Comment on FR Doc # 2012-03242

To Whom It May Concern: Following are comments from our NACS members regarding this proposed rule. • Sounds like a good idea to me, that way Lenders won’t get ticked-off on a loss claim. • I am all for the new rule. As it says, BCP has had a policy in effect that prohibits paying the stated fees for years. It is time they put it in writing. • It’s about time! These “unwritten rules” get us into so much trouble. • Not that they were making an official change. We have never paid on late charges or allowed for an increased default interest rate. We will pay the normal interest that is accruing but nothing above it. I am all for the new rule. • As it says, BCP has had a policy in effect that prohibits paying the stated fees for years. It is time they put it in writing.