTGAGE CORPORATION	LOUISVILLE	KY
BANKERS MORTGAGE LENDING GR	DAVIE	FL
BARRON FINANCIAL SERVICE INC	IRVINE	CA
BAS FINANCIAL GROUP INC	FRESNO	CA
BC GROUP INC	ORANGE	CA
BCC CORPORATION	LOUISVILLE	KY
BETHESDA HOSPITAL FEDERAL C U	CINCINNATI	OH
BLAINE STATE BANK	BLAINE	MN
BLUE CHIP MORTGAGE BANKERS CORP	WESTBURY	NY
BLUEFIELDS INTERNATIONAL.	DOWNEY	CA
BOATMEN'S NATIONAL BANK CAPE GIRARDEAU	CAPE GIRARDEU	MO
BOATMEN'S NATIONAL BANK HOT SPRINGS	HOT SPRINGS	AR
BOATMEN'S NATIONAL BANK S ARKANSAS	CAMDEN	AR
CAL-STATE LENDERS INC	ANAHEIM	CA
CALIFORNIA FUNDERS MORTGAGE	RANCHO CUCAMONGA	CA
CAPITAL BANK	CARLSBAD	CA
CAROLINA MORTGAGE BROKERS	GREENSBORO	NC
CENTRAL NATIONAL BJ CANAJOHARIE	CANAJOHARIE	NY
CENTRAL WEST END BANK, FSB	ST LOUIS	MO
CENTURY BANK FSB	SANTA FE	NM
CENTURY FINANCIAL GROUP INC	NEWPORT BEACH	CA
CERTIFIED MORTGAGE BANKERS INC	CORAL GABLES	FL
CHEMICAL BANK BAY AREA	BAY CITY	MI
CHEMICAL BANK MICHIGAN	CLARE	MI
CHEMICAL FINANCIAL SER COR LTD	CLEVELAND	OH
CHESAPEAKE MORTGAGE SERV INC	COLUMBIA	MD
CITIFED DIVERSIFIED INC	SANTA ANA	CA
CITIZENS NATIONAL BANK	HOUSTON	TX
COASTLAND MORTGAGE CORPORATION	CARSON	CA
COLORADO CAPITAL FUNDING INC	IRVINE	CA
COMERICA BANK	DETROIT	MI
COMMERCE BANK PA	DEVON	PA
COMMERCIAL FINANCIAL SERVICES INC	TULSA	OK
COMMERCIAL TRUST AND SAVINGS	MITCHELL	SD
COMMERICIAL FEDERAL BANK	OMAHA	NE
COMMUNITY FIRST BANK	APPLETON CITY	MO
COMMUNITY FIRST NATIONAL BANK	CHEYENNE	WY
COMSTOCK BANK	RENO	NV
CONCORD MORTGAGE COMPANY	PHOENIX	AZ
CONSUMER FUNDING INC	RIVERSIDE	CA
CONTINENTAL HOME FUNDING CORP	MIAMI	FL
CORE FINANCIAL GROUP INC	COSTA MESA	CA
CORNERSTONE COMMERCIAL MTG LNS	MESA	AZ
CORNERSTONE LENDING CORPORATION	LOS ANGELES	CA
CORONA MORTGAGE	CORONA	CA
CPAC FINANCIAL CORPORATION	CANYON LAKE	CA
CREDIT MORTGAGE INC	SAN DIEGO	CA
CROSSROADS FUNDING CORP	COVINA	CA
CUSTOM FINANCIAL SERVICES	LONGWOOD	FL
CUYAHOGA SAVINGS ASSN	CLEVELAND	OH
D AND E MORTGAGE CORP	TAMPA	FL
DACOTAH BANK	ABERDEEN	SD
DENNIS JOSLIN COMPANY LL LLC	DYERSBURG	TN
DOMINION FINANCIAL SERVICES INC	LAKE WORTH	FL
DULANEY NATIONAL BANK	MARSHALL	IL
DYNAMIC FINANCIAL CORP	HIALEAH	FL
EASTERN BANK	LYNN	MA
EASTERN RESIDENTIAL MORTGAGE	BALTIMORE	MD
EASTLAND MORTGAGE CORPORATION	MISSION VIEJO	CA
EMPIRE MORTGAGE CORPORATION	MEMPHIS	TN
ENVOY CAPITAL CORP	TORRANCE	CA
EPOCH ENTERPRISES INC	SOLANA BEACH	CA
EQUITRUST MORTGAGE CORPORATION	GULFPORT	MS
ERIE SHORE MORTGAGE	ELYRIA	OH
EVERGREEN MORTGAGE CORPORATION	GRAND RAPIDS	MI
EXCEL BANK	EDINA	MN
EXCHANGE BANK	MILLEDGEVILLE	GA
EZ LENDING INC	FT LAUDERDALE	FL
F AND M BANK MASSANUTTEN NA	HARRISONBURG	VA
FAIRMONT FEDERAL CREDIT UNION	FAIRMONT	WV
FAITH FINANCIAL GROUP	MIAMI LAKES	FL
FCM CORPORATION DBA FINANCIAL CENTER MTG	NEWHALL	CA
FEDERAL FINANCE CORPORATION	CHICAGO	IL
FEDERAL MORTGAGE FUNDING	LEMON GROVE	CA
FEDERAL STANDARD MTG BKING CORP	LITTLE NECK	NY
FEDERATED MORTGAGE COMPANY INC	COVINA	CA
FIDELITY BOND AND MORTGAGE COMPANY.	BLUE BELL	PA
FINANCE PLUS MORTGAGE CORP	TEMECULA	CA
FINANCIAL SERV MORTGAGE CORP	IRVINE	CA
FIRST ALLIANCE MORTGAGE COMPANY	BLOOMFIELD HILLS	MI
FIRST BANK	CREVE COEUR	MO
FIRST CAPITAL FINANCIAL CORP	REDONDO BEACH	CA
FIRST CENTURY BANK NA	BLUEFIELD	WV
FIRST CHOICE BANK	GREELEY	CO
FIRST CLASS AMERICAN CU	FORT WORTH	TX
FIRST COMMERCIAL BANK NA	LITTLE ROCK	AR
FIRST FEDERAL SAVINGS BANK-COLORADO	LAKEWOOD	CO
FIRST FINANCIAL MORTGAGE CORP	AKRON	OH
FIRST GOVERNMENT MORTGAGE AND INV CORP	LANDOVER	MD
FIRST GUARANTY MORTGAGE CORPORATION	MCLEAN	VA
FIRST HOME SAVINGS BANK	PENNS GROVE	NJ
FIRST ILLINOIS BANK	E ST LOUIS	IL
FIRST INVESTORS MORTGAGE CORP	MIAMI	FL
FIRST MORTGAGE GROUP LLC	MARIETTA	GA
FIRST NATIONAL BANK	KILLEEN	TX
FIRST NATIONAL BANK	BOWBELLS	ND
FIRST NATIONAL BANK	GLEN HEAD	NY
FIRST NATIONAL BANK	CRYSTAL FALLS	MI
FIRST NATIONAL BANK	TEMPLE	TX
FIRST NATIONAL BANK	PARSONS	KS
FIRST NATIONAL BANK	MISSOURI CITY	TX
FIRST NATIONAL BANK	LAS ANIMAS	CO
FIRST NATIONAL BANK	WILLIAMSOM	WV
FIRST NATIONAL BANK CONWAY	CONWAY	AR
FIRST NATIONAL BANK EVERGREEN PARK	EVERGREEN PARK	IL
FIRST NATIONAL BANK GRAPEVIEW	GRAPEVINE	TX
FIRST NATIONAL BANK IN CANNON FALLS	CANNON FALLS	MN
FIRST NATIONAL BANK OF CENTRAL FLORIDA	LONGWOOD	FL
FIRST NATIONAL BANK-CHICAGO	CHICAGO	IL
FIRST POTOMAC MORTGAGE CORPORATION	FAIRFAX	VA
FIRST PREFERENCE MGT CORP	BALTIMORE	MD
FIRST QUALITY FUNDING INC	WALNUT CREEK	CA
FIRST SAVINGS BANK SLA	BAYONNE	NJ
FIRST SECURITY MORTGAGE CORP	COLUMBIA	SC
FIRST SELECT FINANCIAL INC	DOWNEY	CA
