04-4305. Mortgagee Review Board Administrative Actions

AGENCY:

Office of the Assistant Secretary for Housing-Federal Housing Commissioner, HUD.

ACTION:

Notice.

SUMMARY:

In compliance with section 202(c) of the National Housing Act, notice is hereby given of the cause and description of certain administrative actions taken by HUD's Mortgagee Review Board against HUD-approved mortgagees. This notice of administrative actions relates solely to the failure of Title I lenders and Title II mortgagees to submit the required audited annual financial statement, an acceptable annual audited financial statement and/or payment of the annual recertification fee.

FOR FURTHER INFORMATION CONTACT:

Phillip A. Murray, Director, Office of Lender Activities and Program Compliance, Room B-133-3214 L'Enfant Plaza, 451 Seventh Street, SW., Washington, DC 20410-8000, telephone: [phone]. (This is not a toll-free number.) A Telecommunications Device for Hearing- and Speech-Impaired Individuals (TTY) is available at 1-800-877-8339 (Federal Information Relay Service).

SUPPLEMENTARY INFORMATION:

Section 202(c)(5) of the National Housing Act (added by section 142 of the Department of Housing and Urban Development Reform Act of 1989, Pub. L. 101-235, approved December 15, 1989), requires that HUD publish a description of and the cause for administrative actions against a HUD-approved mortgagee by the Department's Mortgagee Review Board. In compliance with the requirements of section 202(c)(5), notice is hereby given of administrative actions that have been taken by the Mortgagee Review Board from October 1, 2002 through September 30, 2003 related to the failure of Title I lenders and Title II mortgagees to submit the required audited annual financial statement, an acceptable annual audited financial statement and/or payment of the annual recertification fee.

Action: Withdrawal of HUD/FHA Title I lender approval and Title II mortgagee approval.

Cause: Failure to submit to the Department the required annual audited financial statement, an acceptable annual audited financial statement, and/or remit the required annual recertification fee.

