Comment on FR Doc # E8-01451

I feel the surety bond of 2% should be higher for first time applicants. I also feel that the applicants should have to resubmit an application every 3-5 years. This ensures the standards outlined by the DOJ are being adhered to. Also, a background check of all employees would be beneficial for the applicant/employer. This way it can be known if any employee has engaged in financial impropriety themselves, therefore alerting the employer to any potential problems before they occur or damage a clients financial history.