Comment on FR Doc # 08-00002

As a tax preparer working in an office that offers Money-Now loans and RAL'S, in general no matter how much we discourage the customer from getting them they are in high demand and basically most can not be talked out of it. EIC basicailly promotes fraud, no two ways about it and it's next to impossible for a taxpreparer to stop more than a small percentage of it not matter how many safeguards and checks we attempt. We can't follow people home to make sure the 'son' is not a 'cousin' or even stranger for that matter. The trading and borrowing of social security cards can't be stopped as long as there is EIC, but the least we could do is stop the loans available on EIC, especailly the Money-Now, as the IRS doesn't even get a chance to look at the return before the fraud has resulted in money being issued.