FIRST STATE BANK	HONEY GROVE	TX
FIRST STATE BANK	PARAMOUNT	CA
FIRST STORY MORTGAGE CORPORATION	RANCHO CUCAMONGA	CA
FIRST TOWN MORTGAGE CORPORATION	ATLANTA	GA
FIRST TRUST FINANCIAL INC	RANDOLPH	MA
FIRST TRUST OF ILLINOIS	CHICAGO	IL
FIRSTAR BANK NA	OWENSBORO	KY
FIRSTPLUS FINANCIAL INC	DALLAS	TX
FIRSTPLUS INVESTMENT CORP	DALLAS	TX
FIRSTRUST SAVINGS BANK	PHILADELPHIA	PA
FLAGSHIP FEDERAL SAVINGS BANK	SAN DIEGO	CA
FREEDOM LENDING CENTER INCORPORATED	CASSELBERRY	FL
FREMONT INVESTMENT AND LOAN	ANAHEIM	CA
FTF MORTGAGE CORPORATION	IRVINE	CA
FULLERTON MORTGAGE ESCROW CO	OCEANSIDE	CA
GELT FINANCIAL CORPORATION	SOUTHHAMPTON	PA
GERING STATE BANK AND TRUST CO	GERING	NE
GLEN ROCK SAVINGS AND LOAN ASSOC	GLEN ROCK	NJ
GLENDORA MORTGAGE INC	GLENDORA	CA
GML MORTGAGE INC	SACRAMENTO	CA
GOLD COAST FUNDING GROUP INC	DAVIE	FL
GOLDEN INVESTMENTS OF AMERICA INC	SAN MARINO	CA
GOLDENWEST CREDIT UNION	OGDEN	UT
GRACO EMPLOYEES CREDIT UNION	MINNEAPOLIS	MN
GREAT FIVE PERCENT REAL EST CO	COVINA	CA
GREAT PLAINS PROVISIONERS CR U	OMAHA	NE
GUARANTY FEDERAL SAVINGS BANK	DALLAS	TX
GULF FINANCIAL SERVICES INC	BLAIRSVILLE	GA
H AND R MORTGAGE INC	BAKERSFIELD	CA
HALLMARK GOVERNMENT MORTGAGE INC	BELLEVUE	WA
HARBOR FINANCIAL MORTGAGE CORP	HOUSTON	TX
HARBOR VIEW MORTGAGE INC	NEWPORT BEACH	CA
HEALTH EMPLOYEES FEDERAL CR UN	ALBANY.	NY
HERITAGE BANK NA	WILLMAR	MN
HERSHEY STATE BANK	HERSHEY	NE
HOLMGREN AND ASSOCIATES	OAKLAND	CA
HOME LOAN ASSISTANCE CENTER INC	ALTAMONT SPRINGS	FL
HOME LOANS INC	MIAMI	FL
HOME MORTGAGE INC	PHOENIX	AZ
HOMEOWNERS MORTGAGE AND EQUITY INC	AUSTIN	TX
HOMESTEAD REAL ESTATE FINANCING INC	SAN RAMON	CA
HURON NATIONAL BANK	ROGERS CITY	MI
IDEAL FINANCIAL CORPORATION	ELLICOTT CITY	MD
IMAGE MORTGAGE INC	TEMECULA	CA
INDEPENDENT CONSUMER MTG CORP	GAINESVILLE	GA
INTERCOASTAL MORTGAGE CO AND ASSOC INC	ORLANDO	FL
JANDEL GROUP LLC	SCOTTS DALE	AZ
JONATHAN FUNDING GROUP INC	MARINA DEL REY	CA
JP MORTGAGE INC	NORTH MIAMI	FL
JUDITH O SMITH MORTGAGE GROUP INC	FORT WORTH	TX
KENNETT NATIONAL BANK	KENNETT	MO
KENNY FINANCIAL SERVICES INC	WEST CHESTER	PA
KERMIT STATE BANK	KERMIT	TX
KEY MORTGAGE CORPORATION	EDINA	MN
KEYBANK NA	SEATAC	WA
KEYBANK NATIONAL ASSOCIATION	FORT COLLINS	CO
KEYSTONE MORTGAGE CORP INC	KEYSTONE	WV
LAD FINANCIAL.	SAN DIEGO	CA
LBVAMC FEDERAL CREDIT UNION	LONG BEACH	CA
LEHMAN BROTHERS HOLDINGS INC	NEW YORK	NY
LEXINGTON SAVINGS BANK	LEXINGTON	MA
LIBERTY FINANCIAL R E FUNDING CORP	CLEARWATER	FL
LIDD ENTERPRISES INC	PASADENA	CA
LOAN SOURCE ONE FUNDING INC	WALNUT	CA
MAGNUM CAPITAL GROUP INC	MONARCH BEACH	CA
MARATHON HOME LENDING	TUSTIN	CA
MARICOPA SANTA FE FED C U	PHOENIX	AZ
MASTERS FUNDING GROUP INC	RIVERSIDE	CA
MAXIMA FINANCIAL GROUP	TEMPE	AZ
MEDALLION MORTGAGE CO	SCOTLAND	CT
MELLON BANK DE NA	WILMINGTON	DE
MERCANTILE BANK ARKANSAS	NORTH LITTLE ROCK	AR
METRO MORTGAGE CORPORATION	COLUMBIA	SC
METROPOLITAN FINANCIAL INC	ORANGE	CA
METROPOLITAN HOME MORTGAGE CORP OF NY	EAST NORWICH	NY
MICAL MORTGAGE	SAN DIEGO	CA
MICHIGAN NATIONAL BANK	FARMINGTON HILLS	MI
MIDAMERICA BANK NORTH	PHILLIPS	WI
MIDAMERICA BANK STOUGHTON	STOUGHTON	WI
MIDWEST AMERICA FINANCIAL CORPORATION	CHICAGO	IL
MINNWEST BANK	DAWSON	MN
MISSION NATIONAL BANK	SAN FRANCISCO	CA
MONEYLINE FINANCIAL SERVICES INC	ST LOUIS	MO
MORNING STAR REAL EST AND MTG FIN CORP	MASSAPEQUA	NY
MORTGAGE CENTER CORPORATION	MILLBRAE	CA
MORTGAGE ENTERPRISES INC	LYONS	IL
MORTGAGE FEDERAL CORPRORATION	CLEVELAND	OH
MORTGAGE NETWORK INC	SALT LAKE CITY	UT
MORTGAGE SERVICE CENTER OF SOUTH FLORIDA	TAMARAC	FL
MOUNTAIN NATIONAL BANK	WOODLAND PARK	CO
MUNDACA FINANCIAL SERVICES LLC	FRANKLIN	TN
MUNICIPAL CREDIT UNION	NEW YORK	NY
MUTUAL FEDERAL SAVINGS BANK	ATLANTA	GA
MUTUAL SAVINGS ASSO	LEAVENWORTH	KS
NATIONAL BANK OF CALIFORNIA.	LOS ANGELES	CA
NATIONAL EQUITY CORPORATION	IRVINE	CA
NATIONAL HOME MORTGAGE BANKING CORP	HAUPPAUGE	NY
NATIONAL SECURITY BANK	PORTLAND	OR
NAVIGATION BANK	HOUSTON	TX
NBD BANK NA	DETROIT	MI
NEIGHBORHOOD HOUSING SERVICES	NEW YORK	NY
NEVADA FEDERAL FINANCIAL CORP	LAS VEGAS	NV
NEW HOMES MORTGAGE INC	SHERMAN OAKS	CA
NOREAST MORTGAGE CORPORATION	ONTARIO	CA
NORTH FORK FINANCIAL INC	NEWPORT BEACH	CA
NORTH PACIFIC BANK	TACOMA	WA
NORTH VIEW MORTGAGE INC	POWAY	CA
NORTHERN FINANCIAL MTG CO.	CHAGRIN FALLS	OH
NORTHERN STATES POWER ST PAUL CU	SAINT PAUL	MN
NORWEST BANK TEXAS NA	SAN ANTONIO	TX
OLD REDWOOD MORTGAGE COMPANY.	SANTA ROSA	CA
ON-LINE MORTGAGE EXPRESS	UPLAND	CA
OREGON FEDERAL CREDIT UNION	COQUILLE	OR