209 Title 1 Lenders and Loan Correspondents Terminated Between October 1, 2002 and September 30, 2003

Name	City	State
A J SMITH FEDERAL SAV BANK	MIDLOTHIAN	IL
AAA EQUITY LENDING AND TRUST DEED INV	LANCASTER	CA
ABANAMCO MORTGAGE CORPORATION	ARTESIA	CA
ACCELERATED FUNDING GOVT LOANS	LAGUNA HILLS	CA
ACCESS EQUITY CORP	LAKEWOOD	CO
ADCO FINANCIAL MORTGAGE SERVICES	BRIDGETON	NJ
AFFORDABLE HOME MORTGAGE INC	ST PETERSBURG	FL
AFFORDABLE MORTGAGE LINK LLC	HOUSTON	TX
AGAWAM FEDERAL CREDIT UNION	AGAWAM	MA
ALAMEDA MUNICIPAL CREDIT UNION	ALAMEDA	CA
ALASKA USA MORTGAGE CO LLC	ANCHORAGE	AK
ALGIERS HOMESTEAD ASSOC	NEW ORLEANS	LA
ALLEN MORTGAGE LC	SANDY	UT
ALLEN PARKER COMPANY	SUGAR LAND	TX
ALLIANCE BANK OF HOT SPRINGS	HOT SPRINGS	AR
ALLIED MORTGAGE GROUP INC	BALA CYNWYD	PA
ALPINE MORTGAGE LLC	BOISE	ID
ALTA REAL ESTATE REDEVELOP CORP	RANCHO CUCAMONGA	CA
AMARIS MORTGAGE COMPANY	CHICAGO	IL
AMERICAN EAGLE MORTGAGE CO INC	VENICE	FL
AMERICAN INTNATL MTG BANKERS	LAKE SUCCESS	NY
AMERICAN INVESTMENT AND LOAN CO	LOS ANGELES	CA
AMERICAN MARINE BANK	WINSLOW	WA
AMERIFUND INC	LA VERNE	CA
AMERILENDING CORP	PICO RIVERA	CA
AMERILOAN CORPORATION	CERRITOS	CA
ANC MORTGAGE INC	MIAMI	FL
ANODYNE LENDING INC	SANTA ANA	CA
APPLETREE MORTGAGE CORP	MIAMI LAKES	FL
ARIZONA STATE SAVINGS AND CU	PHOENIX	AZ
ASMC REAL ESTATE LTD	AUSTIN	TX
ATLANTIC PACIFIC HOME LOANS INC	SAN DIEGO	CA
BANK OF BENNINGTON	BENNINGTON	VT
BANK OF GENEVA	GENEVA	IN
BANK OF SIERRA	PORTERVILLE	CA
BAY STATE SAVINGS BANK	WORCESTER	MA
BEREAN FEDERAL SAVINGS BANK	PHILADEPHIA	PA
BHL LENDING INC	CITY OF INDUSTRY	CA
BOEING EMPLOYEES CREDIT UNION	TUKWILA	WA
BSLM INC	SANTA FE SPRINGS	CA
CAL STATE RELOCATION INC	CARMICHAEL	CA
CAMBRIDGE SAVINGS BANK	CAMBRIDGE	OH
CAMBRIDGE STATE BANK	CAMBRIDGE	MN
CAMPBELL FINANCIAL SERVICES INC	WEST HAVEN	CT
CARPENTERS CREDIT UNION	SAINT PAUL	MN
CENTRAL FLORIDA MORTGAGE LOANS INC	WINTER PARK	FL
CENTRAL VALLEY HOME LOANS INC	STOCKTON	CA
CENTURY PLUS FINANCIAL GROUP INC	VENICE	FL
CHEVRON FEDERAL CREDIT UNION	OAKLAND	CA
CIRCLE MORTGAGE CORPORATION	HOLLYWOOD	FL
CITI CORPORATION	LOS ANGELES	CA
CITIZENS NATIONAL BANK	BROWNWOOD	TX
CITIZENS STATE BANK	DICKINSON	TX
COASTAL LENDING CORPORATION	LOS ANGELES	CA
COLLATERAL ONE MORTGAGE CORPORATION	FT LAUDERDALE	FL
COLONIAL IMPERIAL FINANCING INC	WEST COVINA	CA
COMMUNITY BANK EXCELSIOR SPRINGS	EXCELSIOR SPRINGS	MO
COMMUNITY FIRST NATIONAL BANK	CHEYENNE	WY
CONTEMPO MORTGAGE CORPORATION	TORRANCE	CA
CORSTAR FINANCIAL INC	PHOENIX	AZ
CPM FINANCIAL INC	ONTARIO	CA
CRESCO UNION SAVINGS BANK	CRESCO	IA
CRESTWOOD MORTGAGE INC	TORRANCE	CA
CUSTOM CAPITAL CORPORATION	MASSAPEQUA PARK	NY
D L MORTGAGE INC	SIMI VALLEY	CA
DACOTAH BANK	CLARK	SD
DEERE COMMUNITY FCU	OTTUMWA	IA
DIRECT EQUITY MORTGAGE LLC	LAS VEGAS	NV
DOVENMUEHLE MORTGAGE INC	SCHAUMBURG	IL
EAGLE HOME FINANCING INC	SANTA ANA	CA
ELITEAGENTS INC	FAIRFAX	NJ
EQUIBANC	ORANGE	CA
ESQUIRE LENDING COMPANY	MIAMI LAKES	FL
EVANS MORTGAGE CO	SACRAMENTO	CA
FAIRBANKS CAPITAL CORP	SALT LAKE CITY	UT
FARMERS BANK	FRANKFORT	IN
FINANCIAL ADVANTAGE CORP	MONROE	WA
FIRST FEDERAL SAVINGS BANK	BRYAN	TX
FIRST NATIONAL BANK	BARRON	WI
FIRST NATIONWIDE MORTGAGE CORP	FREDERICK	MD
FIRST NORTHERN SAVINGS BANK SA	GREEN BAY	WI
FIRST ONE LENDING CORP	SAN JUAN CAPISTRANO	CA
FIRST SAVINGS BANK FSB	BERESFORD	SD
FIRST SAVINGS BANK FSB	MANHATTAN	KS
FIRST STATE BANK	FINLAYSON	MN
FIRST STATE BANK	EAST POINTE	MI
FIRST UNITED BANK AND TRUST CO	DURANT	OK
FOUNTAIN GROVE MORTGAGE	SANTA ROSA	CA
FSB FUNDING INC	LOVELAND	OH
GALAXY MORTGAGE INC	TEMPLE CITY	CA
GATEWAY RESIDENTIAL FUNDING	CONCORD	CA
GENERAL MORTGAGE CORPORATION	SAN DIEGO	CA
GENUINE HOME LOANS INC	PASADENA	CA
GEORGIA MORTGAGE ASSCIATES GROUP INC	CARROLLTON	GA
GHI CORPORATION	MIAMI	FL
GLOBAL REAL ESTATE LOANS COM	WEST COVINA	CA
GLOBE INDUSTRIES EMPLOYEES CU	DAYTON	OH
GOLDSTAR FUNDING INC	HUNTINGTON BEACH	CA
GRANDCO INC	LAS VEGAS	NV
GREATBANK NA	EVANSTON	IL
GREATER BOSTON MORTGAGE INC	JAMAICA PLAIN	MA
GREENSTREET FINANCIAL GROUP INC	HUNTINGTON	NY
HALE COUNTY STATE BANK	PLAINVIEW	TX
HARVARD EQUITY CORP	TULSA	OK
HERITAGE BANK	WOOD RIVER	NE
HIGHLAND LAKES BANK	KINGSLAND	TX
HOME EQUITY STORE INC	SALT LAKE CITY	UT
HOME FINANCE CO OF AMERICA INC	HIALEAH	FL
HOME LOAN SPECIALISTS INC	LAGUNA HILLS	CA
HOME N MORTGAGE INC	HOUSTON	TX
HOMEFRONT MORTGAGE INC	TUSTIN	CA
HOMEGOLD INC	COLUMBIA	SC
HOMESIDE FUNDING CORPORATION	JACKSONVILLE	FL
HORATIO STATE BANK	HORATIO	AR
HP FINANCIAL INC	ORANGE	CA
IMC FUNDING GROUP INC	SAN DIEGO	CA
IMPERIAL FUNDING CORP	CHICAGO	IL
INDEPENDENCE BANK NA	HOUSTON	TX
INTERCHANGE STATE BANK	SADDLE BROOK	NJ
INVEST AMERICA MORTGAGE CORP	ATLANTA	GA
INVESTMENT MORTGAGE INTERNATIONAL INC	ORLANDO	FL
IOWA TRUST AND SAVINGS BANK	CENTERVILLE	IA
JAYS MORTGAGE AND FINANCE COMPANY	HOUSTON	TX
JM FUNDING CORP	WEST COVINA	CA
KSJ ENTERPRISES INC	WASHINGTON	DC
LATIN MORTGAGE FINANCE CORP	MIAMI	FL
LEADER MORTGAGE COMPANY	LENEXA	KS
LIBERTY MORTGAGE GROUP INC	WINTER PARK	FL
LOAN AMERICA	WOODLAND HILLS	CA
LOAN CORRESPONDENTS INC	COSTA MESA	CA
LOANS BY SUMMERVILLE INC	AUGUSTA	GA
LONG ISLAND FEDERAL CREDIT UNION	CARLE PLACE	NY
LOREN W ROBINSON INC	NEVADA CITY	CA
MACLOUD FINANCIAL INC	DUBLIN	OH
MANASOTA MORTGAGE AND REAL EST INVEST	SARASOTA	FL
MAYER MORTGAGE	MANSFIELD	OH
MERCANTILE BANK MIDWEST	DES MOINES	IA
MERCHANTS BANK	HOUSTON	TX
METROPOLITAN SAVINGS BANK	HIGHLAND HILLS	OH
MIAMI MORTGAGE INC	MIAMI	FL
MILLENIA MORTGAGE INC	FAIRFIELD	NJ
MILWAUKEE WESTERN BANK	MILWAUKEE	WI
MONEY TREE FINANCIAL	TEMECULA	CA
MORTGAGE CAPITAL AMERICA	LAUDERHILL	FL
MORTGAGE CO OF AMERICA	RANCHO CUCAMONGA	CA
MORTGAGE DEPOT INC	LAS VEGAS	NV
MORTGAGE FINANCE AMERICA INC	ANAHEIM	CA
MORTGAGE HOUSE	VALLE ARRIBA HGTS	PR
MORTGAGE TECHNOLOGY INC	IRVINE	CA
MOUNTAIN MORTGAGE CORPORATION	TEHACHAPI	CA
NATIONWIDE FINANCIAL CORPORATION	BREA	CA
NDNJ INC	RANCHO PALOS VERDES	CA
NEW CENTURY FUNDING CORP	LOS ANGELES	CA
NEW MILLENIUM INVESTMENTS INC	FONTANA	CA
NEWPORT FEDERAL SAVINGS AND LOAN ASSN	NEWPORT	AR
NIKKI JOON INC	ALISO VIEJO	CA
OLD COLONY MORTGAGE CORP	WEYMOUTH	MA
PACIFIC STATES MORTGAGE INC	SANTA ANA	CA
PENNINGTON MORTGAGE INC	LAS VEGAS	NV
PIONEER FEDERAL CREDIT UNION	MOUNTAIN HOME	ID
POSTAL EMPLOYEES CREDIT UNION	MEMPHIS	TN
PREFERRED MORTGAGE GROUP INC	VIENNA	VA
PRIMARY MORTGAGE GROUP INC	MONARCH BEACH	CA
PRIME LINE MORTGAGE CORP	SHERMAN OAKS	CA
PROMILAND MORTGAGE CORPORATION	POMPANO BEACH	FL
PROVIDENT BANK	JERSEY CITY	NJ
PULASKI MORTGAGE COMPANY	LITTLE ROCK	AR
PYRAMID MORTGAGE INC	SHORELINE	WA
QFUND FINANCIAL INC	BELLEVUE	WA
QUALITA FINANCIAL GROUP INC	CORAL GABLES	FL
RAINBOW CAPITAL MORTGAGE CORPORATION	CARSON	CA
REAL ESTATE FINAN ASSESSORS	MONTEBELLO	CA
REAL ESTATE PLUS MORTGAGE	REDONDO BEACH	CA
RED CEDAR BANK NATIONAL ASSOCIATION	BOYCEVILLE	WI
RICHARD THOMAS MORTGAGE	LAGUNA NIGUEL	CA
RIVER BANK	HOLMEN	WI
RIVERWAY BANK	HOUSTON	TX
RMI COMPANY EMPLOYEES CU INC	NILES	OH
ROXBOROUGH-MANAYUNK FED S-L	PHILADELPHIA	PA
SEACOAST EQUITIES INC	LA MESA	CA
SEACORP MORTGAGE AND FINANCIAL	SANTA MARIA	CA
SECTION 705 FEDERAL CREDIT UN	LAFAYETTE	LA
SECURITY BANK USA	BEMIDJI	MN
SECURITY SERVICE FEDERAL CU	SAN ANTONIO	TX
SECURITY STATE BANK	DEER CREEK	MN
SHOREBANK	CHICAGO	IL
SOLARO FINANCIAL INC	RANCHO PALOS VERDES	CA
SOVEREIGN BANK FSB	WYOMISSING	PA
SPENCER SAVINGS BANK	SPENCER	MA
STATE BANK	TOLEDO	IA
STATE BANK OF MOORHEAD	MOORHEAD	MN
STERLING BANK	HOUSTON	TX
SWAN INVESTMENTS INTERNATIONAL INC	COVINA	CA
TEXAS STAR FEDERAL CU	TEXAS CITY	TX
TRAVELERS BANK AND TRUST FSB	NEWARK	DE
TROY SAVINGS BANK	TROY	NY
UNDERLINE INCORPORATED	SANTA ANA	CA
UNION ADVANTAGE HOME LOANS INC	LODI	CA
UNION CITY SAVINGS BANK	UNION CITY	NJ
UNITED LENDING PARTNERS LTD	DALLAS	TX
UNITED NORTHERN MTG BANKERS LTD	LEVITTOWN	NY
UNIVERSITY CREDIT UNION	BOSTON	MA
VENTURE ONE MORTGAGE CORPORATION	NATIONAL CITY	CA
VILLAGE REALTY AND HOME LN INC	SAN JOSE	CA
W D WICKLEY INC	RANCHO CUCAMONGA	CA
WALMAR FINANCIAL CORPORATION	IRVINE	CA
WASHINGTON MUTUAL BANK FA NAMC	SANTA ROSA	CA
WESTCAL MORTGAGE CORP	SANTA ANA	CA
YIG INC	SOUTH WEST COVINA	CA

