Comment Submitted by Julieanna Vinogradsky

I have two comments to make on this proposed rulemaking: 1. HUD's stated mission is to increase home ownership, support community development and increase access to affordable housing free from discrimination. While this program is taking steps to ensure the first two of these goals, I am worried that the third - increased access to affordable housing – is being neglected here. Eligible buyers who meet certain economic or demographic criteria are required to stay in homes obtained from HUD (via a purchaser) fro at least 3 years. This proposed rulemaking is silent as to what will happen if the buyer chooses to move after these 3 years. I urge that HUD implement a regulation that requires the assets to remain occupied by low-income or medium-income individuals upon potential resale past this 3-year mark. 2. I support HUD’s inclusion of teachers, police officers, and firefighters/emergency medical technicians as a separate category of eligible buyer, exclusive of income level. I urge that HUD expand this category to include a variety of mental health professionals, including clinical social workers, mental health counselors, substance abuse counselors, mental health technicians/aides, and case managers. Including these individuals will bolster HUD’s objective to improve the quality of life in distressed communities by encouraging professionals, whose daily responsibilities address vital needs of the community, to purchase homes in these communities.