Comment from GEORGE TSELENTIS, FBI/INFRAGARD CONTRACTOR

I am a Sr. Security Analyst and work as a US Government contractor. I have performed FFIEC Examinations, and beleive that the current Operational Risk in using social media is high for all Banks, clearing houses, and in general all financial instituions. In all of the work that I have performed for private institutions I have felt that the current criteria is not in line with thye current threat. I believe from 40 years of experience that the current threat requires at a minimum NIST 800.xx as the criteria for all financial institutions. This should be enforced and there should be stronger penalties for lack of a timely response to remediation. Respecfully Submitted. SIGNED George B Tselentis, CISM