735 Title 2 Mortgagees and Loan Correspondents Terminated Between October 1, 2002 and September 30, 2003

Name	City	State
A HOME FOR YOU INC	CLOVIS	CA
A MORTGAGE STORE INC	CLERMONT	FL
A ONE A MORTGAGE CENTER INC	FLAGLER BEACH	FL
AAA HOME LOANS INC	MIAMI	FL
AAV REAL ESTATE MORTGAGE EXCHANGE INC	LA CANADA	CA
ABM MORTGAGE LLC	WHEAT RIDGE	CO
ACADIAN MORTGAGE COMPANY	LAFAYETTE	LA
ACCELERATED FUNDING GOVT LOANS	LAGUNA HILLS	CA
ACCESS EQUITY CORP	LAKEWOOD	CO
ACCESS FINANCIAL NETWORK INC	HUNTINGTON BEACH	CA
ACCESS FUNDING INC	SAN ANTONIO	TX
ACE MORTGAGE COMPANY	CINCINNATI	OH
ACUMEN INVESTMENTS CORPORATION INC	MIAMI	FL
ADVANTAGE FIRST MORTGAGE INC	BEAVERTON	OR
ADVANTAGE MORTGAGE CORPORATION	WEST DENNIS	MA
ADVANTAGE MORTGAGE GROUP	EVERETT	WA
AFFILIATED BANC CORP	SCHAUMBURG	IL
AFFILIATED MORTGAGE SERVICES CORP	WAKEFIELD	MA
AFFINITY MORTGAGE GROUP INC	BOCA RATON	FL
AFFORDABLE LENDERS INC	AUBURN	CA
AFFORDABLE WALLS MORTGAGE CORPORATION	CLERMONT	FL
AGENT MORTGAGE LLC	MESA	AZ
AI FINANCIAL SERVICES INC	LAUDERHILL	FL
AJ CAPCO LLC	LAS VEGAS	NV
ALGIERS HOMESTEAD ASSOC	NEW ORLEANS	LA
ALL AMERICAN MORTGAGE FINANCIAL INC	ATLANTA	GA
ALLEGRO MORTGAGE SERVICES LLC	MCKINNEY	TX
ALLEN PARKER COMPANY	SUGAR LAND	TX
ALLIANCE HOME MORTGAGE CORPORATION	MICHIGAN CITY	IN
ALLIANCE MORTGAGE CORP	VILLA PARK	IL
ALLSTATE FINANCIAL GROUP LLC	BEACHWOOD	OH
ALLSTATE MORTGAGE SERVICES INC	LANHAM	MD
ALPINE MORTGAGE LLC	BOISE	ID
ALTERNATIVE LENDING GROUP INC	PHOENIX	AZ
ALTERNATIVE LENDING SERVICES LLC	JEFFERSON	LA
AMBASSADOR CAPITAL CORPORATION	LA CRESCENTA	CA
AMBASSADOR FUNDING AND INVESTMENTS INC	VALLEY SPRINGS	CA
AMERICA ONE MORTGAGE COMPANY	BAD AXE	MI
AMERICA TWO THOUSAND CORPORATION	DOWNEY	CA
AMERICAN ALLIANCE LLC	CARMEL	IN
AMERICAN BANK OF THE LEHIGH VALLEY	ALLENTOWN	PA
AMERICAN COMMUNITY BANK OF GEORGIA	MCDONOUGH	GA
AMERICAN CONTINENTAL FUNDING CORP	WHITTIER	CA
AMERICAN DREAM MORTGAGE LENDERS	FORT LAUDERDALE	FL
AMERICAN FUNDING INC	CHICAGO	IL
AMERICAN HOME MORTGAGE GROUP INC	ST CHARLES	IL
AMERICAN HOME MORTGAGE-NO INDIANA INC	VALPARAISO	IN
AMERICAN INVESTMENT AND LOAN CO	LOS ANGELES	CA
AMERICAN LENDING INSTITUTE INC	SAN CLEMENTE	CA
AMERICAN MARINE BANK	BAINBRIDGE ISLAND	WA
AMERICAN MORTGAGE ACCEPTANCE LLC	BRICK	NJ
AMERICAN MORTGAGE CORPORATION	BAYAMON	PR
AMERICAN MORTGAGE LENDING INC	OKLAHOMA CITY	OK
AMERICAN NATIONAL BANK AND TR	CHICAGO	IL
AMERICAN SUCCESS COMPANY INC	NEW YORK	NY
AMERICAN UNITED LIFE INS CO	INDIANAPOLIS	IN
AMERICITIES COMMUNITY MORTGAGE CORP	COMMERCE	CA
AMERIFINANCIAL HOME MORTGAGE INC	BARRINGTON	IL
AMERIFIRST CORPORATION	TULSA	OK
AMERILOAN CORPORATION	CERRITOS	CA
AMEX MORTGAGE CORPORATION	TEMPE	AZ
AMWEST FINANCIAL INC	HOUSTON	TX
ANB MORTGAGE COMPANY	EVANSTON	IL
ANTHONY MORTGAGE CORP	WEST LONG BRANCH	NJ
A-PAN-AMERICAN MORTGAGE GROUP	CHICAGO	IL
APPROVED MORTGAGE ASSOCIATION INC	DALLAS	TX
ASSOC INVEST U S GUAR ASS INC	NORWALK	CT
ASSOCIATED FINANCIAL SVCS INC	NORTHBROOK	IL
ASSOCIATED MORTGAGE LLC	WESTCHESTER	IL
ASSOCIATES FIRST CAPITAL MORTGAGE CORP	IRVING	TX
ASSOCIATES TRADE FINANCE CORP	MIAMI	FL
ASTON FINANCIAL GROUP	SANTA ROSA	CA
ATLANTA CAPITAL MORTGAGE INC	NORCROSS	GA
ATLANTIC PACIFIC HOME LOANS INC	SAN DIEGO	CA
ATM FINANCIAL SERVICES INC	ST PETERSBURG	FL
AUTOMATED FINANCIAL SERVICES LLC	SALT LAKE CITY	UT
AVANTI MORTGAGE SERVICES INC	HOUSTON	TX
AVILES MORTGAGE LLC	TAMPA	FL
BACK BAY INC	NOKOMIS	FL
BANCO FINANCIERO DE PUERTO RIC	PONCE	PR
BANCOKLAHOMA MORTGAGE CORP	TULSA	OK
BANK M MORTGAGE GROUP INC	MURFREESBORO	TN
BANK M MORTGAGE TRUST INC	MURFREESBORO	TN
BANK OF COLUMBIA	COLUMBIA	KY
BANK OF DYER	HUMBOLDT	TN
BANK OF JACOMO	BLUE SPRINGS	MO
BANK OF LOUISIANA	LOUISIANA	MO
BANK OF MCCREARY COUNTY	WHITLEY CITY	KY
BANK OF MILAN	MEDINA	TN
BANK OF NASHVILLE	NASHVILLE	TN
BANK OF THE CAROLINAS	LANDIS	NC
BANK OF TRAVELERS REST	TRAVELERS REST	SC
BANK TEN	BELTON	MO
BANKERS AMERICAN MORTGAGE CORPORATION	HOLLYWOOD	FL
BANKERS GROUP MORTGAGE CO	LAFAYETTE	CO
BANKUNITED	CORAL GABLES	FL
BARCLAYS MORTGAGE COMPANY	STREAMWOOD	IL
BEACON FINANCIAL MORTGAGE	MIAMI	FL
BEAVER DAM DEPOSIT BANK	BEAVER DAM	KY
BEDFORD FEDERAL SAVINGS BANK	BEDFORD	IN
BEST RATE LLC	CHICAGO	IL
BHL LENDING INC	CITY OF INDUSTRY	CA
BMRG ENTERPRISES	COVINA	CA
BMS MORTGAGE SERVICES INC	FOUNTAIN HILLS	AZ
BOARDWALK MORTGAGE INC	ATLANTA	GA
BORINQUEN MORTGAGE CORP	ORLANDO	FL
BORROWER'S ADVANTAGE MORTGAGE CORP	TAMPA	FL
BOULDER FINANCIAL CORPORATION	UPLAND	CA
BPA BANK NATIONAL ASSOCIATION	NEWARK	NJ
BRANCO MORTGAGE CO INC	CINCINNATI	OH
BREWER MORTGAGE COMPANY	BARTLETT	TN
BRICKTON MORTGAGE CORPORATION	PARK RIDGE	IL
BRIGHTON BANK	MEMPHIS	TN
BRIT AND BRIGGS MORTGAGE CONSULTANTS LLC	MANCHESTER	NH
BROADWAY NATIONAL BANK	SAN ANTONIO	TX
BROKER ONE LENDING LLC	EVERGREEN	CO
BRONCO INVESTMENTS INC	ENCINO	CA
BSLM INC	SANTA FE SPRINGS	CA
BUENA VISTA MORTGAGE CO	BAKERSFIELD	CA
BURKE VENTURES INC	GRASS VALLEY	CA