OREGONIAN FEDERAL CREDIT UN	PORTLAND	OR
ORNL FEDERAL CREDIT UNION	OAK RIDGE	TN
P F G INC	ENCINO	CA
PACIFIC BAY BANK	SAN PABLO	CA
PACIFIC EMPIRE FUNDING	LAKE FOREST	CA
PACIFIC MUTUAL FUNDING INC	BREA	CA
PALACE CITY FEDERAL C U	MITCHELL	SD
PARISH BANK TRUST COMPANY	MOMENCE	IL
PENN FEDERAL SAVINGS BANK	WEST ORANGE	NJ
PENNIES TO MILLIONS INC	UPLAND	CA
PEOPLES MORTGAGE CORPORATION	LIVINGSTON	NJ
PERRY STATE BANK	PERRY	MO
PHOENIX HOME LENDING INC	TEMPE	AZ
PIONEER ENTERPRISE CORPORATION	SUGAR LAND	TX
PIONEER FINANCIAL INC	CHATTANOOGA	TN
PIONEER MORTGAGE INC	HADDON HEIGHTS	NJ
PIONEER SAVINGS AND LOAN ASSN FSLA	IRVINE	CA
PLATINUM MORTGAGE INC.	ROSEVILLE	MN
PLAZA CAPITAL CORP	SANTA FE	NM
POLLARI WRIGHT INC	SAN JOSE	CA
PREFERRED CREDIT CORPORATION	IRVINE	CA
PREFERRED FUNDING CORP	FORT LAUDERDALE	FL
PRESERV FINANCIAL INC	DENVER	CO
PRESTIGE FINANCIAL SVCS CORP	DEERFIELD BEACH	FL
PRIME FINANCIAL NETWORK INC	LA JOLLA	CA
QUALITY FINANCING CORP	CHICAGO	IL
QUEEN CITY FEDERAL SAVINGS BANK	VIRGINIA	MN
R K MAGUIRE INC	DANA POINT	CA
REFCO MORTGAGE AND FINANCIAL SER INC	CHICAGO	IL
REI INC	ORANGE	CA
REPUBLIC MORTGAGE CORPORATION	NAMPA	ID
RES-COM MORTGAGE CORP	NILES	IL
RESIDENTIAL MORTGAGE NETWORK INC	CEDAR RAPIDS	IA
REV CORP	NORTHBROOK	IL
RICK BAILEY MORTGAGE UNLIMITED INC	ARCATA	CA
ROXBURY-HIGHLAND CO-OPERATIVE	JAMAICA PLAIN	MA
RUSHMORE STATE BANK	RAPID CITY	SD
S MORTGAGE CORPORATION	FAIR OAKS	CA
SACVAL MORTGAGE CORPORATION	CITRUS HEIGHTS	CA
SAND DOLLAR MORTGAGE SER INC	CHINO	CA
SASCO INC	ENCINO	CA
SECURITY BANK	MADISON	SD
SECURITY BANK AND TRUST CO.	LAWTON	OK
SECURITY FIRST FUNDING	COVINA	CA
SECURITY MORTGAGE CORP OF MISS	JACKSON	MS
SOCIETY FINANCIAL CORP	FARMINGTON	CT
SOUTH PLAINS FEDERAL CU	LUBBOCK	TX
SOUTH TEXAS NATIONAL BANK	LAREDO	TX
SOUTHERN STATES FUNDING	WINTER PARK	FL
SOUTHFORK MORTGAGE COMPANY CORP	RIVERSIDE	CA
SOUTHWEST BENEFICIAL FIN INC	DALLAS	TX
SOUTHWEST KANSAS NATIONAL BANK	ULYSSES	KS
SOVEREIGN BANK FSB	WYOMISSING	PA
SPARTAN MORTGAGE INC	SAVANNAH	GA
SPECTRUM MORTGAGE CORP	ENGLEWOOD	CO
STALLION CAPITAL INC	RANCHO CUCAMONGA.	CA
STATE CAPITOL FEDERAL CU	SAINT PAUL	MN
STATE CENTER CREDIT UNION	FRESNO	CA
STATEWIDE FUNDING INC	WOODLAND HILLS	CA
STATEWIDE VENTURES	GRASS VALLEY	CA
STELLAR INVESTMENTS FINAN SERV	BREA	CA
STUART-WRIGHT MTG FUNDING CORP	MURRAY	UT
SULLIVAN AND MOCK CORP OF-NEV	LAS VEGAS	NV
SUN COUNTRY BANK	APPLE VALLEY	CA
SUN HARBOR MORTGAGE INC	SAN DIEGO	CA
SUN PACIFIC FUNDING INC	SANTA ANA	CA
SUNTRUST FINANCIAL CORP	HOLLYWOOD	FL
SUNWEST BANK OF SANTA FE	SANTA FE	NM
TAMMAC CORPORATION	WILKES-BARRE	PA
TCS MORTGAGE INC	SAN DIEGO	CA
TENNESSEE BANK AND TRUST	MEMPHIS	TN
THE FEDERAL SAVINGS BANK	WALTHAM	MA
THE FIRST NATIONAL BANK	PORTAGE	WI
THE FIRST NATIONAL BANK	LA JARA	CO
THE-BANK-FIRST CITIZENS BANK	CLEVELAND	TN
THE-NORTHERN TRUST COMPANY	CHICAGO	IL
TMMG INC	LAGUNA HILLS	CA
TOOELE FEDERAL CREDIT UNION	TOOELE	UT
TREASURE COAST MORTGAGE CORP	PORT ST LUCIE	FL
TREO FUNDING	LAKE OSEWGO	OR
TURNER MORTGAGE CORPORATION	MIAMI LAKES	FL
U S EMPLOYEES CREDIT UNION	HOUSTON	TX
U S MORTGAGE INC	LITTLE ROCK	AR
UBS MORTGAGE FINANCE INC	NEW YORK	NY
UNIFED MORTGAGE CORP	ESCONDIDO	CA
UNION FEDERAL MORTGAGE INC	IRVINE	CA
UNION PLANTERS BANK MID-MO.	COLUMBIA	MO
UNITED HOME LENDING SERVICES INC	CHARLESTON	WV
UNITED LENDING COMPANIES INC	RAMSEY	NJ
UNIVERSAL MORTGAGE INC	JACKSONVILLE	FL
UNIVERSITY MORTGAGE INC	CHEVY CHASE	MD
US CREDIT CORP	AURORA	CO
US LENDS	ORANGE	CA
US MORTGAGE CONSULTANTS INC	LAS VEGAS	NV
USA MORTGAGE CORP	ELMWOOD PARK	IL
VANGUARD LENDING GROUP	ATASCADERO	CA
VILLA PARK TRUST AND SAVINGS	VILLA PARK	IL
W D WICKLEY INC	RANCHO CUCAMONGA	CA
WALL STREET FUNDONG GROUP	RANCHO CUCAMONGA	CA
WEALTHWISE INVESTMENT CORP	MILPITAS	CA
WESTERN CAPITAL FUNDING INC	WILDOMAR	CA
WESTERN HOME MORTGAGE CORP	IRVINE	CA
WESTERN NATIONAL FUNDING INC	NEWPORT BEACH	CA
WESTMINSTER MORTGAGE CORPORATION	ATLANTA	GA
WESTSTAR FINANCIAL GROUP INC	SAN DIEGO	CA
WESTWIND FINANCIAL CORPORATION	HUNTINGTON BEACH	CA
WOHLETZ ENTERPRISES INC	KIRKLAND	WA

Title II.—Mortgagees Withdrawn

Mortgagee name	City	State
A AND C MORTGAGE CORPORATION	NORTH CHARLESTON	SC
A B C BANK	CHICAGO	IL
A ONE MORTGAGE CORP	MIAMI	FL
A-PAN-AMERICAN MORTGAGE GROUP	CHICAGO	IL
AAACTION MORTGAGE INC	FREMONT	CA
AAMBASSADOR MORTGAGE SVCS CORP	PALOS HEIGHTS	IL
ABSOLUTE ACCEPTANCE FINANCIAL CO LLC	SOUTHFIELD	MI
ABSOLUTE FINANCIAL CORPORATION	BLUE BELL	PA
ACACIA MORTGAGE	GREENWOOD VILLAGE	CO
ACCENT MORTGAGE INC	ZACHARY	LA
