I had my identity stolen by a hospital worker while fighting for my life in a cancer
facility. I was able to catch this thief and force the first and only federal
prosecution of its kind under HIPAA (the patient privacy act). However this was
only the beginning of my nightmare. After the criminal was prosecuted, the banks
and CRAs continued to report fraudulent information on my credit reports for over
two years, violating the FCRA, FACTA etc. Information pertaining to the criminal
is still associated with my records over 4 years later.
One of the main problems is that much of the terminology in the FCRA and other
statutes is vague and left to the CRAs and credit issuing banks to define, and
they do so in terms that benefit them but are severely detrimental to the American
consumer.
The refusal of the banks' and CRAs to actually "investigate" the the
obvios fraud items on my report after they had actually supplied info to the FBI for
the prosecution in my case, caused me to be rejected for 2 mortages and put me
through years of frustration. I am now involved in a legal action in San Francisco
Federal Court to force change in the credit industry. I have already forced one
CRA to agree on demands regarding the responding to and the cleaning up of
identity theft attacks and the devastating fraudulent information it leaves on
consumers' credit reports. I have also succeded in creating a neew category of
consumer called a "Medically incapacitated Consumer" which should
be considered when establishing new industry guidelines for responding to an
identity theft victim. I highly recommed that these changes be legislated into law
I have multiple suggestions for changes in the credit industry that would help
prevent millions of victims from having their lives turned upside down like mine
was. Please feel free to contact me for further information and testimony. I
support this survey fully and offer my assistance in any way possible. I have
presented as a speaker about my fight to change the credit industry for the US
Attorney's Office, large conferences, multiple financial institutions, and on
appearances on numerous national TV and radio shows including CNN, NPR,
Dateline NBC, Montel, NBC, ABC, and Fox News etc. I am also a member of the
FBI Infragard civilian network.
Please fell free to contact me at anytime for more information.
Eric Drew
Drew, Eric #536626-00001
This is comment on Notice
Agency Information Collection Activities; Proposed Collection; Comment Request
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