WV

Document ID: CMS-2012-0141-0007
Document Type: Public Submission
Agency: Centers For Medicare & Medicaid Services
Received Date: December 03 2012, at 12:00 AM Eastern Standard Time
Date Posted: December 28 2012, at 12:00 AM Eastern Standard Time
Comment Start Date: November 26 2012, at 12:00 AM Eastern Standard Time
Comment Due Date: December 26 2012, at 11:59 PM Eastern Standard Time
Tracking Number: 1jw-82bu-5y9k
View Document:

This is comment on Proposed Rule

Patient Protection and Affordable Care Act: Health Insurance Market Rules; Rate Review

View Comment

I see some dysfunction in the child age bands at 104.102 (d). It is stated a child is age 0 to 20 (not 'through' 20). Adult rates are stated as 'starting at age 21', making them for persons age 21 and over. It appears there's a gap at age 20 to age 21 because child rates go up to age 20, rather than up to age 21. Older adult age bands start at age 64, rather than age 65 (traditional Medicare age). That seems a bit disorderly. What's magic about 64, versus 63 or 65 or 67? Since children can remain on an Parent's policy to age 26 (or through age 25), Why don't dependent children rates go to age 26?