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Comment on CFPB-2011-0020-0001

Document ID: CFPB-2011-0020-0002
Document Type: Public Submission
Agency: Consumer Financial Protection Bureau
Received Date: February 07 2012, at 12:00 AM Eastern Standard Time
Date Posted: March 5 2012, at 12:00 AM Eastern Standard Time
Comment Start Date: December 19 2011, at 12:00 AM Eastern Standard Time
Comment Due Date: February 17 2012, at 11:59 PM Eastern Standard Time
Tracking Number: 80faff1e
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The fact that Government Monitoring Information is not required on all Residential Mortgage Loan Transactions unless they are HMDA reportable sets banks up to fail. This part of REG C needs to be carefully re-considered. HMDA reporting is very complicated and time-consuming, and whether or not GMI has been collected further complicates the issue.

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