BUSINESS MORTGAGE INC	CLEARWATER	FL
CAL CITIES MORTGAGE INC	LOS ALAMITOS	CA
CAL STATE RELOCATION INC	CARMICHAEL	CA
CALIFORNIA DISCOUNT MORTGAGE	COVINA	CA
CAMBRIDGE MORTGAGE GROUP	BOSTON	MA
CAMBRIDGE SAVINGS BANK	CAMBRIDGE	OH
CAMBRIDGE STATE BANK	CAMBRIDGE	MN
CAMERON FINANCIAL GROUP INC	SAN LUIS OBISPO	CA
CAPITAL BANC MORTGAGE INC	COLUMBUS	OH
CAPITAL MORTGAGE AND ASSOCIATES	HOLLYWOOD	FL
CAPITAL PLUS MORTGAGE LLC	BEDFORD	TX
CAPITAL VALLEY MORTGAGE INC	SACRAMENTO	CA
CAPSTONE LENDING AND INVESTMENT INC	LEESBURG	FL
CAPSTONE LENDING CORP	CERRITOS	CA
CAROLINA FIRST MORTGAGE	LEXINGTON	SC
CASA MORTGAGE INC	HOUSTON	TX
CASINO MORTGAGE	MIAMI	FL
CEDAR FUNDING GROUP INC	LARGO	MD
CENTRAL FLORIDA MORTGAGE LOANS INC	WINTER PARK	FL
CENTRAL HOME MORTGAGE CORP	LINCOLNWOOD	IL
CENTRAL MORTGAGE SERVICES	RIDGELAND	MS
CENTRAL PACIFIC BANK	HONOLULU	HI
CENTRAL VALLEY HOME LOANS	STOCKTON	CA
CENTRO FINANCIERO HISPANO AM LLC	SANDY	UT
CENTURION MORTGAGE CO LLC	MARYVILLE	TN
CENTURY FUNDING LTD	NORCROSS	GA
CENTURY PLUS FINANCIAL GROUP INC	VENICE	FL
CHARTER MORTGAGE COMPANY	ALBUQUERQUE	NM
CHICAGOLAND MORTGAGE CORP	PARK RIDGE	IL
CHOICE CAPITAL FUNDING INC	ALPHARETTA	GA
CHOICE MORTGAGE INC	SKOKIE	IL
CHRISTIAN BENEFIT MORTGAGE CO	JACKSONVILLE	FL
CITI CORPORATION	LOS ANGELES	CA
CITIZENS NATIONAL BANK NORWALK	NORWALK	OH
CITIZENS SAVINGS BANK	BLOOMINGTON	IL
CITY BANK	HONOLULU	HI
CITY NATIONAL BANK	MIAMI	FL
CITY NATIONAL BANK AND TR CO	HASTINGS	NE
CLASSIC ONE MORTGAGE LLC	MISHAWAKA	IN
CMS FINANCIAL SERVICES INC	ROSELLE	IL
CNH FUNDING INC	LAS VEGAS	NV
COAST FUNDING CORP	SAN JOSE	CA
COASTAL BANK	SAVANNAH	GA
COASTAL LENDING CORPORATION	LOS ANGELES	CA
COASTAL MORTGAGE LENDERS INC	NAPLES	FL
COLONIAL IMPERIAL FINANCIAL	WEST COVINA	CA
COLONIAL MORTGAGE CORP	JERICHO	NY
COLORADO TIERRA MORTGAGE INC	DENVER	CO
COLUMN FINANCIAL INC	ATLANTA	GA
COMMERCE BANK AND TRUST CO	WORCESTER	MA
COMMON CENTS COMPANY	SALT LAKE CITY	UT
COMMONWEALTH CAPITAL MTG CORP	BIRMINGHAM	AL
COMMUNITY BANK DESOTO COUNTY	SOUTHAVEN	MS
COMMUNITY BANK EXCELSIOR SPRIN	EXCELSIOR SPRINGS	MO
COMMUNITY BANK VERNON CENTER	MANKATO	MN
COMMUNITY BANKING COMPANY OF FITZGERALD	FITZGERALD	GA
COMMUNITY FEDERAL SAVINGS ALA	LITTLE FALLS	MN
COMMUNITY FIRST NATIONAL BANK	FARGO	ND
COMMUNITY FIRST STATE BANK	VERMILLION	SD
COMMUNITY HOME MORTGAGE CORP	MELVILLE	NY
COMMUNITY LENDERS LLC	MONTICELLO	MN
COMMUNITY MORTGAGE NETWORK LLC	CINCINNATI	OH
COMMUNITY NATIONAL BANK	NORTH BRANCH	MN
COMMUNITY SAVINGS BANK	BURLINGTON	NC
COMMUNITY WIDE FEDERAL CREDIT UNION	SOUTH BEND	IN
CONCORDIA MORTGAGE LLC	LAS VEGAS	NV
CONSOLIDATED MORTGAGE CORPORATION	LAS VEGAS	NV
CONSTRUCTION FUNDING CORPORATION	SCHAUMBURG	IL
CONTEMPO MORTGAGE CORPORATION	MONTEREY PARK	CA
CORNERSTONE NATIONAL BANK	EASLEY	SC
CORTRUST BANK	MITCHELL	SD
COUNTRY HOME MORTGAGE INC	CORAL SPRINGS	FL
COUNTRY MORTGAGE SERVICES INC	ARLINGTON HEIGHTS	IL
COUNTRYSIDE LENDING OF TEXAS LC	HEBER CITY	UT
COUNTRYSIDE MORTGAGE INC	WHEELING	IL
COUNTY MORTGAGE USA INC	SAN DIEGO	CA
COUNTY TRUST MORTGAGE CORP	MIAMI	FL
COVENANT FEDERAL CREDIT UNION	BROKEN ARROW	OK
CREATIVE FINANCIAL CENTER CORP	LUTZ	FL
CREATIVE MORTGAGE INC	ENGLEWOOD	CO
CREATIVE MORTGAGE LENDING	DESOTO	TX
CRESCO UNION SAVINGS BANK	CRESCO	IA
CRESTWOOD MORTGAGE INC	TORRANCE	CA
CROWN FINANCIAL SERVICES CORP	BRENTWOOD	TN
CRYSTAL MORTGAGE SERVICES INC	ORLANDO	FL
CUSTOM CAPITAL CORP	MASSAPEQUA PARK	NY
CYBERLOANOFFICER-COM INC	SCHAUMBURG	IL
D C STARKS MORTGAGE ASSOCIATES INC	BOURBONNAIS	IL
DALLAS PLANNING GROUP	WAXAHACHIE	TX
DALTON NORTH COAST INC	BEACHWOOD	OH
DELAWARE ALLIANCE FEDERAL CREDIT UNION	NEW CASTLE	DE
DENISON STATE BANK	HOLTON	KS
DEVELOPERS MARKETING AND MORT SRVS INC	NEWPORT BEACH	CA
DIRECT LENDING CORP	RAMONA	CA
DIRECT MORTGAGE LLC	MERRILLVILLE	IN
DISCOVER MORTGAGE INC	ALBUQUERQUE	NM
DISTINCTIVE MORTGAGES LLC	LAKEWOOD	CO
DIVERSIFIED CAPITAL CORP OF TENNESSEE	MEMPHIS	TN
DIVERSIFIED FINANCIAL GROUP	RIDGEWOOD	NJ
DIVERSIFIED MORTGAGE INC	LIVONIA	MI
DIVERSIFIED RESIDENTIAL FUNDING	ALTAMONTE SPRINGS	FL
DOVENMUEHLE MORTGAGE CO L P	SCHAUMBURG	IL
DOVENMUEHLE MORTGAGE INC	SCHAUMBURG	IL
DRH MORTGAGE LLC	CORONA	CA
DULANY ENTERPRISES	SIGNAL HILL	CA
DUNCANVILLE MORTGAGE COMPANY	DUNCANVILLE	TX
EADOIN MORTGAGE NETWORK INC	LOS ANGELES	CA
EAGLE HOME FINANCING INC	SANTA ANA	CA
EASTERN SAVINGS BANK FSB	HUNT VALLEY	MD
EASTWIND FINANCIAL GROUP INC	TEMECULA	CA
EIDON FINANCIAL INC	SAN DIEGO	CA
ELITE FINANCIAL GROUP INC	BRIGHTON	CO
ELITEAGENTS MORTGAGE SERVICES INC	FAIRFIELD	NJ
ELSEA FINANCIAL SERVICES	CIRCLEVILLE	OH
EM N EM INC	MIAMI	FL
EMBASSY MORTGAGE INC	BATON ROUGE	LA
EMIGRANT MORTGAGE COMPANY INC	ELMSFORD	NY
ENDEAVOUR MORTGAGE INC	LARGO	FL
ENR FINANCIAL SERVICES INC	SCOTTSDALE	AZ
EPONA MORTGAGE CAPITAL INC	STOCKTON	CA
EQUIBANC	ORANGE	CA
EQUITABLE MORTGAGE SERVICES INC	MIAMI LAKES	FL
EQUITY FINANCIAL CORPORATION	SACRAMENTO	CA
EQUITY PLUS INC	RAVENNA	OH