ACCURATE REALTY SERVICES INC	ENCINO	CA
ADAM MORGTAGE COMPANY	BRYAN	TX
ADVANCED FINANCIAL INC	ARVADA	CO
ADVANCED HOME LOAN INC	ROUND ROCK	TX
ADVANTAGE FINANCIAL FUNDING CORPORATION	EXTON	PA
ADVANTAGE FINANCIAL INC	TAMATAC	FL
ADVANTAGE REAL ESTATE LOANS INC	ARROYO GRANDE	CA
AHMANSON MORTGAGE COMPANY	TIGARD	OR
AJA FINANCIAL LLC	MIDDLESEX	NJ
ALL STATE MORTGAGE SERVICES INC	COLORADO SPRINGS	CO
ALLEGIANCE MORTGAGE CORP LLC	ATLANTA	GA
ALLIED FINANCIAL SERVICES INC	BIRMINGHAM	AL
ALPHA CAPITAL FINANCIAL INC	WOODLAND HILLS	CA
AMERICAN BANKER DIVERS LENDING	LA CRESCENTA	CA
AMERICAN CHOICE MORTGAGE CORP	MIAMI	FL
AMERICAN EAGLE LENDING SRVS	PROVO	UT
AMERICAN EAGLE MORTGAGE CORP	CLEVELAND	OH
AMERICAN FEDERAL BANK FSB	GREENVILLE	SC
AMERICAN FINANCIAL MORTGAGE CORP	KING OF PRUSSIA	PA
AMERICAN HOME FINANCE INC	PALATINE	IL
AMERICAN HOME LENDERS CORP	SAN MARCOS	CA
AMERICAN LENDING CORPORATION	PORT ST LUCIE	FL
AMERICAN MONEY MARKET INC	HIALEAH	FL
AMERICAN MORTGAGE—FINANCIAL SVCS INC	COVINGTON	KY
AMERICAN MORTGAGE INV SVCS INC	POOLER	GA
AMERICAN MORTGAGE-LINE INC	ORANGE	CA
AMERICAN NATIONAL MORTGAGE CORP	TOTOWA	NJ
AMERICAN NATIONAL SAVINGS ASSO	BALTIMORE	MD
AMERICAN PACIFIC FUNDING	COLTON	CA
AMERICAN RESIDENTIAL FUNDING INC	SANTA ANA	CA
AMERICAN UNITED LENDERS INC	MISSION VIEJO	CA
AMERIFIRST MORTGAGE CORP	HEMPSTEAD	NY
AMPHIBIOUS BASE FEDERAL CR UNION	NORFOLK	VA
AMSTERDAM SAVINGS BANK	AMSTERDAM	NY
APEX MORTGAGE LLC	OREM	UT
APLEND COMPANY	BROOKS	ME
ARBORETUM MORTGAGE CORP	SEATTLE	WA
ARKANSAS FIDELITY MORTGAGE CORP	LITTLE ROCK	AR
ASPEN MORTGAGE BROKERS LC	OGDEN	UT
ASSOCIATED LENDERS INC	SAN DIEGO	CA
ASSURANCE CAPITAL MORTGAGE LLC	TULSA	OK
ATLANTIC STATES FINANCIAL INC	TAMARAC	FL
ATLANTIC TRUST MORTGAGE	MIAMI	FL
BANCO POPULAR NA	LOS ANGELES	CA
BANCTRUST INC	CHICAGO	IL
BANK OF ARIZONA	SCOTTSDALE	AZ
BANK OF ASHLAND	ASHLAND	KY
BANK OF BELFAST—MARSHALL CNTY	LEWISBURG	TN
BANK OF COLORADO WESTERN SLOPE	GRAND JUNCTION	CO
BANK OF FRANKLIN	MEADVILLE	MS
BANK OF GWINNETT COUNTY	LAWRENCEVILLE	GA
BANK OF MATTESON	MATTESON	IL
BANK OF NEW MEXICO ALBUQUERQUE	ALBUQUERQUE	NM
BANK OF SANTA MARIA	SANTA MARIA	CA
BANK OF SUMNER	SUMNER	WA
BANK OF UNION	MONROE	NC
BANK OF-SOUTH WINDSOR	SOUTH WINDSOR	CT
BANKERS AFFILIATED MORTGAGE	RIVERSIDE	CA
BANKERS DIRECT MORTGAGE CORP	WEST PALM BEACH	FL
BANKERS MUTUAL MORTGAGE INC	NEWPORT BEACH	CA
BANKERS SAVINGS BANK	CORAL GABLES	FL
BANKFIRST	KNOXVILLE	TN
BCC CORPORATION INC	LOUISVILLE	KY
BELFORD PARTNERS INC	DENVER	CO
BELMONT SAVINGS BANK	BELMONT	MA
BENCHMARK FED SAV BANK	CINCINNATI	OH
BENEFICIAL NATIONAL BANK	WILMINGTON	DE
BENEFIT MORTGAGE CORPORATION	CAMP SPRINGS	MD
BERKSHIRE LIFE INSURANCE CO	PITTSFIELD	MA
BEST MORTGAGE CORPORATION	HARKER HEIGHTS	TX
BEVERLY NATIONAL BANK	WILMINGTON	IL
BLUE CHIP MORTGAGE BANKERS CORP	WESTBURY	NY
BOATMEN'S FIRST NATIONAL BANK-AMARILLO	AMARILLO	TX
BOATMEN'S NATIONAL BANK BATESVILLE	BATESVILLE	AR
BOATMEN'S NATIONAL BANK CAPE GIRARDEAU	CAPE GIRARDEAU	MO
BOATMEN'S NATIONAL BANK N CENTRAL AR	HARRISON	AR
BOATMEN'S RIVER VALLEY BANK	LEXINGTON	MO
BROWARD SCHOOLS DIST CU	LAUDERHILL	FL
BROWNSVILLE DEPOSIT BANK	BROWNSVILLE	KY
BUCKS COUNTY MORTGAGE CORPORATION	NEWTON	PA
BUY OWNER MORTGAGE COMPANY	TAMPA	FL
CAL PLAZA MORTGAGE COMPANY	SAN DIEGO	CA
CALIFORNIA CAPITAL MORTGAGE	SACRAMENTO	CA
CALIFORNIA FUNDERS MTG	ONTARIO	CA
CAPRI MORTGAGE CAPITAL LLC	CHICAGO	IL
CAREY KRAMER CO N FL	TAMPA	FL
CAROLD CORP	NEW YORK	NY
CAROLINA CAPITAL MARKETS LLC	COLUMBIA	SC
CAYUGA MORTGAGE COMPANY	ITHACA	NY
CBS MORTGAGE CORP	HOUSTON	TX
CERRITOS VALLEY BANK	NORWALK	CA
CHANNEL ISLANDS NATIONAL BANK	OXNARD	CA
CHASE MORTGAGE SERVICES INC	TAMPA	FL
CHEMICAL BANK BAY AREA	BAY CITY	MI
CHEYENNE WESTERN BANK	ASHLAND	MT
CHINA TRUST BANK NEW YORK	NEW YORK	NY
CITIFED DIVERSIFIED INC	SANTA ANA	CA
CITIZENS BANK	COLLIERVILLE	TN
CITIZENS BANK	CARTHAGE	TN
CITIZENS BANK AND TRUST CO	HUTCHINSON	MN
CITIZENS CORPORATION MORTGAGE	FRANKLIN	TN
CITIZENS NATIONAL BANK	TELL CITY	IN
CITY NATIONAL BANK OF PITTSBURG	PITTSBURG	KS
CLAYTON NATIONAL INC	SHELTON	CT
COASTAL FEDERAL MORTGAGE CO	MANALAPAN	NJ
COASTAL FEDERAL MORTGAGE INC	MYRTLE BEACH	SC
COASTAL MORTGAGE COMPANY	PARMA	OH
COASTLAND MORTGAGE CORPORATION	CARSON	CA
COLOMBO SAVINGS BANK FSB	BETHESDA	MD
COLONIAL BANK ST LOUIS	DES PERES	MO
COLORADO CAPITAL FUNDING CORP	ENGLEWOOD	CO
COMMERCIAL BANK	SALEM	OR
COMMERCIAL BANK OF NEVADA	LAS VEGAS	NV
COMMERCIAL FINANCIAL SERVICES INC	TULSA	OK
