Comment on FR Doc # 2010-29596

Document ID: HHS-OS-2010-0026-0006
Document Type: Public Submission
Agency: Department Of Health And Human Services
Received Date: December 15 2010, at 12:00 AM Eastern Standard Time
Date Posted: December 16 2010, at 12:00 AM Eastern Standard Time
Comment Start Date: December 1 2010, at 12:00 AM Eastern Standard Time
Comment Due Date: January 31 2011, at 11:59 PM Eastern Standard Time
Tracking Number: 80bb798d
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This is comment on Rule

Health Insurance Issuers Implementing Medical Loss Ratio (MLR) Requirements under Patient Protection and Affordable Care Act

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Dear Madam, PLEASE consider the recomendations of the NAIC when deciding on wether or not to include Agent Compensation in the MLR. Agent Compensation needs to be placed OUTSIDE of the MLR calculation or millions of consumers are going to lose access to licensed, professional insurance agents. Insurance carriers will be unable to pay agents a living wage and those agents will leave the marketplace. Small business(s) and individuals will be left with NO Representation to teh carreirs. Your failure to put the Agents Commission Outside of the MLR will totally destroy a valuable consumer protection that Agents provide.

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Comment on FR Doc # 2010-29596
Public Submission Posted: 12/10/2010 ID: HHS-OS-2010-0026-0002