AL65 Public Comment from First Horizon

This is in response to "RIN 2900-AL65" and is in addition to our original response contained in the letter dated April 15th 2005 which I've attached. Below are Comments related to the supplemental information VA has provided 11/27/06: - Reporting should be limited only to those loans in default - Data elements shown in the proposal include far too much detail and should be limited to key default related events only. - All reporting should occur no more than monthly with the ability to report multiple events occurring within the same month. - Sufficient time, as determined by the Mortgagees and Service Bureaus should be allowed to develop the final format of data into their systems - It is still unclear as to what purpose the high volume of data would serve the Department.