Comment on FR Doc # 2013-04221

The elimination of the personal resources test will allow small businesses to secure financing for some property types that are prohibitive for community as well as national lenders. In the current banking regulatory environment even for well capitalized small companies there is little access to loan funds for projects such hospitality projects which have the ability to add significant jobs and tax revenues to communities all over the United States. This has the potential to add a tremendous amount of stimulus to many industries and communities both large and small all across the country. I am definitely in favor of the rule changes. Thank you