ESQUIRE LENDING COMPANY	MIAMI LAKES	FL
ESTATE MORTGAGE INC	TUSTIN	CA
EXCEL FUNDING INC	VANCOUVER	WA
EXCELSIOR MORTGAGE LLC	FLEMINGTON	NJ
EXCHANGE BANK AND TRUST CO	NATCHITOCHES	LA
EXECUTIVE CAPITAL GROUP INC	RANCHO CUCAMONGA	CA
EXECUTIVE FUNDING CORPORATION	MIAMI	FL
EXECUTIVE FUNDING OF PLACERVILLE INC	PLACERVILLE	CA
FAIRWAY FUNDING GROUP INC	CORAL SPRINGS	FL
FARMERS AND MERCHANT BANK	STUTTGART	AR
FARMERS AND MERCHANTS BANK	GRANITE QUARRY	NC
FARMERS BANK	GREENWOOD	AR
FEDERAL EMPLOYEES CREDIT UNION	OKLAHOMA CITY	OK
FICORE MORTGAGE INC	SAN DIEGO	CA
FIDELITY FIRST LENDING INC	OWINGS MILLS	MD
FIDELITY FUNDING CORPORATION	KIRKWOOD	MO
FIDELITY MORTGAGE SERVICES	ROCKVILLE	MD
FIDELITY MORTGAGE TRUST CORP	MIAMI	FL
FINANCIAL CENTER CREDIT UNION	STOCKTON	CA
FINANCIAL EXPERTS ONE INC	NORTH MIAMI BEACH	FL
FINSERV CAPITAL MORTGAGE INC	COVINA	CA
FIRST ADVANTAGE MORTGAGE COMPANY	GAITHERSBURG	MD
FIRST AMERICAN EQUITY CORP	CLEVELAND	TN
FIRST AMERICAN MORTGAGE HOLDINGS INC	DENVER	CO
FIRST ANDOVER MORTGAGE CORP	EAST PROVIDENT	RI
FIRST BANK OF SOUTH ARKANSAS	CAMDEN	AR
FIRST BOSTON MORTGAGE CORP	WOBURN	MA
FIRST CALIFORNIA ENTERPRISES INC	ALAMO	CA
FIRST CHOICE FINANCIAL SERVICES LTD	ALBRIGHTSVILLE	PA
FIRST CHOICE MORTGAGE CORPORATION	BLOOMINGDALE	IL
FIRST CHOICE MORTGAGE INC	TEMPE	AZ
FIRST CITY BANK	COLUMBUS	OH
FIRST CITY FUNDING	WOODSIDE	NY
FIRST COMMERCIAL BANK	CHICAGO	IL
FIRST COMMERCIAL BANK OF FLORIDA	ORLANDO	FL
FIRST COMMUNITY BANK	HARBOR SPRINGS	MI
FIRST COUNTY BANK	NEW BADEN	IL
FIRST EQUITY BANC A MORTGAGE CORP	INDEPENDENCE	MO
FIRST FEDERAL SAVINGS BANK	MONESSEN	PA
FIRST IN SERVICE MORTGAGES INC	FRANKLIN SQUARE	NY
FIRST LIBERTY FEDERAL CREDIT UNION	GREAT FALLS	MT
FIRST MADISON VALLEY BANK	ENNIS	MT
FIRST MORTGAGE LLC	MEQUON	WI
FIRST NATIONAL BANK	HAWLEY	MN
FIRST NATIONAL BANK	RIVER FALLS	WI
FIRST NATIONAL BANK BROWNFIELD	TERRY	TX
FIRST NATIONAL BANK OF IPSWICH	IPSWICH	MA
FIRST NATIONAL BANK OF LAKE CITY CREEDE	LAKE CITY	CO
FIRST NATIONAL MORTGAGE SERVICES INC	ELK RIVER	MN
FIRST NAT'L BK AND TR CO TREASURE COAST	STUART	FL
FIRST NORTHERN SAVINGS BANK	GREEN BAY	WI
FIRST PALMETTO SAVINGS BANK FSB	CAMDEN	SC
FIRST PREFERRED MTG OF FL INC	FORT LAUDERDALE	FL
FIRST PRIME RATE MORTGAGE INC	ORLANDO	FL
FIRST REALTY MORTGAGE CORP	ALPHARETTA	GA
FIRST REPUBLIC MORTGAGE CORPORATION	LOUISVILLE	KY
FIRST SAVINGS AND LOAN ASSN	DEDEDO	GU
FIRST SAVINGS AND LOAN ASSN	SOUTH HOLLAND	IL
FIRST SECURITY BANK	BATESVILLE	MS
FIRST SECURITY BANK—WEST	BEULAH	ND
FIRST STATE MORTGAGE CORP	FORT WORTH	TX
FIRST TEXAN MORTGAGE GROUP INC	HOUSTON	TX
FIRST TRUST FINANCIAL INC	WEYMOUTH	MA
FIRST UNITED MORTGAGE SVCS INC	MECHANICSBURG	PA
FIVE STAR FINANCIAL LLC	HUDSONVILLE	MI
FIVE STAR MORTGAGE SERVICES	GREEN BAY	WI
FLEETWOOD FUNDING CORP	PLANTATION	FL
FLINT HILLS BANK OF ESKRIDGE	OSAGE CITY	KS
FLORIDA FINAN MGMT MORTGAGE	TAMPA	FL
FOCUS FINANCIAL GROUP INC	DURHAM	NC
FOOD PROCESSORS CREDIT UNION	MODESTO	CA
FOREST PARK NATIONAL BANK	FOREST PARK	IL
FOUR OAKS BANK AND TRUST CO	FOUR OAKS	NC
FRANKLIN MORTGAGE AND FINANCIAL SVCS LLC	TOLEDO	OH
FRANKLIN SAVINGS BANK	FRANKLIN	NH
FIRST NATIONAL BANK OF OTTAWA	OTTAWA	IL
FROLANDER AND ASSOCIATES INC	VISTA	CA
FRONT STREET FINANCIAL	TEMECULA	CA
FRONTIER BANK	ROCK RAPIDS	IA
GALAXY MORTGAGE INCORPORATED	TEMPLE CITY	CA
GALAXY TRUST MORTGAGE CORP	MIAMI	FL
GARBER FINANCIAL INC	SAN DIEGO	CA
GCN INC DBA GENEVA CAPITAL NETWORK	HUNTINGTON BEACH	CA
GELIN AND ASSOCIATES INC	MARIETTA	GA
GENERAL MORTGAGE CORPORATION	PLEASANT RIDGE	MI
GENESEE REGIONAL BANK	ROCHESTER	NY
GENEVA STATE BANK	GENEVA	NE
GEORGIA BANK AND TRUST	CALHOUN	GA
GEORGIA MORTGAGE ASSOCIATES GROUP INC	CARROLLTON	GA
GERMAN AMERICAN BANK	JASPER	IN
GHI CORPORATION	MIAMI	FL
GIBRALTAR CAPITAL CORPORATION	IRVINE	CA
GLENFED MORTGAGE CORPORATION	SAN DIEGO	CA
GLOBAL LENDING GROUP INC	CLEARWATER	FL
GLOBAL MORTGAGE COMPANY	CHICAGO	IL
GLOBAL MORTGAGE CORPORATION	HATO REY	PR
GLOBAL REAL ESTATE LOANS COM	WEST COVINA	CA
GMR MORTGAGE CORP	MIDDLESEX	NJ
GOLD COAST FINANCIAL LLC	NEWTOWN	CT
GOLD VALLEY LOANS INC	SACRAMENTO	CA
GOLDEN FINANCIAL SERVICES INC	HOUSTON	TX
GOLDEN MORTGAGE CORPORATION	BRIDGEWATER	NJ
GOLDSTAR FUNDING INC	HUNTINGTON BEACH	CA
GRANDCO INC	LAS VEGAS	NV
GREAT HOME MORTGAGE COMPANY	ENGLEWOOD	CO
GREAT LAKES MORTGAGE CORP	MIAMI	FL
GREAT NORTHERN MORTGAGE CORP	ST LOUIS PARK	MN
GREATER BOSTON MORTGAGE INC	JAMAICA PLAIN	MA
GREATER CLARK COUNTY MORTGAGE INC	VANCOUVER	WA
GREATLAND FINANCIAL CORPORATION	TUSTIN	CA
GREENPARK MORTGAGE CORPORATION	NEEDHAM	MA
GREENSTREET FINACIAL GROUP INC	HUNTINGTON	NY
GUARANTY MORTGAGE FINANCIAL SRVCS LLC	MILFORD	CT
HANCOCK BANK OF LOUISIANA	BATON ROUGE	LA
HARBORSTONE CREDIT UNION	TACOMA	WA
HARMONY MORTGAGE INC	LOVELAND	CO
HARRIS TRUST BANK OF ARIZONA	SCOTTSDALE	AZ
HEARTLAND MORTGAGE AND R E SERVICES INC	DAWNERS GROVE	IL
HELMS MORTGAGE ASSOC INC	BROOKSVILLE	FL
HENNESSY MORTGAGE GROUP INC	CROWLEY	TX
