E7-13192. Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).

The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the office of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than July 23, 2007.

A. Federal Reserve Bank of Atlanta (David Tatum, Vice President) 1000 Peachtree Street, NE., Atlanta, Georgia 30309:

1. Jack Windle Irrevocable Life Insurance Trust, Livingston, Tennessee; through its co-Trustees, Joyce Dodson Windle, Livingston, Tennessee; and John D. Copeland, Chattanooga, Tennessee; to retain voting shares of Overton Financial Services, Inc., Livingston, Tennessee, and thereby indirectly retain voting shares of Union Bank and Trust Company, Livingston, Tennessee.

2. The Credit Shelter Trust under the Last Will and Testament of Jack Allen Windle, Livingston, Tennessee, through its co-Trustees, Joyce Dodson Windle, Livingston, Tennessee; John D. Copeland, Chattanooga, Tennessee; and Thomas Alfred Windle, Cookeville, Tennessee; to retain voting shares of Overton Financial Services, Inc., Livingston, Tennessee, and thereby indirectly retain voting shares of Union Bank and Trust Company, Livingston, Tennessee.

3. The Tennessee Qualified Terminable Interest Trust under the Last Will and Testament of Jack Allen Windle, through its co-Trustees, Joyce Dodson Windle, Livingston, Tennessee; John D. Copeland, Chattanooga, Tennessee; and Thomas Alfred Windle, Cookeville, Tennessee; to retain voting shares of Overton Financial Services, Inc., Livingston, Tennessee, and thereby indirectly retain voting shares of Union Bank and Trust Company, Livingston, Tennessee.

Board of Governors of the Federal Reserve System, July 3, 2007.

Robert deV. Frierson,

Deputy Secretary of the Board.