Comment on FR Doc # 2012-10440

The proposed regulations should be extended to adequately protect personal information of filers. The premium tax credit will only apply to low income filers. Instead of returning personal information, the IRS should merely return a status when a filer's income exceeds the maximum income allowable for the credit. The maximum income may be the maximum allowable for all forms of aid outlined in the regulation, the premium tax credit, medicare, and medicard. When the premium tax credit is not granted, the HHS, exchanges, and anyone else who receives personal tax return information, should be required to delete that information within 90 days. Taxpayers should be able to request the IRS to tell them if anyone requested information about their return using this regulation. The regulation should contain a penalty for individuals that fraudulently request information. The regulation should contain a penalty for HHS, exchanges, and any other organization that does not comply with the data protection requirements. The regulation should prevent organizations from requesting information if they have been shown to use the regulation fraudulently or if they have failed to comply with the data protection requirements for any 2 years.