VA

Document ID: CMS-2008-0122-0006
Document Type: Public Submission
Agency: Centers For Medicare & Medicaid Services
Received Date: October 29 2008, at 05:21 PM Eastern Daylight Time
Date Posted: November 14 2008, at 12:00 AM Eastern Standard Time
Comment Start Date: September 18 2008, at 12:00 AM Eastern Standard Time
Comment Due Date: November 17 2008, at 11:59 PM Eastern Standard Time
Tracking Number: 807840ca
View Document:

This is comment on Rule

Medicare Program; Revisions to the Medicare Advantage and Prescription Drug Benefit Programs

View Comment

The "scope of the appointment" requirement is pointless. Honest agents will have the client initial every box, so that all products can be discussed. The prospect more than likely has very little understanding of what they are agreeing to discuss until after it is discussed. Dishonest agents will not bother with it. At this time, agents are cold calling to set appointments to "explain the changes to Medicare". Once in the home, few agents will say they need to get a paper signed and come back to actually sell the client a MA/PDP. Also if the paper was signed to discuss MA's, and the client then says he/she might need to change their PDP it is a waste of time for everyone involved to have to set a second appointment. If the call is in reference to a Med Sup sale and an MA would work better, then why should the propect and agent be inconvienenced by having to set a future appointment? The 48 hour cooling off period for the sale of non health policies is fine.