NY - Hiller Lee, Gail

1: PLEASE EXPLAIN HOW ARE BROKERS REGISTERED UNDER THE SHOP EXCHANGE? THERE ARE NO COURSES AVAILABLE THROUGH ANY ORGANIZATION AT THIS TIME AND REGISTRATION FOR INSURANCE THROUGH AN EXCHANGE STARTS THIS OCTOBER. 2: THE SAME QUESTION: WHY IS THE BROKER COMPENSATION INCLUDED IN THE MLR? THIS DISCOURAGES CARRIERS FROM ACTUALLY PAYING THE BROKER SINCE THEIR PERCENTAGE IS LOWERED. THE BROKER PROTECTS THE PUBLIC FROM CARRIER NEGLECT, INCORRECT CLAIM PAYMENTS, COBRA ADMINISTRATION, BILLING INACCURACIES, ENROLLMENT/TERM/CHANGE, ETC. WHY WOULD ANY CARRIER WANT TO CONTINUE TO PAY BROKERS SINCE WE ARE PROTECTING THE PUBLIC FROM CARRIER MISTAKES?