Guidelines for Furnishers of Information to Consumer Reporting Agencies

Document ID: OCC-2008-0022-0001
Document Type: Proposed Rule
Agency: Comptroller Of The Currency
Topics: No Topics associated with this document
Federal Register Number: E9-15322
CFR Citation: 12 CFR Part 41
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Details Information

Abstract:	The OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) request comment to gather information that would assist the Agencies in considering the development of a possible proposed addition to the furnisher accuracy and integrity guidelines that were issued in today's Federal Register. Those guidelines, along with the accompanying regulations, implement the accuracy and integrity provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) that amended section 623 of the Fair Credit Reporting Act (FCRA). This advance notice of proposed rulemaking (ANPR) seeks to obtain information that would assist the Agencies in determining whether it would be appropriate to propose an addition to one of the guidelines that would delineate the circumstances under which a furnisher would be expected to provide an account opening date to a consumer reporting agency to promote the integrity of the information. In addition, the Agencies request comment more broadly on whether furnishers should be expected to provide any other types of information to a consumer reporting agency in order to promote integrity.
Document Subtype:	ANPRM
Received Date:	July 01 2009, at 10:22 AM Eastern Daylight Time
Start-End Page:	31529 - 31533
Comment Start Date:	July 1 2009, at 12:00 AM Eastern Standard Time
Comment Due Date:	August 31 2009, at 11:59 PM Eastern Standard Time