HERITAGE MORTGAGE CORPORATION	ROSEVILLE	CA
HERITAGE MORTGAGE INC	AUSTIN	TX
HERITAGE MORTGAGE LTD PARTSHIP	COLUMBIA	MD
HERITAGE USA MORTGAGE LLC	MEMPHIS	TN
HERKIMER COUNTY TRUST COMPANY	LITTLE FALLS	NY
HIGH STREET BANKING COMPANY	HICKORY	NC
HOME CAPITAL PLUS INC	WEBSTER	FL
HOME FINANCE CO OF AMERICA INC	HIALEAH	FL
HOME FUNDING CORPORATION	MAITLAND	FL
HOME LENDING CENTER INC	TAMARAC	FL
HOME PLUS MORTGAGE INC	ESCONDIDO	CA
HOME REALTY AND MANAGEMENT CO	CHARLOTTE	NC
HOMEGOLD INC	COLUMBIA	SC
HOMEOWNERS FINANCIAL SERVICES INC	MCFARLAND	WI
HOMESIDE FUNDING CORPORATION	JACKSONVILLE	FL
HOMETOWN FINANCIAL PARTNERS LP	FORT LAUDERDALE	FL
HOMETOWN NATIONAL BANK	NEW ALBANY	IN
HUNTER MORTGAGE CORPORATION	ENFIELD	CT
IBM TEXAS EMPLOYEES FEDERAL CR UN	AUSTIN	TX
ICON FUNDING CORP	MONTEREY PARK	CA
IMIX MORTGAGE COMPANY INC	PHOENIX	AZ
INDEPENDENCE COMMUNITY BANK	BROOKLYN	NY
INDEPENDENCE FINANCIAL CORP	WASHINGTON	DC
INFINITY FINANCIAL SERVICES INC	DOWNEY	CA
INFINITY HOME LOAN INC	NORCROSS	GA
INLAND EMPIRE BANK	HERMISTON	OR
INNOVATION FUNDING INC	SILVER SPRING	MD
INNOVATIVE FUNDING LLC	DENVER	CO
INTEGRA CAPITAL FUNDING LLC	ROSWELL	GA
INTER CONTINENTAL LENDING CORP	LOS ANGELES	CA
INVESTORS OF AMERICA INC	OAKLAND PARK	FL
INVESTORS PLUS INC	VAN NUYS	CA
ISLE PACIFICA MORTGAGE	SAN DIEGO	CA
J AND F INC	UPLAND	CA
J MORGAN FUNDING INC	FOLSOM	CA
J R DAVIDSON INC	CORNELIUS	NC
J RINDOCK MORTGAGE COMPANY	ALLENTOWN	PA
JAM CAPITAL INC	SANTA ANA	CA
JAMES MORTGAGE CORPORATION	DES MOINES	IA
JAYS MORTGAGE AND FINANCE CO	HOUSTON	TX
JEFFERSON MORTGAGE INC	KILL DEVIL HILLS	NC
JM FUNDING CORP	ONTARIO	CA
JM MORTGAGE CORPORATION	SANATA ANA	CA
JNA CAPITAL INC	PHILADELPHIA	PA
JOHNSON COMPANY LLC	BIRMINGHAM	AL
JOPLIN METRO CREDIT UNION	JOPLIN	MO
K MILES INC	TAMARAC	FL
KALA INVESTMENTS INC	NEWPORT BEACH	CA
KAW VALLEY MORTGAGE INC	TOPEKA	KS
KEMPER FINANICAL INC	DAYTON	OH
KEYSTONE MORTGAGE WHOLESALE LENDER INC	ANDERSON	IN
KLEIN GROUP LLC	EDWARDS	CO
L AND H MANAGEMENT GROUP INC	MIAMI	FL
LA MORTGAGE INC	NORTHRIDGE	CA
LABETTE COUNTY STATE BANK	ALTAMONT	KS
LAKESHORE MORTGAGE INCORPORATED	ROCKY RIVER	OH
LANCASTER MORTGAGE SERVICES COMPANY	LANCASTER	PA
LANDVIEW FINANCIAL INC	LOS ANGELES	CA
LBA SAVINGS BANK	LAFAYETTE	LA
LCB HOME LOANS INC	FAYETTEVILLE	TN
LENDING GROUP	NEWPORT BEACH	CA
LENDING GROUP INC	FT MEYERS	FL
LEXIE MORTGAGE INC	WINDER	GA
LHSK INC	HOUSTON	TX
LIBERTY LENDING SERVICES INC	WILMINGTON	OH
LIBERTY NATIONAL BANK	BRADENTON	FL
LINCOLN MORTGAGE BROKERS LLC	LAKEWOOD	CO
LINDA SPIVEY INC	AUBURNDALE	FL
LISH MORTGAGE CORPORATION	TREMONTON	UT
LOAN AMERICA	WOODLAND	CA
LOAN AMERICA MORTGAGE CORP	DALLAS	TX
LOAN LINES INC	TARZANA	CA
LOANS BY SUMMERVILLE INC	HEPHZIBAH	GA
LONE STAR UNITED MORTGAGE SER OF AMERICA	LAKE DALLAS	TX
LONGHORN MORTGAGE INC	GRAND PRAIRIE	TX
LOREN W ROBINSON INC	NEVADA CITY	CA
LUZAL INC	MIRA LOMA	CA
MAGIC CITY FUNDING INC	BIRMINGHAM	AL
MAIN STREET HOME MORTGAGE CORP	BELLWOOD	IL
MAIN STREET MORTGAGE LLC	LOUISVILLE	CO
MAINBANK NA	DALLAS	TX
MANASOTA MORTGAGE AND REAL EST INVEST	SARASOTA	FL
MANHATTAN MORTGAGE CORP	CERRITOS	CA
MANVILLE AREA FED CREDIT UNION	MANVILLE	NJ
MARKEE FINANCIAL GROUP INC	CHEYENNE	WY
MARKETPLACE MORTGAGE LLC	WEST HARTFORD	CT
MASSACHUSETTS CAPITAL MORTGAGE CORP	DEDHAM	MA
MAXIMUM FUNDING LLC	VIRGINIA BEACH	VA
MAYER MORTGAGE CORPORATION	MANSFIELD	OH
MC JAMES MORTGAGE CORPORATION	LAGUNA NIGUEL	CA
MC MORTGAGE BANC	CHICAGO	IL
MCKENZIE MORTGAGE COMPANY	EUGENE	OR
MCM MORTGAGE CORPORATION	OGDEN	UT
MCM SAVINGS BANK FSB	HANNIBAL	MO
MECHANICS BANK—RICHMOND	RICHMOND	CA
MEDFORD SAVINGS BANK	MEDFORD	MA
MEGA CAPITAL FUNDING INC	NORTHRIDGE	CA
MERIT FINANCE COM INC	VINELAND	NJ
METROBANK	INDIANAPOLIS	IN
METROBANK NATIONAL ASSOCIATION	HOUSTON	TX
METROCREST MORTGAGE INCORPORATED	DALLAS	TX
METROPOLITAN FINANCIAL GROUP INC	TUKWILA	WA
METROPOLITAN MORTGAGE FIN SER COR	HYATTSVILLE	MD
METROPOLITAN SAVINGS BANK	HIGHLAND HILLS	OH
METUCHEN ASSEMBLERS F C U	EDISON	NJ
MEW ENTERPRISES INC	MABLETON	GA
MIAMI MORTGAGE INC	MIAMI	FL
MILLENNIUM PLUS MORTGAGE INC	SOUTH HOLLAND	IL
MINNESOTA LIFE	SAINT PAUL	MN
MINROB MANSIONS INC	MINEOLA	NY
MISSION MORTGAGE INC	INDIANAPOLIS	IN
MITSUI MANUFACTURERS BANK	LOS ANGELES	CA
MODINE TELEDYNE FEDERAL CREDIT UNION	LAPORTE	IN
MOJAVE VALLEY MORTGAGE CORP	VICTORVILLE	CA
MONDRIAN MORTGAGE CORPORATION	HOUSTON	TX
MONETARY FUNDING GROUP OF CONNECTICUT	NAUGATUCK	CT
MONTICELLO BANKING CO	MONTICELLO	KY
MONUMENT MORTGAGE INC	SAN RAMON	CA
MORTECH FINANCIAL CORPORATION	DALLAS	TX
MORTGAGE ACCEPTANCE CORP	OCEANSIDE	CA
MORTGAGE ACCESS INC	LAKE WORTH	FL
MORTGAGE CAPITAL AMERICA INC	LAUDERHILL	FL
MORTGAGE CAPITAL GROUP LLC	PLAINVILLE	CT
MORTGAGE CIRLE—COM INC	PEMBROKE PINES	FL
MORTGAGE CO OF AMERICA	RANCHO CUCAMONGA	CA
MORTGAGE CONNECTION	SMYRNA	GA
MORTGAGE CONNECTION COMPANY	LINCOLNWOOD	IL
MORTGAGE DEPOT LLP	NASHVILLE	TN
MORTGAGE EXECUTIVES LLC	ENGLEWOOD	CO