COMMONPOINT MORTGAGE COMPANY	KENTWOOD	MI
COMMUNITY BANK	STAUNTON	VA
COMMUNITY FEDERAL SAVINGS ALA	TUPELO	MS
COMMUNITY FIRST MORTGAGE INC	SAN LUIS OBISPO	CA
COMMUNITY FIRST NATIONAL BANK	CHEYENNE	WY
COMMUNITY LENDERS GROUP	DULUTH	GA
COMMUNITY NATIONAL BANK NJ	MARLTON	NJ
COMPASS BANK	SAN ANTONIO	TX
COMPASS BANK FSB	FORT WALTON BEACH	FL
CONCEPT CAPITAL MORTGAGE CORPORATION	CANYON COUNTRY	CA
CONSUMER DIRECT MORTGAGE INC	DALLAS	TX
CONSUMERS CHOICE MORTGAGE CORP	DELRAN	NJ
CONTINENTAL GENERAL MORTGAGE	BALTIMORE	MD
CONTINENTAL HOME FUNDING CORP	MIAMI	FL
CORE FINANCIAL GROUP INC	COSTA MESA	CA
CORNERSTONE LENDING CORP	LOS ANGELES	CA
CREDIT UNION MORTGAGE COMPANY	PORTAGE	MI
CRESCENT CREDIT UNION	BROCKTON	MA
CROSS COUNTY FEDERAL SAVINGS BANK	MIDDLE VILLAGE	NY
CROSSROADS FUNDING CORP	COVINA	CA
D AND E MORTGAGE CORP	TAMPA	FL
DALLAS PLANNING GROUP	WAXAHACHIE	TX
DALLAS POSTAL CREDIT UNION	DALLAS	TX
DEGEORGE CAPITAL CORP	CHESHIRE	CT
DELMAR MORTGAGE INC	BOCA RATON	FL
DENNIS JOSLIN COMPANY LL LLC	DYERSBURG	TN
DEPOSIT GUARANTY MORTGAGE CO	JACKSON	MS
DEPOSIT GUARANTY MORTGAGE SERV	JACKSON	MS
DESERT SERVICES INC	RICHLAND	WA
DESTIN BANK	DESTIN	FL
DEUEL COUNTY NATIONAL BANK	CLEAR LAKE	SD
DIADCO FINANCIAL SERVICES INC	COVINA	CA
DIME SAVINGS BANK	NORWICH	CT
DIME SAVINGS BANK WALLINGFORD	WALLINGFORD	CT
DIMENSIONS MORTGAGE CORP	SAN DIEGO	CA
DIVERSIFIED EQUITIES INC	BATTLEGROUND	WA
DOLPHIN MORTGAGE CO	MIAMI	FL
DRAPER AND KRAMER INC	CHICAGO	IL
DRH MORTGAGE COMPANY LTD	PLANO	TX
DRUMMOND COMMUNITY BANK	CHIEFLAND	FL
DUCHESNE BANK	ST PETERS	MO
DYNAMIC FINANCIAL CORP	HIALEAH	FL
EAGLE MORTGAGE CORPORATION	WOODBURY	MN
EASTERN MORTGAGE SERVICES INC	TREVOSE	PA
EASTERN RESIDENTIAL MORTGAGE	COLUMBIA	MD
EASTON MORTGAGE CORPORATION	SAN FRANCISCO	CA
EDGE FINANCIAL CORPORATION	AURORAE	CO
EINBINDER MANAGEMENT MORTGAGE CORP	MATAWAN	NJ
ELVERSON NATIONAL BANK	ELVERSON	PA
ENTERPRISE MORTGAGE CORPORATION	APOPKA	FL
EPOCH ENTERPRISES INC	SOLANA BEACH	CA
EQUIFUND MORTGAGE CORPORATION	CAPE CANAVERAL	FL
EQUITABLE LIFE ASSUR SOC	ATLANTA	GA
EQUITABLE REAL ESTATE INV MNGT	ATLANTA	GA
EQUITRUST MORTGAGE CORPORATION	GULFPORT	MS
EVERGLADES FEDERAL CU	CLEWISTON	FL
EXECUTIVE FIRST MORTGAGE CORP	FRESNO	CA
EXPERT MORTGAGE BROKERS LLC	VANCOUVER	WA
EZ LENDING INC	LAUDERHILL	FL
FAMILY BANK FSB	PAINTSVILLE	KY
FARMERS AND MERCHANTS BANK	PRAIRIE GROVE	AR
FARMERS AND MERCHANTS BANK	HURON	SD
FARMERS NATIONAL BANK	SCOTTSVILLE	KY
FARMERS NATIONAL BANK	DANVILLE	KY
FEDERAL FINANCE CORPORATION	CHICAGO	IL
FEDERAL SAVINGS BANK	WALTHAM	MA
FEDERATED MORTGAGE COMPANY INC	COVINA	CA
FEDERATION FINANCIAL INSTITUTIONS LLC	ATLANTA	GA
FIDELITY BOND AND MORTGAGE CO	BLUE BELL	PA
FIDELITY NATIONAL FUNDING CORP	RAPID CITY	SD
FINANCE FACTORS LTD	HONOLULU	HI
FINANCIAL NETWORK SERVICES	VAN NUYS	CA
FINANCIAL SERVICES MTG CORP	IRVINE	CA
FIRST BANK	MCKINNEY	TX
FIRST BANK ARKANSAS	JONESBORO	AR
FIRST CAPITAL FINANCIAL CORP	REDONDO BEACH	CA
FIRST CITIZENS BANK	BILLINGS	MT
FIRST COMMERCIAL BANK NA	LITTLE ROCK	AR
FIRST COMMERCIAL BANK NA MEMPHIS	MEMPHIS	TN
FIRST EQUITY RESIDENTIAL MORTGAGE INC	CHELSEA	MI
FIRST FEDERAL SAVINGS ALA	LYNCHBURG	VA
FIRST FEDERAL SAVINGS AND LOAN	WOOSTER	OH
FIRST FEDERAL SAVINGS BANK	NEW CASTLE	PA
FIRST GOVERNMENT MORTGAGE AND INVEST COR	LANDOVER	MD
FIRST HOME SAVINGS BANK SLA	PENNSVILLE	NJ
FIRST MANHATTAN FUNDING INC	WESTCHESTER	CA
FIRST MORTGAGE CORPORATION	WACO	TX
FIRST NATIONAL BANK	TEMPLE	TX
FIRST NATIONAL BANK	CONWAY	AR
FIRST NATIONAL BANK	LITTLE FALLS	MN
FIRST NATIONAL BANK	WARSAW	IN
FIRST NATIONAL BANK	PIERRE	SD
FIRST NATIONAL BANK	BREWSTER	MN
FIRST NATIONAL BANK	BERRYVILLE	AR
FIRST NATIONAL BANK	MONTICELLO	MN
FIRST NATIONAL BANK	WORLAND	WY
FIRST NATIONAL BANK EVERGREEN PARK	EVERGREEN PARK	IL
FIRST NATIONAL BANK FOX VALLEY	NEENAH	WI
FIRST NATIONAL BANK OF MICHIGAN	EAST LANSING	MI
FIRST NATIONAL BANK OF ST PETER	SAINT PETER	MN
FIRST NATIONAL BANK ROCHESTER	ROCHESTER	NY
FIRST NATIONAL BK CENTRAL ILL	SPRINGFIELD	IL
FIRST NATIONAL MORTGAGE CORP	MIAMISBURG	OH
FIRST NEW YORK MORTGAGE CORP	NEW YORK	NY
FIRST PATRIOT MORTGAGE INC	REVERE	MA
FIRST POTOMAC MORTGAGE CORP	FAIRFAX	VA
FIRST REPUBLIC MORTGAGE CORP	SANTA ANA	CA
FIRST SAVINGS AND LOAN ASSN ND	ABERDEEN	SD
FIRST SECURITY MORTGAGE CORP	COLUMBIA	SC
FIRST STATE BANK	LEOTI	KS
FIRST STATE BANK OF SO CA	PARAMOUNT	CA
FIRST STATE BANK SAUK CENTRE	SAUK CENTRE	MN
FIRST TEACHERS FEDERAL CU	SCHENECTADY	NY
FIRST TEXAS MORTGAGE COMPANY	SAN ANTONIO	TX
