Credit
Showing 1-20 of 950 results.
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2024-06497. Community Reinvestment Act; Supplemental Rule
- The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (together referred to as the agencies, and each, individually, the agency) are...
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2024-06596. Multifamily Housing Program Update to the Credit Report Process
- The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), is proposing to update its regulations on how credit reports are obtained for the purposes of determining eligibility and...
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2024-05756. Section 538 Guaranteed Rural Rental Housing Program Change in Priority Projects Criteria
- The Rural Housing Service (RHS or the Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), is amending the current regulation for the Multifamily Family Housing (MFH) Section 538 Guaranteed Rural Rental...
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2024-05011. Credit Card Penalty Fees (Regulation Z)
- The Consumer Financial Protection Bureau (CFPB or Bureau) amends Regulation Z, which implements the Truth in Lending Act (TILA), to address late fees charged by card issuers that together with their affiliates have one million or more open credit card...
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2024-05322. Financial Market Utilities
- The Board of Governors of the Federal Reserve System (Board) is publishing a final rule amending the requirements relating to operational risk management in the Board's Regulation HH, which applies to certain financial market utilities (FMUs) that have...
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2024-04503. Updating Contact Information and Grammatical Terminology in OFAC Regulations
- The Department of the Treasury's Office of Foreign Assets Control (OFAC) is adopting a final rule to update contact information and grammatical terminology in existing regulations.
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2024-04500. Updates to the Darfur Sanctions Regulations
- The Department of the Treasury's Office of Foreign Assets Control (OFAC) is changing the heading of the Darfur Sanctions Regulations to the Sudan Stabilization Sanctions Regulations and amending the renamed regulations to implement a May 4, 2023 Sudan-...
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2024-03869. Partnerships With Faith-Based and Neighborhood Organizations
- This final rule amends the regulations of the agencies listed above (the ``Agencies'') to clarify protections for beneficiaries and prospective beneficiaries of federally funded social services and the rights and obligations of organizations providing...
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2024-01095. Overdraft Lending: Very Large Financial Institutions
- The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to...
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2023-25797. Community Reinvestment Act
- The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) are adopting final amendments to their regulations implementing the Community...
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2024-01243. Amendment to the Railroad Rehabilitation and Improvement Financing Program and Transportation Infrastructure Finance and Innovation Act Program Regulations
- The Department of Transportation (``DOT'' or ``the Department'') proposes to implement provisions of the Infrastructure Investment and Jobs Act (the ``IIJA'') that expand or modify the authorities applicable to the Railroad Rehabilitation and...
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2024-00313. Inspection Service Authority; Civil Monetary Penalty Inflation Adjustment
- This document updates postal regulations by implementing inflation adjustments to civil monetary penalties that may be imposed under consumer protection and mailability provisions enforced by the Postal Service pursuant to the Deceptive Mail Prevention...
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2023-27908. Technological Modernization
- These final rules modernize Federal Election Commission regulations in light of technological advances in communications, recordkeeping, and financial transactions, such as the making of contributions and expenditures through internet-based payment...
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2023-27934. Community Reinvestment Act Regulations Asset-Size Thresholds
- The Board and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define ``small bank'' and ``intermediate small bank.'' As required by the CRA regulations,...
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2023-25047. Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
- The OCC, the Board, and the Bureau are finalizing amendments to the official interpretations for their regulations that implement section 129H of the Truth in Lending Act (TILA). Section 129H of TILA establishes special appraisal requirements for...
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2023-25048. Truth in Lending (Regulation Z)
- The Board and the Bureau (collectively, the Agencies) are publishing final rules amending the official interpretations and commentary for the Agencies' regulations that implement the Truth in Lending Act (TILA). The Dodd-Frank Wall Street Reform and...
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2023-23911. Regulatory Capital Rules: Risk-Based Capital Requirements for Depository Institution Holding Companies Significantly Engaged in Insurance Activities
- The Board of Governors of the Federal Reserve System is adopting risk-based capital requirements for depository institution holding companies that are significantly engaged in insurance activities. This risk-based capital framework, termed the Building...
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2023-23509. Fair Hiring in Banking
- The NCUA Board (Board) proposes to incorporate its ``Second Chance'' Interpretive Ruling and Policy Statement 19-1 (IRPS 19-1) and the Fair Hiring in Banking Act (FHBA) into its regulations. The Federal Credit Union Act prohibits, except with the...
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2023-23576. Required Rulemaking on Personal Financial Data Rights
- The Consumer Financial Protection Bureau (CFPB) is proposing a rule to implement personal financial data rights under the Consumer Financial Protection Act of 2010 (CFPA). The proposed rule would require depository and nondepository entities to make...
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2023-23481. Simplification of Share Insurance Rules
- The NCUA Board (Board) is seeking comment on proposed amendments to its regulations governing share insurance coverage. The proposed rule would address the following items: simplify the share insurance regulations by establishing a ``trust accounts''...