MORTGAGE FINANCE AMERICA INC	ANAHEIM	CA
MORTGAGE GROUP	HONOLULU	HI
MORTGAGE LENDERS INC	OLATHE	KS
MORTGAGE NETWORK LP	AUSTIN	TX
MORTGAGE ONE CORPORATION	COLUMBIA	SC
MORTGAGE SECURITY INC	EAST FALMOUTH	MA
MORTGAGE SOLUTIONS	LANGHORNE	PA
MORTGAGE SPECIALISTS	OAK BROOK	IL
MORTGAGE STORE INC	MARIETTA	GA
MORTGAGE UNLIMITED LLC	LEONIA	NJ
MORTGAGE USA INC	SILVER SPRING	MD
MORTGAGE WEST LLC	LAKEWOOD	CO
MORTGAGES PLUS INC	NOGALES	AZ
MOUNTAIN STATES BANK	DENVER	CO
MOUNTAIN WEST MORTGAGE INC	MIDVALE	UT
MUNDACA FINANCIAL SERVICES LLC	FRANKLIN	TN
MUNFORD UNION BANK	ATOKA	TN
MUNICIPAL MORTGAGE CORP	MIAMI	FL
MUTUAL COMMUNITY SAVINGS BANK INC SSB	DURHAM	NC
MUTUAL FINANCIAL SERVICES LLC	MESA	AZ
MUTUAL OF NORTH AMERICA INC	MELVILLE	NY
MYSTIKAL MORTGAGE GROUP INC	LAWRENCEVILLE	GA
MZ MORTGAGE INC	CHICAGO	IL
NALLY AND COMPANY	LOUISVILLE	KY
NATIONAL BANK OF NEWPORT	NEWPORT	TN
NATIONS BANCORP INC	WEST COVINA	CA
NATIONWIDE FINANCIAL CORPORATION	BREA	CA
NATIONWIDE INVESTMENT SERV CORP	SOUTHFIELD	MI
NATIONWIDE LIFE INS CO COLUMBU	COLUMBUS	OH
NATIONWIDE MORTGAGE CORP	SAINT LOUIS	MO
NDNJ INC	RANCHO PALOS VERDES	CA
NEBRASKA ENERGY FEDERAL CREDIT UNION	COLUMBUS	NE
NEIGHBORHOOD ACCEPTANCE CORP	COSTA MESA	CA
NEIGHBORHOOD MORTGAGE CORPORATION	KANSAS CITY	MO
NEW AMERICAN REAL ESTATE MGTMT GROUP INC	NEWPORT BEACH	CA
NEW MILLENIUM INVESTMENTS INC	FONTANA	CA
NEW MILLENNIUM MORTGAGE	ST LOUIS	MO
NEW YORK COMMUNITY BANK	FLUSHING	NY
NEXUS FINANCIAL INC	FRESNO	CA
NIKKI JOON INC	ALISO VIEJO	CA
NIMA INVESTMENT CO	WESTLAKE VILLAGE	CA
NMI GROUP INC	KANSAS CITY	MO
NORLARCO CREDIT UNION	FORT COLLINS	CO
NORTHEAST MORTGAGE LLC	CRANSTON	RI
NORTHERN HOME FUNDING CORP	WHITE PLAINS	NY
NORTHERN MORTGAGE COMPANY INC	SPRING LAKE PARK	MN
NORTHLAND FUNDING GROUP LLC	AUSTIN	TX
NORTHLAWN FINANCIAL INC	BIRMINGHAM	MI
NORTHPOINT CAPITAL INC	NORCROSS	GA
NORTHWESTERN MUTUAL LIFE IN CO	MILWAUKEE	WI
NUTMEG MORTGAGE COMPANY LLC	NORTH HAVEN	CT
OCEAN CITY HOME BANK	OCEAN CITY	NJ
OCEANFRONT MORTGAGE INC	SAN DIEGO	CA
OKLAHOMA EMPLOYEES CREDIT UNION	OKLAHOMA CITY	OK
OLM FINANCIAL GROUP INC	DUBLIN	OH
OLYMPUS SERVICING LP	AUSTIN	TX
OMNI MORTGAGE CORPORATION	PLANO	TX
OREGON PACIFIC BANKING CO	FLORENCE	OR
ORNL FEDERAL CREDIT UNION	OAK RIDGE	TN
PACIFIC GROUP MORTGAGE INC	LAS VEGAS	NV
PACIFIC INDEPENDENCE FINANCE	ENCINO	CA
PACIFIC NORTHWEST BANK	OAK HARBOR	WA
PACIFIC RESIDENTIAL LENDING CORPORATION	SAN DIMAS	CA
PACIFIC TRUST BANK CHULA	VISTA	CA
PAL FINANCIAL CORP	EVERETT	MA
PALM BEACH NATIONAL BANK AND TRUST CO	PALM BEACH GARDENS	FL
PARTNERS GROUP MORTGAGE	CONSHOHOCKEN	PA
PARTNERS LEND AMERICA LLC	HOUSTON	TX
PATRIOT NATIONAL BANK	HAUPPAUGE	NY
PAVILION STATE BANK	PAVILION	NY
PBK BANK INC	RICHMOND	KY
PCMG INC	SANTA ANA	CA
PEAK FINANCIAL SERVICES INC	MIAMI	FL
PENTUCKET FIVE CENTS SAVINGS BANK	HAVERHILL	MA
PERCENTAGE EQUITY INVESTORS INC	NORTH MIAMI BEACH	FL
PINNACLE FINANCIAL SERVICES	CHEYENNE	WY
PIONEER FEDERAL CREDIT UNION	MOUNTAIN HOME	ID
PIONEER MORTGAGE SERVICES INC	GREELEY	CO
PNC BANK DELAWARE	WILMINGTON	DE
PORT BYRON STATE BANK	PORT BYRON	IL
PORTSMOUTH MORTGAGE CO INC	HAMPTON FALLS	NH
POWDER HOUSE MORTGAGE CO INC	SOMERVILLE	MA
POWER REALTY TEXAS INC	ABILENE	TX
PPMG INC	TUSTIN	CA
PRASKI MORTGAGE INC	LAKEWOOD	CO
PREFERRED MORTGAGE GROUP INC	JACKSONVILLE	FL
PREMIER ADVANTAGE HOME LOANS	CONCORD	CA
PREMIER EQUITY FINANCIAL INC	DAVENPORT	FL
PREMIER FINANCIAL AND INVESTMENT GR INC	UPLAND	CA
PREMIUM MORTGAGE AND INVESTMENTS INC	CORAL GABLES	FL
PRIME LINE MORTGAGE CORP	SHERMAN OAKS	CA
PRIMIDOM LENDING CORPORATION	DALLAS	TX
PRO EQUITY MORTGAGE INC	CHARLOTTE	NC
PROSOURCE MORTGAGE INC	KANSAS CITY	MO
PRYME INVESTMENT AND MTG BROKERS INC	MURRAY	UT
PTJM INC	REEDLEY	CA
QFUND FINANCIAL INC	BELLEVUE	WA
QUAKER CITY FEDERAL SAVINGS AND LN ASSOC	WHITTIER	CA
QUALITA FINANCIAL GROUP INC	CORAL GABLES	FL
QUALITY FINANCIAL INC	BUENA PARK	CA
QUALITY FUNDING SERVICES INC	PALOS HILLS	IL
QUESTAR FINANCIAL INC	DANVILLE	CA
QUESTSTAR MORTGAGE INC	SUWANEE	GA
QUORUM FINANCIAL SERVICES INC	SAN ANTONIO	TX
R AND G FEDERAL SAVINGS BANK	GUAYNABO	PR
RAINBOW CAPITAL MORTGAGE CORPORATION	CARSON	CA
RAMSEY NATIONAL BANK AND TR CO DEVIL LK	DEVILS LAKE	ND
RANDALL FUNDING CORPORATION	VALENCIA	CA
RANDOLPH BANK AND TRUST CO	ASHEBORO	NC
RANTOUL FIRST BANK SB	RANTOUL	IL
REAL ESTATE FINANCIAL ASSESSORS INC	MONTEBELLO	CA
REAL ESTATE FINANCIAL SVCS INC	ALPHARETTA	GA
REAL ESTATE PLUS MORTGAGE	REDONDO BEACH	CA
REALTORS MORTGAGE SERVICES INC	ORLANDO	FL
REGIONAL FINANCIAL GROUP INC	DEARBORN HEIGHTS	MI
REPUBLIC MORTGAGE LOANS INC	MIAMI	FL
RESIDENTIAL BLDG AND MTG RESO	FENTON	MO
RESIDENTIAL CAPITAL CORPORATION	LAS VEGAS	NV
RESIDENTIAL MORTGAGE CENTER INC	ROCKVILLE	MD
RESOURCE BANK	COVINGTON	LA
RIVER VALLEY MORTGAGE INC	ROSEVILLE	MN
ROBINSON GROUP MORTGAGE INC	SEATTLE	WA
ROCKY MOUNTAIN LAW ENFORCEMENT F C U	DENVER	CO
RONZETTI MORTGAGE AND INVESTMENT	FAIRFAX	VA