FIRST VOLUNTEER BANK	UNION CITY	TN
FIVE STAR FINANCIAL SERVICES	SCHAUMBURG	IL
FLAGSHIP FEDERAL SAVINGS BANK	SAN DIEGO	CA
FLEET MORTGAGE-FLEET MTG CORP	MILWAUKEE	WI
FORT WAYNE NATIONAL BANK	FORT WAYNE	IN
FRANCES SLOCUM BANK	WABASH	IN
FTF MORTGAGE CORP	IRVINE	CA
FUNDERS MORTGAGE CORP AMERICA	COVINA	CA
GAMS INC	SUTTER CREEK	CA
GATEWAY RESIDENTIAL GROUP LLC	DES PERES	MO
GENTRY CAPITAL MORTGAGE CORPORATION	PINE BUSH	NY
GEORGIA UNION MORTGAGE CO LP	MACON	GA
GESCO SERVICES LLC	LUBBOCK	TX
GLEN ROCK SAVINGS BANK SLA	GLEN ROCK	NJ
GMAC MORTGAGE GROUP INC	HORSHAM	PA
GOLD COAST FUNDING GROUP INC	DAVIE	FL
GOLD KEY MOPRTGAGE CORPORATION	NASHVILLE	TN
GOLDEN BAY CAPITAL CORPORATION	OAKLAND	CA
GOLDSTAR GROUP INC	BETHESDA	MD
GOMEMX MARKETING GROUP INC	POMONA	CA
GRAND NATIONAL BANK	WAUCONDA	IL
GRANTS STATE BANK	GRANTS	NM
GREAT LAKES FUNDING INC	EDINA	MN
GREAT WESTERN BANK	IRVINE	CA
GREATER FUNDING OF NY INC	CANANDAIGUA	NY
GRIFFIN FEDERAL SAVINGS ALA	GRIFFIN	GA
GSL SAVINGS BANK	GUTTENBERG	NJ
GULF FINANCIAL SERVICES INC	BLAIRSVILLE	GA
H AND R BLOCK MORTGAGE CO LLC	KANSAS CITY	MO
H AND R MORTGAGE INC	BAKERSFIELD	CA
HALLMARK GOVERNMENT MORTGAGE	BELLEVUE	WA
HAMMOND MORTGAGE INC	CUMMING	GA
HAMPSTEAD FINANCIAL CORPORATION	FORT LEE	NJ
HAVERHILL COOPERATIVE BANK	HAVERHILL	MA
HEARTLAND COMMUNITY BANK FSB	MONTICELLO	AR
HEARTLAND MORTGAGE INC	TUCSON	AZ
HIGHLAND FEDERAL S L ASSOC	CROSSVILLE	TN
HILL COUNTRY BANK	AUSTIN	TX
HOLMGREN AND ASSOCIATES	OAKLAND	CA
HOME AMERICA FINANCIAL SERVICES INC	INDIANAPOLIS	IN
HOME BANK	GUNTERSVILLE	AL
HOME LOANS INC	MIAMI	FL
HOME MORTGAGE FIN SRVS CORP	MIAMI	FL
HOMEOWNERS FINANCIAL SERVICES	NORCROSS	GA
HOMEOWNERS MORTGAGE WHOLESALERS INCORP	MARIETTA	GA
HOMEOWNERS MTG AND EQUITY INC	AUSTIN	TX
HORIZON FEDERAL SAVINGS BANK	OSKALOOSA	IA
HOWARD WEIL MORTGAGE CORP	NEW ORLEANS	LA
HUB MORTGAGE SERVICE INC	MARYSVILLE	CA
HUDSON ADVISORS LLC	DALLAS	TX
HUNTINGTON NATIONAL BANK	COLUMBUS	OH
HYDE PARK BANK AND TRUST CO	CHICAGO	IL
IBJ SCHRODER BANK AND TR CO	NEW YORK	NY
ICI FUNDING CORPORATION	SANTA ANA HEIGHTS	CA
IFS DIRECT INCORPORATED	DENVER	CO
IMAGE MORTGAGE INC	TEMECULA	CA
INDEPENDENT BANK	FT LUPTON	CO
INDUSTRIAL BANK	VAN NUYS	CA
INFINITY FINANCIAL SERVICES INC	PROVO	UT
INTEGRATED FISCAL SERVICES INC	WILTON MANORS	FL
INTER-BORO SAVINGS AND LOAN	CHERRY HILL	NJ
INTERAMERICAN FINAN SER INC	MIAMI	FL
IPSWICH CO-OPERATIVE BANK	IPSWICH	MA
J B CORKLAND MORTGAGE CO	KNOXVILLE	TN
JACOBS BANK	SCOTTSBORO	AL
JEFFERSON MORTGAGE GROUP LTD	OAKTON	VA
JEFFERSON NATIONAL BANK	CHARLOTTESVILLE	VA
JEFFERSON SAVINGS BANK	WEST JEFFERSON	OH
JMJ FINANCIAL GROUP	GARDEN GROVE	CA
JOHNSON-ANDERSON MORTGAGE CO	DENVER	CO
JSM FINANCIAL INCORPORATED	FOLSOM	CA
JVS FINANCIAL GROUP INC	WOODRIDGE	IL
JW RIKER NORTHERN RI INC	WARWICK	RI
KANSAS HOME MTG JUNCT CITY INC	JUNCTION CITY	KS
KEMBA COLUMBUS CREDIT UNION	COLUMBUS	OH
KILGORE FIRST NATIONAL BANK	KILGORE	TX
KITSAP FEDERAL CREDIT UNION	SILVERDALE	WA
KLEBERG FIRST NAT MTG CO INC	KINGSVILLE	TX
KZ MORTGAGE LLC	PUYALLUP	WA
LA BANK NA	SCRANTON	PA
LAD FINANCIAL	SAN DIEGO	CA
LAFAYETTE AMERICAN BANK AND TRUST CO	BRIDGEPORT	CT
LEBANON VALLEY NATIONAL BANK	LEBANON	PA
LENDERS ASSOCIATES CORP	MARIETTA	GA
LEOMINSTER CREDIT UNION	LEOMINSTER	MA
LEXINGTON SAVINGS BANK	LEXINGTON	MA
LIBERTY MORTGAGE SERVICES INC DELAWARE	MORRIS PLAINS	NJ
LOAN COMPANY	ASHEVILLE	NC
LOAN SOURCE CORPORATION	WESTLAKE VILLAGE	CA
LOUISIANA CENTRAL BANK	FERRIDAY	LA
LYON COUNTY STATE BANK	EMPORIA	KS
M JAMES AND CO	YARMOUTH	ME
MADISON COUNTY BANK	MADISON	NE
MAGELLAN MORTGAGE LLC	SALEM	OR
MAGNUM CAPITAL GROUP INC	MONARCH BEACH	CA
MAHONING NATIONAL BANK	YOUNGSTOWN	OH
MAIN AMERICA CAPITOL LC	ATLANTA	GA
MARGARET M BROWN INC	RIVERDALE	GA
MARYLAND BANK AND TRUST COMPANY NA	WALDORF	MD
MASTERS FUNDING GROUP INC	RIVERSIDE	CA
MAXIMA FINANCIAL GROUP	TAMPE	AZ
MAYFLOWER COOPERATIVE BANK	MIDDLEBORO	MA
MBI MORTGAG NINETEEN SIXTY INC	HOUSTON	TX
MCNAIR FINANCIAL GROUP INC	INDIANAPOLIS	IN
MEDICAL AREA FEDERAL CREDIT UNION	BOSTON	MA
MEMBERS FIRST FEDERAL CREDIT UNION	MECHANICSBURG	PA
MERCANTILE BANK W CENTRAL MO	SEDALIA	MO
MERCHANTS AND FARMERS BANK	WEST HELENA	AR
MERCHANTS BANK OF CALIFORNIA NA	LAGUNA HILLS	CA
METRO FINANCIAL INC	LAS VEGAS	NV
METROPOLITAN FINANCIAL INC	ORANGE	CA
METROPOLITAN LIFE INS CO	NEW YORK	NY
MEZA GOLD MORTGAGE CORPORATION	RANCHO CUCAMONGA	CA
MICAL MORTGAGE INC	SAN DIEGO	CA
MID AMERICA BANK SOUTH	MANKATO	MN
MID AMERICA MORTGAGE SERVICES	LEAWOOD	KS
