Comment from Stephanie Silverman, 1

Document ID: FFIEC-2013-0001-0013
Document Type: Public Submission
Agency: Federal Financial Institutions Examination Council
Received Date: January 25 2013, at 12:00 AM Eastern Standard Time
Date Posted: January 29 2013, at 12:00 AM Eastern Standard Time
Comment Start Date: January 23 2013, at 12:00 AM Eastern Standard Time
Comment Due Date: March 25 2013, at 11:59 PM Eastern Standard Time
Tracking Number: 1jx-83b9-fmdt
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I do not see how you can impose a regulation that will require lenders/brokers to oversee their employees PERSONAL social media activity. this proposed rule is far too broad and really starts infringing on personal privacy. Can my employer demand access to all my online presences in order to keep their liability to a minimum? Will in need to sign some agreement upon hiring to give my employer full access? Do I no longer have privacy? Is my employer going to have to read about all of my kid's cold symptoms and the fact that my son just got an A on his english paper, just to make sure I am not sneakin g in a rate here and there?? If this happens at ALL, it needs to apply only commerical sites for social media, or only looked at in the event someone files an actual complaint--at which point, if it is a personal media page, the lender or employer should not be held liable for any suits brought onto the LO who posted stupid stuff.

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