ROUSSEAU MORTGAGE CORPORATION	HOUSTON	TX
S AND S FINANCIAL INC	WOODLAND HILLS	CA
S MORTGAGE CORP	FAIR OAKS	CA
SALCORP MORTGAGAE	IRVINE	CA
SALEM FIVE MORTGAGE CORP	SALEM	MA
SAN FRANCISCO FUNDING INC	NOVATO	CA
SAN VICENTE MORTGAGE CORP	RAMONA	CA
SEACOAST EQUITIES INC	LA MESA	CA
SECURITY BANK	RICH HILL	MO
SECURITY BANK AND TRUST CO	GLENCOE	MN
SECURITY FEDERAL BANK FSB	SAINT JOHN	IN
SECURITY FINANCIAL SERVICES	LOS ANGELES	CA
SECURITY FIRST NETWORK BANK	ATLANTA	GA
SECURITY LENDING OF UTAH INC	SALT LAKE	UT
SECURITY MORTGAGE FUNDING INC	CANTON	GA
SECURITY ST BANK FERGUS FALLS	FERGUS FALLS	MN
SELECT CAPITAL MORTGAGE CO	BELLEVUE	WA
SELECT HOME LOANS INC	SAN JACINTO	CA
SELECT MORTGAGE INC	BURNET	TX
SIERRA REAL ESTATE SERVICE INC	FRESNO	CA
SIGNATURE BANC AND LENDING LTD	DAYTON	OH
SLEEPY HOLLOW NATIONAL BANK	SLEEPY HOLLOW	NY
SMACKOVER STATE BANK	SMACKOVER	AR
SOLARO FINANCIAL INC	RANCHO PALOS VERDES	CA
SOUTH HOLLAND MORTGAGE LLC	SOUTH HOLLAND	IL
SOUTHEAST FINANCIAL CORPORATION	MIAMI LAKES	FL
SOUTHEAST LENDING GROUP INC	SARASOTA	FL
SOUTHERN COMMUNITY HOME LOANS	HUNTSVILLE	AL
SOUTHERN EXCHANGE BANK	TAMPA	FL
SOUTHERN FINANCE MORTGAGE CORPORATION	MIAMI	FL
SOUTHERN LENDING CORPORATION	AUSTIN	TX
SOUTHERN NICHIGAN BANK	COLDWATER	MI
SOUTHPOINTE MORTGAGE CO INC OF SC	CAYCE	SC
SOUTHWEST BANK OF ST LOUIS	ST LOUIS	MO
SOUTHWEST FINANCIAL SERVICES LLC	CHARLOTTE	NC
SOVEREIGN FINANCIAL CORPORATION	ATLANTA	GA
SPECTRUM MORTGAGE CORPORATION	EL DORADO HILLS	CA
SQUARE ONE MORTGAGE INC	HAZELTON	PA
ST JAMES FEDERAL SAVINGS AND LOAN ASSN	ST JAMES	MN
ST MARY'S AREA FEDERAL CREDIT UNION	ST MARY'S	PA
STATE BANK OF SOUTHERN UTAH	CEDAR CITY	UT
STATE CENTRAL CREDIT UNION	MILWAUKEE	WI
STATE STREET BANK AND TRUST CO	BOSTON	MA
STATE STREET BANK AND TRUST COMPANY NA	NEW YORK	NY
STATE STREET BANK AND TRUST CT	HARTFORD	CT
STATEN ISLAND SAVINGS BANK	STATEN ISLAND	NY
STEPSTONE MORTGAGE COMPANY INC	MARBLEHEAD	MA
STERLING LENDING GROUP INC	BETHEL	CT
STONEGATE PRODUCTIONS INC	ATHENS	GA
SUNAMERICA LIFE INSURANCE CO	LOS ANGELES	CA
SUNLENDING MORTGAGE CORP	CORAL GABLES	FL
SUNTRUST BANK	ATLANTA	GA
SURETY MORTGAGE INC	COLUMBIA	SC
SURFSIDE MORTGAGE INC	BELLFLOWER	CA
SUTTER WEST CAPITAL MORTGAGE INC	SANTA ROSA	CA
T J ROSE FINANCIAL SERVICES INC	TAMPA	FL
TARGET MORTGAGE CORP	LAUDERDALE LAKES	FL
TEAM ONE MORTGAGE INC	ROSWELL	GA
TECHNICAL MORTGAGE LP	SUGARLAND	TX
TEXAS SAVINGS BANK FSB	SNYDER	TX
TEXAS SUPREME MORTGAGE INC	HOUSTON	TX
THE GORDON BANK	GORDON	GA
THREE RIVERS BANK AND TRUST CO	MONROEVILLE	PA
TLC MORTGAGE CORPORATION	OREM	UT
TOLLAND BANK	VERNON	CT
TOWLE FINANCIAL SERVICES	MINNEAPOLIS	MN
TOWNE MORTGAGE EASTPOINTE LLC	EASTPOINTE	MI
TRIANGLE MORTGAGE CENTER	MIAMI	FL
TRI-CITY MORTGAGE LLC	LOVELAND	CO
U S BANK NA	NEW YORK	NY
U S MORTGAGE COMPANY	BAY HARBOR ISLAND	FL
UNION ADVANTAGE HOME LOANS INC	LODI	CA
UNION AMERICAN MORTGAGE SERVICES LLC	NASHVILLE	TN
UNION BANK	NORTH PROVIDENCE	RI
UNION BANK CALIFORNIA NA	SAN DIEGO	CA
UNION PLANTERS BANK OF THE LAKEWAY AREA	MORRISTOWN	TN
UNITED AMERICAN FUNDING CORP	POMPANO BEACH	FL
UNITED BANK	ST PETERSBURG	FL
UNITED BUSINESS AND INDUSTRY FED CR UNIO	PLAINVILLE	CT
UNITED COMMUNITY BANK WEST GEORGIA	CARROLLTON	GA
UNITED GENERAL MORTGAGE CORP	BETHLEHEM	PA
UNITED HOME LOANS CORPORATION	LONGMONT	CO
UNITED HOME MORTGAGE CORPORATION	DES PLAINES	IL
UNITED LABOR CREDIT UNION	KANSAS CITY	MO
UNITED NATIONAL BANK	BRIDGEWATER	NJ
UNIVERSITY FEDERAL CREDIT UNION	BIRMINGHAM	AL
UPTOWN MORTGAGE CORPORATION	WHITTIER	CA
US MORTGAGE CORPORATION	PROVO	UT
VALENCIA BANK AND TRUST	NEWHALL	CA
VALLEY BANK BELGRADE	BELGRADE	MT
VALLEY HEIGHTS FUNDING	RIVERSIDE	CA
VALLEY STATE BANK LAMAR	LAMAR	CO
VAN CAMP MORTGAGE LLC	SOUTH BEND	IN
VILLAGE FINANCIAL SERVICES LLC	ORLANDO	FL
VIRGINIA STATE MORTGAGE INC	ROANOKE	VA
VONROPE MORTGAGE CORPORATION	POMONA	CA
WACHOVIA BANK NA	WINSTON-SALEM	NC
WALL STREET MORTGAGE CORP	GAITHERSBURG	MD
WALMAR FINANCIAL CORPORATION	IRVINE	CA
WASHINGTON MUTUAL BANK FA	STOCKTON	CA
WASHINGTON MUTUAL BANK FA DIME	HICKSVILLE	NY
WASHINGTON MUTUAL BK FA-WMHLI-FMC	COLUMBIA	SC
WATERFIELD MORTGAGE CO INC	FORT WAYNE	IN
WESTERN HOME LOANS INC	ARCADIA	CA
WESTERN MORTGAGE EXPRESS	EL CENTRO	CA
WESTERN PACIFIC LOANS INC	SANTA ROSA	CA
WHITLEY MORTGAGE ASSOCIATES	MONROE	NC
WHOLESALE FINANCIAL MORTGAGE CORP	SCHAUMBURG	IL
WILLIAM GREGORY MORTGAGE INC	LOS ANGELES	CA
WINDY CITY FINANCIAL MORTGAGE CORPORATIO	CHICAGO	IL
WOODHAVEN FINANCIAL SERVICES LTD	DALLAS	TX
WOODSTOWN NATIONAL BANK	WOODSTOWN	NJ
WOODWARD FINANCIAL SERVICES INC	BLOOMFIELD HILLS	MI
WORLD MORTGAGE INC	CHAMBLEE	GA
WORLDWIDE DIVERSIFIED FUNDING HMC INC	FT PIERCE	FL
Y AND S MORTGAGE LLC	GROVE CITY	OH
YIG INC	WEST COVINA	CA
YOSEMITE BROKERAGE INC	BRIDGE CITY	TX

Dated: February 20, 2004.

John C. Weicher,

Assistant Secretary for Housing-Federal, Housing Commissioner, Chairman Mortgagee Review Board.