MID EAST FINANCIAL SERVICES	NEW YORK	NY
MID FLORIDA FUNDING LTD	LONGWOOD	FL
MIDAMERICA BANK	MAPLEWOOD	MN
MIDDLE TENNESSEE BANK	COLUMBIA	TN
MIDLAND DATA SYSTEMS INC	KANSAS CITY	MO
MIDWEST AMERICA FINANCIAL CORPORATION	CHICAGO	IL
MIDWEST AMERICA MORTGAGE CORPORATION	BROOKLYN PARK	MN
MIDWEST LOAN SERVICES INC	HOUGHTON	MI
MILLENNIUM FUNDING CORP	NORWELL	MA
MINNESOTA'S CREDIT UNION	EAGAN	MN
MINNWEST BANK DAWSON	DAWSON	MN
MISSION NATIONAL BANK	SAN FRANCISCO	CA
MONEYLINE FINANCIAL SERVICE INC	ST LOUIS	MO
MORRIS SMITH FEYH	COLUMBUS	OH
MORTGAGE ACCEPTANCE CORP	CLOSTER	NJ
MORTGAGE ALTERNATIVES INC	SALT LAKE CITY	UT
MORTGAGE ASSOCIATES INC	DIAMOND BAR	CA
MORTGAGE CENTER	WEST SPRINGFIELD	MA
MORTGAGE CENTER CORP	MILLBRAE	CA
MORTGAGE CONSULTANTS INC	SMYRNA	GA
MORTGAGE FINANCIAL SERVICES INC	DALLAS	TX
MORTGAGE MART INC	BLUE BELL	PA
MORTGAGE MATTERS INC	INDIANAPOLIS	IN
MORTGAGE NETWORK INC	SALT LAKE CITY	UT
MORTGAGE NOW INC	SOUTHFIELD	MI
MORTGAGE PLANNING CORPORATION	DENVER	CO
MORTGAGE PROS CORP	MIAMI	FL
MORTGAGE RESOURCES INC	PHOENIX	AZ
MORTGAGE SERVICE CENTER INC	CAMP SPRINGS	MD
MORTGAGE SERVICE CENTER OF S FLORIDA INC	TAMARAC	FL
MORTGAGE STORE	WILLOWBROOK	IL
MUNICIPAL CREDIT UNION	NEW YORK	NY
MURAL COMPANY LLC	PHOENIX	AZ
MUTUAL SAVINGS AND LOAN ASSN	METAIRIE	LA
MUTUAL SAVINGS ASSN	LEAVENWORTH	KS
NATIONAL BANK OF DAINGERFIELD	DAINAGERFIELD	TX
NATIONAL CITY BANK MINNEAPOLIS	MINNEAPOLIS	MN
NATIONAL CITY BANK OF PENNSYLVANIA	PITTSBURGH	PA
NATIONAL HOME FUNDING CORPORATION	CALABASAS	CA
NETWORK LENDERS OF AMERICA INC	LITTLE NECK	NY
NEVADA FEDERAL FINANCIAL CORP	LAS VEGAS	NV
NEXUS FINANCIAL LLC	OAKLAND	NJ
NOREAST MORTGAGE CORPORATION	ONTARIO	CA
NORTH FORK FINANCIAL INC	NEWPORT BEACH	CA
NORTH PACIFIC BANK	TACOMA	WA
NORTHAMERICAN EQUITY CORP	FORT WAYNE	IN
NORTHEAST BANK	MINNEAPOLIS	MN
NORTHERN FINANCIAL MORTGAGE CO	CHAGRIN FALLS	OH
NORTHERN MORTGAGE AND INVESTMENT LTD	FLAGSTAFF	AZ
NORTHWEST LENDING ASSOCIATES	BELLEVUE	WA
NORTHWEST NATIONAL BANK	VANCOUVER	WA
NOVA MORTGAGE CORPORATION	ROCKVILLE	MD
NUNEZ FINANCE CO	MIAMI	FL
OAKWOOD ACCEPTANCE CORPORATION	GREENSBORO	NC
OCALA NATIONAL BANK	OCALA	FL
OCEANMARK FINANCIAL CORP	HOLLYWOOD	FL
OMNI BANK	PONTOON BEACH	IL
ON-SITE MORTGAGE SERVICE	CARMEL	IN
ONE VALLEY BANK—CLARKSBURG	CLARKSBURG	WV
ONE VALLEY BANK OF RONCEVERTE	RONCEVERTE	WV
OZAUKEE BANK	CEDARBURG	WI
PACIFIC EMPIRE FUNDING	LAKE FOREST	CA
PACIFIC NORTHWEST FUNDING GROUP	PALM SPRINGS	CA
PADUCAH BANK AND TRUST COMPANY	PADUCAH	KY
PAINE WEBBER REAL EST SEC INC	NEW YORK	NY
PALM BEACH FINANCIAL NETWORK INC	JUPITER	FL
PALMYRA STATE BANK	WEST QUINCY	MO
PAN-AMERICAN LIFE INS CO	NEW ORLEANS	LA
PAWLING SAVINGS BANK	FISHKILL	NY
PENNIES TO MILLIONS INC	UPLAND	CA
PEOPLES BANK	SANDY HOOK	KY
PEOPLES MORTGAGE CORPORATION	UNION	NJ
PERPETUAL SAVINGS BANK FSB	CEDAR RAPIDS	IA
PFG INC	ENCINO	CA
PFI BANCORP INC	INDIANAPOLIS	IN
PHOENIX HOME LENDING INC	TEMPE	AZ
PHOENIX HOME MORTGAGE CORP	ROCKVILLE	MD
PINNACLE FUNDING GROUP	FT MYERS	FL
PIONEER BANK CHATTANOOGA	CHATTANOOGA	TN
PIONEER BANK FSB	CHATTANOOGA	TN
PIONEER CITIZENS BANK	RENO	NV
PIONEER FEDERAL SAVINGS BANK	WINCHESTER	KY
PIONEER SAVINGS AND LOAN ASSOC FSLA	IRVINE	CA
PLATINUM MORTGAGE	ROSEVILLE	MN
PLATTSMOUTH STATE BANK	PLATTSMOUTH	NE
PNC BANK KENTUCKY INC	LOUISVILLE	KY
PNC BANK OHIO NA	CINCINNATI	OH
POINSETT BANK FSB	GREENVILLE	SC
POLICE AND FIRE FEDERAL CU	PHILADELPHIA	PA
POLLARI WRIGHT INC	SAN JOSE	CA
POST OAK FINANCIAL LLC	HOUSTON	TX
PREFERRED EQUITY MORTGAGE CORP	INDIANAPOLIS	IN
PREMIER BANK	JEFFERSON CITY	MO
PRESERV FINANCIAL INC	DENVER	CO
PRESIDENTIAL MTG AND FINAN INC	ORANGE	CA
PRESTIGE MORTGAGE INC	SAN ANTONIO	TX
PRESTIGE MORTGAGE LLC	SOUTHINGTON	CT
PRIME BANK OF CENTRAL FLORIDA	TITUSVILLE	FL
PRIME FINANCIAL NETWORK INC	LA JOLLA	CA
PRIME MORTGAGE INVESTORS	CORAL GABLES	FL
PRIMERCHANT CAPITAL CORPORATION	SHERMAN OAKS	CA
PROVIDENT MUT LIFE INS PHIL	BERWYN	PA
QMD INC	DENVER	CO
R AND J MORTGAGE SERVICE INC	LEDGEWOOD	NJ
R E I INC	ORANGE	CA
RANCHO MORTGAGE CORPORATION	UPLAND	CA
REDLANDS FEDERAL SAVINGS AND LOAN ASSN	REDLANDS	CA
REHABILITATION LOAN CORP	KANSAS CITY	MO
RELOCATION MORTGAGE SERVICE INC	PLYMOUTH	MN
REPUBLIC SECURITY BANK FSB	WEST PALM BEACH	FL
RESIDENTIAL FINANCIAL SRVS INC	HOLLYWOOD	FL
RESIDENTIAL MORTGAGE BANKING	HAUPPAUGE	NY
RESIDENTIAL MORTGAGE LLC	OGDEN	UT
RICHLAND MORTGAGE INC	FORT WORTH	TX
RICK BAILEY MORTGAGE UNLIMITED INC	ARCATA	CA
RIO GRANDE MORTGAGE CORP	ALBUQUERQUE	NM
