Comment on CFPB-2012-0037-0049

Can you have someone who is familiar with real estate appraisals give me a call? I wish for someone from CFPB to appear at a public meetingin Washington DC on Friday October 12th. The public meeting is chaired by the Appraisal Standards Board of the Appraisal Foundation. I would like to know CFPB's position on the following statement in USPAP - "A party receiving a copy of an Appraisal Report in order to satisfy disclosure requirements does not become an intended user of the appraisal unless the appraiser identifies such party as an intended user as part of the assignment." The prospective homeowner/borrower pays for the appraisal and gets a copy fo the aprpaisal 3 days before closing; but can they rely or not rely on the appraisal in your view? Does USPAP need to be cleared up in your opinion or do the lenders need to tell the appraisers to include the prospective homeowner/borrower to be listed as an intended user? Please call or email me.