Comment on FR Doc # 08-00002

In general, I am against government requlations unless there is a threat to life or limb. But the whole concept of RAL is adhorent to me. That we should allow tax preparers also fill out applications for RALs creates an inherent conflict of interest, when the tax preparer can make a higher fee for the RAL then the tax services provided. Secondly, the easiest way to eliminate the need for RALs is to increase the velocity of the service provided by the IRS in processing a refund.. A seven day turn-around commitment would just about eliminate the need for RALS