RIVER VALLEY MORTGAGE INC	ROSEVILLE	MN
RIVERTON STATE BANK	RIVERTON	WY
RMST MORTGAGE INC	NORTH PROVIDENCE	RI
ROCKINGHAM HERITAGE BANK	HARRISONBURG	VA
ROKLOUD FUNDING INC	SARASOTA	FL
ROSLYN SAVINGS BANK	ROSLYN	NY
ROTHSCHILD FINANCIAL GROUP	OCALA	FL
ROYAL MORTGAGE INC	HUNTINGTON WOODS	MI
SAFE RITE CAPITAL CORP	SOLVANG	CA
SANDWICH COOPERATIVE BANK	SANDWICH	MA
SANDY SPRING NATIONAL BANK—MD	SILVER SPRING	MD
SANTIAM MORTGAGE MORTGAGE CORP	LEBANON	OR
SASCO INC	ENCINO	CA
SEABOARD EMPLOYEES CREDIT UNION	JAACKSONVILLE	FL
SECURED LENDERS MORTGAGE	MERCED	CA
SECURITY BANK AND TRUST CO	LAWTON	OK
SECURITY BANK HARRISON	HARRISON	AR
SECURITY MTG AND INVESTMENT CO	INWOOD	WV
SECURITY STATE BANK	ABILENE	TX
SECURITY TRUST AND SAVINGS BANK	SHENANDOAH	IA
SENIOR LOAN CENTER INC	CARMICHAEL	CA
SENTINEL MORTGAGE LLC	TUCSON	AZ
SERVE CORPS MORTGAGE INC	NAPERVILLE	IL
SHARON CREDIT UNION	SHARON	MA
SHELTER MORTGAGE SERVICES INC	CHERRY HILL	NJ
SHOPTAW JAMES INC	ATLANTA	GA
SHORE BANK	ONLEY	VA
SHORE BANK AND TRUST	CLEVELAND	OH
SHORELINE FUNDING	LONG BEACH	CA
SILSBEE STATE BANK	SILSBEE	TX
SOUTH CAROLINA FEDERAL SAVINGS BANK	COLUMBIA	SC
SOUTHCOAST FINANCIAL GROUP	NORTH DARTMOUTH	MA
SOUTHERN FINANCIAL MORTGAGE CORP	CUMMING	GA
SOUTHERN HERITAGE MORTGAGE	ATLANTA	GA
SOUTHERN STATES FUNDING	WINTER PARK	FL
SOUTHLAND MORTGAGE FINANCING CORP	FORT WALTON BEACH	FL
SOUTHSIDE BANK	TAPPAHANNOCK	VA
SOUTHWEST FEDERAL SAVINGS AND LOAN ASSN	CHICAGO	IL
SPOKANE RAILWAY CREDIT UNION	SPOKANE	WA
STALLION CAPITAL INC	RANCHO CUCAMONGA	CA
STATE BANK LA CROSSE	LA CROSSE	WI
STATE SAVINGS BANK	DUBLIN	OH
STATE STREET BANK AND TRUST COMPANY NA	NEW YORK	NY
STATE TEACHERS RT BOARD OHIO	COLUMBUS	OH
STOCKMENS NATIONAL BANK	RUSHVILLE	NE
STUART-WRIGHT MTG FUNDING COR	MURRAY	UT
SUBURBAN FEDERAL SAVINGS FSB	HARVEY	IL
SUMMIT BANK	AKRON	OH
SUMMIT FUNDING INC	LAS VEGAS	NV
SUMMIT SAVINGS FSB	ROHNERT PARK	CA
SUN CITY BANK	SUN CITY	AZ
SUN FEDERAL FINANCIAL CORP	MIAMI	FL
SUN PACIFIC FUNDING INC	SANTA ANA	CA
SUN WORLD NA	EL PASO	TX
SUNTRUST BANK SOUTH CENTRAL TN	LAWRENCEBURG	TN
SUNTRUST BANK TALLAHASSEE NA	TALLAHASSEE	FL
SUNTRUST FINANCIAL CORP	HOLLYWOOD	FL
SUNWEST BANK OF FARMINGTON	FARMINGTON	NM
SUPERIOR MORTGAGE SERVICES INC	LANHAM	MD
SUTTER MORTGAGE CORPORATION	WALNUT CREEK	CA
TAG FUNDING CORP	WOODLAND HILLS	CA
TENNESSEE BANK AND TRUST	MEMPHIS	TN
TEXAS CAPITAL MORTGAGE	HOUSTON	TX
THE-HOMETOWN BANK	CLYDE	NC
THIRD FEDERAL SAVINGS BANK	NEWTOWN	PA
TINTON FALLS STATE BANK	TINTON FALLS	NJ
TOM WOOD MORTGAGE INC	INDIANAPOLIS	IN
TOWER FINANCIAL SERVICES LLC	PASADENA	MD
TOWNE CENTER PROPERTIES INCORPORATED	CERRITOS	CA
TOWNE SQUARE MORTGAGE	SAN DIEGO	CA
TOYOTA MOTORS FEDERAL CR UN	TORRANCE	CA
TRANS-MUTUAL MORTGAGE BANKERS	CORAL GABLES	FL
TRANSFINANCIAL BANK	BOWLING GREEN	KY
TRENTON SAVINGS BANK	LAWERENCEVILLE	NJ
TRI COUNTY STATE BANK	CHAMBERLAIN	SD
TRI STAR AMERICA MORTGAGE CORP	TOLEDO	OH
TRI-STAR FUNDING CORPORATION	DALLAS	TX
TRINIDAD MORTGAGE	TRINIDAD	CO
TURNER MORTGAGE CORP	MIAMI LAKES	FL
TWENTIETH CENTURY FOX FCU	LOS ANGELES	CA
U S MORTGAGE CONSULTANTS INC	LAS VEGAS	NV
UBS MORTGAGE FINANCE INC	NEW YORK	NY
UNICOR MORTGAGE INC	BATON ROUGE	LA
UNIFED MORTGAGE CORP	SAN DIEGO	CA
UNIFIRST FEDERAL SAVINGS BANK	HOLLYWOOD	FL
UNION BANK OF MENA	MENA	AR
UNION PLANTERS BANK LAKEWAY AREA	KNOXVILLE	TN
UNITED BANK AND TRUST CO	VERSAILLES	KY
UNITED BANK OF-PHILADELPHIA	PHILADELPHIA	PA
UNITED CENTRAL BANK	GARLAND	TX
UNITED HOME LENDING SERVICES INC	CHARLESTON	WV
UNITED LENDING COMPANIES INC	RAMSEY	NJ
UNITED MORTGAGE INC	TULSA	OK
UNITED SECURITY SAVINGS BANK	MARION	IA
UNITED SOUTHERN MORTGAGE CORP ROANOKE	VIRGINIA BEACH	VA
US CREDIT CORP	AURORA	CO
US MORTGAGE INC	LITTLE ROCK	AR
US NEW MEXICO FEDERAL CU	ALBUQUERQUE	NM
USB MORTGAGE COMPANY INC	SPOKANE	WA
VICTORIA STATE BANK	VICTORIA	MN
VICTORY BANK AND TRUST COMPANY	CORDOVA	TN
VIKING MORTGAGE SERVICES INC	PORT ORCHARD	WA
VILLA PARK TRUST AND SAVINGS BANK	VILLA PARK	IL
VILLAGE BANK AND TRUST CO	RIDGEFIELD	CT
VINTAGE BANK	NAPA	CA
W LYMAN CASE AND CO	COLUMBUS	OH
WEALTHWISE INVESTMENT CORP	MILPITAS	CA
WEST ALLIS SAVINGS BANK SA	WEST ALLIS	WI
WESTERN CAPITAL FUNDING INC	WILDOMAR	CA
WESTERN MORTGAGE EXPRESS	EL CENTRO	CA
WESTMONT MORTGAGE SERVICES INC	DENVER	CO
WHITE OAK MORTGAGE	TEXARKANA	TX
WILSHIRE FUNDING CORPORATION	PORTLAND	OR

Dated: January 4, 2000.

William C. Apgar,

Assistant Secretary for Housing-Federal Housing Commissioner, Chairman,Mortgagee Review Board.